Renewing your mortgage with Desjardins

An opportunity to reorganize your loans

When you renew your mortgage, it's an opportune time to reflect on all of your credit choices and strategies.

Mortgage financing is constantly changing. At Desjardins, we ensure we always offer the most innovative products that best meet our members' needs.

Desjardins, an expert eye on your wealth

Did you buy your home several years ago and now it's grown in value? Your home equity is a new financing solution that allows you to save on interest charges.

Take advantage of the fact that you're renewing your mortgage to combine your existing loans in a Versatile Line of Credit. Manage all of your loans better with the Loan Portfolio Management Program.

The Versatile Line of Credit, a sensible choice to:

  • save on interest charges
  • pay off your debts faster
  • give yourself greater flexibility to build your savings

The Reduce your debt interest charges using your home equity tool lets you see how you can use a Versatile Line of Credit to minimize the interest on your loans by using your home equity.

Renew your mortgage with Desjardins with the confidence that you are getting a made-to-measure lending solution that takes into account your credit needs and borrowing profile.

Reorganize your loans

Saving is important, whether it's for carrying out projects or meeting unexpected expenses without compromising your financial stability. But that doesn't mean it's easy.

With perseverance and sound saving tools, you can set enough money aside to be able to carry out projects without having to go into debt each time.

Combine your existing loans (personal loans, student loans, credit cards, lines of credit) in a Versatile Line of Credit. In addition to simplifying your life, you'll reduce your interest charges and have extra cash in your monthly budget.

You can use this extra cash to save towards other projects: your children's education, leisure activities, retirement, etc.

Several savings options with the Versatile Line of Credit