Mortgages
Key features
Rest easy with Loan Insurance
Make sure your loans get paid off in the event of death or disability.
What are your plans?
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Buying a home
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Renewing your mortgage
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Transferring your mortgage
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Managing your mortgage
(accelerated payments, prepayment charges, move-in date, etc.)
Find the mortgage that's right for you
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Compare our mortgages
Fixed or variable rate? Fixed or variable payments? Open or closed? Compare and choose.
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Use the Home Buyer's Plan
Use your RRSP funds to buy a home.
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Get a cash remittance
Get cash to cover some of the expenses that come with buying a home.
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Think green
Get cash back, freebies and great rates with the Green Homes Program, for new constructions and green renovations.
Online tools
My First Home on AccèsD
Thinking about buying a home?
Log in to AccèsD or the mobile app. Go to the Home section and we'll guide you through the process.
New online mortgage pre-approval
Apply for a mortgage pre-approval online with just a few clicks and receive an instant response.
Steps
- Find out your recommended price range and maximum purchase price.
- Compare the costs of your favourite properties.
- Get pre-approved online.
- Make a purchase offer.
- Get home and mortgage insurance quotes.
- Finalize the sale.
- Get ready to move.
- Subject to credit approval by the Fédération des Caisses Desjardins du Québec. Some conditions, exclusions and restrictions may apply.
- Loan insurance is offered by Desjardins Insurance. Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company.
- Home insurance is offered by Desjardins Insurance. Desjardins Insurance refers to Desjardins General Insurance Inc.