Redeemable Climbing-Rate Term Savings
View the rates on Redeemable Climbing-Rate Term Savings, an ideal way to take advantage of an interest rate that increases from year to year, guaranteed until maturity.
Current rates on December 1, 2023
Eligible plans
- Registered plans: TFSA and RDSP
- Non-registered plans
Minimum deposit:
- $1,000
Climbing-Rate Term Savings - Redeemable
| Year | Interest rate |
|---|---|
| 1st year | 4.70% |
| 2nd year | 4.85% |
| 3rd year | 5.00% |
| Average rate | 4.85% |
| Year | Interest rate |
|---|---|
| 1st year | 4.65% |
| 2nd year | 4.70% |
| 3rd year | 4.75% |
| 4th year | 4.80% |
| 5th year | 4.85% |
| Average rate | 4.75% |
Food for thought
Learn more about Redeemable Climbing-Rate Term Savings
Rates may change without prior notice. Certain conditions apply.
These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.