Mortgage loan
Thinking about buying a home or renewing your mortgage? Have a look at the rates on our mortgage loans.
Current rates on May 13, 2008
Term |
Interest rate |
|
|---|---|---|
6 months |
7.00% |
|
1 year |
6.75% |
|
2 years |
7.00% |
|
3 years |
7.00% |
|
4 years |
6.90% |
|
5 years |
7.00% |
|
7 years |
7.35% |
|
10 years |
7.75% |
|
 |
||
Term |
Interest rate |
|
|---|---|---|
6 months |
8.65% |
|
1 year |
9.10% |
|
|
||
Regular variable rate |
Reduced variable rate |
Protected rate1 |
"5-in-1" Yearly Fixed-Rate Resetter Mortgage Loan |
|---|---|---|---|
5.00% |
4.45% |
5.05% |
6.45% |
|
|||
1. Protected rate ceiling is 7.00%.
Type |
Interest rate |
|---|---|
Liberty Line of Credit ($15,000 or more) |
5.25% |
Versatile Line of Credit ($25,000 or more) |
Contact an advisor at your caisse for the current rates. Find caisse contact information |
|
|
Multiproject Option ($10,000 or more)
The Multiproject Option is available exclusively to members with a Desjardins mortgage.
Find out more about the Multiproject Option
Member dividends: a real advantage!
The member dividend you receive is proportional to your volume of business with the caisse during the year and to its financial results. In other words, the more products and services you use, the more you get paid! Member dividends are calculated on loans, term savings deposits and deferred tax savings plans2.
Find out more about member dividends
To find out more about the wide range of mortgage loans, options and programs available, read the Mortgage loan section.
2. Certain conditions apply. Member dividend not applicable to the Accord D Desjardins financing plan.
Last update: May 9, 2008
Rates are subject to change without prior notice. Rates may vary according to your credit rating, the amount borrowed, guarantees offered and other factor. Certain conditions apply.
These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.
For additional information, please contact your local caisse.
