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[]
[]
[]
[]
[{"$nulls":10},"Rapport au titre du troisième pilier"]
[{"$nulls":14},"(non audité)"]
[]
[{"$nulls":6},"Pour la période terminée le 30 septembre 2025"]
[]
["TABLE DES MATIÈRES"]
[]
[null,"Remarques à l'intention du lecteur",{"$nulls":3},"Liens entre les états financiers et les",{"$nulls":3},"Risque de contrepartie",{"$nulls":3},"Ratio de levier"]
[null,null,"Utilisation de ce document",null,null,"expositions réglementaires",{"$nulls":4},"Analyse de l'exposition au risque de contrepartie",{"$nulls":3},"Comparaison résumée des actifs comptables et"]
[null,null,"Champ d'application de ce document",{"$nulls":3},"Différences entre les périmètres de consolidation",{"$nulls":3},"(CCR) par approche [CCR1]",{"$nulls":3},"de la mesure de l’exposition aux fins du ratio"]
[null,null,"Mise en garde sur les énoncés prospectifs",{"$nulls":3},"comptable et réglementaire et correspondance",{"$nulls":3},"Approche standard - Expositions au risque",{"$nulls":3},"de levier [LR1]"]
[null,null,"Politique de communication",{"$nulls":3},"entre les états financiers et les catégories de",{"$nulls":3},"de contrepartie (CCR) par portefeuille",{"$nulls":3},"Déclaration commune du ratio de levier [LR2]"]
[{"$nulls":6},"risques réglementaires [LI1]",{"$nulls":3},"réglementaire et par pondération des risques"]
[null,"Aperçu de la gestion des risques, des ",{"$nulls":4},"Principales sources d’écarts entre les valeurs",{"$nulls":3}," [CCR3]",null,null,"Instruments financiers dérivés"]
[null,"indicateurs prudentiels clés et des actifs",{"$nulls":4},"comptables et réglementaires des expositions",{"$nulls":3},"IRB - Expositions au risque de contrepartie",{"$nulls":3},"Instruments financiers dérivés - Notionnel et "]
[null,"pondérés en fonction des risques",{"$nulls":4},"dans les états financiers [LI2]",{"$nulls":3},"(CCR) par portefeuille et par fourchette de",{"$nulls":3},"risque de crédit associé"]
[null,null,"Indicateurs clés (au niveau du groupe consolidé)",{"$nulls":7},"probabilité de défaut (PD) [CCR4]"]
[null,null,"[KM1]",null,null,"Risque de crédit",{"$nulls":4},"Nature des sûretés pour l'exposition au risque",null,null,"Autres informations"]
[null,null,"Indicateurs clés – Exigences de TLAC",{"$nulls":3},"Qualité de crédit des actifs [CR1]",{"$nulls":3},"de contrepartie [CCR5]",{"$nulls":3},"Exigences de communication au titre du"]
[null,null,"(au niveau du groupe de résolution) [KM2]",{"$nulls":3},"Variations des stocks de prêts et de titres de",{"$nulls":3},"Expositions sur dérivés de crédit [CCR6]",{"$nulls":3},"troisième pilier"]
[null,null,"Aperçu des actifs pondérés en fonction",{"$nulls":3},"créance en défaut [CR2]",{"$nulls":3},"Expositions sur les contreparties centrales (CC)",{"$nulls":3},"Abréviations"]
[null,null,"des risques (APR) [OV1]",{"$nulls":3},"Aperçu des techniques d'atténuation du risque",{"$nulls":3},"[CCR8]",{"$nulls":3},"Glossaire"]
[null,null,"Actifs pondérés en fonction des risques (APR)",{"$nulls":3},"de crédit (ARC) [CR3]"]
[null,null,"Actifs pondérés en fonction des risques par",{"$nulls":3},"Approche standard – Exposition au risque de",null,null,"Titrisation"]
[null,null,"secteurs d'activité",{"$nulls":3},"crédit et effets de l'atténuation du risque de",{"$nulls":3},"Expositions de titrisation dans le portefeuille"]
[null,null,"Évolution des actifs pondérés en fonction des",{"$nulls":3},"crédit (CRM) [CR4]",{"$nulls":3},"bancaire [SEC1]"]
[null,null,"risques",{"$nulls":3},"Approche standard – Exposition par classe",{"$nulls":3},"Expositions de titrisation dans le portefeuille"]
[null,null,"Comparaison des APR modélisés et standard",{"$nulls":3},"d'actifs et par coefficient de pondération des",{"$nulls":3},"bancaire et exigences de fonds propres"]
[null,null,"au niveau du risque [CMS1]",{"$nulls":3},"risques [CR5]",{"$nulls":3},"réglementaires associées (entité financière"]
[null,null,"Comparaison des APR modélisés et standard ",{"$nulls":3},"IRB - Expositions au risque de crédit par",{"$nulls":3},"agissant comme investisseur) [SEC4]"]
[null,null,"pour le risque de crédit au niveau de la classe",{"$nulls":3},"portefeuille et par fourchette de probabilité de"]
[null,null,"d'actifs [CMS2]",{"$nulls":3},"défaut (PD) [CR6]",null,null,"Risque de marché"]
[{"$nulls":6},"États des flux d'actifs pondérés en fonction des",{"$nulls":3},"Risque de marché selon l'approche standard"]
[null,"Composition des fonds propres et TLAC",{"$nulls":4},"risques (APR) pour les expositions au risque de",{"$nulls":3},"[MR1]"]
[null,null,"Composition des fonds propres réglementaires",{"$nulls":3},"crédit selon l'approche IRB [CR8]"]
[null,null,"[CC1]",{"$nulls":3},"Expositions en cas de défaut par classes d'actif,",null,null,"Ajustement à l'évaluation de crédit"]
[null,null,"Variations trimestrielles des fonds propres",{"$nulls":3},"par régions et par échéances résiduelles",{"$nulls":3},"Formule complète de l'approche de base "]
[null,null,"réglementaires",{"$nulls":3},"Expositions en cas de défaut aux entreprises,",{"$nulls":3},"à l'égard du risque lié à l'AEC (AB-AEC) [CVA2]"]
[null,null,"Rapprochement des fonds propres",{"$nulls":3},"emprunteurs souverains et institutions"]
[null,null,"réglementaires et du bilan [CC2]",{"$nulls":3},"financières par secteurs d'activité",null,null,"Mesures de contrôle macroprudentiel"]
[null,null,"Principales caractéristiques des instruments de ",{"$nulls":3},"Expositions au risque de crédit selon l'approche",{"$nulls":3},"Répartition géographique des expositions"]
[null,null,"fonds propres réglementaires et des autres",{"$nulls":3},"des notations internes - Contrôles ",{"$nulls":3},"utilisées dans le coussin contracyclique "]
[null,null,"instruments de TLAC éligibles [CCA]",{"$nulls":3},"ex post : paramètres réels et estimatifs",{"$nulls":3},"[CCyB1]"]
[null,null,"Composition de la TLAC (au niveau du groupe"]
[null,null,"de résolution) [TLAC1]"]
[null,null,"Entité de résolution – Rang de créancier au"]
[null,null,"niveau de l’entité juridique [TLAC3]"]

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["REMARQUES À L'INTENTION DU LECTEUR"]
[]
["UTILISATION DE CE DOCUMENT"]
[]
["Le Rapport au titre du troisième pilier (ce document) vise à soutenir la transparence et la communication des informations complémentaires inhérentes à la gestion du capital et des risques du Mouvement Desjardins (Mouvement) et à permettre aux différents intervenants du marché financier d’en apprécier le profil de risque et la performance financière. L’information présentée dans ce document n’a pas été auditée.\n\nCe document doit être utilisé en tant que complément aux rapports financiers intermédiaires et au rapport annuel. Ces rapports, qui comprennent les états financiers combinés et les rapports de gestion du Mouvement Desjardins, sont disponibles sur son site Web, à l’adresse Desjardins.com, et sur le site Web de SEDAR+, à l’adresse www.sedarplus.com (sous le profil de la Fédération des caisses Desjardins du Québec). Ce document doit également être utilisé en complément du document Informations financières complémentaires du Mouvement, également disponible sur son site Web.\n\nCertaines informations pertinentes au troisième pilier sont divulguées dans le cadre de ces documents. Annuellement, un tableau de référence intitulé « Informations divulguées dans le cadre de rapports distincts » est présenté sous chacune des exigences réglementaires lorsqu’applicable. Ce dernier fait état des exigences du troisième pilier qui ne sont pas directement traitées dans le cadre de ce document et redirige vers les sections appropriées des documents distincts.\n\nLes informations divulguées au niveau de ce rapport sont préparées conformément aux lignes directrices publiées par l’Autorité des marchés financiers (AMF ou Autorité) : \n\t•La Ligne directrice sur les exigences de communication financière au titre du troisième pilier;\n\t•La Ligne directrice sur la capacité totale d’absorption des pertes;\n\t•La Ligne directrice sur les normes relatives à la suffisance du capital émise par l’AMF et applicable notamment aux coopératives de services financiers. En février 2025, l'AMF a publié une révision de cette ligne directrice proposant, entre autres, des modifications au niveau des principes visant les instruments relatifs aux fonds propres d'urgence en cas de non-viabilité ainsi que des modifications de concordance et de clarification. Ces changements sont entrés en vigueur le 1er janvier 2025.\n\nCes lignes directrices sont disponibles sur le site Web de l’Autorité, à l’adresse https://lautorite.qc.ca. Les exigences du Comité de Bâle, desquelles les lignes directrices de l’AMF découlent, se retrouvent à l’adresse https://www.bis.org.\n\nÀ moins d’indication contraire, tous les montants sont présentés en dollars canadiens. Les symboles M$ et G$ sont utilisés pour désigner respectivement les millions et les milliards de dollars."]

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["CHAMP D'APPLICATION DE CE DOCUMENT"]
[]
["Ce document présente des informations financières du Mouvement Desjardins, qui regroupe les caisses Desjardins du Québec et la Caisse Desjardins Ontario Credit Union Inc. (caisses), la Fédération des caisses Desjardins du Québec (Fédération) et ses filiales ainsi que le Fonds de sécurité Desjardins. La composition du périmètre de consolidation comptable du Mouvement est présentée dans la section « Périmètre du Groupe » de la note complémentaire 2 « Méthodes comptables » de ses états financiers combinés annuels. \n\nQuant aux informations sur le capital et les risques présentées dans ce document, elles sont principalement établies selon son périmètre réglementaire en vertu de l’Accord de Bâle III. Ce dernier diffère du périmètre comptable du fait que les participations dans les filiales d’assurance sont exclues de celui-ci par voie de déduction du capital. L’information provient d’une combinaison de données d’origine comptable et réglementaire. De plus, les données relatives au capital et aux risques sont présentées afin de répondre à des exigences de divulgation stipulées dans les recommandations du document Enhancing the Risk Disclosures of Banks. "]

{"sheet":"Mise en garde","index":3,"n_rows":3,"n_cols":1,"rows_kept":3,"merged":[[0,0,0,9],[2,0,2,9]]}
["MISE EN GARDE SUR LES ÉNONCÉS PROSPECTIFS"]
[]
["\n\nLes communications publiques du Mouvement Desjardins comprennent de temps à autre des énoncés prospectifs, écrits ou verbaux, au sens des lois sur les valeurs mobilières applicables, notamment au Québec, au Canada et aux États-Unis. Des énoncés prospectifs se retrouvent dans le présent rapport de gestion et peuvent aussi être intégrés à d'autres documents déposés auprès d'organismes de réglementation du Canada ou à toute autre communication. De plus, des représentants du Mouvement peuvent formuler verbalement des énoncés prospectifs aux investisseurs, aux médias et à d'autres personnes.\n\nLes énoncés prospectifs comprennent, sans s'y limiter, des observations concernant les objectifs du Mouvement Desjardins en matière de rendement financier, ses priorités, sa vision, ses activités, ses cibles et engagements, ses stratégies pour les atteindre, ses résultats et sa situation financière, la conjoncture économique et celle des marchés financiers, les perspectives concernant les économies québécoise, canadienne, américaine et mondiale, ainsi que le contexte réglementaire dans lequel nous exerçons nos activités. Ces énoncés prospectifs se reconnaissent habituellement par l'emploi de termes comme « cible », « objectif », « échéancier », « perspective », « croire », « prévoir », « compter », « s’attendre à », « avoir l'intention de », « avoir comme but », « estimer », « planifier », « projeter », « anticiper », « viser », « se proposer », « devoir » et « pouvoir », de verbes conjugués au futur et au conditionnel, ainsi que de mots et d'expressions comparables, dans toutes variantes grammaticales.\n\nPar leur nature même, les énoncés prospectifs exigent que nous formulions des hypothèses et ils sont assujettis à des incertitudes et à des risques inhérents de nature générale ou spécifique. Nous avertissons nos lecteurs de ne pas se fier indûment aux énoncés prospectifs pour prendre des décisions puisque divers facteurs, dont plusieurs sont indépendants de la volonté du Mouvement Desjardins et dont ce dernier peut difficilement prédire les répercussions, peuvent influer, isolément ou collectivement, sur la justesse des hypothèses formulées, des prédictions, des projections ou d'autres énoncés prospectifs, y compris ceux mentionnés dans le rapport de gestion. Bien que le Mouvement Desjardins soit d'avis que les attentes exprimées dans ces énoncés prospectifs sont raisonnables et basées sur un fondement valable, il ne peut garantir qu'elles se concrétiseront ou se révéleront exactes. Il est également possible que ces hypothèses, prédictions, projections ou autres énoncés, ainsi que les objectifs et les priorités du Mouvement Desjardins,ne se matérialisent pas ou se révèlent inexacts, et que les résultats, conditions, actions ou événements réels futurs diffèrent sensiblement des cibles, des attentes, des estimations ou des intentions qui y sont avancées explicitement ou implicitement. Les lecteurs qui se fient à ces énoncés prospectifs doivent soigneusement tenir compte de ces facteurs de risque de même que des autres incertitudes et événements potentiels, y compris l'incertitude inhérente aux énoncés prospectifs.\n\nLes énoncés prospectifs contenus dans ce rapport représentent le point de vue de la direction uniquement à la date des présentes et sont communiqués afin d'aider les lecteurs à comprendre et à interpréter la situation financière du Mouvement Desjardins aux dates indiquées, ou ses résultats pour les périodes terminées à ces dates, ainsi que ses priorités et ses objectifs stratégiques tels qu'envisagés en date des présentes. Ces énoncés prospectifs peuvent ne pas convenir à d'autres fins. Le Mouvement Desjardins ne s'engage pas à mettre à jour les énoncés prospectifs, verbaux ou écrits, qui peuvent être faits à l'occasion par lui ou en son nom, à l'exception de ce qui est exigé en vertu des lois sur les valeurs mobilières applicables."]

{"sheet":"Politique de comm.","index":4,"n_rows":3,"n_cols":1,"rows_kept":3,"merged":[[0,0,0,9],[2,0,2,9]]}
["POLITIQUE DE COMMUNICATION"]
[]
["Le Mouvement Desjardins détient une politique de divulgation de l’information financière importante (politique), approuvée par le conseil d’administration et définissant les processus de contrôle et procédures internes à cet effet.\n\nLes principaux éléments de la politique s’appliquent aux documents financiers importants du Mouvement et de ses émetteurs assujettis de même qu’aux documents qui sont déposés auprès des autorités réglementaires. Entre autres, la politique énonce les principes directeurs de communication applicables à ces documents, y compris l’information au titre du troisième pilier, l’existence et le maintien d’un processus de contrôle et de validation de l’information financière importante et la responsabilité du conseil d’administration et de la haute direction envers la mise en place et la garantie de la structure de contrôle interne efficace pour la communication d’information importante."]

{"sheet":"KM1","index":5,"n_rows":37,"n_cols":8,"rows_kept":37,"merged":[[0,0,0,7],[4,1,4,2],[5,1,5,2],[9,1,9,2],[12,1,12,2],[19,1,19,2],[25,1,25,2],[29,1,29,2],[33,1,33,2],[38,2,38,7]]}
["Tableau KM1 – Indicateurs clés (au niveau du groupe consolidé)"]
[]
[{"$f":"SUM(D7:H37)","v":{"v":7193503.222973228,"d":"7,193,503.22"}},null,null,"a","b","c","d","e"]
[]
[null,"(en millions de dollars)",null,"Au\n30 septembre\n2025","Au\n30 juin\n2025","Au\n31 mars\n2025","Au\n31 décembre\n2024","Au\n30 septembre\n2024"]
[null,"Fonds propres disponibles"]
[1,null,"Fonds propres de la catégorie 1A",{"v":35484,"d":"35,484"},{"v":34543,"d":"34,543"},{"v":34061,"d":"34,061"},{"v":33157,"d":"33,157"},{"v":32630,"d":"32,630"}]
[2,null,"Fonds propres de la catégorie 1",{"v":35484,"d":"35,484"},{"v":34543,"d":"34,543"},{"v":34061,"d":"34,061"},{"v":33157,"d":"33,157"},{"v":32630,"d":"32,630"}]
[3,null,"Total des fonds propres",{"v":39409,"d":"39,409"},{"v":38447,"d":"38,447"},{"v":38357,"d":"38,357"},{"v":36269,"d":"36,269"},{"v":35712,"d":"35,712"}]
[null,"Actifs pondérés en fonction des risques"]
[4,null,"Total des actifs pondérés en fonction des risques (APR)",{"v":153868,"d":"153,868"},{"v":150888,"d":"150,888"},{"v":151882,"d":"151,882"},{"v":149621,"d":"149,621"},{"v":148937,"d":"148,937"}]
["4a",null,"Total des actifs pondérés en fonction des risques (pré-plancher)",{"v":153868,"d":"153,868"},{"v":150888,"d":"150,888"},{"v":151882,"d":"151,882"},{"v":149621,"d":"149,621"},{"v":148937,"d":"148,937"}]
[null,"Ratios des fonds propres fondés sur le risque en pourcentage des APR"]
[5,null,"Ratio de fonds propres de la catégorie 1A",{"v":0.231,"d":"23.1%"},{"v":0.229,"d":"22.9%"},{"v":0.224,"d":"22.4%"},{"v":0.222,"d":"22.2%"},{"v":0.219,"d":"21.9%"}]
["5b",null,"Ratio de fonds propres de la catégorie 1A (pré-plancher)",{"v":0.231,"d":"23.1%"},{"v":0.229,"d":"22.9%"},{"v":0.224,"d":"22.4%"},{"v":0.222,"d":"22.2%"},{"v":0.219,"d":"21.9%"}]
[6,null,"Ratio de fonds propres de la catégorie 1",{"v":0.231,"d":"23.1%"},{"v":0.229,"d":"22.9%"},{"v":0.224,"d":"22.4%"},{"v":0.222,"d":"22.2%"},{"v":0.219,"d":"21.9%"}]
["6b",null,"Ratio de fonds propres de la catégorie 1 (pré-plancher)",{"v":0.231,"d":"23.1%"},{"v":0.229,"d":"22.9%"},{"v":0.224,"d":"22.4%"},{"v":0.222,"d":"22.2%"},{"v":0.219,"d":"21.9%"}]
[7,null,"Ratio des fonds propres totaux",{"v":0.256,"d":"25.6%"},{"v":0.255,"d":"25.5%"},{"v":0.253,"d":"25.3%"},{"v":0.242,"d":"24.2%"},{"v":0.24,"d":"24.0%"}]
["7b",null,"Ratio des fonds propres totaux (pré-plancher)",{"v":0.256,"d":"25.6%"},{"v":0.255,"d":"25.5%"},{"v":0.253,"d":"25.3%"},{"v":0.242,"d":"24.2%"},{"v":0.24,"d":"24.0%"}]
[null,"Exigences supplémentaires de la catégorie 1A en pourcentage des APR"]
[8,null,"Exigence de conservation des fonds propres",{"v":0.025,"d":"2.5%"},{"v":0.025,"d":"2.5%"},{"v":0.025,"d":"2.5%"},{"v":0.025,"d":"2.5%"},{"v":0.025,"d":"2.5%"}]
[9,null,"Exigence contracyclique",0,0,0,0,0]
[10,null,"Exigences supplémentaires IFIS-i",{"v":0.01,"d":"1.0%"},{"v":0.01,"d":"1.0%"},{"v":0.01,"d":"1.0%"},{"v":0.01,"d":"1.0%"},{"v":0.01,"d":"1.0%"}]
[11,null,"Total des exigences de réserve spécifique de la catégorie 1A (lignes 8+9+10)",{"v":0.035,"d":"3.5%"},{"v":0.035,"d":"3.5%"},{"v":0.035,"d":"3.5%"},{"v":0.035,"d":"3.5%"},{"v":0.035,"d":"3.5%"}]
[12,null,"Fonds propres de la catégorie 1A disponibles après satisfaction des exigences minimales",{"v":0.176,"d":"17.6%"},{"v":0.175,"d":"17.5%"},{"v":0.173,"d":"17.3%"},{"v":0.162,"d":"16.2%"},{"v":0.16,"d":"16.0%"}]
[null,"Ratio de levier Bâle III"]
[13,null,"Mesure totale de l’exposition aux fins du ratio de levier de Bâle III",{"v":470392.113296042,"d":"470,392"},{"v":463162.728979561,"d":"463,163"},{"v":451037.838295791,"d":"451,038"},{"v":434089.14873793,"d":"434,089"},{"v":427196.991676645,"d":"427,197"}]
[14,null,"Ratio de levier de Bâle III (ligne 2 / ligne 13)",{"v":0.0754356,"d":"7.5%"},{"v":0.0745809,"d":"7.5%"},{"v":0.0755168,"d":"7.6%"},{"v":0.0763838,"d":"7.6%"},{"v":0.0763827,"d":"7.6%"}]
["14b",null,"Ratio de levier de Bâle III (à l’exclusion de l’impact de toute exemption temporaire applicable des réserves de la banque centrale)","s. o.","s. o.","s. o.","s. o.","s. o."]
[null,"Ratio de liquidité à court terme (LCR)"]
[15,null,"Total des actifs liquides de haute qualité",{"v":65818,"d":"65,818"},{"v":65383,"d":"65,383"},{"v":63085,"d":"63,085"},{"v":58052,"d":"58,052"},{"v":57802,"d":"57,802"}]
[16,null,"Total des sorties nettes de trésorerie",{"v":39381,"d":"39,381"},{"v":40645,"d":"40,645"},{"v":36699,"d":"36,699"},{"v":35162,"d":"35,162"},{"v":34760,"d":"34,760"}]
[17,null,"Ratio LCR",{"v":1.6728673015873,"d":"167%"},{"v":1.61,"d":"161%"},{"v":1.72,"d":"172%"},{"v":1.6535835483871,"d":"165%"},{"v":1.663,"d":"166%"}]
[null,"Ratio structurel de liquidité à long terme (NSFR)"]
["18",null,"Financement stable disponible total",{"v":284020,"d":"284,020"},{"v":278165,"d":"278,165"},{"v":273587,"d":"273,587"},{"v":266482,"d":"266,482"},{"v":263085,"d":"263,085"}]
["19",null,"Financement stable exigé total",{"v":214679,"d":"214,679"},{"v":212213,"d":"212,213"},{"v":208655,"d":"208,655"},{"v":206469,"d":"206,469"},{"v":205123,"d":"205,123"}]
["20",null,"Ratio NSFR",{"v":1.32299966829447,"d":"132%"},{"v":1.31,"d":"131%"},{"v":1.31,"d":"131%"},{"v":1.29066502114058,"d":"129%"},{"v":1.28257192026248,"d":"128%"}]

{"sheet":"KM2","index":6,"n_rows":16,"n_cols":8,"rows_kept":16,"merged":[[0,0,0,7],[4,1,4,2],[5,1,5,2],[6,1,6,2],[7,1,7,2],[8,1,8,2],[9,1,9,2],[10,1,10,2],[11,1,11,2],[12,1,12,2],[14,2,14,7],[15,2,15,7]]}
["Tableau KM2 – Indicateurs clés – Exigences de TLAC (au niveau du groupe de résolution(1))"]
[]
[{"$f":"SUM(D6:H13)","v":{"v":3186551.218000001,"d":"3186551.218"}},null,null,"a","b","c","d","e"]
[]
[null,"(en millions de dollars)",null,"Au\n30 septembre\n2025","Au\n30 juin\n2025","Au\n31 mars\n2025","Au\n31 décembre\n2024","Au\n30 septembre\n2024"]
[1,"Capacité totale d’absorption des pertes (TLAC) disponible(2)",null,{"v":51888,"d":"51,888"},{"v":48541,"d":"48,541"},{"v":48615,"d":"48,615"},{"v":47797,"d":"47,797"},{"v":47188,"d":"47,188"}]
[2,"APR totaux au niveau du groupe de résolution",null,{"v":148854,"d":"148,854"},{"v":146087,"d":"146,087"},{"v":147079,"d":"147,079"},{"v":145372,"d":"145,372"},{"v":145004,"d":"145,004"}]
[3,"Ratio TLAC : TLAC en pourcentage des APR (ligne 1 / ligne 2) (%)",null,{"v":0.349,"d":"34.9%"},{"v":0.332,"d":"33.2%"},{"v":0.331,"d":"33.1%"},{"v":0.329,"d":"32.9%"},{"v":0.325,"d":"32.5%"}]
[4,"Mesure de l’exposition aux fins du ratio de levier au niveau du groupe de résolution",null,{"v":462609,"d":"462,609"},{"v":455892,"d":"455,892"},{"v":443245,"d":"443,245"},{"v":427337,"d":"427,337"},{"v":421041,"d":"421,041"}]
[5,"Ratio de levier TLAC : TLAC en pourcentage de la mesure d’exposition aux fins du ratio de levier (ligne 1 / ligne 4)",null,{"v":0.112,"d":"11.2%"},{"v":0.106,"d":"10.6%"},{"v":0.11,"d":"11.0%"},{"v":0.112,"d":"11.2%"},{"v":0.112,"d":"11.2%"}]
["6a","L’exemption de subordination indiquée à l’antépénultième paragraphe du point 11 du tableau du FSB sur la TLAC s’applique-t-elle ?",null,"oui","oui","oui","oui","oui"]
["6b","L’exemption de subordination indiquée au pénultième paragraphe du point 11 du tableau des modalités du FSB sur la TLAC \ns'applique-t-elle ?",null,"non","non","non","non","non"]
["6c","Si l’exemption limitée de subordination s’applique, le montant de financement émis qui est assimilé à des passifs exclus et qui est reconnu comme TLAC externe, divisé par le financement émis qui est assimilé à des passifs exclus et qui serait reconnu comme TLAC externe si aucune limite n'était appliquée.",null,"s. o.","s. o.","s. o.","s. o.","s. o."]
[]
[null,"(1)","Les données figurant dans ce tableau diffèrent de celles présentées dans le Tableau CC1, car elles font référence au groupe de résolution qui exclut la Caisse Desjardins Ontario Credit Union Inc."]
[null,"(2)","Émission de 4,8 G$ de créances admissibles à la ligne directrice sur la TLAC au cours des neuf premiers mois de l’année 2025."]

