Redeemable Climbing-Rate Term Savings
View the rates on Redeemable Climbing-Rate Term Savings, an ideal way to take advantage of an interest rate that increases from year to year, guaranteed until maturity.
Current rates on May 12, 2025
Eligible plans
- Registered plans: TFSA, FHSA and RDSP
- Non-registered plans
Minimum deposit
- $1,000
Climbing-Rate Term Savings - Redeemable
| Year | Interest rate |
|---|---|
| 1st year | 2.55% |
| 2nd year | 2.65% |
| 3rd year | 2.90% |
| Average rate | 2.70% |
| Year | Interest rate |
|---|---|
| 1st year | 2.80% |
| 2nd year | 2.90% |
| 3rd year | 3.00% |
| 4th year | 3.10% |
| 5th year | 3.20% |
| Average rate | 3.00% |
Food for thought
Learn more about Redeemable Climbing-Rate Term Savings
Rates may change without prior notice. Certain conditions apply.
These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.