End of Accord D financing
Accord D financing at your caisse and Accord D RRSP financing are no longer offered. See the features of your existing Accord D financing or explore other borrowing options to find what’s right for you.
To get a new loan or line of credit or to manage an existing one, log in to our mobile and online services.
Convert your Accord D financing and get a better rate
If you’re eligible, you’ll get a notice offering to convert your Accord D financing into a personal loan to get an exclusive rate
To take advantage of this rate, log in to our mobile and online services, then select Personal loan. Begin your application and select Accord D financing conversion as the Loan purpose. Follow the instructions to complete your application. Your Accord D financing is immediately converted once the application is submitted.
What you need to know before converting your financing
- To convert your Accord D financing into a personal loan, the remaining balance of your current financing must be $1,000 or more and the remaining term must be at least 12 months.
- If you have Accord D financing with someone else, you can still convert it if both cardholders apply together and have a joint everyday account.
- Once your application is complete and you sign your agreement, you’ll see your personal loan immediately in our mobile and online services. The term of your new personal loan is the same as of your old Accord D financing.
- The remaining balance on the principal of your Accord D financing is automatically transferred to your new personal loan.
- Accord D financing details appeared on your credit card statement, but you can see your new personal loan in your account list in our mobile and online services as well as on your monthly account statement.
Have more than one Accord D financing solution?
You can convert each of your eligible financing solutions using our mobile and online services. If you want to consolidate your eligible financing solutions into one personal loan, call us at 514-224-7737 This link opens your phone app. (514-CAISSES) or at 1-800-224-7737 This link opens your phone app. (1-800-CAISSES).
Your borrowing options
We have several financing options
Personal loan
Get a loan for any goal you have in mind. Pay it back in fixed and easy-to-manage payments.
Personal Line of Credit
With a Personal Line of Credit, get a set amount you can use for expenses big and small.
RRSP loan
Borrow funds to contribute to your registered retirement savings plan (RRSP). Pay back your loan in fixed payments or in a lump sum at maturity.
FHSA loan
Borrow funds so you can contribute to your first home savings account (FHSA). Pay back your loan in fixed payments or in a lump sum at maturity.
Find a borrowing solution
Have a project that'll cost at least $1,000? Use our tool in our mobile and online services to help you choose the financing that's right for you.
Do you have existing Accord D financing?
The end of Accord D financing will not affect any existing Accord D agreement. You must continue to make your payments as usual.
Features of your Accord D financing
See the key features of your Accord D financing or your Accord D RRSP financing.
Interest rate
Fixed, remains the same until the end of your term
Repayment
- Equal monthly payments are added automatically to the minimum payment of your Desjardins credit card.
- Balance can be repaid in part or in full at any time without penalty.
Good to know
For a breakdown of your monthly account statement, read Your credit card statement explained.
Call us
Montreal area:
514-224-7737 This link opens your phone app. (514-CAISSES)
Elsewhere in Canada and the US:
1-800-224-7737 This link opens your phone app. (1-800-CAISSES)
We can also call you when it’s convenient.