{"sheet":"OV1","index":7,"n_rows":38,"n_cols":9,"rows_kept":38,"merged":[[0,0,0,8],[4,3,4,7],[5,1,5,2],[6,1,6,2],[11,1,11,2],[15,1,15,2],[16,1,16,2],[17,1,17,2],[18,1,18,2],[19,1,19,2],[20,1,20,2],[21,1,21,2],[25,1,25,2],[28,1,28,2],[29,1,29,2],[30,1,30,2],[31,1,31,2],[32,1,32,2],[33,1,33,2],[34,1,34,2],[36,2,36,8],[37,2,37,8]]}
["Tableau OV1 – Aperçu des actifs pondérés en fonction des risques (APR)"]
[]
[{"$f":"SUM(D7:I35)","v":{"v":2107992.6250000005,"d":"2,107,992.63"}},null,null,"a","b",{"$nulls":3},"c"]
[]
[{"$nulls":3},"APR",{"$nulls":4},"Exigences\nminimales \nde fonds\npropres(1)"]
[null,"(en millions de dollars)",null,"Au\n30 septembre\n2025","Au\n30 juin\n2025","Au\n31 mars\n2025","Au\n31 décembre\n2024","Au\n30 septembre\n2024","Au\n30 septembre\n2025"]
["1","Risque de crédit (hors risque de contrepartie – CCR)",null,{"v":103850,"d":"103,850"},{"v":102543,"d":"102,543"},{"v":102670,"d":"102,670"},{"v":103042,"d":"103,042"},{"v":103224,"d":"103,224"},{"v":8308,"d":"8,308"}]
["2",null,"dont : approche standard (AS)",{"v":25836,"d":"25,836"},{"v":24785,"d":"24,785"},{"v":26320,"d":"26,320"},{"v":29054,"d":"29,054"},{"v":29304,"d":"29,304"},{"v":2067,"d":"2,067"}]
["3",null,"dont : approche fondée sur les notations internes « fondation » (FIRB)",{"v":12862,"d":"12,862"},{"v":12310,"d":"12,310"},{"v":11651,"d":"11,651"},{"v":10177,"d":"10,177"},{"v":10259,"d":"10,259"},{"v":1029,"d":"1,029"}]
["4",null,"dont : approche par critère de classement prudentiel",0,0,0,0,0,0]
["5",null,"dont : approche fondée sur les notations internes « avancées » (AIRB)",{"v":65152,"d":"65,152"},{"v":65448,"d":"65,448"},{"v":64699,"d":"64,699"},{"v":63811,"d":"63,811"},{"v":63661,"d":"63,661"},{"v":5212,"d":"5,212"}]
["6","Risque de contrepartie",null,{"v":4311,"d":"4,311"},{"v":4033,"d":"4,033"},{"v":4733,"d":"4,733"},{"v":4200,"d":"4,200"},{"v":3839,"d":"3,839"},344]
["7",null,"dont : approche standard pour le risque de contrepartie (AS-CCR)",{"v":3891,"d":"3,891"},{"v":3517,"d":"3,517"},{"v":3543,"d":"3,543"},{"v":3323,"d":"3,323"},{"v":2961,"d":"2,961"},310]
["8",null,"dont : MMI",0,0,0,0,0,0]
["9",null,"dont : autres CCR",420,516,{"v":1190,"d":"1,190"},877,878,34]
["10","Charge d'ajustement de l'évaluation de crédit (AEC)",null,{"v":3609,"d":"3,609"},{"v":3273,"d":"3,273"},{"v":3208,"d":"3,208"},{"v":2715,"d":"2,715"},{"v":2972,"d":"2,972"},289]
["11","Positions en actions selon l'approche de la pondération simple des risques et méthode des modèles internes au cours de la période transitoire linéaire de cinq ans",null,0,0,0,0,0,0]
["12","Placements en actions dans les fonds d’investissement – approche par transparence",null,741,706,585,674,647,59]
["13","Placements en actions dans les fonds d’investissement – approche fondée sur le mandat",null,138,171,256,233,234,11]
["14","Placements en actions dans les fonds d’investissement – approche de repli",null,0,0,0,0,0,0]
["15","Risque de règlement",null,0,0,0,0,0,0]
["16","Expositions de titrisation dans le portefeuille bancaire",null,209,124,283,284,317,17]
["17",null,"dont : approche fondée sur les notations internes pour la titrisation (SEC-IRBA)",0,0,0,0,0,0]
["18",null,"dont : approche fondée sur les notations externes pour la titrisation (SEC-ERBA), y compris l’approche fondée sur les évaluations internes (approche EI)(2)",19,20,4,4,0,2]
["19",null,"dont : approche standard pour la titrisation (SEC-SA)",190,104,279,280,317,15]
["20","Risque de marché",null,{"v":5985,"d":"5,985"},{"v":5780,"d":"5,780"},{"v":6055,"d":"6,055"},{"v":4901,"d":"4,901"},{"v":3446,"d":"3,446"},479]
["21",null,"dont : approche standard (AS)",{"v":5985,"d":"5,985"},{"v":5780,"d":"5,780"},{"v":6055,"d":"6,055"},{"v":4901,"d":"4,901"},{"v":3446,"d":"3,446"},479]
["22",null,"dont : approche fondée sur les méthodes internes (MMI)",0,0,0,0,0,0]
["23","Exigence de fonds propres entre portefeuille de négociation et portefeuille bancaire",null,0,0,0,0,0,0]
["24","Risque opérationnel",null,{"v":23355,"d":"23,355"},{"v":22927,"d":"22,927"},{"v":22957,"d":"22,957"},{"v":22875,"d":"22,875"},{"v":23410,"d":"23,410"},{"v":1868,"d":"1,868"}]
["25","Montants inférieurs aux seuils de déduction (avant pondération des risques de 250 %)",null,{"v":11670,"d":"11,670"},{"v":11331,"d":"11,331"},{"v":11135,"d":"11,135"},{"v":10697,"d":"10,697"},{"v":10848,"d":"10,848"},935]
["26","Plancher d'APR appliqué",null,{"v":0.725,"d":"72.5%"},{"v":0.725,"d":"72.5%"},{"v":0.725,"d":"72.5%"},{"v":0.725,"d":"72.5%"},{"v":0.725,"d":"72.5%"},0]
["27","Ajustement au moyen du plancher (avant application du plafond transitoire)",null,0,0,0,0,0,0]
["28","Ajustement au moyen du plancher (après application du plafond transitoire)",null,0,0,0,0,0,0]
["29","Total (1 + 6 + 10 + 11 + 12 + 13 + 14 + 15 + 16 + 20 + 23 + 24 + 25 + 28)",null,{"v":153868,"d":"153,868"},{"v":150888,"d":"150,888"},{"v":151882,"d":"151,882"},{"v":149621,"d":"149,621"},{"v":148937,"d":"148,937"},{"v":12310,"d":"12,310"}]
[]
[null,"(1)","L'exigence minimale de fonds propres représente 8 % des actifs pondérés en fonction des risques."]
[null,"(2)","Modification apportée à l'évaluation de certaines expositions, qui sont évaluées selon des notations externes à compter du 4e trimestre 2024."]

{"sheet":"APR","index":8,"n_rows":64,"n_cols":11,"rows_kept":64,"merged":[[0,0,0,10],[1,0,1,1],[3,3,3,4],[3,5,3,6],[3,7,3,10],[4,0,4,1],[5,0,5,1],[6,1,6,2],[7,1,7,2],[8,1,8,2],[9,1,9,2],[10,1,10,2],[11,1,11,2],[12,1,12,2],[13,1,13,2],[14,1,14,2],[15,1,15,2],[16,0,16,1],[17,0,17,1],[18,1,18,2],[19,1,19,2],[20,1,20,2],[21,1,21,2],[22,1,22,2],[23,1,23,2],[24,1,24,2],[25,0,25,1],[26,0,26,1],[27,0,27,1],[28,0,28,1],[29,0,29,1],[30,0,30,1],[32,7,32,10],[33,0,33,6],[34,0,34,6],[35,1,35,6],[36,1,36,6],[37,1,37,6],[38,1,38,6],[39,1,39,6],[40,1,40,6],[41,1,41,6],[42,1,42,6],[43,1,43,6],[44,1,44,6],[45,0,45,6],[46,0,46,6],[47,1,47,6],[48,1,48,6],[49,1,49,6],[50,1,50,6],[51,1,51,6],[52,1,52,6],[53,1,53,6],[54,0,54,6],[55,0,55,6],[56,0,56,6],[57,0,57,6],[58,0,58,6],[59,0,59,6],[61,1,61,10],[62,1,62,10],[63,1,63,10]]}
["Actifs pondérés en fonction des risques (APR)"]
["Au 30 septembre 2025"]
[]
[{"$f":"SUM(D7:K31)","v":4790030.397},null,null,"Approche des notations internes",null,"Approche standard",null,"Total"]
["(en millions de dollars)",null,null,"Expositions(1)","APR","Expositions(1)","APR","Expositions(1)","APR","Exigence\nde capital(2)","Taux de\npondération\nmoyen\ndes risques"]
["Risque de crédit autre que le risque de contrepartie"]
[null,"Emprunteurs souverains",null,{"v":114774,"d":"114,774"},{"v":6708,"d":"6,708"},{"v":6786,"d":"6,786"},0,{"v":121560,"d":"121,560"},{"v":6708,"d":"6,708"},537,{"v":0.055,"d":"5.5%"}]
[null,"Organismes publics hors administration centrale",null,0,0,{"v":9335,"d":"9,335"},{"v":1868,"d":"1,868"},{"v":9335,"d":"9,335"},{"v":1868,"d":"1,868"},149,{"v":0.2,"d":"20.0%"}]
[null,"Institutions financières",null,{"v":4951,"d":"4,951"},{"v":1139,"d":"1,139"},{"v":2979,"d":"2,979"},{"v":1150,"d":"1,150"},{"v":7930,"d":"7,930"},{"v":2289,"d":"2,289"},183,{"v":0.289,"d":"28.9%"}]
[null,"Entreprises",null,{"v":46206,"d":"46,206"},{"v":24274,"d":"24,274"},{"v":12642,"d":"12,642"},{"v":11068,"d":"11,068"},{"v":58848,"d":"58,848"},{"v":35342,"d":"35,342"},{"v":2827,"d":"2,827"},{"v":0.601,"d":"60.1%"}]
[null,"Titrisation",null,0,0,143,209,143,209,17,{"v":1.456,"d":"145.6%"}]
[null,"Actions",null,0,0,779,{"v":1736,"d":"1,736"},779,{"v":1736,"d":"1,736"},139,{"v":2.229,"d":"222.9%"}]
[null,"PME assimilées aux autres expositions sur la clientèle de détail",null,{"v":10587,"d":"10,587"},{"v":6180,"d":"6,180"},331,253,{"v":10918,"d":"10,918"},{"v":6433,"d":"6,433"},515,{"v":0.589,"d":"58.9%"}]
[null,"Immobilier",null,{"v":188510,"d":"188,510"},{"v":29250,"d":"29,250"},{"v":5758,"d":"5,758"},{"v":4049,"d":"4,049"},{"v":194268,"d":"194,268"},{"v":33299,"d":"33,299"},{"v":2664,"d":"2,664"},{"v":0.171,"d":"17.1%"}]
[null,"Autres expositions sur la clientèle de détail (à l'exception des PME)",null,{"v":22229,"d":"22,229"},{"v":6337,"d":"6,337"},868,199,{"v":23097,"d":"23,097"},{"v":6536,"d":"6,536"},523,{"v":0.283,"d":"28.3%"}]
[null,"Expositions renouvelables sur la clientèle de détail éligibles",null,{"v":14948,"d":"14,948"},{"v":4126,"d":"4,126"},{"v":1565,"d":"1,565"},{"v":1180,"d":"1,180"},{"v":16513,"d":"16,513"},{"v":5306,"d":"5,306"},425,{"v":0.321,"d":"32.1%"}]
["Sous-total du risque de crédit autre que le risque de contrepartie",null,null,{"v":402205,"d":"402,205"},{"v":78014,"d":"78,014"},{"v":41186,"d":"41,186"},{"v":21712,"d":"21,712"},{"v":443391,"d":"443,391"},{"v":99726,"d":"99,726"},{"v":7979,"d":"7,979"},{"v":0.225,"d":"22.5%"}]
["Risque de contrepartie"]
[null,"Emprunteurs souverains",null,137,0,0,0,137,0,0,{"v":2E-3,"d":"0.2%"}]
[null,"Organismes publics hors administration centrale",null,0,0,0,0,0,0,0,0]
[null,"Institutions financières",null,{"v":6825,"d":"6,825"},{"v":2410,"d":"2,410"},14,3,{"v":6839,"d":"6,839"},{"v":2413,"d":"2,413"},193,{"v":0.353,"d":"35.3%"}]
[null,"Entreprises",null,2,1,162,163,164,164,13,{"v":0.997,"d":"99.7%"}]
[null,"Portefeuille de négociation",null,{"v":1827,"d":"1,827"},{"v":1051,"d":"1,051"},790,667,{"v":2617,"d":"2,617"},{"v":1718,"d":"1,718"},137,{"v":0.656,"d":"65.6%"}]
[null,"Charge d'ajustement de l'évaluation de crédit (AEC)",null,0,0,0,{"v":3609,"d":"3,609"},0,{"v":3609,"d":"3,609"},289,0]
[null,"Exigences supplémentaires liées au portefeuille bancaire et de négociation",null,0,0,350,16,350,16,1,{"v":0.045,"d":"4.5%"}]
["Sous-total du risque de contrepartie",null,null,{"v":8791,"d":"8,791"},{"v":3462,"d":"3,462"},{"v":1316,"d":"1,316"},{"v":4458,"d":"4,458"},{"v":10107,"d":"10,107"},{"v":7920,"d":"7,920"},633,{"v":0.784,"d":"78.4%"}]
["Autres actifs(3)",null,null,0,0,0,0,{"v":29889,"d":"29,889"},{"v":16882,"d":"16,882"},{"v":1351,"d":"1,351"},{"v":0.565,"d":"56.5%"}]
["Total du risque de crédit",null,null,{"v":410996,"d":"410,996"},{"v":81476,"d":"81,476"},{"v":42502,"d":"42,502"},{"v":26170,"d":"26,170"},{"v":483387,"d":"483,387"},{"v":124528,"d":"124,528"},{"v":9963,"d":"9,963"},{"v":0.258,"d":"25.8%"}]
["Risque de marché",null,null,0,0,0,{"v":5985,"d":"5,985"},0,{"v":5985,"d":"5,985"},479,0]
["Risque opérationnel",null,null,0,0,0,{"v":23355,"d":"23,355"},0,{"v":23355,"d":"23,355"},{"v":1868,"d":"1,868"},0]
["Total des actifs pondérés en fonction des risques",null,null,{"v":410996,"d":"410,996"},{"v":81476,"d":"81,476"},{"v":42502,"d":"42,502"},{"v":55510,"d":"55,510"},{"v":483387,"d":"483,387"},{"v":153868,"d":"153,868"},{"v":12310,"d":"12,310"},{"v":0.318,"d":"31.8%"}]
[]
[{"$f":"SUM(H36:K60)","v":2115632},{"$nulls":6},"Actifs pondérés en fonction des risques"]
["(en millions de dollars)",{"$nulls":6},"Au\n30 juin\n2025","Au\n31 mars\n2025","Au\n31 décembre\n2024","Au\n30 septembre\n2024"]
["Risque de crédit autre que le risque de contrepartie"]
[null,"Emprunteurs souverains",{"$nulls":5},{"v":6599,"d":"6,599"},{"v":6259,"d":"6,259"},{"v":7154,"d":"7,154"},{"v":6876,"d":"6,876"}]
[null,"Organismes publics hors administration centrale",{"$nulls":5},{"v":1829,"d":"1,829"},{"v":1880,"d":"1,880"},{"v":1798,"d":"1,798"},{"v":1753,"d":"1,753"}]
[null,"Institutions financières",{"$nulls":5},{"v":2379,"d":"2,379"},{"v":2307,"d":"2,307"},{"v":2356,"d":"2,356"},{"v":2367,"d":"2,367"}]
[null,"Entreprises",{"$nulls":5},{"v":34052,"d":"34,052"},{"v":34791,"d":"34,791"},{"v":35313,"d":"35,313"},{"v":35535,"d":"35,535"}]
[null,"Titrisation",{"$nulls":5},124,283,284,317]
[null,"Actions",{"$nulls":5},{"v":1840,"d":"1,840"},{"v":1829,"d":"1,829"},{"v":1854,"d":"1,854"},{"v":1822,"d":"1,822"}]
[null,"PME assimilées aux autres expositions sur la clientèle de détail",{"$nulls":5},{"v":6394,"d":"6,394"},{"v":6390,"d":"6,390"},{"v":6201,"d":"6,201"},{"v":6216,"d":"6,216"}]
[null,"Immobilier",{"$nulls":5},{"v":33718,"d":"33,718"},{"v":33085,"d":"33,085"},{"v":32208,"d":"32,208"},{"v":32247,"d":"32,247"}]
[null,"Autres expositions sur la clientèle de détail (à l'exception des PME)",{"$nulls":5},{"v":6390,"d":"6,390"},{"v":6372,"d":"6,372"},{"v":6330,"d":"6,330"},{"v":7409,"d":"7,409"}]
[null,"Expositions renouvelables sur la clientèle de détail éligibles",{"$nulls":5},{"v":5177,"d":"5,177"},{"v":5487,"d":"5,487"},{"v":5389,"d":"5,389"},{"v":4412,"d":"4,412"}]
["Sous-total du risque de crédit autre que le risque de contrepartie",{"$nulls":6},{"v":98502,"d":"98,502"},{"v":98683,"d":"98,683"},{"v":98887,"d":"98,887"},{"v":98954,"d":"98,954"}]
["Risque de contrepartie"]
[null,"Emprunteurs souverains",{"$nulls":5},0,0,0,0]
[null,"Organismes publics hors administration centrale",{"$nulls":5},0,0,0,0]
[null,"Institutions financières",{"$nulls":5},{"v":2213,"d":"2,213"},{"v":1859,"d":"1,859"},{"v":1707,"d":"1,707"},{"v":1766,"d":"1,766"}]
[null,"Entreprises",{"$nulls":5},139,373,297,278]
[null,"Portefeuille de négociation",{"$nulls":5},{"v":1661,"d":"1,661"},{"v":2475,"d":"2,475"},{"v":2177,"d":"2,177"},{"v":1778,"d":"1,778"}]
[null,"Charge d'ajustement de l'évaluation de crédit (AEC)",{"$nulls":5},{"v":3273,"d":"3,273"},{"v":3208,"d":"3,208"},{"v":2715,"d":"2,715"},{"v":2972,"d":"2,972"}]
[null,"Exigences supplémentaires liées au portefeuille bancaire et de négociation",{"$nulls":5},20,26,19,17]
["Sous-total du risque de contrepartie",{"$nulls":6},{"v":7306,"d":"7,306"},{"v":7941,"d":"7,941"},{"v":6915,"d":"6,915"},{"v":6811,"d":"6,811"}]
["Autres actifs(3)",{"$nulls":6},{"v":16373,"d":"16,373"},{"v":16246,"d":"16,246"},{"v":16043,"d":"16,043"},{"v":16316,"d":"16,316"}]
["Total du risque de crédit",{"$nulls":6},{"v":122181,"d":"122,181"},{"v":122870,"d":"122,870"},{"v":121845,"d":"121,845"},{"v":122081,"d":"122,081"}]
["Risque de marché",{"$nulls":6},{"v":5780,"d":"5,780"},{"v":6055,"d":"6,055"},{"v":4901,"d":"4,901"},{"v":3446,"d":"3,446"}]
["Risque opérationnel",{"$nulls":6},{"v":22927,"d":"22,927"},{"v":22957,"d":"22,957"},{"v":22875,"d":"22,875"},{"v":23410,"d":"23,410"}]
["Total des actifs pondérés en fonction des risques",{"$nulls":6},{"v":150888,"d":"150,888"},{"v":151882,"d":"151,882"},{"v":149621,"d":"149,621"},{"v":148937,"d":"148,937"}]
[]
["(1)","Expositions nettes après l'atténuation du risque de crédit (déduction faite des provisions pour pertes de crédit attendues sur prêts dépréciés autres que la clientèle de détail [à l’exception des prêts sur cartes de crédit] selon l'approche standard, à l'exclusion de ceux selon l'approche des notations internes, conformément à la ligne directrice de l'AMF)."]
["(2)","L'exigence de capital représente 8 % des actifs pondérés en fonction des risques."]
["(3)","Cette rubrique comprend, entre autres, la part des investissements en-dessous d'un certain seuil dans les composantes déconsolidées aux fins des fonds propres réglementaires (principalement Desjardins Groupe d'assurances générales inc. et Desjardins Sécurité financière, compagnie d'assurance vie), qui est pondérée à 250 %. Par ailleurs, cette catégorie exclut la charge d'AEC et les exigences supplémentaires liées au portefeuille bancaire et de négociation, qui sont divulguées dans la section portant sur le risque de crédit de contrepartie."]

