Regular transaction fees
Get transaction fees for deposits, direct withdrawals, bill payments and transfers.
| Transaction | Fee |
|---|---|
| Monthly management fee | $7 |
| Encoded cheque | $1.15 |
| Withdrawal | |
| Counter | $1.25 |
| ATM | $1.00 |
| ATMs of other financial institutions in the Interac network | $1.50 |
| ATM outside Canada (Plus™network) | $3 |
| ATMs (AccuLink® network) | Free |
| Deposit1 | |
| Counter | $1.25 |
| ATM | $1.00 |
| Cash - Bills | $2.20/$1,000 |
| Cash - Unsorted bills | $2.50/$1,000 |
| Cash - Coins | $2.20/$100 |
| Item deposited | $0.22 |
| Remote Deposit Capture | |
| Registration fee | $200 |
| Licensing fee per scanner | $25/month per scanner (plus tax) |
| Opening a chequing account | No fee |
| Ordering Registraire des entreprises du Québec (REQ) documents | $5 |
| Ordering Corporations Canada documents | $1 |
| Direct payment | $0.90 |
| Bill payment | |
| Counter (including withdrawal charges) | $2.50 |
| Counter, Desjardins credit card (including withdrawal charges) | $2.50 |
| Counter, non-member of Desjardins | $3 |
| ATM | $1.00 |
| AccèsD Affaires - Bill payment | $0.90 |
| AccèsD Affaires - Personalized bill payment | $0.95 |
| Preauthorized payment | $0.90 |
| Transfer | |
| Counter | $1.25 |
| ATM | $1.00 |
| AccèsD Affaires | $0.90 |
| Automated transfer | $0.90 |
| Automated loan payment | no fee |
| AgriInvest Account |
|---|
| No user fees |
| Transactions | Fee |
|---|---|
| Monthly management fee | $7 |
| Interest paid on balances held, based on tiers | |
| For user fees, see the Chequing account section | |
| Transactions | Fee |
|---|---|
| Monthly management fee | US$7 |
| Encoded cheque | US$1.15 |
| Withdrawal at counter only | US$1.25 |
| Deposit at counter only | US$1.25 |
| All unspecified transactions are charged the fee for chequing account | Invoiced in $US |
| Transactions | Fee |
|---|---|
| AccèsD Affaires | From $0 to $29.95 per month (may vary according to the options chosen) |
| Transactions | $0.90 |
| Government remittances2 | |
| GST/QST remittances | No fee |
| Other | $2 |
| Direct deposit or withdrawal | |
| Activation fee | $30 |
| Automated list |
Rate per transaction (based on volume): 1 to 20: $0.35 21 to 50: $0.25 51 to 100: $0.14 101 to 500: $0.12 501 to 10,000: $0.10 10,001 to 50,000: $0.09 50,001 to 250,000: $0.08 250,001 and more: $0.06 |
| Printed list | $5/mailing, plus $1/deposit $25 min./month |
| Web Express Transactions: file creation service | Supplier's fee |
| Monthly volume of ACS transactions | Fee per transaction |
|---|---|
| 0 to 50 | Flat fee: $15/month |
| 51 to 1,000 | $0.30 |
| 1,001 to 5,000 | $0.15 |
| 5,001 to 10,000 | $0.14 |
| 10,001 to 50,000 | $0.13 |
| 50,001 to 100,000 | $0.127 |
| 100,001 to 200,000 | $0.072 |
| 200,001 and up | $0.067 or less |
™ The Fédération des caisses Desjardins du Québec is an authorized user of these trademarks.
AccuLink® is a registered trademark owned by Canadian Credit Union Association (CCUA), used under licence.
- The caisse reserves the right to charge additional fees for large deposit volumes.
- No charge for GST and QST remittances.