Redeemable Climbing-Rate Term Savings

View the rates on Redeemable Climbing-Rate Term Savings, an ideal way to take advantage of an interest rate that increases from year to year, guaranteed until maturity.

Current rates on May 17, 2022

Eligible plans

  • Registered plans: TFSA and RDSP
  • Non-registered plans

Minimum deposit:

  • $1,000

Climbing-Rate Term Savings - Redeemable

Climbing-Rate Term Savings - Redeemable - 3-year term
Year Interest rate
1st year 1.15%
2nd year 2.25%
3rd year 3.25%
Average rate 2.213%
Climbing-Rate Term Savings - Redeemable - 5-year term
Year Interest rate
1st year 1.15%
2nd year 2.40%
3rd year 2.90%
4th year 3.15%
5th year 3.85%
Average rate 2.686%

Food for thought

Learn more about Redeemable Climbing-Rate Term Savings

Rates may change without prior notice. Certain conditions apply.

These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.