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Credit cards

Promotions

Visa Odyssey Gold Card

Visa Odyssey Gold Card

Visa Desjardins credit cards

Our credit cards

Choose from all our Visa Desjardins cards and learn about the privileges and services that you'll get with them.

  • Interest rate: 19.4%
  • Low interest rate: 12.9% (optional)
  • No annual fee
  • My Look personalization service
  • Cell Phone Insurance at no charge (in case of loss or theft)
  • 3-Day Travel Insurance at no charge

Learn more - CARDS FOR STUDENTS ONLY

  • Interest rate: 19.4%
  • Low interest rate: 12.9% (optional)
  • No annual fee
  • BONUSDOLLARS® Rewards Program (optional)
  • 3-Day Travel Insurance at no charge

Learn more - Classic card

  • Interest rate: 19.9%
  • Low interest rate: 12.9% (optional)
  • No annual fee
  • 3-Day Travel Insurance at no charge

Learn more - Elegance Gold card

  • Interest rate: 9.9% (lowest in Canada)
  • Annual fee: $50
  • Rewards program: 1% of your purchases in BONUSDOLLARS
  • 3-Day Travel Insurance at no charge

Learn more - Modulo Gold card

  • Interest rate: 19.4%
  • Low interest rate: 12.9% (optional)
  • Annual fee: $110 ($90 for cardholders age 76 and over)
  • Rewards program: up to 2% of your purchases in BONUSDOLLARS
  • Comprehensive travel insurance

Learn more - Odyssey Gold card

  • Interest rate: 9.9%
  • Annual fee: $169
  • Rewards program: up to 2% of your purchases in BONUSDOLLARS
  • Comprehensive travel insurance
  • Annual cashback rewards program
  • Offered at the caisse by invitation only

Learn more - Platinum card

  • Interest rate: 19.4%
  • Annual fee: US$30
  • No conversion fees on U.S. dollar transactions
  • Lets you avoid exchange rate fluctuation costs on U.S. dollar transactions
  • 3-Day Travel Insurance at no charge
  • Auto rental insurance1 at no charge

Learn more - U.S. card

1. Auto Rental Collision/Loss Damage Insurance

Card categories

Desjardins BONUSDOLLARS are as easy to collect as they are to redeem. Exchange them for travel, show tickets, gifts, products, charitable donations and Desjardins financial services and travel with your Gold or Platinum card.

You automatically accumulate BONUSDOLLARS on every purchase charged to your card.

The program is included with these cards:

  • Elegance Gold
  • Modulo Gold
  • Odyssey Gold
  • Platinum

Also available as an option on the Visa Classic card for $30 per year.

Learn more - Cards with rewards programs

In addition to saving on the annual fee, you can also pay off your card balance prior to the due date to save on interest charges.

All cards with no annual fee include Accord D Desjardins financing and allow you to get cash advances.

Learn more - Cards with no annual fee

Save on interest charges! If you sometimes carry over an unpaid balance, the "Low interest rate" option might be to your advantage.

All cards with low interest rates include Accord D Desjardins financing and allow you to get cash advances.

Learn more - Low interest rate cards

  • No annual fee, no transaction fees and zero liability in case of fraud
  • A useful tool to start building a good credit history
  • Accord D Desjardins financing, a second, separate credit limit
  • Cash advances up to $2,500 per day, anywhere in the world

Available to students under 25 years of age.

Learn more - Student card

Odyssey Gold, Elegance Gold, Modulo Gold, Platinum

All of these cards include Accord D Desjardins financing and allow you to get cash advances up to $5,000 per day.

Learn more - Gold prestige cards

These cards are specially designed to meet the needs of travellers

All cards include Accord D Desjardins financing and allow you to get cash advances up to $5,000 per day.

Learn more - Travel cards

Choosing a Visa Desjardins Affinity card is a concrete way to show that you are a member of an organization or that you support a cause from one of the following categories:

  • educational institutions
  • environment
  • social organizations
  • charitable organizations
  • employee groups
  • sports associations
  • cooperation

Learn more - Affinity and Partner cards

Annual fee and fixed annual interest rate are subject to change without prior notice.

®Elegance, Modulo, Odyssey and BONUSDOLLARS are registered trademarks of Fédération des caisses Desjardins du Québec.

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