Financial highlights
Surplus earnings before member dividends
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Surplus earnings before member dividends
- $1,772millions in 2016
- $2,151millions in 2017
- $2,326millions in 2018
- $2,598millions in 2019
- $2,419millions in 2020
Operating income
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Operating income
- $14,127M in 2016
- $15,461M in 2017
- $16,583M in 2018
- $17,862M in 2019
- $18,399M in 2020
Total assets (as at December 31)
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Total assets as at December 31
- $258.4B in 2016
- $275.1B in 2017
- $295.5B in 2018
- $313.0B in 2019
- $362.0B in 2020
Assets under administration
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Assets under administration
- $420.2B in 2016
- $423.6B in 2017
- $374.2B in 2018
- $437.0B in 2019
- $458.2B in 2020
Amount returned to the community
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Amount returned to the community
- $259M in 2016
- $320M in 2017
- $389M in 2018
- $445M in 2019
- $445M in 2020
Results by business segment
The following chart is not accessible. Click the link to get the detailed chart description.Results by business segment
Personal and Business Services
- $1,300M in 2018
- $1,913M in 2019
- $1,314M in 2020
Wealth Management and Life and Health Insurance
- $866M in 2018
- $697M in 2019
- $609M in 2020
Property and Casualty Insurance
- $173M in 2018
- $187M in 2019
- $622M in 2020
Productivity index, return on equity, and Tier 1A capital ratios
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(for the year)
Return on equity
(for the year)
Tier 1A capital ratios
(as at December 31)
Productivity index for the year
- 74.0% in 2016
- 71.0% in 2017
- 69.8% in 2018
- 69.0% in 2019
- 67.8% in 2020
Return on equity for the year
- 8.0% in 2016
- 9.1% in 2017
- 9.3% in 2018
- 9.9% in 2019
- 8.3% in 2020
Tier 1A capital ratios as at December 31
- 17.3% in 2016
- 18.0% in 2017
- 17.3% in 2018
- 21.6% in 2019
- 21.9% in 2020
Loan portfolio and acceptances (as at December 31, 2020)
The following chart is not accessible. Click the link to get the detailed chart description.Loan portfolio and acceptances as at December 31, 2020
- Business and government loans: $51,343millions of dollars or 24.1%
- Residential mortgage loans: $136,208millions of dollars or 64.0%
- Consumer, credit card and other personal loans: $25,310millions of dollars or 11.9%
Deposits by category (as at December 31, 2020)
The following chart is not accessible. Click the link to get the detailed chart description.Deposits by category as at December 31, 2020
- Individuals: $127,928millions of dollars or 56.8%
- Business and government: $96,853millions of dollars or 43.0%
- Deposit-taking institutions and other: $455millions of dollars or 0.2%
Credit ratings of securities issued by Desjardins
To see the credit ratings of the Fédération des caisses Desjardins du Québec and Desjardins Capital Inc., go to the Credit ratings page.