Your browser is configured to not accept cookies.
Some features of the site are not available or will not work correctly without cookies. Also, some information presented might not apply to your situation.
See How to enable cookies
Your browser is not supported by our website. Some features of the site are not available or will not work correctly.
See the procedure to update your browser.
Microsoft Edge causes problems on AccèsD. To fix the issue, please install the most recent Windows update.
With travellers wherever they go!
Member advantage: Exclusive advantages for members
3-day discount on all-inclusive travel insurance
Going away for up to 3 days? Enjoy free travel insurance that covers more than you might think, including emergency healthcare, trip cancellation and lost luggage. Going away for longer than 3 days? Use your 3-day discount toward insurance for your whole trip!1
50% off Emergency Return Trip premium
Discount applies to Emergency Return Trip coverage sold as an add-on to healthcare coverage. Emergency Return Trip covers transportation expenses from your travel destination to your home province and back again. Valid for extended travel (30 or more days.) Offer available to members between 18 and 30 years of age.
With Travel Insurance, you get:
For more information about buying online, see Buying online, etc.
For a person to be insured:
Our à la carte coverages | |
---|---|
Emergency Health Care |
|
Emergency Return Trip (optional) |
|
Accident |
|
Baggage |
|
Trip Cancellation/Interruption |
|
Our packages | |
---|---|
Multicoverage Package |
|
Multi-Trip Annual Insurance |
Learn more about Desjardins Annual Travel Insurance |
These descriptions aren't exhaustive and are presented for information purposes only.
Some restrictions apply. Refer to the Distribution Guide and General Conditions - This link will open in a new window. (PDF, 3.8 MB) for a complete list of the exclusions and restrictions.
We calculate the premium based on:
Family premium
When several family members are covered under the same contract, premiums are only charged for the two oldest travellers. That means that children travelling with their parents or grand-parents receive free Emergency Health Care, Baggage and Accident coverage.
Calculate your premium - This link will open in a new window.
The applicable taxes and administrative fees are added to the premium of each contract, regardless of the number of travellers it covers
To learn more about Desjardins Travel Insurance, check out the Travel Insurance Guide - This link will open in a new window. (PDF, 3.8 MB). It contains everything you need to know about the product, including conditions, exclusions and limitations.
Exclusion for unstable injuries or medical conditions
Emergency Health Care coverage and Trip Cancellation coverage do not cover unstable injuries and medical conditions, nor any related injury or medical condition for which, in the reference period (see below):
For Emergency Health Care coverage
The reference period is:
For Trip Cancellation coverage
The reference period is 3 months before the Trip Cancellation coverage purchase date
This limitation does not apply if the injury or medical condition remained stable1 during the reference period.
Other exclusions and limitations
In certain circumstances that are too risky, the insurer may decide not to pay any amount. The Exclusions and limitations section for each protection of the Travel Insurance Guide - This link will open in a new window. (PDF, 3.8 MB) lists these occurrences.
Legal notice
The information appearing on this site summarizes the terms and conditions of this insurance and has no contractual value. It's intended to be clear and simple, so you can easily understand the product.
Only the Travel Insurance Guide - This link will open in a new window. (PDF, 3.8 MB) will be used to settle legal disputes. The Travel Insurance Guide contains all conditions of this coverage. Some exclusions and limitations may apply.
Travel outside of North America
Some Desjardins Access cardholders have recently experienced difficulties when trying to withdraw money at ATMs of certain banks affiliated with the PLUS® network outside of North America (outside of Canada, the United States or Mexico).
To avoid this inconvenience, we can replace your Desjardins Access Card, as a preventive measure. With your new card, you'll be able to travel worry-free.
Visa Desjardins credit cards for businesses
Desjardins offers several credit cards for businesses, some of which offer travel insurance coverages tailored for business trips. View a complete list of Visa Desjardins credit cards for businesses and learn more about their benefits.
1.One discount per trip per Desjardins member. The 3-day discount cannot be combined with the insurance for trips lasting 3 days or less included with certain Desjardins credit cards and Desjardins products or services.
Consult the Visitors to Canada Insurance page to learn more about it!
© 1996-2018, Mouvement des caisses Desjardins - Desjardins Group. All rights reserved.