Regular transaction fees

Get transaction fees for deposits, direct withdrawals, bill payments and transfers.

Chequing account
Transaction Fee
Monthly management fee $7
Encoded cheque $1.15
Counter $1.25
ATM $1.00
ATMs of other financial institutions in the Interac network $1.50
ATM outside Canada (Plusnetwork) $3
ATMs (AccuLink® network) Free
Counter $1.25
ATM $1.00
Cash - Bills $2.20/$1,000
Cash - Unsorted bills $2.50/$1,000
Cash - Coins $2.20/$100
Item deposited $0.22
Remote Deposit Capture
Registration fee $200
Licensing fee per scanner $25/month per scanner (plus tax)
Opening a chequing account No fee
Ordering Registraire des entreprises du Québec (REQ) documents $5
Ordering Corporations Canada documents $1
Direct payment $0.90
Bill payment
Counter (including withdrawal charges) $2.50
Counter, Desjardins credit card (including withdrawal charges) $2.50
Counter, non-member of Desjardins $3
ATM $1.00
AccèsD Affaires - Bill payment $0.90
AccèsD Affaires - Personalized bill payment $0.95
Preauthorized payment $0.90
Counter $1.25
ATM $1.00
AccèsD  Affaires $0.90
Automated transfer $0.90
Automated loan payment no fee
Chequing account
AgriInvest Account
No user fees
Build-up Savings Account for Businesses (min. balance $20,000)
Transactions Fee
Monthly management fee $7
Interest paid on balances held, based on tiers
For user fees, see the Chequing account section
$US Build-up Savings Account for Businesses
Transactions Fee
Monthly management fee US$7
Encoded cheque US$1.15
Withdrawal at counter only US$1.25
Deposit at counter only US$1.25
All unspecified transactions are charged the fee for chequing account Invoiced in $US
Automated services
Transactions Fee
AccèsD Affaires From $0 to $29.95 per month (may vary according to the options chosen)
Transactions $0.90
Government remittances2
GST/QST remittances No fee
Other $2
Direct deposit or withdrawal
Activation fee $30
Monthly transactions Unit price (based on volume):

1 to 14: $5 (min. monthly fee)
15 to 50: $0.35
51 to 100: $0.25
101 to 500: $0.20
501 to 10,000: $0.15
10,001 to 50,000: $0.10
Printed list $5/mailing, plus $1/deposit $25 min./month
Web Express Transactions: file creation service Supplier's fee
Account Collection Service (ACS)

$200 Sign-up fee.

Monthly volume of ACS transactions Fee per transaction
0 to 50 Flat fee: $15/month
51 to 1,000 $0.30
1,001 to 5,000 $0.15
5,001 to 10,000 $0.14
10,001 to 50,000 $0.13
50,001 to 100,000 $0.127
100,001 to 200,000 $0.072
200,001 and up $0.067 or less

™ The Fédération des caisses Desjardins du Québec is an authorized user of these trademarks.

AccuLink® is a registered trademark owned by Canadian Credit Union Association (CCUA), used under licence.

  1. The caisse reserves the right to charge additional fees for large deposit volumes.
  2. No charge for GST and QST remittances.