Preparing to live in Canada
You can count on us to help you settle into your new life in Canada. We offer support, services and a welcome offer suited to your specific needs.
Much more than a financial partner
Is your move to Canada permanent or temporary? Naturally, a move like this comes with many challenges and questions. That said, you can count on us to support you every step of the way.
A successful move to Canada takes a helping hand
Watch inspiring testimonials from newcomers to Canada and learn how Desjardins was there for them at different steps in the process.
Before you leave
Step 1. Opening an account in Canada
You can open an account online from abroad, both to save precious time when you arrive and get a head start on settling in.
Select the offer that's right for you
Our financial products are designed to meet your needs, whether you plan to move to Canada or study here.
Step 2. Transfer funds into your Desjardins account
You can transfer funds into your new account to get access to your money as soon as you arrive in Canada. Note that you can make only 1 international money transfer from abroad
What to have on hand:
- The information you received by email after submitting your application to open an account
- The completed Incoming wire transfer form (PDF, 213 kb)
- The BIC/SWIFT code for Desjardins: CCDQCAMM
Sending funds and exchange rates: to be confirmed with your financial institution
- Transfers under CAN$50: free
- Transfers over CAN$50: CAN$15
Our tips to help you with your planning
When you arrive
Step 1. Finalize opening your account
Go to your appointment to finish setting up your account. Bring 2 pieces of ID with you to confirm your identity and pick up your debit card. Use this meeting time to discuss your needs, projects and any concerns you may have.
Step 2. Think about your future needs
Things can be vastly different from country to country. Here are a few helpful tips to make the transition even smoother.
Buying a home is a big decision. Before taking the plunge, take the time to carefully analyze your situation and consider the pros and cons of buying or renting.
Choose from a variety of insurance solutions to prepare for the unexpected.
Step 3. Take advantage of our support
We're thrilled to share tips that'll help you with every step of your move to Canada. We're here to understand your goals, assess your financial situation and make personalized recommendations. We can help you navigate a number of topics, including credit and debit cards, personal loans, savings and investment products, insurance and more.