{"sheet":"APR par sect. dactivité","index":9,"n_rows":10,"n_cols":7,"rows_kept":10,"merged":[[0,0,0,6],[2,0,2,1],[3,0,3,1],[8,0,8,1],[9,0,9,1]]}
["Actifs pondérés en fonction des risques par secteurs d'activité"]
[{"$f":"SUM(C5:G10)","v":1510392}]
["(en millions de dollars)",null,"Au\n30 septembre\n2025","Au\n30 juin\n2025","Au\n31 mars\n2025","Au\n31 décembre\n2024","Au\n30 septembre\n2024"]
["Attribués aux secteurs d'activité"]
[null,"Particuliers et Entreprises",{"v":123585,"d":"123,585"},{"v":121991,"d":"121,991"},{"v":122542,"d":"122,542"},{"v":121668,"d":"121,668"},{"v":119850,"d":"119,850"}]
[null,"Gestion de patrimoine et Assurance de personnes",{"v":6858,"d":"6,858"},{"v":6704,"d":"6,704"},{"v":6918,"d":"6,918"},{"v":6100,"d":"6,100"},{"v":6098,"d":"6,098"}]
[null,"Assurance de dommages",{"v":4231,"d":"4,231"},{"v":4066,"d":"4,066"},{"v":3794,"d":"3,794"},{"v":4345,"d":"4,345"},{"v":4270,"d":"4,270"}]
[null,"Autres",{"v":19194,"d":"19,194"},{"v":18127,"d":"18,127"},{"v":18628,"d":"18,628"},{"v":17508,"d":"17,508"},{"v":18719,"d":"18,719"}]
["Non attribués",null,0,0,0,0,0]
["Total des actifs pondérés en fonction des risques",null,{"v":153868,"d":"153,868"},{"v":150888,"d":"150,888"},{"v":151882,"d":"151,882"},{"v":149621,"d":"149,621"},{"v":148937,"d":"148,937"}]

{"sheet":"Évol. des APR","index":10,"n_rows":54,"n_cols":17,"rows_kept":54,"merged":[[0,0,0,15],[1,2,1,16],[2,0,3,1],[2,2,2,4],[2,5,2,7],[2,8,2,10],[2,11,2,13],[2,14,2,16],[4,0,4,1],[5,0,5,1],[14,0,14,1],[16,2,16,16],[17,0,17,1],[17,2,17,4],[17,5,17,7],[17,8,17,10],[17,11,17,13],[17,14,17,16],[18,0,18,1],[18,2,18,4],[18,5,18,7],[18,8,18,10],[18,11,18,13],[18,14,18,16],[19,0,19,1],[19,2,19,4],[19,5,19,7],[19,8,19,10],[19,11,19,13],[19,14,19,16],[20,2,20,4],[20,5,20,7],[20,8,20,10],[20,11,20,13],[20,14,20,16],[21,2,21,4],[21,5,21,7],[21,8,21,10],[21,11,21,13],[21,14,21,16],[22,2,22,4],[22,5,22,7],[22,8,22,10],[22,11,22,13],[22,14,22,16],[23,2,23,4],[23,5,23,7],[23,8,23,10],[23,11,23,13],[23,14,23,16],[24,2,24,4],[24,5,24,7],[24,8,24,10],[24,11,24,13],[24,14,24,16],[25,2,25,4],[25,5,25,7],[25,8,25,10],[25,11,25,13],[25,14,25,16],[26,2,26,4],[26,5,26,7],[26,8,26,10],[26,11,26,13],[26,14,26,16],[27,0,27,1],[27,2,27,4],[27,5,27,7],[27,8,27,10],[27,11,27,13],[27,14,27,16],[28,2,28,4],[28,5,28,7],[28,8,28,10],[28,11,28,13],[28,14,28,16],[29,0,29,1],[29,2,29,4],[29,5,29,7],[29,8,29,10],[29,11,29,13],[29,14,29,16],[30,0,30,1],[30,2,30,4],[30,5,30,7],[30,8,30,10],[30,11,30,13],[30,14,30,16],[31,2,31,4],[31,5,31,7],[31,8,31,10],[31,11,31,13],[31,14,31,16],[32,2,32,4],[32,5,32,7],[32,8,32,10],[32,11,32,13],[32,14,32,16],[33,2,33,4],[33,5,33,7],[33,8,33,10],[33,11,33,13],[33,14,33,16],[34,2,34,4],[34,5,34,7],[34,8,34,10],[34,11,34,13],[34,14,34,16],[35,0,35,1],[35,2,35,4],[35,5,35,7],[35,8,35,10],[35,11,35,13],[35,14,35,16],[36,2,36,4],[36,5,36,7],[36,8,36,10],[36,11,36,13],[36,14,36,16],[37,0,37,1],[37,2,37,4],[37,5,37,7],[37,8,37,10],[37,11,37,13],[37,14,37,16],[38,0,38,1],[38,2,38,4],[38,5,38,7],[38,8,38,10],[38,11,38,13],[38,14,38,16],[39,2,39,4],[39,5,39,7],[39,8,39,10],[39,11,39,13],[39,14,39,16],[40,2,40,4],[40,5,40,7],[40,8,40,10],[40,11,40,13],[40,14,40,16],[41,2,41,4],[41,5,41,7],[41,8,41,10],[41,11,41,13],[41,14,41,16],[42,2,42,4],[42,5,42,7],[42,8,42,10],[42,11,42,13],[42,14,42,16],[43,2,43,4],[43,5,43,7],[43,8,43,10],[43,11,43,13],[43,14,43,16],[44,2,44,4],[44,5,44,7],[44,8,44,10],[44,11,44,13],[44,14,44,16],[45,2,45,4],[45,5,45,7],[45,8,45,10],[45,11,45,13],[45,14,45,16],[46,2,46,4],[46,5,46,7],[46,8,46,10],[46,11,46,13],[46,14,46,16],[47,0,47,1],[47,2,47,4],[47,5,47,7],[47,8,47,10],[47,11,47,13],[47,14,47,16],[49,1,49,15],[50,1,50,15],[51,1,51,15],[52,1,52,15],[53,1,53,15]]}
["Évolution des actifs pondérés en fonction des risques"]
[{"$f":"SUM(C6:Q15)","v":2461090},null,"Pour les périodes de trois mois terminées le"]
["(en millions de dollars)",null,"30 septembre 2025",null,null,"30 juin 2025",null,null,"31 mars 2025",null,null,"31 décembre 2024",null,null,"30 septembre 2024"]
[null,null,"Risque de\ncrédit\nautre que le\nrisque de\ncontrepartie","Risque de\ncontre-\npartie","Total","Risque de\ncrédit\nautre que le\nrisque de\ncontrepartie","Risque de\ncontre-\npartie","Total","Risque de\ncrédit\nautre que le\nrisque de\ncontrepartie","Risque de\ncontre-\npartie","Total","Risque de\ncrédit\nautre que le\nrisque de\ncontrepartie","Risque de\ncontre-\npartie","Total","Risque de\ncrédit\nautre que le\nrisque de\ncontrepartie","Risque de\ncontre-\npartie","Total"]
["Risque de crédit"]
["Actifs pondérés en fonction des risques au début de la période",null,{"v":114875,"d":"114,875"},{"v":7306,"d":"7,306"},{"v":122181,"d":"122,181"},{"v":114929,"d":"114,929"},{"v":7941,"d":"7,941"},{"v":122870,"d":"122,870"},{"v":114930,"d":"114,930"},{"v":6915,"d":"6,915"},{"v":121845,"d":"121,845"},{"v":115270,"d":"115,270"},{"v":6811,"d":"6,811"},{"v":122081,"d":"122,081"},{"v":114799,"d":"114,799"},{"v":6194,"d":"6,194"},{"v":120993,"d":"120,993"}]
[null,"Taille du portefeuille(1) ",{"v":2095,"d":"2,095"},631,{"v":2726,"d":"2,726"},{"v":1899,"d":"1,899"},{"v":-182,"d":"(182)"},{"v":1717,"d":"1,717"},{"v":3683,"d":"3,683"},{"v":1098,"d":"1,098"},{"v":4781,"d":"4,781"},{"v":1365,"d":"1,365"},{"v":-105,"d":"(105)"},{"v":1260,"d":"1,260"},{"v":3055,"d":"3,055"},{"v":-350,"d":"(350)"},{"v":2705,"d":"2,705"}]
[null,"Qualité du portefeuille(2)",{"v":-318,"d":"(318)"},{"v":-43,"d":"(43)"},{"v":-361,"d":"(361)"},{"v":-2137,"d":"(2,137)"},{"v":-447,"d":"(447)"},{"v":-2584,"d":"(2,584)"},{"v":-239,"d":"(239)"},15,{"v":-224,"d":"(224)"},{"v":-1871,"d":"(1,871)"},119,{"v":-1752,"d":"(1,752)"},{"v":-240,"d":"(240)"},{"v":1168,"d":"1,168"},928]
[null,"Mise à jour des modèles(3)",{"v":-70,"d":"(70)"},1,{"v":-69,"d":"(69)"},{"v":-668,"d":"(668)"},{"v":-15,"d":"(15)"},{"v":-683,"d":"(683)"},{"v":-3327,"d":"(3,327)"},{"v":-73,"d":"(73)"},{"v":-3400,"d":"(3,400)"},0,0,0,0,0,0]
[null,"Méthodes et politiques(4)",{"v":-289,"d":"(289)"},0,{"v":-289,"d":"(289)"},83,0,83,{"v":-105,"d":"(105)"},0,{"v":-105,"d":"(105)"},{"v":-824,"d":"(824)"},0,{"v":-824,"d":"(824)"},{"v":-2164,"d":"(2,164)"},{"v":-198,"d":"(198)"},{"v":-2362,"d":"(2,362)"}]
[null,"Acquisitions et cessions",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Variation des taux de change",315,25,340,769,9,778,{"v":-13,"d":"(13)"},{"v":-14,"d":"(14)"},{"v":-27,"d":"(27)"},990,90,{"v":1080,"d":"1,080"},{"v":-180,"d":"(180)"},{"v":-3,"d":"(3)"},{"v":-183,"d":"(183)"}]
[null,"Autres",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Total des variations des actifs pondérés en fonction des risques",{"v":1733,"d":"1,733"},614,{"v":2347,"d":"2,347"},{"v":-54,"d":"(54)"},{"v":-635,"d":"(635)"},{"v":-689,"d":"(689)"},{"v":-1,"d":"(1)"},{"v":1026,"d":"1,026"},{"v":1025,"d":"1,025"},{"v":-340,"d":"(340)"},104,{"v":-236,"d":"(236)"},471,617,{"v":1088,"d":"1,088"}]
["Actifs pondérés en fonction des risques à la fin de la période",null,{"v":116608,"d":"116,608"},{"v":7920,"d":"7,920"},{"v":124528,"d":"124,528"},{"v":114875,"d":"114,875"},{"v":7306,"d":"7,306"},{"v":122181,"d":"122,181"},{"v":114929,"d":"114,929"},{"v":7941,"d":"7,941"},{"v":122870,"d":"122,870"},{"v":114930,"d":"114,930"},{"v":6915,"d":"6,915"},{"v":121845,"d":"121,845"},{"v":115270,"d":"115,270"},{"v":6811,"d":"6,811"},{"v":122081,"d":"122,081"}]
[]
[{"$f":"SUM(C19:Q48)","v":286641},null,"Pour les périodes de trois mois terminées le"]
["(en millions de dollars)",null,"30 septembre 2025",null,null,"30 juin 2025",null,null,"31 mars 2025",null,null,"31 décembre 2024",null,null,"30 septembre 2024"]
["Risque de marché"]
["Actifs pondérés en fonction des risques au début de la période",null,{"v":5780,"d":"5,780"},null,null,{"v":6055,"d":"6,055"},null,null,{"v":4901,"d":"4,901"},null,null,{"v":3446,"d":"3,446"},null,null,{"v":3322,"d":"3,322"}]
[null,"Variation des niveaux de risque(5)",205,null,null,{"v":-275,"d":"(275)"},null,null,{"v":1154,"d":"1,154"},null,null,{"v":1455,"d":"1,455"},null,null,124]
[null,"Mise à jour des modèles(3)",0,null,null,0,null,null,0,null,null,0,null,null,0]
[null,"Méthodes et politiques(4)",0,null,null,0,null,null,0,null,null,0,null,null,0]
[null,"Acquisitions et cessions",0,null,null,0,null,null,0,null,null,0,null,null,0]
[null,"Variation des taux de change",0,null,null,0,null,null,0,null,null,0,null,null,0]
[null,"Autres",0,null,null,0,null,null,0,null,null,0,null,null,0]
[null,"Total des variations des actifs pondérés en fonction des risques",205,null,null,{"v":-275,"d":"(275)"},null,null,{"v":1154,"d":"1,154"},null,null,{"v":1455,"d":"1,455"},null,null,124]
["Actifs pondérés en fonction des risques à la fin de la période",null,{"v":5985,"d":"5,985"},null,null,{"v":5780,"d":"5,780"},null,null,{"v":6055,"d":"6,055"},null,null,{"v":4901,"d":"4,901"},null,null,{"v":3446,"d":"3,446"}]
[]
["Risque opérationnel"]
["Actifs pondérés en fonction des risques au début de la période",null,{"v":22927,"d":"22,927"},null,null,{"v":22957,"d":"22,957"},null,null,{"v":22875,"d":"22,875"},null,null,{"v":23410,"d":"23,410"},null,null,{"v":22759,"d":"22,759"}]
[null,"Revenus générés",428,null,null,{"v":-30,"d":"(30)"},null,null,266,null,null,439,null,null,651]
[null,"Méthodes et politiques(4)",0,null,null,0,null,null,{"v":-184,"d":"(184)"},null,null,{"v":-974,"d":"(974)"},null,null,0]
[null,"Acquisitions et cessions",0,null,null,0,null,null,0,null,null,0,null,null,0]
[null,"Total des variations des actifs pondérés en fonction des risques",428,null,null,{"v":-30,"d":"(30)"},null,null,82,null,null,{"v":-535,"d":"(535)"},null,null,651]
["Actifs pondérés en fonction des risques à la fin de la période",null,{"v":23355,"d":"23,355"},null,null,{"v":22927,"d":"22,927"},null,null,{"v":22957,"d":"22,957"},null,null,{"v":22875,"d":"22,875"},null,null,{"v":23410,"d":"23,410"}]
[]
["Ajustement en fonction du plancher d'APR"]
["Actifs pondérés en fonction des risques au début de la période",null,0,null,null,0,null,null,0,null,null,0,null,null,0]
[null,"Taille du portefeuille(1)",0,null,null,0,null,null,0,null,null,0,null,null,0]
[null,"Qualité du portefeuille(2)",0,null,null,0,null,null,0,null,null,0,null,null,0]
[null,"Mise à jour des modèles(3)",0,null,null,0,null,null,0,null,null,0,null,null,0]
[null,"Méthodes et politiques(4)",0,null,null,0,null,null,0,null,null,0,null,null,0]
[null,"Acquisitions et cessions",0,null,null,0,null,null,0,null,null,0,null,null,0]
[null,"Variation des taux de change",0,null,null,0,null,null,0,null,null,0,null,null,0]
[null,"Autres",0,null,null,0,null,null,0,null,null,0,null,null,0]
[null,"Total des variations des actifs pondérés en fonction des risques",0,null,null,0,null,null,0,null,null,0,null,null,0]
["Actifs pondérés en fonction des risques à la fin de la période",null,0,null,null,0,null,null,0,null,null,0,null,null,0]
[]
["(1)","Concerne la hausse ou la baisse des expositions sous-jacentes."]
["(2)","Concerne la variation des facteurs d'atténuation du risque et de la qualité des portefeuilles."]
["(3)","Concerne l'évolution des modèles et des paramètres de risque."]
["(4)","Concerne les changements réglementaires et l'évolution des méthodes de calcul du capital réglementaire."]
["(5)","Concerne la variation due aux changements dans les positions et à la volatilité du marché."]

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["Tableau CMS1 – Comparaison des APR modélisés et standard au niveau du risque "]
[]
[]
[{"$f":"SUM(D8:K16)","v":{"v":2082843.8821259998,"d":"2082843.882126"}},null,null,"a","b","c","d","a","b","c","d"]
[]
[{"$nulls":3},"Au 30 septembre 2025",{"$nulls":3},"Au 30 juin 2025"]
["(en millions de dollars)",null,null," APR pour les\napproches\nmodélisées dont\nl'institution\nfinancière a\nl’autorisation\nréglementaire\nd’utiliser","APR pour les\nportefeuilles\nutilisant des\napproches\nstandards","Total des APR\nréels (a + b)\n(c.-à-d. APR\nque l'institution\nfinancière\ndéclarent comme\nexigences\nactuelles)","APR calculés\nselon l’approche\nstandard intégrale\n(c.-à-d. utilisés\ncomme\nfondement du\nplancher d'APR)","APR pour les\napproches\nmodélisées dont\nl'institution\nfinancière a\nl’autorisation\nréglementaire\nd’utiliser","APR pour les\nportefeuilles\nutilisant des\napproches\nstandards","Total des APR\nréels (a + b)\n(c.-à-d. APR\nque l'institution\nfinancière\ndéclarent comme\nexigences\nactuelles)","APR calculés\nselon l’approche\nstandard intégrale\n(c.-à-d. utilisés\ncomme\nfondement du\nplancher d'APR)"]
[null,null,"Type de risque"]
["1",null,"Risque de crédit (hors risque de contrepartie - CCR)",{"v":78014,"d":"78,014"},{"v":25836,"d":"25,836"},{"v":103850,"d":"103,850"},{"v":169096,"d":"169,096"},{"v":77758,"d":"77,758"},{"v":24785,"d":"24,785"},{"v":102543,"d":"102,543"},{"v":165686,"d":"165,686"}]
["2",null,"Risque de contrepartie",{"v":3462,"d":"3,462"},849,{"v":4311,"d":"4,311"},{"v":3597,"d":"3,597"},{"v":3158,"d":"3,158"},875,{"v":4033,"d":"4,033"},{"v":3363,"d":"3,363"}]
["3",null,"Charge d'ajustement de l’évaluation de crédit (AEC)",null,{"v":3609,"d":"3,609"},{"v":3609,"d":"3,609"},{"v":3609,"d":"3,609"},null,{"v":3273,"d":"3,273"},{"v":3273,"d":"3,273"},{"v":3273,"d":"3,273"}]
["4",null,"Expositions de titrisation dans le portefeuille bancaire",0,209,209,209,0,124,124,124]
["5",null,"Risque de marché",0,{"v":5985,"d":"5,985"},{"v":5985,"d":"5,985"},{"v":5985,"d":"5,985"},0,{"v":5780,"d":"5,780"},{"v":5780,"d":"5,780"},{"v":5780,"d":"5,780"}]
["6",null,"Risque opérationnel",null,{"v":23355,"d":"23,355"},{"v":23355,"d":"23,355"},{"v":23355,"d":"23,355"},null,{"v":22927,"d":"22,927"},{"v":22927,"d":"22,927"},{"v":22926.941063,"d":"22,927"}]
["7",null,"APR résiduels",null,{"v":12549,"d":"12,549"},{"v":12549,"d":"12,549"},{"v":12623,"d":"12,623"},null,{"v":12208,"d":"12,208"},{"v":12208,"d":"12,208"},{"v":12283,"d":"12,283"}]
["8",null,"Total",{"v":81476,"d":"81,476"},{"v":72392,"d":"72,392"},{"v":153868,"d":"153,868"},{"v":218474,"d":"218,474"},{"v":80916,"d":"80,916"},{"v":69972,"d":"69,972"},{"v":150888,"d":"150,888"},{"v":213435.941063,"d":"213,436"}]
[]
[{"$f":"SUM(D22:K30)","v":2044616},null,null,"a","b","c","d","a","b","c","d"]
[]
[{"$nulls":3},"Au 31 mars 2025",{"$nulls":3},"Au 31 décembre 2024"]
["(en millions de dollars)",null,null,"APR pour les\napproches\nmodélisées dont\nl'institution\nfinancière a\nl’autorisation\nréglementaire\nd’utiliser","APR pour les\nportefeuilles\nutilisant des\napproches\nstandards","Total des APR\nréels (a + b)\n(c.-à-d. APR\nque l'institution\nfinancière\ndéclarent comme\nexigences\nactuelles)","APR calculés\nselon l’approche\nstandard intégrale\n(c.-à-d. utilisés\ncomme\nfondement du\nplancher d'APR)","APR pour les\napproches\nmodélisées dont\nl'institution\nfinancière a\nl’autorisation\nréglementaire\nd’utiliser","APR pour les\nportefeuilles\nutilisant des\napproches\nstandards","Total des APR\nréels (a + b)\n(c.-à-d. APR\nque l'institution\nfinancière\ndéclarent comme\nexigences\nactuelles)","APR calculés\nselon l’approche\nstandard intégrale\n(c.-à-d. utilisés\ncomme\nfondement du\nplancher d'APR)"]
[null,null,"Type de risque"]
["1",null,"Risque de crédit (hors risque de contrepartie - CCR)",{"v":76350,"d":"76,350"},{"v":26320,"d":"26,320"},{"v":102670,"d":"102,670"},{"v":163340,"d":"163,340"},{"v":73988,"d":"73,988"},{"v":29054,"d":"29,054"},{"v":103042,"d":"103,042"},{"v":161059,"d":"161,059"}]
["2",null,"Risque de contrepartie",{"v":3063,"d":"3,063"},{"v":1670,"d":"1,670"},{"v":4733,"d":"4,733"},{"v":4331,"d":"4,331"},{"v":2805,"d":"2,805"},{"v":1395,"d":"1,395"},{"v":4200,"d":"4,200"},{"v":3550,"d":"3,550"}]
["3",null,"Charge d'ajustement de l’évaluation de crédit (AEC)",null,{"v":3208,"d":"3,208"},{"v":3208,"d":"3,208"},{"v":3208,"d":"3,208"},null,{"v":2715,"d":"2,715"},{"v":2715,"d":"2,715"},{"v":2715,"d":"2,715"}]
["4",null,"Expositions de titrisation dans le portefeuille bancaire",0,283,283,283,0,284,284,284]
["5",null,"Risque de marché",0,{"v":6055,"d":"6,055"},{"v":6055,"d":"6,055"},{"v":6055,"d":"6,055"},0,{"v":4901,"d":"4,901"},{"v":4901,"d":"4,901"},{"v":4901,"d":"4,901"}]
["6",null,"Risque opérationnel",null,{"v":22957,"d":"22,957"},{"v":22957,"d":"22,957"},{"v":22957,"d":"22,957"},null,{"v":22875,"d":"22,875"},{"v":22875,"d":"22,875"},{"v":22875,"d":"22,875"}]
["7",null,"APR résiduels",null,{"v":11976,"d":"11,976"},{"v":11976,"d":"11,976"},{"v":12055,"d":"12,055"},null,{"v":11604,"d":"11,604"},{"v":11604,"d":"11,604"},{"v":11689,"d":"11,689"}]
["8",null,"Total",{"v":79413,"d":"79,413"},{"v":72469,"d":"72,469"},{"v":151882,"d":"151,882"},{"v":212229,"d":"212,229"},{"v":76793,"d":"76,793"},{"v":72828,"d":"72,828"},{"v":149621,"d":"149,621"},{"v":207073,"d":"207,073"}]
[]
[{"$f":"SUM(D36:K44)","v":1005920},null,null,"a","b","c","d"]
[]
[{"$nulls":3},"Au 30 septembre 2024"]
["(en millions de dollars)",null,null,"APR pour les\napproches\nmodélisées dont\nl'institution\nfinancière a\nl’autorisation\nréglementaire\nd’utiliser","APR pour les\nportefeuilles\nutilisant des\napproches\nstandards","Total des APR\nréels (a + b)\n(c.-à-d. APR\nque l'institution\nfinancière\ndéclarent comme\nexigences\nactuelles)","APR calculés\nselon l’approche\nstandard intégrale\n(c.-à-d. utilisés\ncomme\nfondement du\nplancher d'APR)"]
[null,null,"Type de risque"]
["1",null,"Risque de crédit (hors risque de contrepartie - CCR)",{"v":73920,"d":"73,920"},{"v":29304,"d":"29,304"},{"v":103224,"d":"103,224"},{"v":159671,"d":"159,671"}]
["2",null,"Risque de contrepartie",{"v":2461,"d":"2,461"},{"v":1378,"d":"1,378"},{"v":3839,"d":"3,839"},{"v":3448,"d":"3,448"}]
["3",null,"Charge d'ajustement de l’évaluation de crédit (AEC)",null,{"v":2972,"d":"2,972"},{"v":2972,"d":"2,972"},{"v":2972,"d":"2,972"}]
["4",null,"Expositions de titrisation dans le portefeuille bancaire",0,317,317,317]
["5",null,"Risque de marché",0,{"v":3446,"d":"3,446"},{"v":3446,"d":"3,446"},{"v":3446,"d":"3,446"}]
["6",null,"Risque opérationnel",null,{"v":23410,"d":"23,410"},{"v":23410,"d":"23,410"},{"v":23410,"d":"23,410"}]
["7",null,"APR résiduels",null,{"v":11729,"d":"11,729"},{"v":11729,"d":"11,729"},{"v":11822,"d":"11,822"}]
["8",null,"Total",{"v":76381,"d":"76,381"},{"v":72556,"d":"72,556"},{"v":148937,"d":"148,937"},{"v":205086,"d":"205,086"}]

