Your homeowner plans

Our turnkey approach to becoming a homeowner includes an attractive mortgage rate, $1,000 cash back and Loan Insurance. Our turnkey approach to becoming a homeowner includes an attractive mortgage rate, $1,000 cash back and Loan Insurance. Learn more about Mortgages

Buying a home

Leave nothing to chance! Follow our 5-step home-buying guide.

Everything you need to know about buying a home

Desjardins Homebuyer’s Guide - Ontario (PDF, 754 KB) - External link. This link will open in a new window.

Summary D.I.Y. Homebuilders’ Guide - Ontario (PDF, 909 KB) - External link. This link will open in a new window.

More information

Tools

Starting from 3.5%

See our mortgage rates
Get preauthorized

Get preauthorized

What is the preauthorization certificate for?

  • Displays the maximum price of the house you can afford to buy
  • Shows you are a serious buyer and your purchasing capacity
  • Simplifies communication with the seller or real estate broker

3-step preauthorization

  1. Determine your financing needs with one of our advisors.
  2. Get a prompt answer.
  3. Get the loan terms and a preauthorization certificate upon approval.

View a preauthorization certificate sample (PDF, 166 KB).

Make an appointment

Montreal area:
514-745-9499

Elsewhere in Canada and the U.S.:
1-844-626-2476

Contact an advisor

Contact an advisor

Documents you need for your meeting

Call us

Montreal area:
514-745-9499

Elsewhere in Canada and the U.S.:
1-844-626-2476

Through a mortgage representative

Ready to buy? An advisor can come meet with you any day of the week.

Find a mortgage representative

Videos