Mortgages

Mortgages

Buy a home and get wall-to-wall peace of mind.

New homeowner essentials

Great mortgage rates + loan insurance + home insurance

Special offer

Cash back for first-time homebuyers

Receive $1,500 to $3,500 cash back if you get an eligible mortgage and home insurance with us.

Learn more about this offer

Key features

Get a competitive rate Find the mortgage rate that best meets your needs.
Rest easy with Loan Insurance Make sure your loans get paid off in the event of death or disability.
Get home insurance tailored to your needs Get a quote today.

What are your plans?

Online tools

Buying your first home

If you're a Desjardins member, log in to AccèsD to walk through the key steps of the buying process and to:

  • Calculate your budget
  • Estimate your monthly payments
  • Get pre-approved

Log in to AccèsD

On AccèsD, go to the Home section and click Prepare to buy.

  1. Subject to credit approval by the Fédération des Caisses Desjardins du Québec. Some conditions, exclusions and restrictions may apply.
  2. Loan insurance is offered by Desjardins Insurance. Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company.
  3. Home insurance is offered by Desjardins Insurance. Desjardins Insurance refers to Desjardins General Insurance Inc.
  4. This offer is available for any new mortgage financing request granted by a Desjardins caisse in the province of Quebec only between October 1 and December 31, 2022. The first disbursement of the mortgage loan/loan linked to a Versatile Line of Credit must be done no later than March 31, 2023.

    Cash back is awarded on mortgage financing used to buy an eligible owner-occupied building with up to 4 units, particularly excluding DIY homebuilding projects and mobile homes on rented land, and if all offer conditions are met. For all applicable conditions, exclusions and limitations, speak with your Desjardins advisor.

    All financing is subject to Desjardins credit approval.

    To be eligible for cash back, you must purchase home insurance with Desjardins General Insurance Inc. or The Personal General Insurance Inc. Subject to underwriting conditions. Limitations and exclusions apply.

    This offer is subject to change and can end without notice.

    This offer cannot be combined with caisse promotions other than the Green Homes Program. Only one cash back granted per financed property.