U.S. Dollar Term Savings

Grow your savings without converting your U.S. dollars!

  • Capital and interest guaranteed
  • 1- to 5-year terms

It's ideal if you:

  • want to make a U.S. dollar investment that guarantees both your principal and return
  • believe exchange rate trends will make the U.S. dollar advantageous or don't want to convert your U.S. currency

Redeemable and non-redeemable versions available.

Interest rate

  • Fixed
  • Based on the term selected
  • Guaranteed for the full term

To find out more about interest rates, ask your Desjardins advisor.

Eligible plans

Non-registered plans

Minimum deposit



  • Competitive return on your savings
  • Your capital and interest are guaranteed


Entitles you to any member dividends your caisse may pay.

  • Stable and secure: your capital and interest are guaranteed1
  • Peace of mind: no matter how the financial markets perform, you know what your return will be right from the start
  • Reliable: reduces risk related to exchange rate fluctuations

1. Not covered under deposit insurance by the Autorité des marchés financiers or the Deposit Insurance Corporation of Ontario.

Rate subject to change without notice.