Choose province (Canada) or state (United States), and language

Online services – AccèsD, AccèsD Affaires, online brokerage, full service brokerage.

Log on to Desjardins online services.

You are here:

Your browser is configured to not accept cookies. Some features of the site are not available or will not work correctly without cookies. Also, some information presented might not apply to your situation.
See How to enable cookies

Your browser is not supported by our website. Some features of the site are not available or will not work correctly.
See the procedure to update your browser.

Microsoft Edge causes problems on AccèsD. To fix the issue, please install the most recent Windows update.

Tax-Free Savings Account (TFSA)

Save up for whatever you want with a TFSA

TFSAs at a glance

  • Help you grow your savings tax-free—you won’t pay any tax on your investment income or your withdrawals
  • Let you withdraw your money whenever you want, penalty-free, depending on what type of investment you have
  • Have no impact on your eligibility for income-tested gouvernmental benefits or credits

How contributions work

Contribution room accumulates for each year that one is at least 18 years old and resides in Canada.

Year Annual contribution Total
2009 to 2012 $5,000 $20,000
2013 to 2014 $5,500 $11,000
2015 $10,000 $10,000
2016 to 2018 $5,500 $16,500

If you’ve never invested in a TFSA before, you would have $52,000 in contribution room in 2017, and $57,500 in 2018.

Any money you withdraw will be added to your contribution room for the following year.

Find out more about TFSAs and your annual contribution limits on the Canada Revenue Agency’s - External link. This link will open in a new window..

Setting up regular TFSA contributions with automatic transfers

This is a great way to save and easy to fit into your budget. You can choose how much and how often you want to contribute: weekly, biweekly, monthly, etc. Your contributions will be automatically deducted from your bank account and invested in your chosen TFSA.

Learn more about setting up regular TFSA contributions


The TFSA : one of the best tax shelters

Added on September 21, 2015

The TFSA : one of the best tax shelters (1 min 50 s)

The TFSA is undoubtedly one of the best tax shelters and it's becoming increasingly popular with Canadians every year.

Do you want to lower your tax bill?

Added on April 1, 2015

Do you want to lower your tax bill? (1 min 35 s)

Whether it's to defer taxes or to grow your investments tax free, creating a financial plan with your advisor is a smart decision.