Mortgages
Mortgages
We're there every step of the process.
Great rates + loan insurance + home insurance
Key features
Get a mortgage rate
starting at
2.09%
Rest easy with Loan Insurance
Make sure your loans get paid off in the event of death or disability.
What are your plans?
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Buying a home
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Renewing your mortgage
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Transferring your mortgage
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Managing your mortgage
(accelerated payments, prepayment charges, move-in date, etc.)
Find the mortgage that's right for you
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Compare our mortgages
Fixed or variable rate? Fixed or variable payments? Open or closed? Compare and choose.
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Use the Home Buyer's Plan
Use your RRSP funds to buy a home.
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Get a cash remittance
Get cash to cover some of the expenses that come with buying a home.
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Think green
Get cash back, freebies and great rates with the Green Homes Program, for new constructions and green renovations.
Tools
My First Home
Thinking about buying a home?
Let us guide you through the process. Use the My First Home tool on AccèsD or on the mobile app.
Steps
- Find out your recommended price range and maximum purchase price.
- Compare the process of your favourite properties.
- Get pre-approved.
- Make a purchase offer.
- Get home and mortgage insurance quotes.
- Finalize the sale.
- Get ready to move.
- Certain conditions apply. Offer conditional upon credit approval. This offer may be changed or revoked at any time without notice. Depending on the mortgage loan you choose, the rate or rate spread is guaranteed until June 30, 2021. The rate guarantee becomes effective when the application is approved by Desjardins.