{"sheet":"CMS2","index":12,"n_rows":71,"n_cols":11,"rows_kept":71,"merged":[[0,0,0,6],[4,3,4,6],[4,7,4,10],[5,1,5,2],[6,1,6,2],[7,1,7,2],[9,1,9,2],[10,1,10,2],[11,1,11,2],[12,1,12,2],[13,1,13,2],[16,1,16,2],[20,1,20,2],[22,1,22,2],[23,1,23,2],[28,3,28,6],[28,7,28,10],[29,1,29,2],[30,1,30,2],[31,1,31,2],[33,1,33,2],[34,1,34,2],[35,1,35,2],[36,1,36,2],[37,1,37,2],[40,1,40,2],[44,1,44,2],[46,1,46,2],[47,1,47,2],[51,3,51,6],[52,1,52,2],[53,1,53,2],[54,1,54,2],[56,1,56,2],[57,1,57,2],[58,1,58,2],[59,1,59,2],[60,1,60,2],[63,1,63,2],[67,1,67,2],[69,1,69,2],[70,1,70,2]]}
["Tableau CMS2 – Comparaison des APR modélisés et standard pour le risque de crédit au niveau de la classe d’actifs "]
[]
[{"$f":"SUM(D7:K24)","v":2056504},null,null,"a","b","c","d","a","b","c","d"]
[]
[{"$nulls":3},"Au 30 septembre 2025",{"$nulls":3},"Au 30 juin 2025"]
[null,"(en millions de dollars)",null,"APR pour les\napproches\nmodélisées dont\nl'institution\nfinancière a\nl’autorisation\nréglementaire\nd’utiliser","APR pour les\nportefeuilles\nutilisant des\napproches\nstandards","Total des APR\nréels (a + b)\n(c.-à-d. APR que\nl'institution\nfinancière\ndéclarent comme\nexigences\nactuelles)","APR calculés\nselon\nl’approche\nstandard\nintégrale\n(c.-à-d. utilisés\ncomme\nfondement du\nplancher d'APR)","APR pour les\napproches\nmodélisées dont\nl'institution\nfinancière a\nl’autorisation\nréglementaire\nd’utiliser","APR pour les\nportefeuilles\nutilisant des\napproches\nstandards","Total des APR\nréels (a + b)\n(c.-à-d. APR que\nl'institution\nfinancière\ndéclarent comme\nexigences\nactuelles)","APR calculés\nselon\nl’approche\nstandard\nintégrale\n(c.-à-d. utilisés\ncomme\nfondement du\nplancher d'APR)"]
[null,"Classes d'actifs"]
["1","Emprunteurs souverains",null,{"v":6708,"d":"6,708"},{"v":1896,"d":"1,896"},{"v":8604,"d":"8,604"},{"v":1912,"d":"1,912"},{"v":6599,"d":"6,599"},{"v":1858,"d":"1,858"},{"v":8457,"d":"8,457"},{"v":1868,"d":"1,868"}]
[null,null,"Dont: catégorisés comme BMD/OP selon l'AS",2,{"v":1896,"d":"1,896"},{"v":1898,"d":"1,898"},{"v":1896,"d":"1,896"},2,{"v":1858,"d":"1,858"},{"v":1860,"d":"1,860"},{"v":1858,"d":"1,858"}]
["2","Institutions de dépôts et banques",null,{"v":1139,"d":"1,139"},{"v":1150,"d":"1,150"},{"v":2289,"d":"2,289"},{"v":6646,"d":"6,646"},{"v":1224,"d":"1,224"},{"v":1156,"d":"1,156"},{"v":2380,"d":"2,380"},{"v":6259,"d":"6,259"}]
[null,"Obligations sécurisées",null,0,0,0,0,0,0,0,0]
["3","Actions",null,0,857,857,857,0,962,962,962]
["4","Créances achetées",null,0,40,40,40,0,18,18,18]
["5","Entreprises",null,{"v":36309,"d":"36,309"},{"v":14272,"d":"14,272"},{"v":50581,"d":"50,581"},{"v":81820,"d":"81,820"},{"v":36568,"d":"36,568"},{"v":13140,"d":"13,140"},{"v":49708,"d":"49,708"},{"v":79856,"d":"79,856"}]
[null,null,"Dont : approche fondée sur les notations internes « fondation » (FIRB)",{"v":9606,"d":"9,606"},0,{"v":9606,"d":"9,606"},{"v":12735,"d":"12,735"},{"v":9292,"d":"9,292"},0,{"v":9292,"d":"9,292"},{"v":12203,"d":"12,203"}]
[null,null,"Dont : approche fondée sur les notations internes « avancée » (AIRB)",{"v":26703,"d":"26,703"},0,{"v":26703,"d":"26,703"},{"v":54812,"d":"54,812"},{"v":27276,"d":"27,276"},0,{"v":27276,"d":"27,276"},{"v":54513,"d":"54,513"}]
["6","Portefeuilles de détail réglementaires",null,{"v":31741,"d":"31,741"},{"v":2407,"d":"2,407"},{"v":34148,"d":"34,148"},{"v":67181,"d":"67,181"},{"v":31572,"d":"31,572"},{"v":2365,"d":"2,365"},{"v":33937,"d":"33,937"},{"v":66730,"d":"66,730"}]
[null,null,"Dont : expositions renouvelables admissibles sur la clientèle de détail",{"v":5065,"d":"5,065"},{"v":1298,"d":"1,298"},{"v":6363,"d":"6,363"},{"v":8992,"d":"8,992"},{"v":4938,"d":"4,938"},{"v":1287,"d":"1,287"},{"v":6225,"d":"6,225"},{"v":9023,"d":"9,023"}]
[null,null,"Dont : autres expositions sur la clientèle de détail",{"v":12710,"d":"12,710"},471,{"v":13181,"d":"13,181"},{"v":16072,"d":"16,072"},{"v":12565,"d":"12,565"},448,{"v":13013,"d":"13,013"},{"v":15881,"d":"15,881"}]
[null,null,"Dont : hypothèques résidentielles de la clientèle de détail",{"v":13966,"d":"13,966"},638,{"v":14604,"d":"14,604"},{"v":42117,"d":"42,117"},{"v":14069,"d":"14,069"},630,{"v":14699,"d":"14,699"},{"v":41826,"d":"41,826"}]
[7,"Financement spécialisé",null,{"v":2117,"d":"2,117"},2,{"v":2119,"d":"2,119"},{"v":5428,"d":"5,428"},{"v":1795,"d":"1,795"},243,{"v":2038,"d":"2,038"},{"v":4950,"d":"4,950"}]
[null,null,"Dont : immobilier de rapport et immobilier commercial à forte volatilité",0,0,0,0,0,0,0,0]
[8,"Autres",null,0,{"v":5212,"d":"5,212"},{"v":5212,"d":"5,212"},{"v":5212,"d":"5,212"},0,{"v":5043,"d":"5,043"},{"v":5043,"d":"5,043"},{"v":5043,"d":"5,043"}]
["9","Total",null,{"v":78014,"d":"78,014"},{"v":25836,"d":"25,836"},{"v":103850,"d":"103,850"},{"v":169096,"d":"169,096"},{"v":77758,"d":"77,758"},{"v":24785,"d":"24,785"},{"v":102543,"d":"102,543"},{"v":165686,"d":"165,686"}]
[]
[]
[{"$f":"SUM(D31:K48)","v":2017216},null,null,"a","b","c","d","a","b","c","d"]
[]
[{"$nulls":3},"Au 31 mars 2025",{"$nulls":3},"Au 31 décembre 2024"]
[null,"(en millions de dollars)",null,"APR pour les\napproches\nmodélisées dont\nl'institution\nfinancière a\nl’autorisation\nréglementaire\nd’utiliser","APR pour les\nportefeuilles\nutilisant des\napproches\nstandards","Total des APR\nréels (a + b)\n(c.-à-d. APR que\nl'institution\nfinancière\ndéclarent comme\nexigences\nactuelles)","APR calculés\nselon\nl’approche\nstandard\nintégrale\n(c.-à-d. utilisés\ncomme\nfondement du\nplancher d'APR)","APR pour les\napproches\nmodélisées dont\nl'institution\nfinancière a\nl’autorisation\nréglementaire\nd’utiliser","APR pour les\nportefeuilles\nutilisant des\napproches\nstandards","Total des APR\nréels (a + b)\n(c.-à-d. APR que\nl'institution\nfinancière\ndéclarent comme\nexigences\nactuelles)","APR calculés\nselon\nl’approche\nstandard\nintégrale\n(c.-à-d. utilisés\ncomme\nfondement du\nplancher d'APR)"]
[null,"Classes d'actifs"]
["1","Emprunteurs souverains",null,{"v":6259,"d":"6,259"},{"v":1906,"d":"1,906"},{"v":8165,"d":"8,165"},{"v":1922,"d":"1,922"},{"v":7155,"d":"7,155"},{"v":1829,"d":"1,829"},{"v":8984,"d":"8,984"},{"v":1840,"d":"1,840"}]
[null,null,"Dont: catégorisés comme BMD/OP selon l'AS",2,{"v":1906,"d":"1,906"},{"v":1908,"d":"1,908"},{"v":1906,"d":"1,906"},9,{"v":1829,"d":"1,829"},{"v":1838,"d":"1,838"},{"v":1829,"d":"1,829"}]
["2","Institutions de dépôts et banques",null,{"v":1237,"d":"1,237"},{"v":1071,"d":"1,071"},{"v":2308,"d":"2,308"},{"v":5945,"d":"5,945"},{"v":1340,"d":"1,340"},{"v":1016,"d":"1,016"},{"v":2356,"d":"2,356"},{"v":6669,"d":"6,669"}]
[null,"Obligations sécurisées",null,0,0,0,0,0,0,0,0]
["3","Actions",null,0,987,987,987,0,947,947,947]
["4","Créances achetées",null,0,22,22,22,0,21,21,21]
["5","Entreprises",null,{"v":35899,"d":"35,899"},{"v":13526,"d":"13,526"},{"v":49425,"d":"49,425"},{"v":78675,"d":"78,675"},{"v":34526,"d":"34,526"},{"v":12817,"d":"12,817"},{"v":47343,"d":"47,343"},{"v":76637,"d":"76,637"}]
[null,null,"Dont : approche fondée sur les notations internes « fondation » (FIRB)",{"v":8988,"d":"8,988"},0,{"v":8988,"d":"8,988"},{"v":11740,"d":"11,740"},{"v":8837,"d":"8,837"},0,{"v":8837,"d":"8,837"},{"v":11628,"d":"11,628"}]
[null,null,"Dont : approche fondée sur les notations internes « avancée » (AIRB)",{"v":26911,"d":"26,911"},0,{"v":26911,"d":"26,911"},{"v":53405,"d":"53,405"},{"v":25689,"d":"25,689"},0,{"v":25689,"d":"25,689"},{"v":52195,"d":"52,195"}]
["6","Portefeuilles de détail réglementaires",null,{"v":31529,"d":"31,529"},{"v":2366,"d":"2,366"},{"v":33895,"d":"33,895"},{"v":65323,"d":"65,323"},{"v":30967,"d":"30,967"},{"v":2319,"d":"2,319"},{"v":33286,"d":"33,286"},{"v":64840,"d":"64,840"}]
[null,null,"Dont : expositions renouvelables admissibles sur la clientèle de détail",{"v":5315,"d":"5,315"},{"v":1260,"d":"1,260"},{"v":6575,"d":"6,575"},{"v":9069,"d":"9,069"},{"v":5221,"d":"5,221"},{"v":1243,"d":"1,243"},{"v":6464,"d":"6,464"},{"v":9187,"d":"9,187"}]
[null,null,"Dont : autres expositions sur la clientèle de détail",{"v":12454,"d":"12,454"},475,{"v":12929,"d":"12,929"},{"v":15626,"d":"15,626"},{"v":12237,"d":"12,237"},461,{"v":12698,"d":"12,698"},{"v":15521,"d":"15,521"}]
[null,null,"Dont : hypothèques résidentielles de la clientèle de détail",{"v":13760,"d":"13,760"},631,{"v":14391,"d":"14,391"},{"v":40628,"d":"40,628"},{"v":13509,"d":"13,509"},615,{"v":14124,"d":"14,124"},{"v":40132,"d":"40,132"}]
[7,"Financement spécialisé",null,{"v":1426,"d":"1,426"},{"v":1330,"d":"1,330"},{"v":2756,"d":"2,756"},{"v":5354,"d":"5,354"},0,{"v":4759,"d":"4,759"},{"v":4759,"d":"4,759"},{"v":4759,"d":"4,759"}]
[null,null,"Dont : immobilier de rapport et immobilier commercial à forte volatilité",0,0,0,0,0,0,0,0]
[8,"Autres",null,0,{"v":5112,"d":"5,112"},{"v":5112,"d":"5,112"},{"v":5112,"d":"5,112"},0,{"v":5346,"d":"5,346"},{"v":5346,"d":"5,346"},{"v":5346,"d":"5,346"}]
["9","Total",null,{"v":76350,"d":"76,350"},{"v":26320,"d":"26,320"},{"v":102670,"d":"102,670"},{"v":163340,"d":"163,340"},{"v":73988,"d":"73,988"},{"v":29054,"d":"29,054"},{"v":103042,"d":"103,042"},{"v":161059,"d":"161,059"}]
[]
[{"$f":"SUM(D54:K71)","v":1000862},null,null,"a","b","c","d"]
[]
[{"$nulls":3},"Au 30 septembre 2024"]
[null,"(en millions de dollars)",null,"APR pour les\napproches\nmodélisées dont\nl'institution\nfinancière a\nl’autorisation\nréglementaire\nd’utiliser","APR pour les\nportefeuilles\nutilisant des\napproches\nstandards","Total des APR\nréels (a + b)\n(c.-à-d. APR que\nl'institution\nfinancière\ndéclarent comme\nexigences\nactuelles)","APR calculés\nselon\nl’approche\nstandard\nintégrale\n(c.-à-d. utilisés\ncomme\nfondement du\nplancher d'APR)"]
[null,"Classes d'actifs"]
["1","Emprunteurs souverains",null,{"v":6855,"d":"6,855"},{"v":1804,"d":"1,804"},{"v":8659,"d":"8,659"},{"v":1812,"d":"1,812"}]
[null,null,"Dont: catégorisés comme BMD/OP selon l'AS",22,{"v":1784,"d":"1,784"},{"v":1806,"d":"1,806"},{"v":1784,"d":"1,784"}]
["2","Institutions de dépôts et banques",null,{"v":1357,"d":"1,357"},{"v":1010,"d":"1,010"},{"v":2367,"d":"2,367"},{"v":6767,"d":"6,767"}]
[null,"Obligations sécurisées",null,0,0,0,0]
["3","Actions",null,0,941,941,941]
["4","Créances achetées",null,0,23,23,23]
["5","Entreprises",null,{"v":34616,"d":"34,616"},{"v":12877,"d":"12,877"},{"v":47493,"d":"47,493"},{"v":75351,"d":"75,351"}]
[null,null,"Dont : approche fondée sur les notations internes « fondation » (FIRB)",{"v":8902,"d":"8,902"},0,{"v":8902,"d":"8,902"},{"v":11807,"d":"11,807"}]
[null,null,"Dont : approche fondée sur les notations internes « avancée » (AIRB)",{"v":25714,"d":"25,714"},0,{"v":25714,"d":"25,714"},{"v":50671,"d":"50,671"}]
["6","Portefeuilles de détail réglementaires",null,{"v":31092,"d":"31,092"},{"v":2402,"d":"2,402"},{"v":33494,"d":"33,494"},{"v":64530,"d":"64,530"}]
[null,null,"Dont : expositions renouvelables admissibles sur la clientèle de détail",{"v":5266,"d":"5,266"},81,{"v":5347,"d":"5,347"},{"v":8065,"d":"8,065"}]
[null,null,"Dont : autres expositions sur la clientèle de détail",{"v":12212,"d":"12,212"},{"v":1725,"d":"1,725"},{"v":13937,"d":"13,937"},{"v":16824,"d":"16,824"}]
[null,null,"Dont : hypothèques résidentielles de la clientèle de détail",{"v":13614,"d":"13,614"},596,{"v":14210,"d":"14,210"},{"v":39641,"d":"39,641"}]
[7,"Financement spécialisé",null,0,{"v":4779,"d":"4,779"},{"v":4779,"d":"4,779"},{"v":4779,"d":"4,779"}]
[null,null,"Dont : immobilier de rapport et immobilier commercial à forte volatilité",0,0,0,0]
[8,"Autres",null,0,{"v":5468,"d":"5,468"},{"v":5468,"d":"5,468"},{"v":5468,"d":"5,468"}]
["9","Total",null,{"v":73920,"d":"73,920"},{"v":29304,"d":"29,304"},{"v":103224,"d":"103,224"},{"v":159671,"d":"159,671"}]

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["Tableau CC1 – Composition des fonds propres réglementaires"]
[{"$nulls":4},"a","b"]
[{"$f":"SUM(E4:J37)","v":609953},"(en millions de dollars)",null,null,"Au\n30 septembre\n2025","Références au tableau CC2","Au\n30 juin\n2025","Au\n31 mars\n2025","Au\n31 décembre\n2024","Au\n30 septembre\n2024"]
[null,"Fonds propres de la catégorie 1A et assimilés : instruments et réserves"]
["1",null,"Instruments de fonds propres de la catégorie 1A éligibles directement émis (et leur équivalent)",null,{"v":4589,"d":"4,589"},"A + B",{"v":4689,"d":"4,689"},{"v":4689,"d":"4,689"},{"v":4789,"d":"4,789"},{"v":4789,"d":"4,789"}]
["2",null,"Réserves admissibles et excédents non répartis",null,{"v":35766,"d":"35,766"},"C + D",{"v":34373,"d":"34,373"},{"v":33344,"d":"33,344"},{"v":32783,"d":"32,783"},{"v":32296,"d":"32,296"}]
["3",null,"Cumul des autres éléments du résultat global (et autres réserves)",null,842,"E",638,715,256,399]
["5",null,"Instruments de fonds propres de la catégorie 1A émis par des filiales et détenus par des tiers (montant autorisé dans les fonds propres de la catégorie 1A)",null,0,null,0,0,0,0]
["6","Instruments de fonds propres de la catégorie 1A avant ajustements réglementaires",null,null,{"v":41197,"d":"41,197"},null,{"v":39700,"d":"39,700"},{"v":38748,"d":"38,748"},{"v":37828,"d":"37,828"},{"v":37484,"d":"37,484"}]
[null,"Fonds propres de catégorie 1A et assimilés : Ajustements réglementaires"]
["7",null,"Ajustements de valorisation prudentiels(1)",null,22,"Note",21,21,18,18]
["7a",null,"Prêts hypothécaires inversés",null,0,null,0,0,0,0]
["7b",null,"Expositions sur contreparties centrales non admissibles",null,0,null,0,0,0,0]
["7c",null,"Seuils d’importance relative sur protection de crédit",null,0,null,0,0,0,0]
["7d",null,"Absence de paiement contre livraison pour les transactions ne faisant pas appel a un système de livraison contre paiement",null,0,null,0,0,0,0]
["8",null,"Goodwill (nets du passif d'impôt différé correspondant)",null,592,"F + G",592,592,592,592]
["9",null,"Actifs incorporels autres que les charges administratives transférables liées aux créances hypothécaires et les logiciels (déduction faite des passifs d'impôt différé admissibles)",null,{"v":1039,"d":"1,039"},"H + I",{"v":1059,"d":"1,059"},{"v":1052,"d":"1,052"},{"v":1049,"d":"1,049"},{"v":1011,"d":"1,011"}]
["10",null,"Actifs d’impôt différé, sauf s’ils résultent de différences temporaires (déduction faite des passifs d'impôts différés admissibles)",null,67,"J + K",70,57,72,91]
["11",null,"Réserve de couverture des flux de trésorerie",null,464,"L",382,438,134,259]
["12",null,"Déficit de provisions pour pertes attendues(1)",null,296,"Note",300,323,339,369]
["13",null,"Gain sur vente de produits de la titrisation",null,0,null,0,0,0,0]
["14",null,"Gains et pertes attribuables à des variations de la juste valeur des passifs financiers dues à l’évolution du risque de crédit de l’entité",null,21,"M",21,17,19,13]
["15",null,"Actifs des régimes de retraite à prestations déterminées (déduction faite des passifs d'impôt différé admissibles)",null,805,"N + O",561,380,425,406]
["16",null,"Participation détenue dans ses propres instruments de fonds propres de la catégorie 1A (si aucune consolidation n'est effectuée)",null,0,null,0,0,0,0]
["17",null,"Participations croisées sous forme d’instruments de fonds propres de la catégorie 1A",null,34,"B",81,32,85,85]
["18",null,"Participations de l'« entité » dans les fonds propres de banques, entreprises d’assurances et autres entités financières situées au-delà du périmètre de la consolidation réglementaire, à hauteur de 10 % au plus de leurs fonds propres, déduction faite des positions courtes éligibles (montant excédant 10 % des fonds propres de l’entité)",null,0,null,0,0,0,0]
["19",null,"Participations significatives de l'« entité » aux fonds propres de banques, entreprises d’assurances et autres entités financières situées au-delà du périmètre de la consolidation réglementaire, déduction faite des positions courtes éligibles (montant excédant 10 % des fonds propres de l’entité)(2)",null,{"v":3869,"d":"3,869"},"P + Q",{"v":3571,"d":"3,571"},{"v":3304,"d":"3,304"},{"v":3958,"d":"3,958"},{"v":4020,"d":"4,020"}]
["20",null,"Charges administratives transférables liées aux créances hypothécaires (montant supérieur au seuil de 10 %)",null,0,null,0,0,0,0]
["21",null,"Actif d’impôt différé résultant de différences temporaires (montant excédant le seuil de 10 %, net du passif d’impôt différé correspondant)",null,0,null,0,0,0,0]
["22",null,"Montant excédant le seuil de 15 %"]
["23",null,null,"dont : participations significatives dans les instruments de fonds propres de la catégorie 1A d’entités financières",0,null,0,0,0,0]
["24",null,null,"dont : charges administratives transférables liées aux créances hypothécaires",0,null,0,0,0,0]
["25",null,null,"dont : actifs d’impôt différé résultant de différences temporaires",0,null,0,0,0,0]
["26",null,"Autres déductions ou ajustements réglementaires des fonds propres de la catégorie 1A(2)(3)",null,{"v":-2146,"d":"(2,146)"},"Note",{"v":-2151,"d":"(2,151)"},{"v":-2179,"d":"(2,179)"},{"v":-2166,"d":"(2,166)"},{"v":-2156,"d":"(2,156)"}]
["27",null,"Ajustements réglementaires appliqués aux instruments de fonds propres de la catégorie 1A et assimilés en raison de l'insuffisance des fonds propres de la catégorie 1B et des fonds propres de la catégorie 2 pour couvrir les déductions ",null,650,"R",650,650,146,146]
["28","Total des ajustements réglementaires aux fonds propres de la catégorie 1A et assimilés",null,null,{"v":5713,"d":"5,713"},null,{"v":5157,"d":"5,157"},{"v":4687,"d":"4,687"},{"v":4671,"d":"4,671"},{"v":4854,"d":"4,854"}]
["29","Total des fonds propres de la catégorie 1A et assimilés",null,null,{"v":35484,"d":"35,484"},null,{"v":34543,"d":"34,543"},{"v":34061,"d":"34,061"},{"v":33157,"d":"33,157"},{"v":32630,"d":"32,630"}]
[]
[]
[{"$nulls":4},"a","b"]
[{"$f":"SUM(E42:J72)","v":1189230},"(en millions de dollars)",null,null,"Au\n30 septembre\n2025","Références au tableau CC2","Au\n30 juin\n2025","Au\n31 mars\n2025","Au\n31 décembre\n2024","Au\n30 septembre\n2024"]
[null,"Fonds propres de la catégorie 1B : instruments"]
["30",null,"Instruments de fonds propres de la catégorie 1B admissibles directement émis",null,0,null,0,0,0,0]
["31",null,null,"dont : instruments désignés comme fonds propres selon les normes comptables applicables",0,null,0,0,0,0]
["32",null,null,"dont : instruments désignés comme passifs selon les normes comptables applicables",0,null,0,0,0,0]
["34",null,"Fonds propres de la catégorie 1B (et instruments de la catégorie 1A non compris à la ligne 5) émis par des filiales et détenus par des tiers (montant autorisé dans les fonds propres de la catégorie 1B)",null,0,null,0,0,0,0]
["36","Fonds propres de la catégorie 1B avant ajustements réglementaires",null,null,0,null,0,0,0,0]
[null,"Fonds propres de la catégorie 1B : ajustements réglementaires"]
["37",null,"Participation dans ses propres instruments de fonds propres de la catégorie 1B",null,0,null,0,0,0,0]
["38",null,"Participations croisées dans ses propres instruments de fonds propres de la catégorie 1B",null,0,null,0,0,0,0]
["39",null,"Participations de l'« entité » dans les fonds propres de banques, entreprises d’assurances et autres entités financières situées au-delà du périmètre de consolidation réglementaire, à hauteur de 10 % au plus de leurs instruments de fonds propres de la catégorie 1A émis par l'entité (montant excédant le seuil de 10 %)",null,0,null,0,0,0,0]
["40",null,"Participations significatives aux fonds propres de banques, entités d’assurances et autres entités financières situées au-delà du périmètre de consolidation réglementaire",null,650,"R",650,650,146,146]
["41",null,"Autres déductions ou ajustements réglementaires des fonds propres de la catégorie 1",null,{"v":-650,"d":"(650)"},"R",{"v":-650,"d":"(650)"},{"v":-650,"d":"(650)"},{"v":-146,"d":"(146)"},{"v":-146,"d":"(146)"}]
["42",null,"Ajustements réglementaires appliqués aux fonds propres de la catégorie 1B en raison de l'insuffisance de fonds propres de la catégorie 2 pour couvrir les déductions",null,0,null,0,0,0,0]
["43","Total des ajustements réglementaires appliqués aux fonds propres de la catégorie 1B",null,null,0,null,0,0,0,0]
["44","Total fonds propres de la catégorie 1B",null,null,0,null,0,0,0,0]
["45","Total fonds propres de la catégorie 1 (1A + 1B)",null,null,{"v":35484,"d":"35,484"},null,{"v":34543,"d":"34,543"},{"v":34061,"d":"34,061"},{"v":33157,"d":"33,157"},{"v":32630,"d":"32,630"}]
[null,"Fonds propres de la catégorie 2 : instruments et provisions"]
["46",null,"Instruments de fonds propres de la catégorie 2 admissibles directement émis",null,{"v":4889,"d":"4,889"},"S + T",{"v":4869,"d":"4,869"},{"v":5266,"d":"5,266"},{"v":3989,"d":"3,989"},{"v":3965,"d":"3,965"}]
["48",null,"Instruments de fonds propres de la catégorie 2 (et instruments de catégories 1A et 1B non compris aux lignes 5 ou 34) émis par des filiales et détenus par des tiers (montant autorisé dans les fonds propres de la catégorie 2)",null,0,null,0,0,0,0]
["50",null,"Provisions",null,136,"U",135,130,99,93]
["51","Fonds propres de la catégorie 2 avant ajustements réglementaires",null,null,{"v":5025,"d":"5,025"},null,{"v":5004,"d":"5,004"},{"v":5396,"d":"5,396"},{"v":4088,"d":"4,088"},{"v":4058,"d":"4,058"}]
[null,"Fonds propres de la catégorie 2 : ajustements réglementaires"]
["52",null,"Participations dans ses propres instruments de fonds propres de la catégorie 2",null,0,null,0,0,0,0]
["53",null,"Participations croisées dans des fonds propres de la catégorie 2 et autres passifs TLAC",null,0,null,0,0,0,0]
["54",null,"Participations de l'« entité » dans les fonds propres de banques et autres passifs TLAC de banques, entreprises d’assurances et autres entités financières situées au-delà du périmètre de consolidation réglementaire, à hauteur de 10 % au plus de leurs fonds propres de la catégorie 1A émis (montant excédant le seuil de 10 %)",null,0,null,0,0,0,0]
["55",null,"Participations significatives aux fonds propres et autres passifs TLAC de banques, entreprises d'assurances et autres entités financières qui sont hors du périmètre de consolidation réglementaire (déduction faite des positions courtes éligibles)",null,{"v":1100,"d":"1,100"},"V + W",{"v":1100,"d":"1,100"},{"v":1100,"d":"1,100"},976,976]
["56",null,"Autres déductions ou ajustements réglementaires des fonds propres de la catégorie 2",null,0,null,0,0,0,0]
["57","Total des ajustements réglementaires appliqués aux fonds propres de la catégorie 2",null,null,{"v":1100,"d":"1,100"},null,{"v":1100,"d":"1,100"},{"v":1100,"d":"1,100"},976,976]
["58","Total de fonds propres de la catégorie 2",null,null,{"v":3925,"d":"3,925"},null,{"v":3904,"d":"3,904"},{"v":4296,"d":"4,296"},{"v":3112,"d":"3,112"},{"v":3082,"d":"3,082"}]
["59","Total des fonds propres (1A + 1B et 2)",null,null,{"v":39409,"d":"39,409"},null,{"v":38447,"d":"38,447"},{"v":38357,"d":"38,357"},{"v":36269,"d":"36,269"},{"v":35712,"d":"35,712"}]
["60","Total des actifs pondérés en fonction des risques",null,null,{"v":153868,"d":"153,868"},null,{"v":150888,"d":"150,888"},{"v":151882,"d":"151,882"},{"v":149621,"d":"149,621"},{"v":148937,"d":"148,937"}]
[]
[]
[{"$nulls":4},"a","b"]
[{"$f":"SUM(E77:J99)","v":39074.142},"(en millions de dollars)",null,null,"Au\n30 septembre\n2025","Références au tableau CC2","Au\n30 juin\n2025","Au\n31 mars\n2025","Au\n31 décembre\n2024","Au\n30 septembre\n2024"]
[null,"Ratios et coussins de fonds propres"]
["61",null,"Fonds propres de la catégorie 1A et assimilés (en % des actifs pondérés en fonction des risques)",null,{"v":0.231,"d":"23.1%"},null,{"v":0.229,"d":"22.9%"},{"v":0.224,"d":"22.4%"},{"v":0.222,"d":"22.2%"},{"v":0.219,"d":"21.9%"}]
["62",null,"Fonds propres de la catégorie 1 (en % des actifs pondérés en fonction des risques)",null,{"v":0.231,"d":"23.1%"},null,{"v":0.229,"d":"22.9%"},{"v":0.224,"d":"22.4%"},{"v":0.222,"d":"22.2%"},{"v":0.219,"d":"21.9%"}]
["63",null,"Total des fonds propres (en % des actifs pondérés en fonction des risques)",null,{"v":0.256,"d":"25.6%"},null,{"v":0.255,"d":"25.5%"},{"v":0.253,"d":"25.3%"},{"v":0.242,"d":"24.2%"},{"v":0.24,"d":"24.0%"}]
["64",null,"Coussin spécifique à l’entité (coussin de conservation des fonds propres + coussin contracyclique + exigence de capacité accrue d'absorption des pertes, en % des actifs pondérés en fonction des risques)",null,{"v":0.035,"d":"3.5%"},null,{"v":0.035,"d":"3.5%"},{"v":0.035,"d":"3.5%"},{"v":0.035,"d":"3.5%"},{"v":0.035,"d":"3.5%"}]
["65",null,null,"dont : coussin de conservation des fonds propres",{"v":0.025,"d":"2.5%"},null,{"v":0.025,"d":"2.5%"},{"v":0.025,"d":"2.5%"},{"v":0.025,"d":"2.5%"},{"v":0.025,"d":"2.5%"}]
["66",null,null,"dont : coussin contracyclique spécifique à l’entité","s. o.",null,"s. o.","s. o.","s. o.","s. o."]
["67",null,null,"dont : exigence de capacité accrue d'absorption des pertes",{"v":0.01,"d":"1.0%"},null,{"v":0.01,"d":"1.0%"},{"v":0.01,"d":"1.0%"},{"v":0.01,"d":"1.0%"},{"v":0.01,"d":"1.0%"}]
["68",null,null,"Fonds propres de la catégorie 1A (en % des actifs pondérés en fonction des risques) disponibles après satisfaction des exigences minimales de fonds propres",{"v":0.176,"d":"17.6%"},null,{"v":0.175,"d":"17.5%"},{"v":0.173,"d":"17.3%"},{"v":0.162,"d":"16.2%"},{"v":0.16,"d":"16.0%"}]
[null,"Minima nationaux"]
["69",null,"Ratio minimal de fonds propres de la catégorie 1A",null,{"v":0.08,"d":"8.0%"},null,{"v":0.08,"d":"8.0%"},{"v":0.08,"d":"8.0%"},{"v":0.08,"d":"8.0%"},{"v":0.08,"d":"8.0%"}]
["70",null,"Ratio minimal de fonds propres de la catégorie 1",null,{"v":0.095,"d":"9.5%"},null,{"v":0.095,"d":"9.5%"},{"v":0.095,"d":"9.5%"},{"v":0.095,"d":"9.5%"},{"v":0.095,"d":"9.5%"}]
["71",null,"Ratio minimal de fonds propres totaux",null,{"v":0.115,"d":"11.5%"},null,{"v":0.115,"d":"11.5%"},{"v":0.115,"d":"11.5%"},{"v":0.115,"d":"11.5%"},{"v":0.115,"d":"11.5%"}]
[null,"Montants inférieurs aux seuils de déduction (avant pondération des risques)"]
["72",null,"Participations non significatives dans les fonds propres et autres passifs TLAC d'autres entités financières",null,{"v":3210,"d":"3,210"},"X",{"v":3010,"d":"3,010"},{"v":3010,"d":"3,010"},{"v":3275,"d":"3,275"},{"v":3180,"d":"3,180"}]
["73",null,"Participations significatives dans les instruments de fonds propres de la catégorie 1A d’entités financières",null,{"v":4000,"d":"4,000"},"Y",{"v":3876,"d":"3,876"},{"v":3802,"d":"3,802"},{"v":3726,"d":"3,726"},{"v":3680,"d":"3,680"}]
["74",null,"Charges administratives transférables liées aux créances hypothécaires (nettes du passif d'impôt différé correspondant)",null,0,null,0,0,0,0]
["75",null,"Actif d’impôt différé résultant de différences temporaires (net du passif d'impôt différé correspondant)",null,640,"Z",629,646,547,653]
[null,"Plafonds applicables à l’inclusion de provisions dans les fonds propres de la catégorie 2"]
["76",null,"Provisions éligibles à l’inclusion dans les fonds propres de la catégorie 2 au titre des expositions soumises à l’approche standard (avant application du plafond)",null,136,null,135,130,98,93]
["77",null,"Plafond applicable à l’inclusion de provisions dans les fonds propres de la catégorie 2 selon l’approche standard",null,136,null,135,130,98,93]
["78",null,"Provisions éligibles à l’inclusion dans les fonds propres de la catégorie 2 au titre des expositions soumises à l’approche notations internes (avant application du plafond)",null,"s. o.",null,"s. o.","s. o.","s. o.","s. o."]
["79",null,"Plafond applicable à l’inclusion de provisions dans les fonds propres de la catégorie 2 selon l’approche notations internes",null,"s. o.",null,"s. o.","s. o.","s. o.","s. o."]
[null,"Instruments de fonds propres destinés à être éliminés d'ici le 1er janvier 2022"]
["80",null,"Plafond en vigueur sur les instruments de fonds propres de la catégorie 1A destinés à être éliminés"]
["81",null,"Montants exclus des fonds propres de la catégorie 1A en raison d’un plafond (excédent par rapport au plafond après\n   rachats et remboursements à l’échéance)"]
["82",null,"Plafond en vigueur sur les instruments de fonds propres de la catégorie 1B destinés à être éliminés"]
["83",null,"Montants exclus des fonds propres de la catégorie 1B en raison d’un plafond (excédent par rapport au plafond après\n   rachats et remboursements à l’échéance)"]
["84",null,"Plafond en vigueur sur les instruments de fonds propres de la catégorie 2 destinés à être éliminés"]
["85",null,"Montants exclus des fonds propres de la catégorie 2 en raison d’un plafond (excédent par rapport au plafond après\n   rachats et remboursements à l’échéance)"]
[]
[null,"(1)","Éléments considérés dans les fonds propres réglementaires seulement."]
[null,"(2)","Inclut les marges sur services contractuels déclarées comme élément de passif dans les états financiers des filiales d'assurance du Mouvement."]
[null,"(3)","Inclut les placements en actions dans les fonds d'investissement soumis à l'approche de repli, déduits des fonds propres de la catégorie 1A."]

