Cashback based on the amount of your mortgage

Get up to $2,000 cashback when you buy a new green home that meets Novoclimat, ENERGY STAR^® for New Homes or LEED^® Canada standards.

Green Homes Program savings calculator

Discount on your Desjardins Insurance home insurance premium

Get $50 off your home insurance premium when you receive Novoclimat or ENERGY STAR^® for New Homes certification.

Get an annual 10% discount on your premium when you receive LEED^® Canada certification (Silver, Gold or Platinum).

Your monthly plan free for 1 year

The offer is great for members whose transactions are mostly automated.

Get the cash equivalent of the annual cost of your plan, up to the cost of the Unlimited plan.

Free Home Assistance

When you take out Loan Insurance, get free access to a phone service that provides references and advice for home maintenance, repairs, renovations and emergencies.

Learn more about Loan Insurance

Donation to an environmental organization

Donations to Ecohome will be made on behalf of members with a Visa Desjardins card with the BONUSDOLLARS program.

The donation will be the equivalent of 0.10% of purchases made with your Visa Desjardins card over 5 years.

Note: You won't receive a tax receipt since Desjardins Card Services will be making the donations.

The program is aimed at members taking out a Desjardins mortgage to buy a new construction that meets the following environmental certification standards recognized by Desjardins:

• Novoclimat
• ENERGY STAR^® for New Homes (Ontario only)
• LEED^® Canada (Certified, Silver, Gold, Platinum)

Note that environmental certification standards for new homes certify whole condo buildings, resulting in certification for each unit, if applicable.

You are eligible for the program when you buy a new home from a builder or developer and the home meets environmental certification standards recognized by Desjardins.

If you are building your own home, you may be eligible if environmental certification programs allow for it.

Eligible homes include single-family detached homes, row houses and semi-detached homes, as well as condo units and residential rental properties with 4 units or less and where the owner is an occupant.

The Green Homes Program applies to minimum financing of $125,000 for the purchase of a property.

Green Homes Program advantages are conditional upon a 5-year commitment to keeping your mortgage with Desjardins.

In compliance with the National Housing Act, cash rebates may not be factored into the calculation of your down payment.

To be eligible for the reimbursement of the cost of the monthly plan, you must make or have already made the following transactions:

• registration for online statements (Desjardins account statements, Visa Desjardins statements and Desjardins Funds statements)
• regular or preauthorized bill payments on AccèsD (online or mobile)
• registration for direct deposit for payroll and government refunds

As a complement to the Green Homes Program, the major mortgage insurers have developed great programs for homebuyers who need mortgage insurance.

Canadian Mortgage and Housing Corporation (CMHC)

The CMHC Eco Plus program offers a 25% refund of the total premium, and a premium refund for a longer amortization period (if applicable).

Learn more about the CMHC Eco Plus program.

Sagen

The Sagen^TM Energy-Efficient Housing Program gives green home buyers and renovators a refund of up to 25% on their Sagen mortgage insurance premium.

Learn more about the Energy-Efficient Housing Program.