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You are here: Home> Personal > Caisse Desjardins Des Rivières de Québec > General meetings and financial results

General meetings and financial results

As a caisse member, you can apply to be elected as a director, express your point of view by participating in the annual general meeting and elect the people who will represent you on the board of directors.

Members of Caisse Desjardins Des Rivières de Québec are invited to the caisse's Annual General Meeting.

Date: 
April 15, 2019
Time: 
7:00 p.m.
Place: 
Centre de formation professionnelle de Neufchâtel
3400, avenue Chauveau
Québec

See the notice of meeting (in French only, PDF, 134 KB) - This link will open in a new window..

Register for the AGM online - External link. This link will open in a new window.

Doors open at 6:00 p.m.


The caisse is inviting members to actively take part in its democratic life. A call for nominations has been made to fill openings on the Board of Directors.

The 2019 call for nominations has ended. Thanks to all candidates!

See the call for nominations (PDF, 283 KB) - This link will open in a new window..

To learn more about the roles and responsibilities of directors, see the Information kit for director candidates (PDF, 686 KB) - This link will open in a new window..

Through the Annual General Meeting, your caisse calls on you. It gives you the opportunity to participate in a variety of consultations such as how surplus earnings should be allocated. It also gives you the opportunity to exercise your right to vote to adopt or amend caisse by-laws and elect the directors who sit on the Board of Directors.

The last Annual General Meeting of the Caisse Desjardins Des Rivières de Québec was held on April 30, 2018. The caisse's balance sheet and financial results were presented to members. The Board of Directors reported to the annual meeting.

For details, see caisse financial results.

To see highlights from the Annual General Meeting, watch the video (in French only) - External link. This link will open in a new window..

Caisse Desjardins Des Rivières de Québec is pleased to account for the administration of your financial services cooperative in 2017.

The annual report (in French only, PDF, 400 MB)  - This link will open in a new window. contains information about the financial results and activities of your caisse in the past year.

View the caisse financial report (in French only, PDF, 155 KB) - This link will open in a new window. and social responsibility report (in French only, PDF, 6,33 MB) - This link will open in a new window..

Member dividends: a unique Desjardins advantage

Member dividends are paid to members, under certain conditions at the end of the fiscal year.

Where does the money come from?

The money comes from caisse surplus earnings, and is returned in part to the member-owners.

Why pay out member dividends?

As a financial services cooperative, the Caisse is guided by cooperative principles, illustrated by the sharing of surplus earnings with our members.

When member dividends are paid, the amount you receive depends on the interest you paid or received proportional to your volume of savings or credit held the caisse during the year.

Over 
$2.6 million in member dividends

Over $2.6 million paid out to members of the 5 Caisse Desjardins Des Rivières de Québec service centres

Doing business with Desjardins is contributing to hundreds of local organizations whose activities directly benefit your loved ones and the community. Thanks to you, in 2017, the caisse was able to give back individual and collective member dividends of over $2.6 million, in support of over 250 projects.

$2,025,000 of the $2.6 million will be paid out to Caisse Desjardins Des Rivières de Québec members alone

  • $2,025,000 will be paid out in individual member dividends to savers and borrowers
  • $600,000 will be paid out in collective member dividends through the Community Development Funds, a type of dividend that allows Caisse Desjardins Des Rivières de Québec to contribute to the wellbeing of the community by supporting over 250 growth-generating projects annually.
  • Over $2.6 millionwill therefore be paid out in individual and collective member dividends.

Allocation of member dividends

Savings (personal and business) 3,625% of interest earned
Individual and business loans 1.85% of interest paid
Desjardins Fund and MLGI term savings 0.063%

Member dividend deposit date

Individual member dividends will be paid the week of May 27, 2018.

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