{"sheet":"Var. trim. fonds propres régl.","index":14,"n_rows":22,"n_cols":7,"rows_kept":22,"merged":[[0,0,0,6],[2,0,2,1],[3,0,3,1],[4,0,4,1],[9,0,9,1],[10,0,10,1],[11,0,11,1],[12,0,12,1],[16,0,16,1],[17,0,17,1],[18,1,18,6],[19,1,19,6],[20,1,20,6],[21,1,21,6]]}
["Variations trimestrielles des fonds propres réglementaires"]
[{"$f":"SUM(C4:G18)","v":734457}]
["(en millions de dollars)",null,"Au\n30 septembre 2025","Au\n30 juin 2025","Au\n31 mars 2025","Au\n31 décembre 2024","Au\n30 septembre 2024"]
["Fonds propres de la catégorie 1A"]
["Solde au début de la période",null,{"v":34543,"d":"34,543"},{"v":34061,"d":"34,061"},{"v":33157,"d":"33,157"},{"v":32630,"d":"32,630"},{"v":31111,"d":"31,111"}]
[null,"Croissance des réserves et des excédents non répartis",{"v":1393,"d":"1,393"},{"v":1029,"d":"1,029"},561,487,720]
[null,"Cumul des autres éléments du résultat global admissibles",204,{"v":-77,"d":"(77)"},459,{"v":-143,"d":"(143)"},{"v":1207,"d":"1,207"}]
[null,"Parts de capital F(1)",{"v":-100,"d":"(100)"},0,{"v":-100,"d":"(100)"},0,0]
[null,"Déductions",{"v":-556,"d":"(556)"},{"v":-470,"d":"(470)"},{"v":-16,"d":"(16)"},183,{"v":-408,"d":"(408)"}]
["Solde à la fin de la période",null,{"v":35484,"d":"35,484"},{"v":34543,"d":"34,543"},{"v":34061,"d":"34,061"},{"v":33157,"d":"33,157"},{"v":32630,"d":"32,630"}]
["Total des fonds propres de la catégorie 1(2)",null,{"v":35484,"d":"35,484"},{"v":34543,"d":"34,543"},{"v":34061,"d":"34,061"},{"v":33157,"d":"33,157"},{"v":32630,"d":"32,630"}]
["Fonds propres de la catégorie 2"]
["Solde au début de la période",null,{"v":3904,"d":"3,904"},{"v":4296,"d":"4,296"},{"v":3112,"d":"3,112"},{"v":3082,"d":"3,082"},{"v":3041,"d":"3,041"}]
[null,"Instruments admissibles(3)",20,{"v":-397,"d":"(397)"},{"v":1277,"d":"1,277"},24,36]
[null,"Portion admissible de la provision pour perte de crédit",1,5,31,6,5]
[null,"Déductions",0,0,{"v":-124,"d":"(124)"},0,0]
["Solde à la fin de la période",null,{"v":3925,"d":"3,925"},{"v":3904,"d":"3,904"},{"v":4296,"d":"4,296"},{"v":3112,"d":"3,112"},{"v":3082,"d":"3,082"}]
["Total des fonds propres",null,{"v":39409,"d":"39,409"},{"v":38447,"d":"38,447"},{"v":38357,"d":"38,357"},{"v":36269,"d":"36,269"},{"v":35712,"d":"35,712"}]
[]
["(1)","Les 11 et 12  août 2025, la Fédération des caisses Desjardins du Québec a procédé à des rachats pour annulation totalisant 10 000 000 parts de capital F détenues au Fonds fiduciaire. Le 24 mars 2025, la Fédération des caisses Desjardins du Québec a aussi procédé au rachat pour annulation de 10 000 000 parts de capital F détenues au Fonds fiduciaire."]
["(2)","Aucun instrument de fonds propres de la catégorie 1B n'a été émis à ce jour."]
["(3)","La Fédération a procédé à l'émission d'instruments admissibles comme fonds propres d'urgence en cas de non-viabilité (FPUNV) pour un montant de 0,6 G$ et au rachat d'instruments FPUNV pour un montant de 1 G$ au cours du 2e trimestre 2025. La Fédération avait également procédé à des émissions d'instruments admissibles comme FPUNV pour un montant de 1,25 G$ au cours du 1er trimestre 2025."]

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["Tableau CC2 – Rapprochement des fonds propres réglementaires et du bilan"]
["Au 30 septembre 2025",{"$nulls":4},{"$f":"SUM(F6:H45)","v":2300377}]
[{"$nulls":5},"a","b",null,"c"]
["(en millions de dollars)",{"$nulls":4},"Bilan selon\nles états\nfinanciers\ncombinés","Bilan selon\nle périmètre\nde la\nconsolidation\nréglementaire(1)","Comprenant","Références\nau tableau\nCC1"]
["Actif"]
[null,"Trésorerie et dépôts auprès d'institutions financières",{"$nulls":3},{"v":7090,"d":"7,090"},{"v":5772,"d":"5,772"}]
[null,"Valeurs mobilières",{"$nulls":3},{"v":107938,"d":"107,938"},{"v":70970,"d":"70,970"}]
[null,null,"Participations non significatives dans les fonds propres d’autres institutions financières ne dépassant pas les seuils réglementaires",{"$nulls":4},{"v":3210,"d":"3,210"},"X"]
[null,null,"Autres valeurs mobilières",{"$nulls":4},{"v":67760,"d":"67,760"}]
[null,"Valeurs mobilières empruntées ou acquises en vertu de conventions de revente",{"$nulls":3},{"v":24506,"d":"24,506"},{"v":26621,"d":"26,621"}]
[null,"Prêts",{"$nulls":3},{"v":313781,"d":"313,781"},{"v":311995,"d":"311,995"}]
[null,null,"Participations significatives dans les fonds propres d’institutions financières de la catégorie 2",{"$nulls":4},250,"V"]
[null,null,"Autres prêts",{"$nulls":4},{"v":311745,"d":"311,745"}]
[null,"Provision pour pertes de crédit",{"$nulls":3},{"v":-1530,"d":"(1,530)"},{"v":-1530,"d":"(1,530)"}]
[null,null,"Portion admissible comprise dans les fonds propres de la catégorie 2",{"$nulls":4},{"v":-136,"d":"(136)"},"U"]
[null,null,"Provisions non comprises dans les fonds propres réglementaires",{"$nulls":4},{"v":-1394,"d":"(1,394)"}]
[null,"Actif net des fonds distincts",{"$nulls":3},{"v":32663,"d":"32,663"},0]
[null,"Autres actifs"]
[null,null,"Instruments financiers dérivés",null,null,{"v":9984,"d":"9,984"},{"v":9914,"d":"9,914"}]
[null,null,"Sommes à recevoir des clients, courtiers et institutions financières",null,null,{"v":3606,"d":"3,606"},{"v":3373,"d":"3,373"}]
[null,null,"Actifs des contrats de réassurance",null,null,{"v":1832,"d":"1,832"},0]
[null,null,"Actifs au titre de droits d’utilisation",null,null,434,661]
[null,null,"Immeubles de placement",null,null,774,1]
[null,null,"Immobilisations corporelles",null,null,{"v":1432,"d":"1,432"},{"v":1034,"d":"1,034"}]
[null,null,"Goodwill",null,null,596,37,null,"F"]
[null,null,"Immobilisations incorporelles",null,null,{"v":1254,"d":"1,254"},480,null,"H"]
[null,null,"Actifs nets au titre des régimes à prestations définies",null,null,{"v":1388,"d":"1,388"},{"v":1091,"d":"1,091"},null,"N"]
[null,null,"Actifs d’impôt différé",null,null,962,641]
[{"$nulls":3},"Actifs d'impôt différé, sauf ceux attribuables à des différences temporaires",{"$nulls":3},112,"J"]
[{"$nulls":3},"Passifs d'impôt différé, sauf ceux attribuables à des différences temporaires",{"$nulls":3},{"v":-45,"d":"(45)"},"K"]
[{"$nulls":3},"Actifs d’impôt différé se rapportant à des différences temporaires et n’excédant pas les seuils réglementaires",{"$nulls":3},640,"Z"]
[{"$nulls":3},"Passifs d’impôt différé liés aux logiciels et aux autres immobilisations incorporelles",{"$nulls":3},{"v":-215,"d":"(215)"},"I"]
[{"$nulls":3},"Passifs d’impôt différé liés au goodwill",{"$nulls":3},{"v":-4,"d":"(4)"},"G"]
[{"$nulls":3},"Passifs d'impôt différé liés aux actifs nets au titre des régimes à prestations définies",{"$nulls":3},{"v":-286,"d":"(286)"},"O"]
[{"$nulls":3},"Autres éléments d’actifs d'impôt différé",{"$nulls":3},439]
[null,null,"Autres"]
[{"$nulls":3},"Participations dans les entreprises mises en équivalence",null,{"v":1326,"d":"1,326"},{"v":8577,"d":"8,577"}]
[{"$nulls":4},"Participations significatives dans les fonds propres d’autres institutions financières dépassant le seuil réglementaire de 10 % des fonds propres de la catégorie 1A",null,null,207,"P"]
[{"$nulls":4},"Participations significatives dans les fonds propres d’autres institutions financières ne dépassant pas les seuils réglementaires",null,null,{"v":4000,"d":"4,000"},"Y"]
[{"$nulls":4},"Participation dans des filiales déconsolidées dépassant le seuil réglementaire de 10 % des fonds propres de la catégorie 1A(2)",null,null,{"v":3662,"d":"3,662"},"Q"]
[{"$nulls":4},"Participations significatives dans les fonds propres de catégorie 1B d'autres institutions financières",null,null,650,"R"]
[{"$nulls":4},"Participations significatives dans les fonds propres d’autres institutions financières de la catégorie 2",null,null,850,"W"]
[{"$nulls":4},"Autres ajustements liés aux participations(2)",null,null,{"v":-792,"d":"(792)"}]
[{"$nulls":3},"Autres éléments",null,{"v":3820,"d":"3,820"},{"v":3369,"d":"3,369"}]
["Total de l’actif",{"$nulls":4},{"v":511856,"d":"511,856"},{"v":443006,"d":"443,006"}]
[]
["Au 30 septembre 2025",{"$nulls":4},{"$f":"SUM(F51:H83)","v":2879583}]
[{"$nulls":5},"a","b",null,"c"]
["(en millions de dollars)",{"$nulls":4},"Bilan selon\nles états\nfinanciers\ncombinés","Bilan selon\nle périmètre\nde la\nconsolidation\nréglementaire(1)","Comprenant","Références\nau tableau\nCC1"]
["Passif"]
[null,"Dépôts",{"$nulls":3},{"v":324039,"d":"324,039"},{"v":325171,"d":"325,171"}]
[null,"Passifs des contrats d'assurance",{"$nulls":3},{"v":35123,"d":"35,123"},0]
[null,"Autres passifs"]
[null,null,"Engagements relatifs aux valeurs mobilières vendues à découvert",null,null,{"v":17462,"d":"17,462"},{"v":17123,"d":"17,123"}]
[null,null,"Engagements relatifs aux valeurs mobilières prêtées ou vendues en vertu de conventions de rachat",null,null,{"v":23678,"d":"23,678"},{"v":23229,"d":"23,229"}]
[null,null,"Instruments financiers dérivés",null,null,{"v":7402,"d":"7,402"},{"v":7152,"d":"7,152"}]
[null,null,"Sommes à payer aux clients, courtiers et institutions financières",null,null,{"v":14157,"d":"14,157"},{"v":13799,"d":"13,799"}]
[null,null,"Obligations locatives",null,null,527,781]
[null,null,"Passifs des contrats de réassurance",null,null,38,0]
[null,null,"Passif net des fonds distincts - Contrats d'investissement",null,null,{"v":29001,"d":"29,001"},0]
[null,null,"Passifs nets au titre des régimes à prestations définies",null,null,674,519]
[null,null,"Passifs d'impôt différé",null,null,604,388]
[null,null,"Autres",null,null,{"v":12378,"d":"12,378"},{"v":8792,"d":"8,792"}]
[null,"Obligations subordonnées",{"$nulls":3},{"v":4862,"d":"4,862"},{"v":4862,"d":"4,862"}]
[null,null,"Obligations subordonnées incluses dans le calcul des fonds propres de la catégorie 2",{"$nulls":4},{"v":4862,"d":"4,862"},"S"]
["Total du passif",{"$nulls":4},{"v":469945,"d":"469,945"},{"v":401816,"d":"401,816"}]
["Capitaux propres"]
[null,"Capital social",{"$nulls":3},{"v":4582,"d":"4,582"},{"v":4582,"d":"4,582"}]
[null,null,"Parts de qualification",{"$nulls":4},27,"T"]
[null,null,"Parts de capital de la Fédération",{"$nulls":4},{"v":4555,"d":"4,555"},"A"]
[null,null,"Participations croisées sous forme d’instruments de fonds propres de la catégorie 1A",{"$nulls":4},34,"B"]
[null,null,"Parts exclues du calcul des fonds propres règlementaires",{"$nulls":4},{"v":-34,"d":"(34)"}]
[null,"Excédents non répartis",{"$nulls":3},{"v":4824,"d":"4,824"},{"v":4711,"d":"4,711"},null,"C"]
[null,null,"Gains (pertes) attribuables à des variations de juste valeur des passifs financiers à l'égard du risque de crédit de l'entité",{"$nulls":4},21,"M"]
[null,null,"Autres excédents non répartis",{"$nulls":4},{"v":4690,"d":"4,690"}]
[null,"Cumul des autres éléments du résultat global",{"$nulls":3},842,842,null,"E"]
[null,null,"Gains (pertes) nets non réalisés sur les titres d'emprunt classés à la juste valeur par le biais des autres éléments du résultat global"]
[null,null,"Gains (pertes) sur instruments financiers dérivés désignés comme couverture de flux de trésorerie",{"$nulls":4},464,"L"]
[null,null,"Autres",{"$nulls":4},378]
[null,"Réserves",{"$nulls":3},{"v":31055,"d":"31,055"},{"v":31055,"d":"31,055"},null,"D"]
[null,"Participations ne donnant pas le contrôle",{"$nulls":3},608,0]
["Total des capitaux propres",{"$nulls":4},{"v":41911,"d":"41,911"},{"v":41190,"d":"41,190"}]
["Total du passif et des capitaux propres",{"$nulls":4},{"v":511856,"d":"511,856"},{"v":443006,"d":"443,006"}]
[]
["(1)","Le périmètre de consolidation réglementaire exclut les filiales d’assurance, Desjardins Groupe d'assurances générales inc. et Desjardins Sécurité financière, compagnie d'assurance vie. Une description de leurs activités se retrouve dans le rapport annuel 2024 du Mouvement Desjardins à la section 2.2 du rapport de gestion."]
["(2)","Inclut les marges sur services contractuels déclarées comme élément de passif dans les états financiers des filiales d'assurance du Mouvement."]

