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Mortgages

The turnkey solution to becoming a homeowner: 3.33% mortgage rate + $1,000 cash back + loan insurance The turnkey solution to becoming a homeowner: 3.33% mortgage rate + $1,000 cash back + loan insurance The turnkey approach to becoming a homeowner

Promotion of a mortgage rate of 3.33% plus $1,000 in cash back or 3.15% without cash back in effect until April 30, 2018. Available with any new 33-month, fixed-rate individual mortgage loan. Not applicable to business financing, or to personal financing for buildings of 5 units or more. The $1,000 cash back will be deposited in the chequing account linked to the mortgage loan. This offer may be cancelled without notice. This rate is subject to change without notice. This offer cannot be combined with any other promotion.

3.33% promotional rate

See our rates

 Get preauthorized

Get preauthorized

What is the preauthorization certificate for?

  • Displays the maximum price of the house you can afford to buy
  • Shows you are a serious buyer and your purchasing capacity
  • Simplifies communication with the seller or real estate broker

3-step preauthorization

  1. Determine your financing needs with one of our advisors.
  2. Get a prompt answer.
  3. Get the loan terms and a preauthorization certificate upon approval.

View a preauthorization certificate sample (PDF, 166 KB) - Cet hyperlien s'ouvrira dans une nouvelle fenêtre..

Make an appointment

Montreal area:
514-285-9938

Elsewhere in Canada and the U.S.:
1-888-243-1479

Contact an advisor

Contact an advisor

Documents you need for your meeting

Call us

Montreal area:
514-285-9938

Elsewhere in Canada and the U.S.:
1-888-243-1479

Through a mortgage representative

Ready to buy? An advisor can come meet with you any day of the week.

Find a mortgage representative

Tools

Mortgage products and solutions

Think green

Are you buying a new construction or making green renovations? Get cashback, freebies, great rates and many more advantages with the Green Homes Program.

Additional information

Desjardins Homebuyer’s Guide - Ontario (PDF, 754 KB) - This link will open in a new window.

Summary D.I.Y. Homebuilders’ Guide - Ontario (PDF, 909 KB) - This link will open in a new window.

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