FAQ – Youth – Student Strategic Line of Credit

Lower RRIF minimum withdrawals

If you want to know more about the government’s announcement to lower RRIF minimum withdrawals, speak to your caisse advisor or go to the Government of Canada website - External link. This link will open in a new window..

No, life insurance is not required. However, if you want to get life insurance, Desjardins Financial Security offers an attractive insurance option: Line of Credit Insurance.

Find out more about Line of Credit Insurance.

You must begin paying back the principal no later than 12 months after you finish your full-time studies. However, interest is still payable monthly just like when you were still in school.

The Student STRATEGIC Line of Credit is offered only in participating Desjardins caisses in Quebec.

Contact an advisor at your caisse.

The Student STRATEGIC Account is offered to members who are full-time university students.

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