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["Tableau CCA – Principales caractéristiques des instruments de fonds propres réglementaires et des autres instruments de TLAC éligibles",{"$nulls":5},{"$f":"SUM(D4:G44)","v":4616215.037}]
["Au 30 septembre 2025"]
[null,"Caractéristiques",null,"Parts de qualification",null,null,"Parts de capital F"]
["1","Émetteur",null,"Caisses Desjardins du Québec","Fédération des caisses Desjardins du Québec",null,"Fédération des caisses Desjardins du Québec"]
["2","Identifiant unique (CUSIP, ISIN ou Bloomberg pour un placement privé)",null,"s. o.","s. o.",null,"s. o."]
["3","Droit régissant l'instrument",null,"Québec","Québec",null,"Québec"]
["3a","Moyens grâce auxquels l’obligation de validité juridique du point 13 du tableau des modalités de la TLAC est remplie (pour d'autres instruments éligibles à la TLAC régis par le droit étranger)",null,"s. o.","s. o.",null,"s. o."]
[null,"Traitement réglementaire :"]
["4",null,"Dispositions transitoires des règles de Bâle III","Instrument catégorie 2","Instrument catégorie 2",null,"Instrument catégorie 1A"]
["5",null,"Règles de Bâle III après la transition","Instrument catégorie 2","Instrument catégorie 2",null,"Instrument catégorie 1A"]
["6",null,"Éligible au niveau de l’entité financière / du groupe / du groupe et de l’entité financière","Entité","Entité",null,"Entité"]
["7",null,"Type d’instrument","Parts de qualification","Parts de qualification",null,"Parts de capital"]
["8","Montant comptabilisé dans les fonds propres réglementaires (en milliers d’unités monétaires, à la date de déclaration la plus récente)",null,{"v":26631,"d":"26,631 $"},{"v":100,"d":"100 $"},null,{"v":4589464.037,"d":"4,589,464 $"}]
["9","Valeur nominale de l’instrument(1)",null,{"v":5,"d":"5 $"},{"v":5,"d":"5 $"},null,{"v":10,"d":"10 $"}]
["10","Rubrique comptable",null,"Fonds propres","Fonds propres",null,"Fonds propres"]
["11","Date initiale d’émission",null,"s. o.","s. o.",null,"s. o."]
["12","Perpétuel ou daté",null,"Perpétuel","Perpétuel",null,"Perpétuel"]
["13",null,"Date d’échéance initiale","Aucune date d'échéance","Aucune date d'échéance",null,"Aucune date d'échéance"]
["14","Remboursement anticipé au gré de l’émetteur sous réserve de l’accord préalable de l’Autorité",null,"Non","Non",null,"Non"]
["15",null,"Date de remboursement anticipé facultatif, dates de remboursement anticipé éventuel et montant du remboursement","s. o.","s. o.",null,"s. o."]
["16",null,"Dates de remboursement anticipé ultérieures, s’il y a lieu","s. o.","s. o.",null,"s. o."]
[null,"Coupon ou dividende"]
["17",null,"Dividende/coupon fixe ou variable","s. o.","s. o.",null,"Variable"]
["18",null,"Taux du coupon et indice, le cas échéant","s. o.","s. o.",null,"4,25 % annuel"]
["19",null,"Existence d’un mécanisme de suspension des versements","s. o.","s. o.",null,"Oui"]
["20",null,"Entièrement discrétionnaire, partiellement discrétionnaire ou obligatoire","s. o.","s. o.",null,"Entièrement discrétionnaire"]
["21",null,"Existence d’un saut de rémunération ou autre incitation au remboursement","s. o.","s. o.",null,"Non"]
["22",null,"Non cumulatif ou cumulatif","s. o.","s. o.",null,"Non cumulatif"]
["23","Convertible ou non convertible",null,"Non convertible","Non convertible",null,"Non convertible"]
["24",null,"Si convertible, seuil de déclenchement de la conversion","s. o.","s. o.",null,"s. o."]
["25",null,"Si convertible, en totalité ou en partie","s. o.","s. o.",null,"s. o."]
["26",null,"Si convertible, taux de conversion","s. o.","s. o.",null,"s. o."]
["27",null,"Si convertible, conversion obligatoire ou facultative","s. o.","s. o.",null,"s. o."]
["28",null,"Si convertible, indiquer le type d’instrument dans lequel la conversion est possible","s. o.","s. o.",null,"s. o."]
["29",null,"Si convertible, indiquer l’émetteur de l'instrument dans lequel la conversion se fait","s. o.","s. o.",null,"s. o."]
["30","Mécanisme de dépréciation",null,"Non","Non",null,"Non"]
["31",null,"Seuil de déclenchement d’une dépréciation","s. o.","s. o.",null,"s. o."]
["32",null,"Dépréciation totale ou partielle","s. o.","s. o.",null,"s. o."]
["33",null,"Dépréciation permanente ou temporaire","s. o.","s. o.",null,"s. o."]
["34",null,"En cas de dépréciation temporaire, description du mécanisme d’appréciation","s. o.","s. o.",null,"s. o."]
["34a",null,"Type de subordination"]
["35","En cas de liquidation, position dans la hiérarchie de subordination (indiquer le type d’instrument de rang immédiatement supérieur à l’instrument)",null,"Billets subordonnés FPUNV de la Fédération des Caisses Desjardins du Québec(2)","Billets subordonnés FPUNV de la Fédération des Caisses Desjardins du Québec(2)",null,"Billets subordonnés FPUNV de la Fédération des Caisses Desjardins du Québec(2)"]
["36","Caractéristiques de non-conformité des instruments bénéficiant des dispositions transitoires",null,"Non","Non",null,"Non"]
["37","Le cas échéant, indiquer les caractéristiques de non-conformité",null,"s. o.","s. o.",null,"s. o."]
[]
["Au 30 septembre 2025",{"$nulls":5},{"$f":"SUM(D48:G88)","v":3003318205.097}]
[null,"Caractéristiques",null,"Billets subordonnés FPUNV"]
["1","Émetteur",null,"Fédération des caisses\nDesjardins du Québec","Fédération des caisses\nDesjardins du Québec",null,"Fédération des caisses\nDesjardins du Québec"]
["2","Identifiant unique (CUSIP, ISIN ou Bloomberg pour un placement privé)",null,"CUSIP : 31430WGC2\nISIN : CA31430WGC25","CUSIP : 31430WRG1\nISIN : CA31430WRG10",null,"CUSIP : 31430WU44\nISIN : CA31430WU444"]
["3","Droit régissant l'instrument",null,"Québec ainsi que les lois\nfédérales du Canada applicables","Québec ainsi que les lois\nfédérales du Canada applicables",null,"Québec ainsi que les lois\nfédérales du Canada applicables"]
["3a","Moyens grâce auxquels l’obligation de validité juridique du point 13 du tableau des modalités de la TLAC est remplie (pour d'autres instruments éligibles à la TLAC régis par le droit étranger)",null,"s. o.","s. o.",null,"s. o."]
[null,"Traitement réglementaire :"]
["4",null,"Dispositions transitoires des règles de Bâle III","Instrument catégorie 2","Instrument catégorie 2",null,"Instrument catégorie 2"]
["5",null,"Règles de Bâle III après la transition","Instrument catégorie 2","Instrument catégorie 2",null,"Instrument catégorie 2"]
["6",null,"Éligible au niveau de l’entité financière / du groupe / du groupe et de l’entité financière","Entité","Entité",null,"Entité"]
["7",null,"Type d’instrument","Billets subordonnés","Billets subordonnés",null,"Billets subordonnés"]
["8","Montant comptabilisé dans les fonds propres réglementaires (en milliers d’unités monétaires, à la date de déclaration la plus récente)",null,{"v":993108.893,"d":"993,109 $"},{"v":1007230.548,"d":"1,007,231 $"},null,{"v":1037774.656,"d":"1,037,775 $"}]
["9","Valeur nominale de l’instrument(1)",null,{"v":1000000000,"d":"1,000,000,000 $"},{"v":1000000000,"d":"1,000,000,000 $"},null,{"v":1000000000,"d":"1,000,000,000 $"}]
["10","Rubrique comptable",null,"Passif – Coût amorti","Passif – Coût amorti",null,"Passif – Coût amorti"]
["11","Date initiale d’émission",null,"2021-05-28","2022-08-23",null,"2024-05-15"]
["12","Perpétuel ou daté",null,"Daté","Daté",null,"Daté"]
["13",null,"Date d’échéance initiale","2031-05-28","2032-08-23",null,"2034-05-15"]
["14","Remboursement anticipé au gré de l’émetteur sous réserve de l’accord préalable de l’Autorité",null,"Oui","Oui",null,"Oui"]
["15",null,"Date de remboursement anticipé facultatif, dates de remboursement anticipé éventuel et montant du remboursement","À partir du 28 mai 2026, à la valeur nominale majorée de l'intérêt couru et impayé","À partir du 23 août 2027, à la valeur nominale majorée de l'intérêt couru et impayé",null,"À partir du 15 mai 2029, à la valeur nominale majorée de l'intérêt couru et impayé"]
["16",null,"Dates de remboursement anticipé ultérieures, s’il y a lieu","À n'importe quelle date après le 28 mai 2026,\nà la valeur nominale majorée\nde l'intérêt couru et impayé","À n'importe quelle date après le 23 août 2027,\nà la valeur nominale majorée\nde l'intérêt couru et impayé",null,"À n'importe quelle date après le 15 mai 2029,\nà la valeur nominale majorée\nde l'intérêt couru et impayé"]
[null,"Coupon ou dividende"]
["17",null,"Dividende/coupon fixe ou variable","Fixe, puis variable","Fixe, puis variable",null,"Fixe, puis variable"]
["18",null,"Taux du coupon et indice, le cas échéant(3)","1,992 % par année jusqu'au 28 mai 2026 (exclusivement). Après cette date, au taux annuel égal au taux des acceptations bancaires à 3 mois, majoré de 0,60 %(4)","5,035 % par année jusqu'au 23 août 2027 (exclusivement). Après cette date, au taux CORRA composé quotidiennement sur la période d'observation, majoré de 2,29 %",null,"5,279 % par année jusqu'au 15 mai 2029 (exclusivement). Après cette date, au taux annuel égal au taux CORRA composé quotidiennement sur la période d'observation, majoré de 1,56 %"]
["19",null,"Existence d’un mécanisme de suspension des versements","Non","Non",null,"Non"]
["20",null,"Entièrement discrétionnaire, partiellement discrétionnaire ou obligatoire","Obligatoire","Obligatoire",null,"Obligatoire"]
["21",null,"Existence d’un saut de rémunération ou autre incitation au remboursement","Non","Non",null,"Non"]
["22",null,"Non cumulatif ou cumulatif","Cumulatif","Cumulatif",null,"Cumulatif"]
["23","Convertible ou non convertible",null,"Convertible","Convertible",null,"Convertible"]
["24",null,"Si convertible, seuil de déclenchement de la conversion","Voir Note(5)","Voir Note(5)",null,"Voir Note(5)"]
["25",null,"Si convertible, en totalité ou en partie","Toujours converti en totalité","Toujours converti en totalité",null,"Toujours converti en totalité"]
["26",null,"Si convertible, taux de conversion","Voir Note(6)","Voir Note(6)",null,"Voir Note(6)"]
["27",null,"Si convertible, conversion obligatoire ou facultative","Obligatoire","Obligatoire",null,"Obligatoire"]
["28",null,"Si convertible, indiquer le type d’instrument dans lequel la conversion est possible","Parts Z-capital contingent\n(instrument catégorie 1A)","Parts Z-capital contingent\n(instrument catégorie 1A)",null,"Parts Z-capital contingent\n(instrument catégorie 1A)"]
["29",null,"Si convertible, indiquer l’émetteur de l'instrument dans lequel la conversion se fait","Fédération des caisses Desjardins du Québec","Fédération des caisses Desjardins du Québec",null,"Fédération des caisses Desjardins du Québec"]
["30","Mécanisme de dépréciation",null,"Non","Non",null,"Non"]
["31",null,"Seuil de déclenchement d’une dépréciation","s. o.","s. o.",null,"s. o."]
["32",null,"Dépréciation totale ou partielle","s. o.","s. o.",null,"s. o."]
["33",null,"Dépréciation permanente ou temporaire","s. o.","s. o.",null,"s. o."]
["34",null,"En cas de dépréciation temporaire, description du mécanisme d’appréciation","s. o.","s. o.",null,"s. o."]
["34a",null,"Type de subordination"]
["35","En cas de liquidation, position dans la hiérarchie de subordination (indiquer le type d’instrument de rang immédiatement supérieur à l’instrument)",null,"Créanciers séniors incluant les déposants","Créanciers séniors incluant les déposants",null,"Créanciers séniors incluant les déposants"]
["36","Caractéristiques de non-conformité des instruments bénéficiant des dispositions transitoires",null,"Non","Non",null,"Non"]
["37","Le cas échéant, indiquer les caractéristiques de non-conformité",null,"s. o.","s. o.",null,"s. o."]
[]
["Au 30 septembre 2025",{"$nulls":5},{"$f":"SUM(D92:G132)","v":21472109668.829}]
[null,"Caractéristiques",null,"Billets subordonnés FPUNV"]
["1","Émetteur",null,"Fédération des caisses\nDesjardins du Québec","Fédération des caisses\nDesjardins du Québec",null,"Fédération des caisses\nDesjardins du Québec"]
["2","Identifiant unique (CUSIP, ISIN ou Bloomberg pour un placement privé)",null,"CUSIP : 31430W7J7                                                                               ISIN : CA31430W7J76","Common Code : 310146765\nISIN : CH1454185872",null,"Common Code : 310518930\nISIN : XS3105189305"]
["3","Droit régissant l'instrument",null,"Québec ainsi que les lois\nfédérales du Canada applicables","Québec ainsi que les lois\nfédérales du Canada applicables",null,"Québec ainsi que les lois\nfédérales du Canada applicables"]
["3a","Moyens grâce auxquels l’obligation de validité juridique du point 13 du tableau des modalités de la TLAC est remplie (pour d'autres instruments éligibles à la TLAC régis par le droit étranger)",null,"s. o.","s. o.",null,"s. o."]
[null,"Traitement réglementaire :"]
["4",null,"Dispositions transitoires des règles de Bâle III","Instrument catégorie 2","Instrument catégorie 2",null,"Instrument catégorie 2"]
["5",null,"Règles de Bâle III après la transition","Instrument catégorie 2","Instrument catégorie 2",null,"Instrument catégorie 2"]
["6",null,"Éligible au niveau de l’entité financière / du groupe / du groupe et de l’entité financière","Entité","Entité",null,"Entité"]
["7",null,"Type d’instrument","Billets subordonnés","Billets subordonnés",null,"Billets subordonnés"]
["8","Montant comptabilisé dans les fonds propres réglementaires (en milliers d’unités monétaires, à la date de déclaration la plus récente)",null,{"v":1253298.239,"d":"1,253,298 $"},{"v":383137.311,"d":"383,137 $"},null,{"v":187579.279,"d":"187,579 $"}]
["9","Valeur nominale de l’instrument(1)",null,{"v":1250000000,"d":"1,250,000,000 $"},{"v":220000000,"d":"220,000,000 Fr."},null,{"v":20000000000,"d":"20,000,000,000 ¥"}]
["10","Rubrique comptable",null,"Passif – Coût amorti","Passif – Coût amorti",null,"Passif – Coût amorti"]
["11","Date initiale d’émission",null,"2025-01-24","2025-06-26",null,"2025-06-26"]
["12","Perpétuel ou daté",null,"Daté","Daté",null,"Daté"]
["13",null,"Date d’échéance initiale","2035-01-24","2035-06-26",null,"2035-06-26"]
["14","Remboursement anticipé au gré de l’émetteur sous réserve de l’accord préalable de l’Autorité",null,"Oui","Oui",null,"Oui"]
["15",null,"Date de remboursement anticipé facultatif, dates de remboursement anticipé éventuel et montant du remboursement","À partir du 24 janvier 2030, à la valeur nominale majorée de l'intérêt couru et impayé","Le 26 juin 2030, à la valeur nominale majorée de l'intérêt couru et impayé",null,"Le 26 juin 2030, à la valeur nominale majorée de l'intérêt couru et impayé"]
["16",null,"Dates de remboursement anticipé ultérieures, s’il y a lieu","À n'importe quelle date après le 24 janvier 2030\nà la valeur nominale majorée\nde l'intérêt couru et impayé","s. o.",null,"s. o."]
[null,"Coupon ou dividende"]
["17",null,"Dividende/coupon fixe ou variable","Fixe, puis variable","Fixe",null,"Fixe"]
["18",null,"Taux du coupon et indice, le cas échéant(3)","4,264 % par année jusqu'au 24 janvier 2030 (exclusivement). Après cette date, au taux annuel égal au taux CORRA composé quotidiennement sur la période d'observation, majoré de 1,47 %","1,3925 % par année jusqu'au 26 juin 2030 (exclusivement). Après cette date, au taux swap annualisé SARON médian de terme 5 ans, majoré de 1,40 %",null,"1,973 % par année jusqu'au 26 juin 2030 (exclusivement). Après cette date, au taux swap semi-annuel TONA médian de terme 5 ans, majoré de 1,11 %"]
["19",null,"Existence d’un mécanisme de suspension des versements","Non","Non",null,"Non"]
["20",null,"Entièrement discrétionnaire, partiellement discrétionnaire ou obligatoire","Obligatoire","Obligatoire",null,"Obligatoire"]
["21",null,"Existence d’un saut de rémunération ou autre incitation au remboursement","Non","Non",null,"Non"]
["22",null,"Non cumulatif ou cumulatif","Cumulatif","Cumulatif",null,"Cumulatif"]
["23","Convertible ou non convertible",null,"Convertible","Convertible",null,"Convertible"]
["24",null,"Si convertible, seuil de déclenchement de la conversion","Voir Note(5)","Voir Note(5)",null,"Voir Note(5)"]
["25",null,"Si convertible, en totalité ou en partie","Toujours converti en totalité","Toujours converti en totalité",null,"Toujours converti en totalité"]
["26",null,"Si convertible, taux de conversion","Voir Note(6)","Voir Note(6)",null,"Voir Note(6)"]
["27",null,"Si convertible, conversion obligatoire ou facultative","Obligatoire","Obligatoire",null,"Obligatoire"]
["28",null,"Si convertible, indiquer le type d’instrument dans lequel la conversion est possible","Parts Z-capital contingent\n(instrument catégorie 1A)","Parts Z-capital contingent\n(instrument catégorie 1A)",null,"Parts Z-capital contingent\n(instrument catégorie 1A)"]
["29",null,"Si convertible, indiquer l’émetteur de l'instrument dans lequel la conversion se fait","Fédération des caisses Desjardins du Québec","Fédération des caisses Desjardins du Québec",null,"Fédération des caisses Desjardins du Québec"]
["30","Mécanisme de dépréciation",null,"Non","Non",null,"Non"]
["31",null,"Seuil de déclenchement d’une dépréciation","s. o.","s. o.",null,"s. o."]
["32",null,"Dépréciation totale ou partielle","s. o.","s. o.",null,"s. o."]
["33",null,"Dépréciation permanente ou temporaire","s. o.","s. o.",null,"s. o."]
["34",null,"En cas de dépréciation temporaire, description du mécanisme d’appréciation","s. o.","s. o.",null,"s. o."]
["34a",null,"Type de subordination"]
["35","En cas de liquidation, position dans la hiérarchie de subordination (indiquer le type d’instrument de rang immédiatement supérieur à l’instrument)",null,"Créanciers séniors incluant les déposants","Créanciers séniors incluant les déposants",null,"Créanciers séniors incluant les déposants"]
["36","Caractéristiques de non-conformité des instruments bénéficiant des dispositions transitoires",null,"Non","Non",null,"Non"]
["37","Le cas échéant, indiquer les caractéristiques de non-conformité",null,"s. o.","s. o.",null,"s. o."]
[]
["Au 30 septembre 2025",{"$nulls":5},{"$f":"SUM(D136:G176)","v":2250274469}]
[null,"Caractéristiques",null,"Billet de premier rang TLAC"]
["1","Émetteur",null,"Fédération des caisses\nDesjardins du Québec","Fédération des caisses\nDesjardins du Québec",null,"Fédération des caisses\nDesjardins du Québec"]
["2","Identifiant unique (CUSIP, ISIN ou Bloomberg pour un placement privé)",null,"CUSIP : 31430WPB4\nISIN : CA31430WPB41","CUSIP : 31429KAH6 / 31429LAH4\nISIN : US31429KAH68 / US31429LAH42",null,"CUSIP : 31429KAK9 / 31429LAK7\nISIN : US31429KAK97 / US31429LAK70"]
["3","Droit régissant l'instrument",null,"Québec ainsi que les lois\nfédérales du Canada applicables","New York (États-Unis), sauf exceptions spécifiques (Québec ainsi que les lois\nfédérales du Canada applicables)",null,"New York (États-Unis), sauf exceptions spécifiques (Québec ainsi que les lois\nfédérales du Canada applicables)"]
["3a","Moyens grâce auxquels l’obligation de validité juridique du point 13 du tableau des modalités de la TLAC est remplie (pour d'autres instruments éligibles à la TLAC régis par le droit étranger)",null,"s. o.","Contractuel",null,"Contractuel"]
[null,"Traitement réglementaire :"]
["4",null,"Dispositions transitoires des règles de Bâle III","s. o.","s. o.",null,"s. o."]
["5",null,"Règles de Bâle III après la transition","s. o.","s. o.",null,"s. o."]
["6",null,"Éligible au niveau de l’entité financière / du groupe / du groupe et de l’entité financière","Entité","Entité",null,"Entité"]
["7",null,"Type d’instrument","Autres instruments TLAC","Autres instruments TLAC",null,"Autres instruments TLAC"]
["8","Montant comptabilisé dans les fonds propres réglementaires (en milliers d’unités monétaires, à la date de déclaration la plus récente)",null,"Montant admissible aux fins\nde la TLAC seulement","Montant admissible aux fins\nde la TLAC seulement",null,"Montant admissible aux fins\nde la TLAC seulement"]
["9","Valeur nominale de l’instrument(1)",null,{"v":1000000000,"d":"1,000,000,000 $"},{"v":500000000,"d":"500,000,000 US$"},null,{"v":750000000,"d":"750,000,000 US$"}]
["10","Rubrique comptable",null,"Passif – Coût amorti","Passif – Coût amorti",null,"Passif – Coût amorti"]
["11","Date initiale d’émission",null,"2022-05-19","2022-08-23",null,"2023-03-14"]
["12","Perpétuel ou daté",null,"Daté","Daté",null,"Daté"]
["13",null,"Date d’échéance initiale","2027-05-19","2027-08-23",null,"2028-03-14"]
["14","Remboursement anticipé au gré de l’émetteur sous réserve de l’accord préalable de l’Autorité",null,"Non","Non",null,"Non"]
["15",null,"Date de remboursement anticipé facultatif, dates de remboursement anticipé éventuel et montant du remboursement","s. o.","s. o.",null,"s. o."]
["16",null,"Dates de remboursement anticipé ultérieures, s’il y a lieu","s. o.","s. o.",null,"s. o."]
[null,"Coupon ou dividende"]
["17",null,"Dividende/coupon fixe ou variable","Fixe","Fixe",null,"Fixe"]
["18",null,"Taux du coupon et indice, le cas échéant","4,407 % par année","4,550 % par année",null,"5,70 % par année"]
["19",null,"Existence d’un mécanisme de suspension des versements","Non","Non",null,"Non"]
["20",null,"Entièrement discrétionnaire, partiellement discrétionnaire ou obligatoire","Obligatoire","Obligatoire",null,"Obligatoire"]
["21",null,"Existence d’un saut de rémunération ou autre incitation au remboursement","Non","Non",null,"Non"]
["22",null,"Non cumulatif ou cumulatif","Cumulatif","Cumulatif",null,"Cumulatif"]
["23","Convertible ou non convertible",null,"Non convertible","Non convertible",null,"Non convertible"]
["24",null,"Si convertible, seuil de déclenchement de la conversion","s. o.","s. o.",null,"s. o."]
["25",null,"Si convertible, en totalité ou en partie","s. o.","s. o.",null,"s. o."]
["26",null,"Si convertible, taux de conversion","s. o.","s. o.",null,"s. o."]
["27",null,"Si convertible, conversion obligatoire ou facultative","s. o.","s. o.",null,"s. o."]
["28",null,"Si convertible, indiquer le type d’instrument dans lequel la conversion est possible","s. o.","s. o.",null,"s. o."]
["29",null,"Si convertible, indiquer l’émetteur de l'instrument dans lequel la conversion se fait","s. o.","s. o.",null,"s. o."]
["30","Mécanisme de dépréciation",null,"Non","Non",null,"Non"]
["31",null,"Seuil de déclenchement d’une dépréciation","s. o.","s. o.",null,"s. o."]
["32",null,"Dépréciation totale ou partielle","s. o.","s. o.",null,"s. o."]
["33",null,"Dépréciation permanente ou temporaire","s. o.","s. o.",null,"s. o."]
["34",null,"En cas de dépréciation temporaire, description du mécanisme d’appréciation","s. o.","s. o.",null,"s. o."]
["34a",null,"Type de subordination","Exemption","Exemption",null,"Exemption"]
["35","En cas de liquidation, position dans la hiérarchie de subordination (indiquer le type d’instrument de rang immédiatement supérieur à l’instrument)",null,"Pari passu aux dépôts","Pari passu aux dépôts",null,"Pari passu aux dépôts"]
["36","Caractéristiques de non-conformité des instruments bénéficiant des dispositions transitoires",null,"s. o.","s. o.",null,"s. o."]
["37","Le cas échéant, indiquer les caractéristiques de non-conformité",null,"s. o.","s. o.",null,"s. o."]
[]
["Au 30 septembre 2025",{"$nulls":5},{"$f":"SUM(D180:G220)","v":36050276363}]
[null,"Caractéristiques",null,"Billet de premier rang TLAC"]
["1","Émetteur",null,"Fédération des caisses\nDesjardins du Québec","Fédération des caisses\nDesjardins du Québec",null,"Fédération des caisses\nDesjardins du Québec"]
["2","Identifiant unique (CUSIP, ISIN ou Bloomberg pour un placement privé)",null,"Common Code : 261363054\nISIN : XS2613630545","CUSIP : 31430WZM9\nISIN : CA31430WZM95",null,"CUSIP : 31430WF90\nISIN : CA31430WF908"]
["3","Droit régissant l'instrument",null,"Québec ainsi que les lois\nfédérales du Canada applicables","Québec ainsi que les lois\nfédérales du Canada applicables",null,"Québec ainsi que les lois\nfédérales du Canada applicables"]
["3a","Moyens grâce auxquels l’obligation de validité juridique du point 13 du tableau des modalités de la TLAC est remplie (pour d'autres instruments éligibles à la TLAC régis par le droit étranger)",null,"s. o.","s. o.",null,"s. o."]
[null,"Traitement réglementaire :"]
["4",null,"Dispositions transitoires des règles de Bâle III","s. o.","s. o.",null,"s. o."]
["5",null,"Règles de Bâle III après la transition","s. o.","s. o.",null,"s. o."]
["6",null,"Éligible au niveau de l’entité financière / du groupe / du groupe et de l’entité financière","Entité","Entité",null,"Entité"]
["7",null,"Type d’instrument","Autres instruments TLAC","Autres instruments TLAC",null,"Autres instruments TLAC"]
["8","Montant comptabilisé dans les fonds propres réglementaires (en milliers d’unités monétaires, à la date de déclaration la plus récente)",null,"Montant admissible aux fins\nde la TLAC seulement","Montant admissible aux fins\nde la TLAC seulement",null,"Montant admissible aux fins\nde la TLAC seulement"]
["9","Valeur nominale de l’instrument(1)",null,{"v":34300000000,"d":"34,300,000,000 ¥"},{"v":500000000,"d":"500,000,000 $"},null,{"v":1250000000,"d":"1,250,000,000 $"}]
["10","Rubrique comptable",null,"Passif – Coût amorti","Passif – Coût amorti",null,"Passif – Coût amorti"]
["11","Date initiale d’émission",null,"2023-04-24","2023-08-16",null,"2023-11-17"]
["12","Perpétuel ou daté",null,"Daté","Daté",null,"Daté"]
["13",null,"Date d’échéance initiale","2028-04-24","2028-08-16",null,"2028-11-17"]
["14","Remboursement anticipé au gré de l’émetteur sous réserve de l’accord préalable de l’Autorité",null,"Non","Non",null,"Oui(7)"]
["15",null,"Date de remboursement anticipé facultatif, dates de remboursement anticipé éventuel et montant du remboursement","s. o.","s. o.",null,"s. o."]
["16",null,"Dates de remboursement anticipé ultérieures, s’il y a lieu","s. o.","s. o.",null,"s. o."]
[null,"Coupon ou dividende"]
["17",null,"Dividende/coupon fixe ou variable","Fixe","Fixe",null,"Fixe"]
["18",null,"Taux du coupon et indice, le cas échéant","1,00 % par année","5,475 % par année",null,"5,467 % par année"]
["19",null,"Existence d’un mécanisme de suspension des versements","Non","Non",null,"Non"]
["20",null,"Entièrement discrétionnaire, partiellement discrétionnaire ou obligatoire","Obligatoire","Obligatoire",null,"Obligatoire"]
["21",null,"Existence d’un saut de rémunération ou autre incitation au remboursement","Non","Non",null,"Non"]
["22",null,"Non cumulatif ou cumulatif","Cumulatif","Cumulatif",null,"Cumulatif"]
["23","Convertible ou non convertible",null,"Non convertible","Non convertible",null,"Non convertible"]
["24",null,"Si convertible, seuil de déclenchement de la conversion","s. o.","s. o.",null,"s. o."]
["25",null,"Si convertible, en totalité ou en partie","s. o.","s. o.",null,"s. o."]
["26",null,"Si convertible, taux de conversion","s. o.","s. o.",null,"s. o."]
["27",null,"Si convertible, conversion obligatoire ou facultative","s. o.","s. o.",null,"s. o."]
["28",null,"Si convertible, indiquer le type d’instrument dans lequel la conversion est possible","s. o.","s. o.",null,"s. o."]
["29",null,"Si convertible, indiquer l’émetteur de l'instrument dans lequel la conversion se fait","s. o.","s. o.",null,"s. o."]
["30","Mécanisme de dépréciation",null,"Non","Non",null,"Non"]
["31",null,"Seuil de déclenchement d’une dépréciation","s. o.","s. o.",null,"s. o."]
["32",null,"Dépréciation totale ou partielle","s. o.","s. o.",null,"s. o."]
["33",null,"Dépréciation permanente ou temporaire","s. o.","s. o.",null,"s. o."]
["34",null,"En cas de dépréciation temporaire, description du mécanisme d’appréciation","s. o.","s. o.",null,"s. o."]
["34a",null,"Type de subordination","Exemption","Exemption",null,"Exemption"]
["35","En cas de liquidation, position dans la hiérarchie de subordination (indiquer le type d’instrument de rang immédiatement supérieur à l’instrument)",null,"Pari passu aux dépôts","Pari passu aux dépôts",null,"Pari passu aux dépôts"]
["36","Caractéristiques de non-conformité des instruments bénéficiant des dispositions transitoires",null,"s. o.","s. o.",null,"s. o."]
["37","Le cas échéant, indiquer les caractéristiques de non-conformité",null,"s. o.","s. o.",null,"s. o."]
[]
["Au 30 septembre 2025",{"$nulls":5},{"$f":"SUM(D224:G264)","v":1730278375}]
[null,"Caractéristiques",null,"Billet de premier rang TLAC"]
["1","Émetteur",null,"Fédération des caisses\nDesjardins du Québec","Fédération des caisses\nDesjardins du Québec",null,"Fédération des caisses\nDesjardins du Québec"]
["2","Identifiant unique (CUSIP, ISIN ou Bloomberg pour un placement privé)",null,"CUSIP : 31429KAL7 / 31429LAL5\nISIN : US31429KAL70 / US31429LAL53","Common Code : 289296794\nISIN : XS2892967949",null,"Common Code : 137173683 \nISIN : CH1371736831"]
["3","Droit régissant l'instrument",null,"New York (États-Unis), sauf exceptions spécifiques (Québec ainsi que les lois\nfédérales du Canada applicables)","Québec ainsi que les lois\nfédérales du Canada applicables",null,"Québec ainsi que les lois\nfédérales du Canada applicables"]
["3a","Moyens grâce auxquels l’obligation de validité juridique du point 13 du tableau des modalités de la TLAC est remplie (pour d'autres instruments éligibles à la TLAC régis par le droit étranger)",null,"Contractuel","s. o.",null,"s. o."]
[null,"Traitement réglementaire :"]
["4",null,"Dispositions transitoires des règles de Bâle III","s. o.","s. o.",null,"s. o."]
["5",null,"Règles de Bâle III après la transition","s. o.","s. o.",null,"s. o."]
["6",null,"Éligible au niveau de l’entité financière / du groupe / du groupe et de l’entité financière","Entité","Entité",null,"Entité"]
["7",null,"Type d’instrument","Autres instruments TLAC","Autres instruments TLAC",null,"Autres instruments TLAC"]
["8","Montant comptabilisé dans les fonds propres réglementaires (en milliers d’unités monétaires, à la date de déclaration la plus récente)",null,"Montant admissible aux fins\nde la TLAC seulement","Montant admissible aux fins\nde la TLAC seulement",null,"Montant admissible aux fins\nde la TLAC seulement"]
["9","Valeur nominale de l’instrument(1)",null,{"v":1000000000,"d":"1,000,000,000 US$"},{"v":500000000,"d":"500,000,000 €"},null,{"v":230000000,"d":"230,000,000 Fr."}]
["10","Rubrique comptable",null,"Passif – Coût amorti","Passif – Coût amorti",null,"Passif – Coût amorti"]
["11","Date initiale d’émission",null,"2024-01-26","2024-09-05",null,"2024-09-11"]
["12","Perpétuel ou daté",null,"Daté","Daté",null,"Daté"]
["13",null,"Date d’échéance initiale","2029-04-26","2029-09-05",null,"2029-09-11"]
["14","Remboursement anticipé au gré de l’émetteur sous réserve de l’accord préalable de l’Autorité",null,"Non","Non",null,"Non"]
["15",null,"Date de remboursement anticipé facultatif, dates de remboursement anticipé éventuel et montant du remboursement","s. o.","s. o.",null,"s. o."]
["16",null,"Dates de remboursement anticipé ultérieures, s’il y a lieu","s. o.","s. o.",null,"s. o."]
[null,"Coupon ou dividende"]
["17",null,"Dividende/coupon fixe ou variable","Fixe","Fixe",null,"Fixe"]
["18",null,"Taux du coupon et indice, le cas échéant","5,25 % par année","3,467 % par année",null,"1,4875 % par année"]
["19",null,"Existence d’un mécanisme de suspension des versements","Non","Non",null,"Non"]
["20",null,"Entièrement discrétionnaire, partiellement discrétionnaire ou obligatoire","Obligatoire","Obligatoire",null,"Obligatoire"]
["21",null,"Existence d’un saut de rémunération ou autre incitation au remboursement","Non","Non",null,"Non"]
["22",null,"Non cumulatif ou cumulatif","Cumulatif","Cumulatif",null,"Cumulatif"]
["23","Convertible ou non convertible",null,"Non convertible","Non convertible",null,"Non convertible"]
["24",null,"Si convertible, seuil de déclenchement de la conversion","s. o.","s. o.",null,"s. o."]
["25",null,"Si convertible, en totalité ou en partie","s. o.","s. o.",null,"s. o."]
["26",null,"Si convertible, taux de conversion","s. o.","s. o.",null,"s. o."]
["27",null,"Si convertible, conversion obligatoire ou facultative","s. o.","s. o.",null,"s. o."]
["28",null,"Si convertible, indiquer le type d’instrument dans lequel la conversion est possible","s. o.","s. o.",null,"s. o."]
["29",null,"Si convertible, indiquer l’émetteur de l'instrument dans lequel la conversion se fait","s. o.","s. o.",null,"s. o."]
["30","Mécanisme de dépréciation",null,"Non","Non",null,"Non"]
["31",null,"Seuil de déclenchement d’une dépréciation","s. o.","s. o.",null,"s. o."]
["32",null,"Dépréciation totale ou partielle","s. o.","s. o.",null,"s. o."]
["33",null,"Dépréciation permanente ou temporaire","s. o.","s. o.",null,"s. o."]
["34",null,"En cas de dépréciation temporaire, description du mécanisme d’appréciation","s. o.","s. o.",null,"s. o."]
["34a",null,"Type de subordination","Exemption","Exemption",null,"Exemption"]
["35","En cas de liquidation, position dans la hiérarchie de subordination (indiquer le type d’instrument de rang immédiatement supérieur à l’instrument)",null,"Pari passu aux dépôts","Pari passu aux dépôts",null,"Pari passu aux dépôts"]
["36","Caractéristiques de non-conformité des instruments bénéficiant des dispositions transitoires",null,"s. o.","s. o.",null,"s. o."]
["37","Le cas échéant, indiquer les caractéristiques de non-conformité",null,"s. o.","s. o.",null,"s. o."]
[]
["Au 30 septembre 2025",{"$nulls":3},{"$f":"SUM(D268:G308)","v":2600277114}]
[null,"Caractéristiques",null,"Billet de premier rang TLAC"]
["1","Émetteur",null,"Fédération des caisses\nDesjardins du Québec","Fédération des caisses\nDesjardins du Québec",null,"Fédération des caisses\nDesjardins du Québec"]
["2","Identifiant unique (CUSIP, ISIN ou Bloomberg pour un placement privé)",null,"CUSIP : 31430W3J1\nISIN : CA31430W3J13","Common Code: 297290606\nISIN : XS2972906064",null,"CUSIP : 31429KAN3 / 31429LAN1\nISIN : US31429KAN37/ US31429LAN10"]
["3","Droit régissant l'instrument",null,"Québec ainsi que les lois\nfédérales du Canada applicables","Québec ainsi que les lois\nfédérales du Canada applicables",null,"New York (États-Unis), sauf exceptions spécifiques (Québec ainsi que les lois\nfédérales du Canada applicables)"]
["3a","Moyens grâce auxquels l’obligation de validité juridique du point 13 du tableau des modalités de la TLAC est remplie (pour d'autres instruments éligibles à la TLAC régis par le droit étranger)",null,"s. o.","s. o.",null,"Contractuel"]
[null,"Traitement réglementaire :"]
["4",null,"Dispositions transitoires des règles de Bâle III","s. o.","s. o.",null,"s. o."]
["5",null,"Règles de Bâle III après la transition","s. o.","s. o.",null,"s. o."]
["6",null,"Éligible au niveau de l’entité financière / du groupe / du groupe et de l’entité financière","Entité","Entité",null,"Entité"]
["7",null,"Type d’instrument","Autres instruments TLAC","Autres instruments TLAC",null,"Autres instruments TLAC"]
["8","Montant comptabilisé dans les fonds propres réglementaires (en milliers d’unités monétaires, à la date de déclaration la plus récente)",null,"Montant admissible aux fins\nde la TLAC seulement","Montant admissible aux fins\nde la TLAC seulement",null,"Montant admissible aux fins\nde la TLAC seulement"]
["9","Valeur nominale de l’instrument(1)",null,{"v":1250000000,"d":"1,250,000,000 $"},{"v":750000000,"d":"750,000,000 €"},null,{"v":600000000,"d":"600,000,000 US$"}]
["10","Rubrique comptable",null,"Passif – Coût amorti","Passif – Coût amorti",null,"Passif – Coût amorti"]
["11","Date initiale d’émission",null,"2024-09-24","2025-01-14",null,"2025-01-27"]
["12","Perpétuel ou daté",null,"Daté","Daté",null,"Daté"]
["13",null,"Date d’échéance initiale","2029-09-24","2027-01-14",null,"2027-01-27"]
["14","Remboursement anticipé au gré de l’émetteur sous réserve de l’accord préalable de l’Autorité",null,"Oui(7)","Non",null,"Non"]
["15",null,"Date de remboursement anticipé facultatif, dates de remboursement anticipé éventuel et montant du remboursement","s. o.","s. o.",null,"s. o."]
["16",null,"Dates de remboursement anticipé ultérieures, s’il y a lieu","s. o.","s. o.",null,"s. o."]
[null,"Coupon ou dividende"]
["17",null,"Dividende/coupon fixe ou variable","Fixe","Variable",null,"Variable"]
["18",null,"Taux du coupon et indice, le cas échéant","3,804 % par année","EURIBOR 3 mois + 0,45 % par année",null,"SOFR + 0,63 % par année"]
["19",null,"Existence d’un mécanisme de suspension des versements","Non","Non",null,"Non"]
["20",null,"Entièrement discrétionnaire, partiellement discrétionnaire ou obligatoire","Obligatoire","Obligatoire",null,"Obligatoire"]
["21",null,"Existence d’un saut de rémunération ou autre incitation au remboursement","Non","Non",null,"Non"]
["22",null,"Non cumulatif ou cumulatif","Cumulatif","Cumulatif",null,"Cumulatif"]
["23","Convertible ou non convertible",null,"Non convertible","Non convertible",null,"Non convertible"]
["24",null,"Si convertible, seuil de déclenchement de la conversion","s. o.","s. o.",null,"s. o."]
["25",null,"Si convertible, en totalité ou en partie","s. o.","s. o.",null,"s. o."]
["26",null,"Si convertible, taux de conversion","s. o.","s. o.",null,"s. o."]
["27",null,"Si convertible, conversion obligatoire ou facultative","s. o.","s. o.",null,"s. o."]
["28",null,"Si convertible, indiquer le type d’instrument dans lequel la conversion est possible","s. o.","s. o.",null,"s. o."]
["29",null,"Si convertible, indiquer l’émetteur de l'instrument dans lequel la conversion se fait","s. o.","s. o.",null,"s. o."]
["30","Mécanisme de dépréciation",null,"Non","Non",null,"Non"]
["31",null,"Seuil de déclenchement d’une dépréciation","s. o.","s. o.",null,"s. o."]
["32",null,"Dépréciation totale ou partielle","s. o.","s. o.",null,"s. o."]
["33",null,"Dépréciation permanente ou temporaire","s. o.","s. o.",null,"s. o."]
["34",null,"En cas de dépréciation temporaire, description du mécanisme d’appréciation","s. o.","s. o.",null,"s. o."]
["34a",null,"Type de subordination","Exemption","Exemption",null,"Exemption"]
["35","En cas de liquidation, position dans la hiérarchie de subordination (indiquer le type d’instrument de rang immédiatement supérieur à l’instrument)",null,"Pari passu aux dépôts","Pari passu aux dépôts",null,"Pari passu aux dépôts"]
["36","Caractéristiques de non-conformité des instruments bénéficiant des dispositions transitoires",null,"s. o.","s. o.",null,"s. o."]
["37","Le cas échéant, indiquer les caractéristiques de non-conformité",null,"s. o.","s. o.",null,"s. o."]
[]
[null,"Au 30 septembre 2025",null,null,{"$f":"SUM(D312:G352)","v":2000281825}]
["4616215.037","Caractéristiques",null,"Billet de premier rang TLAC"]
["1","Émetteur",null,"Fédération des caisses\nDesjardins du Québec","Fédération des caisses\nDesjardins du Québec",null,"Fédération des caisses\nDesjardins du Québec"]
["2","Identifiant unique (CUSIP, ISIN ou Bloomberg pour un placement privé)",null,"CUSIP : 31430XFZ0\nISIN : CA31430XFZ02","CUSIP : 31429KAP8 / 31429LAP6\nISIN : US31429KAP84 / US31429LAP67",null,"Common Code : 319134883\nISIN  : XS3191348831"]
["3","Droit régissant l'instrument",null,"Québec ainsi que les lois\nfédérales du Canada applicables","New York (États-Unis), sauf exceptions spécifiques (Québec ainsi que les lois\nfédérales du Canada applicables)",null,"Québec ainsi que les lois\nfédérales du Canada applicables"]
["3a","Moyens grâce auxquels l’obligation de validité juridique du point 13 du tableau des modalités de la TLAC est remplie (pour d'autres instruments éligibles à la TLAC régis par le droit étranger)",null,"s. o.","Contractuel",null,"s. o."]
[null,"Traitement réglementaire :"]
["4",null,"Dispositions transitoires des règles de Bâle III","s. o.","s. o.",null,"s. o."]
["5",null,"Règles de Bâle III après la transition","s. o.","s. o.",null,"s. o."]
["6",null,"Éligible au niveau de l’entité financière / du groupe / du groupe et de l’entité financière","Entité","Entité",null,"Entité"]
["7",null,"Type d’instrument","Autres instruments TLAC","Autres instruments TLAC",null,"Autres instruments TLAC"]
["8","Montant comptabilisé dans les fonds propres réglementaires (en milliers d’unités monétaires, à la date de déclaration la plus récente)",null,"Montant admissible aux fins\nde la TLAC seulement","Montant admissible aux fins\nde la TLAC seulement",null,"Montant admissible aux fins\nde la TLAC seulement"]
["9","Valeur nominale de l’instrument(1)",null,{"v":500000000,"d":"500,000,000 $"},{"v":750000000,"d":"750,000,000 US$"},null,{"v":750000000,"d":"750,000,000 €"}]
["10","Rubrique comptable",null,"Passif – Coût amorti","Passif – Coût amorti",null,"Passif – Coût amorti"]
["11","Date initiale d’émission",null,"2025-08-25","2025-08-26",null,"2025-09-29"]
["12","Perpétuel ou daté",null,"Daté","Daté",null,"Daté"]
["13",null,"Date d’échéance initiale","2032-08-25","2030-08-26",null,"2031-03-28"]
["14","Remboursement anticipé au gré de l’émetteur sous réserve de l’accord préalable de l’Autorité",null,"Oui(7)","Non",null,"Non"]
["15",null,"Date de remboursement anticipé facultatif, dates de remboursement anticipé éventuel et montant du remboursement","s. o.","s. o.",null,"s. o."]
["16",null,"Dates de remboursement anticipé ultérieures, s’il y a lieu","s. o.","s. o.",null,"s. o."]
[null,"Coupon ou dividende"]
["17",null,"Dividende/coupon fixe ou variable","Fixe","Fixe",null,"Fixe"]
["18",null,"Taux du coupon et indice, le cas échéant","4,123 % par année","4,565 % par année",null,"3,250 % par année"]
["19",null,"Existence d’un mécanisme de suspension des versements","Non","Non",null,"Non"]
["20",null,"Entièrement discrétionnaire, partiellement discrétionnaire ou obligatoire","Obligatoire","Obligatoire",null,"Obligatoire"]
["21",null,"Existence d’un saut de rémunération ou autre incitation au remboursement","Non","Non",null,"Non"]
["22",null,"Non cumulatif ou cumulatif","Cumulatif","Cumulatif",null,"Cumulatif"]
["23","Convertible ou non convertible",null,"Non convertible","Non convertible",null,"Non convertible"]
["24",null,"Si convertible, seuil de déclenchement de la conversion","s. o.","s. o.",null,"s. o."]
["25",null,"Si convertible, en totalité ou en partie","s. o.","s. o.",null,"s. o."]
["26",null,"Si convertible, taux de conversion","s. o.","s. o.",null,"s. o."]
["27",null,"Si convertible, conversion obligatoire ou facultative","s. o.","s. o.",null,"s. o."]
["28",null,"Si convertible, indiquer le type d’instrument dans lequel la conversion est possible","s. o.","s. o.",null,"s. o."]
["29",null,"Si convertible, indiquer l’émetteur de l'instrument dans lequel la conversion se fait","s. o.","s. o.",null,"s. o."]
["30","Mécanisme de dépréciation",null,"Non","Non",null,"Non"]
["31",null,"Seuil de déclenchement d’une dépréciation","s. o.","s. o.",null,"s. o."]
["32",null,"Dépréciation totale ou partielle","s. o.","s. o.",null,"s. o."]
["33",null,"Dépréciation permanente ou temporaire","s. o.","s. o.",null,"s. o."]
["34",null,"En cas de dépréciation temporaire, description du mécanisme d’appréciation","s. o.","s. o.",null,"s. o."]
["34a",null,"Type de subordination","Exemption","Exemption",null,"Exemption"]
["35","En cas de liquidation, position dans la hiérarchie de subordination (indiquer le type d’instrument de rang immédiatement supérieur à l’instrument)",null,"Pari passu aux dépôts","Pari passu aux dépôts",null,"Pari passu aux dépôts"]
["36","Caractéristiques de non-conformité des instruments bénéficiant des dispositions transitoires",null,"s. o.","s. o.",null,"s. o."]
["37","Le cas échéant, indiquer les caractéristiques de non-conformité",null,"s. o.","s. o.",null,"s. o."]
[]
[null,"(1)","Le \"¥\" est le symbole monétaire représentant le Yen. Le \"€\" est le symbole monétaire représentant l'Euro. Le \"Fr.\" est le symbole monétaire représentant le Franc suisse. "]
[null,"(2)","Sujet à la fusion-liquidation en vertu de la Loi sur les coopératives de services financiers."]
[null,"(3)","Le CORRA est le Canadian Overnight Repo Rate Average. Le SARON est le Swiss Average Rate Overnight. Le TONA est le Tokyo Overnight Average Rate."]
[null,"(4)","Le 16 mai 2022, Refinitiv Benchmark Services (UK) Limited (RBSL), l’administrateur du Canadian Dealer offered rate (CDOR), a annoncé qu’il cesserait la publication de toutes les échéances du CDOR après le 28 juin 2024. Le CDOR est le taux d’intérêt utilisé pour établir le taux d’intérêt des acceptations bancaires."]
[null,"(5)","Événements déclencheurs FPUNV :\ni) l’Autorité annonce publiquement que la Fédération a été avisée par écrit qu’elle est considérée comme non viable ou sur le point de le devenir et que la conversion des billets et d’autres instruments d’urgence émis par la Fédération pourrait rétablir ou maintenir sa viabilité; ou ii) l’administration fédérale ou provinciale canadienne annonce publiquement que la Fédération a accepté ou convenu d’accepter une injection de fonds propres ou toutes autres formes d’aides équivalentes, de la part du gouvernement du Canada ou de l’administration d’une province ou d’une subdivision politique ou d’un organisme ou d'un agent de celle-ci, sans lesquelles l’Autorité aurait jugé la Fédération non viable de par la faiblesse des ratios de fonds propres de la Fédération."]
[null,"(6)","En cas d'un événement déclencheur, chaque billet en circulation sera converti en un nombre de parts Z-capital contingent égal à (multiplicateur x valeur du billet) ÷ prix de conversion, arrondi à la baisse. Veuillez vous référer au supplément de prospectus ou aux paragraphes 5(b)(i) et (ii) et (c) des conditions générales des billets aux porteurs dans le prospectus de billets à moyen terme multidevises, tel qu'applicable.\n"]
[null,"(7)","L’émetteur peut procéder au remboursement anticipé des billets, en totalité ou en partie, à tout moment et sans l’accord préalable de l’Autorité, moyennant un préavis d’au moins 10 jours et d’au plus 60 jours donné aux porteurs de billets, à condition que l’exigence minimale de TLAC Ligne directrice sur la capacité totale d’absorption des pertes soit respectée."]

