Financial highlights
Surplus earnings
The following chart is not accessible. Click the link to get the detailed chart description.
|
2014 |
2015 |
2016 |
2017 |
2018 |
| Surplus earnings (in $M) |
1593 |
1959 |
1772 |
2151 |
2326 |
Surplus earnings
- $1,593Mmillions in 2014
- $1,959Mmillions in 2015
- $1,772Mmillions in 2016
- $2,151Mmillions in 2017
- $2,326Mmillions in 2018
Operating income
The following chart is not accessible. Click the link to get the detailed chart description.
|
2014 |
2015 |
2016 |
2017 |
2018 |
| Operating income (in $M) |
12619 |
13880 |
14129 |
15465 |
16576 |
Operating income
- $12,619M in 2014
- $13,880M in 2015
- $14,129M in 2016
- $15,465M in 2017
- $16,576M in 2018
Total assets (as at December 31)
The following chart is not accessible. Click the link to get the detailed chart description.
|
2014 |
2015 |
2016 |
2017 |
2018 |
| Total assets (in $B) |
229.387 |
248.128 |
258.367 |
275.100 |
295.500 |
Total assets as at December 31
- $229.4B in 2014
- $248.1B in 2015
- $258.4B in 2016
- $275.1B in 2017
- $295.5B in 2018
Assets under administration
The following chart is not accessible. Click the link to get the detailed chart description.
|
2014 |
2015 |
2016 |
2017 |
2018 |
| Assets under administration (in $B) |
370.8 |
403.4 |
420.2 |
411.5 |
373.6 |
Assets under administration
- $370.8B in 2014
- $403.4B in 2015
- $420.2B in 2016
- $411.5B in 2017
- $373.6B in 2018
Amount returned to the community
The following chart is not accessible. Click the link to get the detailed chart description.
|
2014 |
2015 |
2016 |
2017 |
2018 |
| Amount returned to the community (in $M) |
325 |
264 |
259 |
320 |
389 |
Amount returned to the community
- $325M in 2014
- $264M in 2015
- $259M in 2016
- $320M in 2017
- $389M in 2018
Results by business segment
The following chart is not accessible. Click the link to get the detailed chart description.
Results by business segment (in $M)
|
2014 |
2015 |
2016 |
2017 |
2018 |
Personal and
Business Services |
888 |
1071 |
1025 |
1108 |
1272 |
Wealth Management and
Life and Health Insurance |
411 |
503 |
461 |
612 |
894 |
| Property and Casualty Insurance |
180 |
360 |
296 |
446 |
173 |
Results by business segment
Personal and Business Services
- $888M in 2014
- $1,071M in 2015
- $1,025M in 2016
- $1,108M in 2017
- $1,272M in 2018
Wealth Management and Life and Health Insurance
- $411M in 2014
- $503M in 2015
- $461M in 2016
- $612M in 2017
- $894M in 2018
Property and Casualty Insurance
- $180M in 2014
- $360M in 2015
- $296M in 2016
- $446M in 2017
- $173M in 2018
Productivity index, return on equity, and Tier 1A capital ratios
The following 3 charts are not accessible. Click the link to get the detailed chart descriptions.
Productivity index
(for the year)
| Year |
Productivity index |
| 2014 |
73.3 |
| 2015 |
70.9 |
| 2016 |
74.0 |
| 2017 |
70.9 |
| 2018 |
69.8 |
Return on equity
(for the year)
| Year |
Return on equity |
| 2014 |
8.7 |
| 2015 |
9.1 |
| 2016 |
8.0 |
| 2017 |
9.1 |
| 2018 |
9.3 |
Tier 1A capital ratios
(as at December 31)
| Year |
Tier 1A capital ratios |
| 2014 |
15.7 |
| 2015 |
16.0 |
| 2016 |
17.3 |
| 2017 |
18.0 |
| 2018 |
17.3 |
Productivity index for the year
- 73.3% in 2014
- 70.9% in 2015
- 74.0% in 2016
- 70.9% in 2017
- 69.8% in 2018
Return on equity for the year
- 8.7% in 2014
- 9.1% in 2015
- 8.0% in 2016
- 9.1% in 2017
- 9.3% in 2018
Tier 1A capital ratios as at December 31
- 15.7% in 2014
- 16.0% in 2015
- 17.3% in 2016
- 18.0% in 2017
- 17.3% in 2018
Loan portfolio and acceptances (as at December 31, 2018)
The following chart is not accessible. Click the link to get the detailed chart description.
Loan portfolio and acceptances as at December 31, 2018 (in $M)
|
2018 |
| Business and government |
45066 |
| Residential mortgages |
120113 |
Consumer, credit card and
other personal loans |
26210 |
Loan portfolio and acceptances as at December 31, 2018
- Business and government loans: $45,066Mmillions of dollars or 23.5%
- Residential mortgage loans: $120,113Mmillions of dollars or 62.8%
- Consumer, credit card and other personal loans: $26,210Mmillions of dollars or 13.7%
Deposits by category (as at December 31, 2018)
The following chart is not accessible. Click the link to get the detailed chart description.
Deposits by category as at December 31, 2018(in $M)
|
2018 |
| Individuals |
105298 |
| Business and government |
76174 |
| Deposit-taking institutions and other |
1686 |
Deposits by category as at December 31, 2018
- Individuals: $105,298Mmillions of dollars or 57.5%
- Business and government: $76,174Mmillions of dollars or 41.6%
- Deposit-taking institutions and other: $1,686Mmillions of dollars or 0.9%
Credit ratings of securities issued by Desjardins
Fédération des caisses Desjardins du Québec
| |
DBRS |
S&P |
Moody's |
Fitch |
| Short-term debt |
R-1 (high) |
A-1 |
P-1 |
F1+ |
| Medium- and long-term debt |
AA |
A+ |
Aa2 |
AA- |
Capital Desjardins inc.
| |
DBRS |
S&P |
Moody's |
Fitch |
| Medium- and long-term debt |
AA (low) |
A |
A2 |
A+ |
Suggested reading
See the complete 2018 annual report
