Rates - Online term savings

Only available on AccèsD Internet and mobile, Term S@vings is an ideal product for self-directed investors who want to purchase a safe investment at a fixed or climbing enhanced rate that is guaranteed for the duration of the term.

Current rates on January 18, 2020

Eligible plans

  • Registered plans: TFSA, RRSP
  • Non-registered plans

Minimum deposit

  • Non-registered plans: $1,000
  • Registered plans: $500

All Term S@vings

Promotional rate

Benefit from a promotional rate: 2.15% on the 3-year term, offered until March 31, 2020.

Fixed-Rate Term S@vings
Term Interest rate
1 year 1.50 %
2 years 1.70 %
3 years 2.15 %
4 years 1.90 %
5 years 2.05 %

Food for thought

Learn more about Term S@vings

Rates may change without prior notice. Certain conditions apply.

These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.