Your homeowner plans
Your Homeowner Plans
Whether you’re looking to renovate, buy a home or manage your mortgage, we have what you need to make your homeowner plans happen.
Buying a home
Here are the 5 key steps of the home-buying process.
- Step 1 Drawing up your budget and assessing your finances
- Step 2 Establishing your home selection criteria
- Step 3 Making a purchase offer
- Step 4 Choosing your mortgage and insurance coverage
- Step 5 Signing the deed of sale and becoming a homeowner
Everything you need to know about buying a home
Desjardins Homebuyer's Guide - Quebec
Summary D.I.Y. Homebuilders' Guide - Quebec
More options
- Changing homes
- Renovating your home
- Refinancing your home
- Renewing your mortgage
- Transfer your mortgage
- Managing your mortgage and pay it off faster
Online tools
My First Home on AccèsD
Thinking about buying a home?
Log in to AccèsD or the mobile app. Go to the Home section and we'll guide you through the process.
New online mortgage pre-approval
Apply for a mortgage pre-approval online with just a few clicks and receive an instant response.
Steps
- Find out your recommended price range and maximum purchase price.
- Compare the costs of your favourite properties.
- Get pre-approved online.
- Make a purchase offer.
- Get home and mortgage insurance quotes.
- Finalize the sale.
- Get ready to move.
Ready?
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This offer is available for any new mortgage financing request granted by a Desjardins caisse in the province of Quebec only between May 1 and September 30, 2022. The first disbursement of the mortgage loan/loan linked to a Versatile Line of Credit must be done no later than December 31, 2022.
Cash back is awarded on mortgage financing used to buy an eligible owner-occupied building with up to 4 units, particularly excluding DIY homebuilding projects and mobile homes on rented land, and if all offer conditions are met. For all applicable conditions, exclusions and limitations, speak with your Desjardins advisor.
All financing is subject to Desjardins credit approval.
To be eligible for cash back, you must purchase home insurance with Desjardins General Insurance Inc. or The Personal General Insurance Inc. Subject to underwriting conditions. Limitations and exclusions apply.
This offer is subject to change and can end without notice.
This offer cannot be combined with caisse promotions other than the Green Homes Program. Only one cash back granted per financed property.