FAQ – Accounts and services – Opening a business account

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Setting up a business account lets you keep your personal and business transactions separate, which makes managing your finances easier. A dedicated business account helps you get a clear picture of your business cash flow and can save you time during tax season. You can also authorize another signatory with a business account.

In addition, you can open an account under your business name to obtain financing and build your business credit profile. This will also help improve your company's reputation and standing with your business partners.

You automatically become a member when you open a Desjardins business account. As a Desjardins business member, you get advice and guidance from our team. You can also take advantage of our support programs, partnerships and cooperative network in Quebec and Ontario.

As a member, you get exclusive advantages. Discounts, cash back, bonus rates as well as exclusive product and service offers. Not to mention offers with select merchants and partners.

Discover member advantages

Yes. You can fill out a request online for your company. We will call you to request more information and assess your situation. Where required, we reach out individually to each account signatory or person authorized to administer the account.

There are no fees to open an account. However, depending on which plan you select and the number of transactions you make, fees may apply. When you open your account, we will help you find the best option for your business needs.

Learn more about service fees

Yes. Submitting a request online lets us prepare your file in advance, but you can also open an account by calling 1-888-233-2473. Our team is available from 8 AM to 8 PM, Monday to Friday, and from 8:30 AM to 4:30 PM on Saturday and Sunday.

You can also schedule an appointment at a Desjardins Business centre for in-person support.

Schedule an appointment

Yes. With AccèsD Affaires, you can pay bills, invoices and employees, make international money transfers, Interac e-Transfers® and many other regular transactions. You can log in to AccèsD Affaires with your computer or mobile device. You can also log in to your AccèsD Affaires account using the Desjardins mobile services app.

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