Savings accounts

These are the current rates for our savings accounts.

Current rates on October 11, 2008


Regular savings
Account
Interest rate
Daily interest
0.10%
RRSP/RRIF/LIF
0.25%

High-Yield Account
Amount
Interest rate1
$0 to $4,999
0.00%
$5,000 to $9,999
0.05%
$10,000 to $24,999
0.25%
$25,000 to $59,999
0.50%
$60,000 to $99,999
0.90%
$100,000 or more
1.10%
1. Amounts from $0 to $59,999: interest is calculated on the total balance.
Amounts of $60,000 and over: interest is calculated on the amount exceeding the minimum balance.


Build-Up Savings Account
Amount
Interest rate2
$0 to $999
0.00%
$1,000 to $1,999
0.05%
$2,000 to $3,999
0.05%
$4,000 to $9,999
0.05%
$10,000 or more
0.25%
2. Interest is calculated on the amount exceeding the minimum balance.

Desjardins Enhanced Investment Account
Amount
Interest rate3
$0 to $4,999.99
0.00%
$5,000 to $24,999.99
2.10%
$25,000 to $49,999.99
2.20%
$50,000 to $99,999.99
2.50%
$100,000 or more
2.75%
3. Interest is based on the total balance.

Desjardins Youth Profit Account
Amount
Interest rate4
$0 to $199
0.05%
$200 to $499
0.10%
$500 to $999
0.15%
$1,000 or more
0.20%
4. Interest is calculated on the amount exceeding the minimum balance.

Find out more about savings accounts


Last update: October 8, 2008
Rates may change without notice. Certain conditions apply.
These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.

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