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Financer votre habitation. Des conseils pour faire un choix éclairé.

Starting from 3.24%

See our rates

Get preauthorized

What is the preauthorization certificate for?

  • Displays the maximum price of the house you can afford to buy
  • Shows you are a serious buyer and your purchasing capacity
  • Simplifies communication with the seller or real estate broker

3-step preauthorization

  1. Determine your financing needs with one of our advisors.
  2. Get a prompt answer.
  3. Receive the loan terms and a preauthorization certificate upon approval.

View a preauthorization certificate sample (PDF, 166 KB) - Cet hyperlien s'ouvrira dans une nouvelle fenêtre..

Make an appointment

Montréal area:

Elsewhere in Canada and the U.S.:

Contact an advisor

Documents you need for your meeting

Call us

Montreal area:

Elsewhere in Canada and the U.S.:

Through a mortgage representative

Ready to buy? An advisor can come meet with you any day of the week.

Find a mortgage representative


Mortgage products and solutions

Think green

Are you buying a new construction or making green renovations? Get cashback, freebies, great rates and many more advantages with the Green Homes Program.

Additional information

Desjardins Homebuyer’s guide - Ontario (PDF, 754 KB) - This link will open in a new window.

Summary D.I.Y. Homebuilders’ Guide - Ontario (PDF, 369 KB) - This link will open in a new window.


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