Subscribe to Capital régional et coopératif Desjardins (CRCD) shares

Subscribe to Capital régional et coopératif Desjardins (CRCD) shares

If you're one of the selected investors, you can subscribe at a caisse or online until 8 PM on November 2.

Subscribe online This link will open in a new window.

2020 share issue

  • The pre-subscription period ended on September 21 at 5 PM.
  • Demand for shares exceeded the authorized amount of $140 million.
  • A random selection was held on September 28, 2020.
  • The investors selected at random will be notified by email or letter (depending on their preference) during the following week.

Subscription for selected investors

If you're one of the selected investors, you can subscribe at a caisse or online until 8 PM on November 2, 2020.

You're already an AccèsD user?

Subscribe online  - This link will open in a new window.

Not registered yet for AccèsD?

Register - for AccèsD

You'd prefer subscribing at a caisse?

Find a caisse near you

Available in Quebec only

  • Shares offered exclusively by Desjardins
  • Tax credit and potential for long-term returns

Who should get this investment?

Investors who:

  • Are prepared to accept a certain amount of risk in their investments
  • Have contributed the maximum to their RRSP
  • Are pre-retired or already retired and have a high income
  • Are looking for an additional tax deduction
  • Contribute a significant amount to their pension fund, which limits their contribution to an RRSP

Features

Eligible investors

  • All individuals over 18 years of age, whether Desjardins members or not
  • Residents of Quebec as at December 31 of the taxation year for which the tax credit is being claimed

Subscription amount

  • Initial annual purchase: minimum $500
  • Subsequent purchases in the same year: increments of $100 to a maximum of $3,000

Ineligibility for plans

Not eligible for RRSPs, RRIFs or any other deferred tax plan (LIRA, LIF)

Tax credit

Non-refundable Quebec tax credit of 35% which cannot be carried forward year to year, but may be transferred to spouses

Returns

  • Development capital, return not guaranteed
  • No interest or dividend payments

CRCD shares are not guaranteed investments. Their value fluctuates frequently and their past performance is not indicative of future returns. Investment fees may apply.

Share price

Share price is established semi-annually on June 30 and December 31, and announced within 90 days following these dates.

See current share price - External link. This link will open in a new window.

Total or partial redemption

  • Shares not transferable to another person, by sale or otherwise
  • Possibility of capital gains or losses at redemption
  • After a redemption, loss of tax credit on any new subscription or exchange

Fees

Charge of $50, tax included, required upon opening and upon closing the shareholder's account

Mandatory holding period

  • At least 7 years
  • In some cases, shares may be redeemed before the end of the mandatory holding period

Notices and statements

Transaction notices and semi-annual statements are sent to shareholders.

Read the prospectus before investing (PDF, 353 KB) - This link will open in a new window..

Learn more about CRCD - External link. This link will open in a new window.

Contact us

By phone

Call Investor Relations

1-888-522-3222

In person

Make an appointment with an advisor at a caisse near you.

Find a caisse