Home > Rates and returns > Interest rates on accounts and on savings and investment products > Accounts

Accounts

These are the current rates for our savings accounts.

Current rates on February 9, 2012

Regular savings

Account	Interest rate
Daily interest	0.05%
RRSP/RRIF/LIF	0.10%

High-Yield Account

Amount	Interest rate1
$0 to $4,999	0.00%
$5,000 to $9,999	0.05%
$10,000 to $24,999	0.10%
$25,000 to $59,999	0.15%
$60,000 to $99,999	0.15%
$100,000 or more	0.20%

1. Amounts from $0 to $59,999: interest is calculated on the total balance.
Amounts of $60,000 and over: interest is calculated on the amount exceeding the minimum balance.

Build-Up Savings Account

Amount	Interest rate2
$0 to $999	0.00%
$1,000 to $1,999	0.05%
$2,000 to $3,999	0.05%
$4,000 to $9,999	0.05%
$10,000 or more	0.10%

2. Interest is calculated on the amount exceeding the minimum balance.

TFSA Savings Account

Amount	Interest rate3
$0 to $4,999.99	1.15%
$5,000 to $9,999.99	1.15%
$10,000 to $24,999.99	1.15%
$25,000 to $59,999.99	1.15%
$60,000 or more	1.15%

3. Interest is calculated on the total balance.

Desjardins Enhanced Investment Account

Amount	Interest rate4
$0 to $4,999.99	0.00%
$5,000 to $24,999.99	0.15%
$25,000 to $49,999.99	0.25%
$50,000 to $99,999.99	0.50%
$100,000 or more	1.00%

4. Interest is calculated on the total balance.

Desjardins Youth Profit Account

Amount	Interest rate5
$0 to $199	0.05%
$200 to $499	0.05%
$500 to $999	0.10%
$1,000 or more	0.10%

5. Interest is calculated on the amount exceeding the minimum balance.

Personal Chequing Account

No interest is payable on this type of account.

Last update: February 2, 2012
Rates may change without notice. Certain conditions apply.
These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.