Redeemable Climbing-Rate Term Savings

View the rates on Redeemable Climbing-Rate Term Savings, an ideal way to take advantage of an interest rate that increases from year to year, guaranteed until maturity.

Current rates on December 1, 2023

Eligible plans

  • Registered plans: TFSA and RDSP
  • Non-registered plans

Minimum deposit:

  • $1,000

Climbing-Rate Term Savings - Redeemable

Climbing-Rate Term Savings - Redeemable - 3-year term
Year Interest rate
1st year 4.70%
2nd year 4.85%
3rd year 5.00%
Average rate 4.85%
Climbing-Rate Term Savings - Redeemable - 5-year term
Year Interest rate
1st year 4.65%
2nd year 4.70%
3rd year 4.75%
4th year 4.80%
5th year 4.85%
Average rate 4.75%

Food for thought

Learn more about Redeemable Climbing-Rate Term Savings

Rates may change without prior notice. Certain conditions apply.

These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.