Financial highlights
Surplus earnings before member dividends
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Surplus earnings before member dividends
- $1,959millions in 2015
- $1,772millions in 2016
- $2,151millions in 2017
- $2,326millions in 2018
- $2,598millions in 2019
Operating income
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Operating income
- $13,880M in 2015
- $14,129M in 2016
- $15,465M in 2017
- $16,576M in 2018
- $17,909M in 2019
Total assets (as at December 31)
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Total assets as at December 31
- $248.1B in 2015
- $258.4B in 2016
- $275.1B in 2017
- $295.5B in 2018
- $313.0B in 2019
Assets under administration
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Assets under administration
- $403.4B in 2015
- $420.2B in 2016
- $411.5B in 2017
- $373.6B in 2018
- $426.9B in 2019
Amount returned to the community
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Amount returned to the community
- $264M in 2015
- $259M in 2016
- $320M in 2017
- $389M in 2018
- $445M in 2019
Results by business segment
The following chart is not accessible. Click the link to get the detailed chart description.Results by business segment
Personal and Business Services
- $1,071M in 2015
- $1,025M in 2016
- $1,108M in 2017
- $1,272M in 2018
- $1,881M in 2019
Wealth Management and Life and Health Insurance
- $503M in 2015
- $461M in 2016
- $612M in 2017
- $894M in 2018
- $729M in 2019
Property and Casualty Insurance
- $360M in 2015
- $296M in 2016
- $446M in 2017
- $173M in 2018
- $187M in 2019
Productivity index, return on equity, and Tier 1A capital ratios
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(for the year)
Return on equity
(for the year)
Tier 1A capital ratios
(as at December 31)
Productivity index for the year
- 70.9% in 2015
- 74.0% in 2016
- 70.9% in 2017
- 69.8% in 2018
- 68.9% in 2019
Return on equity for the year
- 9.1% in 2015
- 8.0% in 2016
- 9.1% in 2017
- 9.3% in 2018
- 9.9% in 2019
Tier 1A capital ratios as at December 31
- 16.0% in 2015
- 17.3% in 2016
- 18.0% in 2017
- 17.3% in 2018
- 21.6% in 2019
Loan portfolio and acceptances (as at December 31, 2019)
The following chart is not accessible. Click the link to get the detailed chart description.Loan portfolio and acceptances as at December 31, 2019
- Business and government loans: $50,368millions of dollars or 24.7%
- Residential mortgage loans: $126,757millions of dollars or 62.1%
- Consumer, credit card and other personal loans: $27,022millions of dollars or 13.2%
Deposits by category (as at December 31, 2019)
The following chart is not accessible. Click the link to get the detailed chart description.Deposits by category as at December 31, 2019
- Individuals: $111,665millions of dollars or 57.6%
- Business and government: $81,556millions of dollars or 42.0%
- Deposit-taking institutions and other: $697millions of dollars or 0.4%
Credit ratings of securities issued by Desjardins
To see the credit ratings of the Fédération des caisses Desjardins du Québec and Desjardins Capital Inc., go to the Credit ratings page.