{"sheet":"TLAC1","index":17,"n_rows":44,"n_cols":8,"rows_kept":44,"merged":[[0,0,0,3],[4,1,4,2],[5,1,5,2],[17,1,17,2],[18,1,18,2],[19,1,19,2],[20,1,20,2],[21,1,21,2],[22,1,22,2],[23,1,23,2],[24,1,24,2],[29,1,29,2],[30,1,30,2],[31,1,31,2],[32,1,32,2],[33,1,33,2],[42,0,42,1],[42,2,42,7],[43,0,43,1],[43,2,43,7]]}
["Tableau TLAC1 – Composition de la TLAC (au niveau du groupe de résolution(1))"]
[]
[{"$f":"SUM(D6:H41)","v":3936892.334},null,null,"a"]
[]
[null,"(en millions de dollars)",null,"Au\n30 septembre\n2025","Au\n30 juin\n2025","Au\n31 mars\n2025","Au\n31 décembre\n2024","Au\n30 septembre\n2024"]
[null,"Éléments de TLAC liés aux fonds propres réglementaires"]
[1,null,"Instruments de fonds propres de la catégorie 1A et assimilés",{"v":34525,"d":"34,525"},{"v":33599,"d":"33,599"},{"v":33118,"d":"33,118"},{"v":32227,"d":"32,227"},{"v":31720,"d":"31,720"}]
[2,null,"Autres éléments de fonds propres de catégorie 1B avant ajustements de TLAC",0,0,0,0,0]
[3,null,"Instruments de catégorie 1B non éligibles en tant que TLAC, car émis par des filiales à des tierces parties",0,0,0,0,0]
[4,null,"Autres ajustements",0,0,0,0,0]
[5,null,"Instruments de fonds propres de catégorie 1B éligibles aux termes du dispositif de TLAC",0,0,0,0,0]
[6,null,"Fonds propres de catégorie 2 avant ajustements de TLAC",{"v":3908,"d":"3,908"},{"v":3889,"d":"3,889"},{"v":4282,"d":"4,282"},{"v":3101,"d":"3,101"},{"v":3073,"d":"3,073"}]
[7,null,"Fraction amortie des instruments de catégorie 2 quand la durée de vie résiduelle dépasse 1 an",0,0,0,0,0]
[8,null,"Fonds propres de catégorie 2 non éligibles en tant que TLAC, car émis par des filiales à des tierces parties",0,0,0,0,0]
[9,null,"Autres ajustements",0,0,0,0,0]
[10,null,"Instruments de fonds propres de catégorie 2 éligibles aux termes du dispositif de TLAC",{"v":3908,"d":"3,908"},{"v":3889,"d":"3,889"},{"v":4282,"d":"4,282"},{"v":3101,"d":"3,101"},{"v":3073,"d":"3,073"}]
[11,null,"TLAC liée aux fonds propres réglementaires",{"v":38433,"d":"38,433"},{"v":37488,"d":"37,488"},{"v":37400,"d":"37,400"},{"v":35328,"d":"35,328"},{"v":34793,"d":"34,793"}]
[null,"Obligations sécurisées"]
[12,"Instruments de TLAC externe émis directement par l'institution financière et subordonnés à des passifs exclus(2)",null,{"v":13455,"d":"13,455"},{"v":11053,"d":"11,053"},{"v":11215,"d":"11,215"},{"v":12469,"d":"12,469"},{"v":12395,"d":"12,395"}]
[13,"Instruments de TLAC externe émis directement par l'institution financière et non subordonnés à des passifs exclus, mais satisfaisant toutes les autres exigences du tableau des modalités de la TLAC",null,0,0,0,0,0]
[14,"Dont : montant éligible en tant que TLAC après application des plafonnements",null,0,0,0,0,0]
[15,"Instruments de TLAC externe émis par des véhicules de financement avant le 1er janvier 2022",null,0,0,0,0,0]
[16,"Engagements éligibles ex ante visant à recapitaliser une IFIS-G en résolution",null,0,0,0,0,0]
[17,"TLAC liée à des instruments de fonds propres non réglementaires avant ajustements",null,{"v":13455,"d":"13,455"},{"v":11053,"d":"11,053"},{"v":11215,"d":"11,215"},{"v":12469,"d":"12,469"},{"v":12395,"d":"12,395"}]
[null,"Éléments de TLAC non liés aux fonds propres réglementaires : ajustements"]
[18,null,"TLAC avant déductions",{"v":51888,"d":"51,888"},{"v":48541,"d":"48,541"},{"v":48615,"d":"48,615"},{"v":47797,"d":"47,797"},{"v":47188,"d":"47,188"}]
[19,null,"Déductions des expositions entre des groupes de résolution à points d’entrée multiples correspondant à des éléments éligibles à la TLAC (non applicables aux IFIS-i à point d’entrée unique)",0,0,0,0,0]
[20,null,"Déduction d’investissements dans d’autres propres passifs TLAC",0,0,0,0,0]
[21,null,"Autres ajustements de TLAC",0,0,0,0,0]
[22,"TLAC après déductions",null,{"v":51888,"d":"51,888"},{"v":48541,"d":"48,541"},{"v":48615,"d":"48,615"},{"v":47797,"d":"47,797"},{"v":47188,"d":"47,188"}]
[null,"Actifs pondérés et mesure de l’exposition aux fins du ratio de levier dans le cadre de la TLAC"]
[23,"Total des actifs pondérés en fonction des risques ajusté selon la manière autorisée par le régime TLAC",null,{"v":148854,"d":"148,854"},{"v":146087,"d":"146,087"},{"v":147079,"d":"147,079"},{"v":145372,"d":"145,372"},{"v":145004,"d":"145,004"}]
[24,"Mesure de l’exposition aux fins du ratio de levier",null,{"v":462609,"d":"462,609"},{"v":455892,"d":"455,892"},{"v":443245,"d":"443,245"},{"v":427337,"d":"427,337"},{"v":421041,"d":"421,041"}]
[null,"Ratios TLAC et coussins de fonds propres"]
[25,null,"TLAC (en pourcentage des actifs pondérés en fonction des risques)",{"v":0.349,"d":"34.9%"},{"v":0.332,"d":"33.2%"},{"v":0.331,"d":"33.1%"},{"v":0.329,"d":"32.9%"},{"v":0.325,"d":"32.5%"}]
[26,null,"TLAC (en pourcentage de l’exposition aux fins du ratio de levier)",{"v":0.112,"d":"11.2%"},{"v":0.106,"d":"10.6%"},{"v":0.11,"d":"11.0%"},{"v":0.112,"d":"11.2%"},{"v":0.112,"d":"11.2%"}]
[27,null,"Ratio de catégorie 1A (en pourcentage des actifs pondérés en fonction des risques) disponible après satisfaction des exigences minimales de fonds propres et de TLAC du groupe de résolution",{"v":0.169,"d":"16.9%"},{"v":0.152,"d":"15.2%"},{"v":0.151,"d":"15.1%"},{"v":0.149,"d":"14.9%"},{"v":0.145,"d":"14.5%"}]
[28,null,"Coussin spécifique à l’institution (coussin de conservation des fonds propres + coussin contracyclique + exigence de capacité accrue d'absorption des pertes, en % des actifs pondérés des risques)",{"v":0.035,"d":"3.5%"},{"v":0.035,"d":"3.5%"},{"v":0.035,"d":"3.5%"},{"v":0.035,"d":"3.5%"},{"v":0.035,"d":"3.5%"}]
[29,null,"Dont : coussin de conservation des fonds propres",{"v":0.025,"d":"2.5%"},{"v":0.025,"d":"2.5%"},{"v":0.025,"d":"2.5%"},{"v":0.025,"d":"2.5%"},{"v":0.025,"d":"2.5%"}]
[30,null,"Dont : coussin contracyclique spécifique à l’institution",0,0,0,0,0]
[31,null,"Dont : coussin applicable aux institutions financières d’importance systémique",{"v":0.01,"d":"1.0%"},{"v":0.01,"d":"1.0%"},{"v":0.01,"d":"1.0%"},{"v":0.01,"d":"1.0%"},{"v":0.01,"d":"1.0%"}]
[]
["(1)",null,"Les données figurant dans ce tableau diffèrent de celles présentées dans le Tableau CC1, car elles font référence au groupe de résolution qui exclut la Caisse Desjardins Ontario Credit Union Inc."]
["(2)",null,"Émission de 4,8 G$ de créances admissibles à la ligne directrice sur la TLAC au cours des neuf premiers mois de l’année 2025."]

