Rates - Online term savings

Only available on AccèsD Internet and mobile, Term S@vings is an ideal product for self-directed investors who want to purchase a safe investment at a fixed or climbing enhanced rate that is guaranteed for the duration of the term.

Current rates on January 31, 2023

Promotional rate

Take advantage of a promotional rate of 4.85% on the 15-month Term S@vings Plan offered until March 30, 2023.

Eligible plans

  • Registered plans: TFSA, RRSP
  • Non-registered plans

Minimum deposit

  • Non-registered plans: $1,000
  • Registered plans: $500

All Term S@vings

Fixed-Rate Term S@vings
Term Interest rate
1 year 4.40 %
2 years 4.40 %
3 years 4.15 %
4 years 4.15 %
5 years 4.15 %

Food for thought

Learn more about Term S@vings

Rates may change without prior notice. Certain conditions apply.

These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.