Enhanced Savings Plan

Save to achieve your goals

  • Formerly My Savings Plan.
  • Flexible term savings for Desjardins members.
  • Fixed interest rate: 1.70%. Interest bonus each year. Additional bonus when goal is reached.
  • Eligible for registered (RRSP, TFSA) and non-registered plans.
  • Set a savings goal to be met over a period of 6 months to 5 years, schedule regular transfers and get support from others to reach your savings goal faster.

Support from others

Approach your friends and family for financial support to meet your goal.
A unique key in the request lets them transfer funds toward your goal.


You get a higher rate, and a bonus on the interest earned each year.
You also get a bonus when you reach your savings goal amount.
Information is for demonstration purposes only

Easy tracking

  • Track your progress on your mobile device or computer.
  • Modify your goal along the way, whenever you want.

Information is for demonstration purposes only


  • Target date can be changed at any time. You have up to 5 years to meet your goal.
  • Set transfer amount and frequency according to your saving capacity.
  • Stop saving toward your goal whenever you want.

Calculate the transfer amount you need to reach your goal

Savings goal

choose the frequency of transfer

See savings product features - This link will open in a new window.

Rate subject to change without notice.