Rates - Online term savings

Only available on AccèsD Internet and mobile, Term S@vings is an ideal product for self-directed investors who want to purchase a safe investment at a fixed or climbing enhanced rate that is guaranteed for the duration of the term.

Current rates on July 6, 2020

Eligible plans

  • Registered plans: TFSA, RRSP
  • Non-registered plans

Minimum deposit

  • Non-registered plans: $1,000
  • Registered plans: $500

All Term S@vings

Fixed-Rate Term S@vings
Term Interest rate
1 year 0.85 %
2 years 1.00 %
3 years 1.15 %
4 years 1.30 %
5 years 1.40 %

Food for thought

Learn more about Term S@vings

Rates may change without prior notice. Certain conditions apply.

These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.