Rates - Online term savings

Only available on AccèsD Internet and mobile, Term S@vings is an ideal product for self-directed investors who want to purchase a safe investment at a fixed or climbing enhanced rate that is guaranteed for the duration of the term.

Current rates on April 15, 2024

Promotional rates

Take advantage of a promotional rate of 4.95% for 17-month Term S@vings and 4.30% for 40-month Term S@vings until April 30, 2024. This offer may change or end at any time without notice.

Eligible plans

  • Registered plans: TFSA, RRSP
  • Non-registered plans

Minimum deposit

  • Non-registered plans: $1,000
  • Registered plans: $500

All Term S@vings

Fixed-Rate Term S@vings
Term Interest rate
1 year 4.75 %
2 years 4.35 %
3 years 4.10 %
4 years 4.05 %
5 years 4.05 %

Food for thought

Learn more about Term S@vings

Last updated: January 30, 2024

Rates may change without prior notice. Certain conditions apply.

These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.