Desjardins Mutual Assistance Fund

Desjardins Mutual Assistance Fund

Help for people in financial difficulty

The program provides people in financial difficulty or who have unexpected, urgent expenses, with:

  • free budget counselling
  • subject to certain conditions, loans with payment terms adapted to their financial capacity

How it works

  1. 1

    Contact your local participating community organization.

    You'll get free, confidential budget counselling to help you evaluate your financial situation, better plan and manage your budget and find solutions that suit your needs.

  2. 2

    If financing is one of the solutions proposed, a small loan may be recommended. Cases that require a loan are submitted to a loan committee for consideration.

    Support is provided throughout the loan repayment period.

    Read the Impact study (Mutual Assistance Fund) (PDF, 1.17 MB)

To contact a community organization


  1. To be eligible for a loan, you must:
    • Agree to receive budget counselling.
    • Apply for a loan to cover an unexpected expenses resulting from an essential need.
    • Be able to repay the loan.
    • Be a member of a participating Desjardins caisse or agree to become one.