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Rates -Term S@vings

These are the current rates for each term.

Current rates on September 21, 2018

Registered plans: TFSA, RRSP
Non-registered plans

Minimum deposit: $1,000 (non-registered plans)
Minimum deposit: $500 (registered plans)

Fixed-Rate Term S@vings
Term Interest rate
1 year 1.25 %
2 years 1.50 %
3 years 1.55 %
4 years 1.60 %
5 years 2.00 %
Climbing-Rate Term S@vings - 3-year term
Year Interest rate
1st year 1.05%
2nd year 1.40%
3rd year 2.21%
Average rate 1.55%
Climbing-Rate Term S@vings - 4-year term
Year Interest rate
1st year 1.05%
2nd year 1.40%
3rd year 1.80%
4th year 2.16%
Average rate 1.60%
Climbing-Rate Term S@vings - 5-year term
Year Interest rate
1st year 1.15%
2nd year 1.40%
3rd year 1.90%
4th year 2.30%
5th year 3.27%
Average rate 2.00%

Learn more
See Term S@vings.

Last update: September 10, 2018
Rates may change without notice. Certain conditions apply.
These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.

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