Mortgages
Key features
What are your plans?
-
Buying a home
-
Renewing your mortgage
-
Transferring your mortgage
-
Managing your mortgage
(accelerated payments, prepayment charges, move-in date, etc.)
Find the mortgage that's right for you
-
Compare our mortgages
Fixed or variable rate? Fixed or variable payments? Open or closed? Compare and choose.
-
Use the Home Buyer's Plan
Use your RRSP funds to buy a home.
-
Get a cash remittance
Get cash to cover some of the expenses that come with buying a home.
-
Think green
Get cash back, freebies and great rates with the Green Homes Program, for new constructions and green renovations.
Online tools
My First Home on AccèsD
Thinking about buying a home?
Log in to AccèsD or the mobile app. Go to the Home section and we'll guide you through the process.
New online mortgage pre-approval
Apply for a mortgage pre-approval online with just a few clicks and receive an instant response.
Steps
- Find out your recommended price range and maximum purchase price.
- Compare the costs of your favourite properties.
- Get pre-approved online.
- Make a purchase offer.
- Get home and mortgage insurance quotes.
- Finalize the sale.
- Get ready to move.
- Subject to credit approval by the Fédération des Caisses Desjardins du Québec. Some conditions, exclusions and restrictions may apply.
- Loan insurance is offered by Desjardins Insurance. Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company.
- Home insurance is offered by Desjardins Insurance. Desjardins Insurance refers to Desjardins General Insurance Inc.
-
This offer is available at caisses in the province of Quebec only.
Cash back is awarded on mortgage financing used to buy an eligible owner-occupied building with up to 4 units provided all offer conditions are met. For all applicable conditions, exclusions and limitations, talk to your Desjardins advisor.
All financing is subject to Desjardins credit approval.
To be eligible for the cash back, you must purchase home insurance with Desjardins General Insurance Inc. or The Personal General Insurance Inc. Subject to the underwriting conditions. Limitations and exclusions apply.
This limited-time offer starts August 30, 2021, and is subject to change and end without notice.
This offer cannot be combined with caisse promotions other than the Green Homes Program.