Rates - Online term savings
Only available on AccèsD Internet and mobile, Term S@vings is an ideal product for self-directed investors who want to purchase a safe investment at a fixed or climbing enhanced rate that is guaranteed for the duration of the term.
Current rates on January 31, 2023
Promotional rate
Take advantage of a promotional rate of 4.85% on the 15-month Term S@vings Plan offered until March 30, 2023.
Eligible plans
- Registered plans: TFSA, RRSP
- Non-registered plans
Minimum deposit
- Non-registered plans: $1,000
- Registered plans: $500
All Term S@vings
| Term | Interest rate |
|---|---|
| 1 year | 4.40 % |
| 2 years | 4.40 % |
| 3 years | 4.15 % |
| 4 years | 4.15 % |
| 5 years | 4.15 % |
Food for thought
Rates may change without prior notice. Certain conditions apply.
These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.