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U.S. Dollar Term Savings

Grow your savings without converting your U.S. dollars!

  • Capital and interest guaranteed
  • 1- to 5-year terms

It's ideal if you:

  • want to make a U.S. dollar investment that guarantees both your principal and return
  • believe exchange rate trends will make the U.S. dollar advantageous or don't want to convert your U.S. currency

Redeemable and non-redeemable versions available.

Interest rate

  • Fixed
  • Based on the term selected
  • Guaranteed for the full term

To find out more about interest rates, ask your Desjardins advisor.

Eligible plans

Non-registered plans

Minimum deposit



  • Competitive return on your savings
  • Your capital and interest are guaranteed


Entitles you to any member dividends your caisse may pay.

  • Stable and secure: your capital and interest are guaranteed1
  • Peace of mind: no matter how the financial markets perform, you know what your return will be right from the start
  • Reliable: reduces risk related to exchange rate fluctuations

1. Not covered under deposit insurance by the Autorité des marchés financiers or the Deposit Insurance Corporation of Ontario.