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["Tableau TLAC3 – Entité de résolution – Rang de créancier au niveau de l’entité juridique"]
[{"$f":"SUM(D8:O16)+SUM(D23:O31)","v":{"v":688191.44046,"d":"$688,191.44"}}]
[{"$nulls":3},"Au 30 septembre 2025",{"$nulls":5},"Au 30 juin 2025"]
[{"$nulls":3},"Rang de créancier",{"$nulls":5},"Rang de créancier"]
[{"$nulls":3},"1","2","3","4","5","Somme \nde 1 à 5","1","2","3","4","5","Somme \nde 1 à 5"]
[null,"(en millions de dollars)",null,"(rang le \nplus bas)",{"$nulls":3},"(rang \nle plus élevé)",null,"(rang le \nplus bas)",{"$nulls":3},"(rang \nle plus élevé)"]
["1","Description du rang du créancier",null,"Parts de \ncapital","Actions \nprivilégiées","Dettes \nsubordonnées","Instrument de \nrecapitalisation \ninterne","Autres passifs \nexcluant les \ninstruments de \nrecapitalisation \ninterne(1)",null,"Parts de \ncapital","Actions \nprivilégiées","Dettes \nsubordonnées","Instrument de \nrecapitalisation \ninterne","Autres passifs \nexcluant les \ninstruments de \nrecapitalisation \ninterne(1)"]
["2","Fonds propres totaux et passifs nets de l'atténuation du risque de crédit(2)",null,{"v":4616,"d":"4,616"},0,{"v":4797.39662,"d":"4,797"},{"v":13484,"d":"13,484"},"s. o.",{"v":22897.39662,"d":"22,897"},{"v":4716,"d":"4,716"},0,{"v":4817.652,"d":"4,818"},{"v":11076,"d":"11,076"},"s. o.",{"v":20609.652,"d":"20,610"}]
["3","Sous-groupe de la ligne 2 couvrant les passifs exclus",null,0,0,0,0,"s. o.",0,0,0,0,0,"s. o.",0]
["4","Fonds propres totaux et passifs, moins les passifs exclus \n(ligne 2 moins ligne 3)",null,{"v":4616,"d":"4,616"},0,{"v":4797.39662,"d":"4,797"},{"v":13484,"d":"13,484"},"s. o.",{"v":22897.39662,"d":"22,897"},{"v":4716,"d":"4,716"},0,{"v":4817.652,"d":"4,818"},{"v":11076,"d":"11,076"},"s. o.",{"v":20609.652,"d":"20,610"}]
["5","Sous-groupe de la ligne 4 potentiellement éligible en tant que TLAC",null,{"v":4616,"d":"4,616"},0,{"v":4797.39662,"d":"4,797"},{"v":13484,"d":"13,484"},"s. o.",{"v":22897.39662,"d":"22,897"},{"v":4716,"d":"4,716"},0,{"v":4817.652,"d":"4,818"},{"v":11076,"d":"11,076"},"s. o.",{"v":20609.652,"d":"20,610"}]
["6","Sous-groupe de la ligne 5 dont l'échéance résiduelle est ≥ 1 an, mais ˂ 2 ans",null,0,0,0,{"v":3756,"d":"3,756"},"s. o.",{"v":3756,"d":"3,756"},0,0,0,{"v":3492,"d":"3,492"},"s. o.",{"v":3492,"d":"3,492"}]
["7","Sous-groupe de la ligne 5 dont l'échéance résiduelle est ≥ 2 ans, mais ˂ 5 ans",null,0,0,0,{"v":8015,"d":"8,015"},"s. o.",{"v":8015,"d":"8,015"},0,0,0,{"v":7584,"d":"7,584"},"s. o.",{"v":7584,"d":"7,584"}]
["8","Sous-groupe de la ligne 5 dont l'échéance résiduelle est ≥ 5 ans, mais ˂ 10 ans",null,0,0,{"v":4797.39662,"d":"4,797"},{"v":1712.52575,"d":"1,713"},"s. o.",{"v":6509.92237,"d":"6,510"},0,0,{"v":4817.652,"d":"4,818"},0,"s. o.",{"v":4817.652,"d":"4,818"}]
["9","Sous-groupe de la ligne 5 dont l'échéance résiduelle est ≥ 10 ans, hors titres perpétuels",null,0,0,0,0,"s. o.",0,0,0,0,0,"s. o.",0]
["10","Sous-groupe de la ligne 5 couvrant les titres perpétuels",null,{"v":4616,"d":"4,616"},0,0,0,"s. o.",{"v":4616,"d":"4,616"},{"v":4716,"d":"4,716"},0,0,0,"s. o.",{"v":4716,"d":"4,716"}]
[]
[{"$nulls":3},"Au 31 mars 2025",{"$nulls":5},"Au 31 décembre 2024"]
[{"$nulls":3},"Rang de créancier",{"$nulls":5},"Rang de créancier"]
[{"$nulls":3},"1","2","3","4","5","Somme \nde 1 à 5","1","2","3","4","5","Somme \nde 1 à 5"]
[null,"(en millions de dollars)",null,"(rang le \nplus bas)",{"$nulls":3},"(rang \nle plus élevé)",null,"(rang le \nplus bas)",{"$nulls":3},"(rang \nle plus élevé)"]
[1,"Description du rang du créancier",null,"Parts de \ncapital","Actions \nprivilégiées","Dettes \nsubordonnées","Instrument de \nrecapitalisation \ninterne","Autres passifs \nexcluant les \ninstruments de \nrecapitalisation \ninterne(1)",null,"Parts de \ncapital","Actions \nprivilégiées","Dettes \nsubordonnées","Instrument de \nrecapitalisation \ninterne","Autres passifs \nexcluant les \ninstruments de \nrecapitalisation \ninterne(1)"]
[2,"Fonds propres totaux et passifs nets de l'atténuation du risque de crédit(2)",null,{"v":4716,"d":"4,716"},0,{"v":5250,"d":"5,250"},{"v":11240,"d":"11,240"},"s. o.",{"v":21206,"d":"21,206"},{"v":4817,"d":"4,817"},0,{"v":4000,"d":"4,000"},{"v":12494,"d":"12,494"},"s. o.",{"v":21311,"d":"21,311"}]
[3,"Sous-groupe de la ligne 2 couvrant les passifs exclus",null,0,0,0,0,"s. o.",0,0,0,0,0,"s. o.",0]
[4,"Fonds propres totaux et passifs, moins les passifs exclus \n(ligne 2 moins ligne 3)",null,{"v":4716,"d":"4,716"},0,{"v":5250,"d":"5,250"},{"v":11240,"d":"11,240"},"s. o.",{"v":21206,"d":"21,206"},{"v":4817,"d":"4,817"},0,{"v":4000,"d":"4,000"},{"v":12494,"d":"12,494"},"s. o.",{"v":21311,"d":"21,311"}]
[5,"Sous-groupe de la ligne 4 potentiellement éligible en tant que TLAC",null,{"v":4716,"d":"4,716"},0,{"v":5250,"d":"5,250"},{"v":11240,"d":"11,240"},"s. o.",{"v":21206,"d":"21,206"},{"v":4817,"d":"4,817"},0,{"v":4000,"d":"4,000"},{"v":12494,"d":"12,494"},"s. o.",{"v":21311,"d":"21,311"}]
[6,"Sous-groupe de la ligne 5 dont l'échéance résiduelle est ≥ 1 an, mais ˂ 2 ans",null,0,0,0,{"v":2524,"d":"2,524"},"s. o.",{"v":2524,"d":"2,524"},0,0,0,{"v":3839,"d":"3,839"},"s. o.",{"v":3839,"d":"3,839"}]
[7,"Sous-groupe de la ligne 5 dont l'échéance résiduelle est ≥ 2 ans, mais ˂ 5 ans",null,0,0,0,{"v":8716,"d":"8,716"},"s. o.",{"v":8716,"d":"8,716"},0,0,0,{"v":8655,"d":"8,655"},"s. o.",{"v":8655,"d":"8,655"}]
[8,"Sous-groupe de la ligne 5 dont l'échéance résiduelle est ≥ 5 ans, mais ˂ 10 ans",null,0,0,{"v":5250,"d":"5,250"},0,"s. o.",{"v":5250,"d":"5,250"},0,0,{"v":4000,"d":"4,000"},0,"s. o.",{"v":4000,"d":"4,000"}]
[9,"Sous-groupe de la ligne 5 dont l'échéance résiduelle est ≥ 10 ans, hors titres perpétuels",null,0,0,0,0,"s. o.",0,0,0,0,0,"s. o.",0]
[10,"Sous-groupe de la ligne 5 couvrant les titres perpétuels",null,{"v":4716,"d":"4,716"},0,0,0,"s. o.",{"v":4716,"d":"4,716"},{"v":4817,"d":"4,817"},0,0,0,"s. o.",{"v":4817,"d":"4,817"}]
[]
[{"$f":"SUM(D38:I46)","v":{"v":169904,"d":"169,904.00"}},null,null,"Au 30 septembre 2024"]
[{"$nulls":3},"Rang de créancier"]
[{"$nulls":3},"1","2","3","4","5","Somme \nde 1 à 5"]
[null,"(en millions de dollars)",null,"(rang le \nplus bas)",{"$nulls":3},"(rang \nle plus élevé)"]
[1,"Description du rang du créancier",null,"Parts de \ncapital","Actions \nprivilégiées","Dettes \nsubordonnées","Instrument de \nrecapitalisation \ninterne","Autres passifs \nexcluant les \ninstruments de \nrecapitalisation \ninterne(1)"]
[2,"Fonds propres totaux et passifs nets de l'atténuation du risque de crédit(2)",null,{"v":4816,"d":"4,816"},0,{"v":4000,"d":"4,000"},{"v":12422,"d":"12,422"},"s. o.",{"v":21238,"d":"21,238"}]
[3,"Sous-groupe de la ligne 2 couvrant les passifs exclus",null,0,0,0,0,"s. o.",0]
[4,"Fonds propres totaux et passifs, moins les passifs exclus \n(ligne 2 moins ligne 3)",null,{"v":4816,"d":"4,816"},0,{"v":4000,"d":"4,000"},{"v":12422,"d":"12,422"},"s. o.",{"v":21238,"d":"21,238"}]
[5,"Sous-groupe de la ligne 4 potentiellement éligible en tant que TLAC",null,{"v":4816,"d":"4,816"},0,{"v":4000,"d":"4,000"},{"v":12422,"d":"12,422"},"s. o.",{"v":21238,"d":"21,238"}]
[6,"Sous-groupe de la ligne 5 dont l'échéance résiduelle est ≥ 1 an, mais ˂ 2 ans",null,0,0,0,{"v":3946,"d":"3,946"},"s. o.",{"v":3946,"d":"3,946"}]
[7,"Sous-groupe de la ligne 5 dont l'échéance résiduelle est ≥ 2 ans, mais ˂ 5 ans",null,0,0,0,{"v":8476,"d":"8,476"},"s. o.",{"v":8476,"d":"8,476"}]
[8,"Sous-groupe de la ligne 5 dont l'échéance résiduelle est ≥ 5 ans, mais ˂ 10 ans",null,0,0,{"v":4000,"d":"4,000"},0,"s. o.",{"v":4000,"d":"4,000"}]
[9,"Sous-groupe de la ligne 5 dont l'échéance résiduelle est ≥ 10 ans, hors titres perpétuels",null,0,0,0,0,"s. o.",0]
[10,"Sous-groupe de la ligne 5 couvrant les titres perpétuels",null,{"v":4816,"d":"4,816"},0,0,0,"s. o.",{"v":4816,"d":"4,816"}]
[]
["(1)",null,"Le Mouvement Desjardins ne complète pas cette colonne à ce moment-ci, à l'instar des banques canadiennes."]
["(2)",null,"Les parts de capital sont présentées à leur valeur comptable, les dettes subordonnées et les instruments de recapitalisation interne sont présentés à leur valeur nominale."]

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["Tableau LI1 – Différences entre les périmètres de consolidation comptable et réglementaire et correspondance entre les états financiers et les catégories de risques réglementaires"]
["Au 30 septembre 2025"]
[]
[{"$f":"SUM(C9:I28)","v":2843970},null,"a","b","c","d","e","f","g"]
[]
[{"$f":"SUM(C30:I52)","v":4360637},null,"Valeurs \ncomptables \nd'après les \nétats\nfinanciers\npubliés","Valeurs\ncomptables\nsur le\npérimètre de\nconsolidation\nréglementaire","Valeurs comptables des éléments(1)"]
["(en millions de dollars)",{"$nulls":3},"Soumis au\ncadre du\nrisque de\ncrédit","Soumis au\ncadre du\nrisque de\ncontrepartie","Soumis au\ncadre de\ntitrisation","Soumis au\ncadre du\nrisque de\nmarché","Non soumis \naux exigences \nde fonds propres\nou soumis à\ndéduction \ndes fonds propres"]
["Actif"]
["Trésorerie et dépôts auprès d'institutions financières",null,{"v":7090,"d":"7,090"},{"v":5772,"d":"5,772"},{"v":5772,"d":"5,772"},0,0,0,0]
["Titres à la juste valeur par le biais du résultat net",null,{"v":47019,"d":"47,019"},{"v":18244,"d":"18,244"},51,0,128,{"v":18065,"d":"18,065"},0]
["Titres à la juste valeur par le biais des autres éléments du résultat global",null,{"v":60877,"d":"60,877"},{"v":52697,"d":"52,697"},{"v":52663,"d":"52,663"},0,0,0,34]
["Titres au coût amorti",null,42,29,14,0,15,0,0]
["Valeurs mobilières empruntées ou acquises en vertu de conventions de revente",null,{"v":24506,"d":"24,506"},{"v":26621,"d":"26,621"},0,{"v":26621,"d":"26,621"},0,{"v":22045,"d":"22,045"},0]
["Prêts, déduction faite de la provision pour pertes de crédit",null,{"v":312251,"d":"312,251"},{"v":310465,"d":"310,465"},{"v":310215,"d":"310,215"},0,0,0,250]
["Actifs nets des fonds distincts",null,{"v":32663,"d":"32,663"},0,0,0,0,0,0]
["Instruments financiers dérivés",null,{"v":9984,"d":"9,984"},{"v":9914,"d":"9,914"},0,{"v":9914,"d":"9,914"},0,739,0]
["Sommes à recevoir des clients, courtiers et institutions financières",null,{"v":3606,"d":"3,606"},{"v":3372.57991481,"d":"3,373"},{"v":3372.57991481,"d":"3,373"},0,0,0,0]
["Actifs des contrats de réassurance",null,{"v":1832,"d":"1,832"},0,0,0,0,0,0]
["Actifs au titre de droits d'utilisation",null,434,661,661,0,0,0,0]
["Immeubles de placement",null,774,1,1,0,0,0,0]
["Immobilisations corporelles",null,{"v":1432,"d":"1,432"},{"v":1034,"d":"1,034"},{"v":1034,"d":"1,034"},0,0,0,0]
["Goodwill",null,596,37,0,0,0,0,596]
["Immobilisations incorporelles",null,{"v":1254,"d":"1,254"},480,0,0,0,0,{"v":1254,"d":"1,254"}]
["Participations dans les entreprises mises en équivalence",null,{"v":1326,"d":"1,326"},{"v":8577,"d":"8,577"},{"v":4000,"d":"4,000"},0,0,0,{"v":4577,"d":"4,577"}]
["Actifs nets au titre des régimes à prestations définies",null,{"v":1388,"d":"1,388"},{"v":1091,"d":"1,091"},0,0,0,0,{"v":1091,"d":"1,091"}]
["Actifs d’impôt différé",null,962,641,641,0,0,0,0]
["Autres",null,{"v":3820,"d":"3,820"},{"v":3369.42008519,"d":"3,369"},{"v":3369.42008519,"d":"3,369"},0,0,0,0]
["Total de l'actif",null,{"v":511856,"d":"511,856"},{"v":443006,"d":"443,006"},{"v":381794,"d":"381,794"},{"v":36535,"d":"36,535"},143,{"v":40849,"d":"40,849"},{"v":7802,"d":"7,802"}]
["Passif"]
["Dépôts",null,{"v":324039,"d":"324,039"},{"v":325171,"d":"325,171"},0,0,0,0,{"v":325171,"d":"325,171"}]
["Passifs des contrats d'assurance",null,{"v":35123,"d":"35,123"},0,0,0,0,0,0]
["Engagements relatifs aux valeurs mobilières vendues à découvert ",null,{"v":17462,"d":"17,462"},{"v":17123,"d":"17,123"},0,{"v":17123,"d":"17,123"},0,{"v":16618,"d":"16,618"},0]
["Engagements relatifs aux valeurs mobilières prêtées ou vendues en vertu de conventions de rachat ",null,{"v":23678,"d":"23,678"},{"v":23229,"d":"23,229"},0,0,0,{"v":20567,"d":"20,567"},0]
["Instruments financiers dérivés",null,{"v":7402,"d":"7,402"},{"v":7152,"d":"7,152"},0,{"v":7152,"d":"7,152"},0,494,0]
["Sommes à payer aux clients, courtiers et institutions financières",null,{"v":14157,"d":"14,157"},{"v":13799,"d":"13,799"},0,0,0,0,{"v":13799,"d":"13,799"}]
["Obligations locatives",null,527,781,0,0,0,0,781]
["Passifs des contrats de réassurance",null,38,0,0,0,0,0,0]
["Passif net des fonds distincts des contrats d'investissement",null,{"v":29001,"d":"29,001"},0,0,0,0,0,0]
["Passifs nets au titre des régimes à prestations définies",null,674,519,0,0,0,0,519]
["Passifs d'impôt différé",null,604,388,0,0,0,0,388]
["Autres",null,{"v":12378,"d":"12,378"},{"v":8792,"d":"8,792"},0,0,0,0,{"v":8792,"d":"8,792"}]
["Obligations subordonnées",null,{"v":4862,"d":"4,862"},{"v":4862,"d":"4,862"},0,0,0,0,{"v":4862,"d":"4,862"}]
["Total du passif",null,{"v":469945,"d":"469,945"},{"v":401816,"d":"401,816"},0,{"v":24275,"d":"24,275"},0,{"v":37679,"d":"37,679"},{"v":354312,"d":"354,312"}]
["Capitaux propres"]
["Capital social",null,{"v":4582,"d":"4,582"},{"v":4582,"d":"4,582"},0,0,0,0,{"v":4582,"d":"4,582"}]
["Excédents non répartis",null,{"v":4824,"d":"4,824"},{"v":4711,"d":"4,711"},0,0,0,0,{"v":4711,"d":"4,711"}]
["Cumul des autres éléments du résultat global",null,842,842,0,0,0,0,842]
["Réserves ",null,{"v":31055,"d":"31,055"},{"v":31055,"d":"31,055"},0,0,0,0,{"v":31055,"d":"31,055"}]
["Capitaux propres - Part revenant au Groupe",null,{"v":41303,"d":"41,303"},{"v":41190,"d":"41,190"},0,0,0,0,{"v":41190,"d":"41,190"}]
["Participations ne donnant pas le contrôle",null,608,0,0,0,0,0,0]
["Total des capitaux propres",null,{"v":41911,"d":"41,911"},{"v":41190,"d":"41,190"},0,0,0,0,{"v":41190,"d":"41,190"}]
["Total du passif et des capitaux propres",null,{"v":511856,"d":"511,856"},{"v":443006,"d":"443,006"},0,{"v":24275,"d":"24,275"},0,{"v":37679,"d":"37,679"},{"v":395502,"d":"395,502"}]
["(1)","Les montants des colonnes c à g ne sont pas nécessairement égaux à ceux de la colonne b, certains éléments pouvant être soumis à des exigences de fonds propres réglementaires au titre de plusieurs catégories de risques."]

{"sheet":"LI2","index":20,"n_rows":24,"n_cols":8,"rows_kept":24,"merged":[[0,0,0,7],[1,0,1,7],[5,3,6,3],[5,4,5,7],[6,1,6,2],[7,1,7,2],[8,1,8,2],[9,1,9,2],[10,1,10,2],[11,1,11,2],[12,1,12,2],[13,1,13,2],[14,1,14,2],[15,1,15,2],[16,1,16,2],[17,1,17,2],[18,1,18,2],[20,2,20,7],[21,2,21,7],[22,2,22,7],[23,2,23,7]]}
["Tableau LI2 – Principales sources d’écarts entre les valeurs comptables et réglementaires des expositions dans les états financiers"]
["Au 30 septembre 2025"]
[]
[{"$f":"SUM(D8:H19)","v":3192721},null,null,"a","b","c","d","e"]
[]
[{"$nulls":3},"Total","Éléments soumis au(1) "]
[null,"(en millions de dollars)",null,null,"Cadre du risque de crédit","Cadre de \ntitrisation","Cadre du risque\nde contrepartie","Cadre du risque\nde marché"]
["1","Valeur comptable de l'actif sur le périmètre de consolidation réglementaire (d'après le tableau LI1)",null,{"v":435204,"d":"435,204"},{"v":381794,"d":"381,794"},143,{"v":36535,"d":"36,535"},{"v":40849,"d":"40,849"}]
["2","Valeur comptable du passif sur le périmètre de consolidation réglementaire (d'après le tableau LI1)",null,{"v":47504,"d":"47,504"},0,0,{"v":24275,"d":"24,275"},{"v":37679,"d":"37,679"}]
["3","Total net sur le périmètre de consolidation réglementaire",null,{"v":387700,"d":"387,700"},{"v":381794,"d":"381,794"},143,{"v":12260,"d":"12,260"},{"v":3170,"d":"3,170"}]
["4","Hors bilan(2)",null,{"v":153529,"d":"153,529"},{"v":73591,"d":"73,591"},0,0,0]
["5","Écarts de valorisation",null,0,0,0,0,0]
["6","Écarts découlant des règles de compensation différentes, autres que ceux déjà inscrits à la ligne 2",null,{"v":-2807,"d":"(2,807)"},{"v":-328,"d":"(328)"},0,{"v":-2479,"d":"(2,479)"},0]
["7","Écarts découlant de la prise en compte de provisions",null,782,782,0,0,0]
["8","Écarts découlant des filtres prudentiels",null,0,0,0,0,0]
["9","Ajustement au titre des dérivés",null,{"v":8870,"d":"8,870"},0,0,{"v":8870,"d":"8,870"},0]
["10","Expositions liées aux opérations de financement par titres(3)",null,{"v":34246,"d":"34,246"},0,0,{"v":34246,"d":"34,246"},0]
["11","Autres écarts",null,0,0,0,0,0]
["12","Valeur réglementaire des expositions(4)",null,{"v":582320,"d":"582,320"},{"v":455839,"d":"455,839"},143,{"v":52897,"d":"52,897"},{"v":3170,"d":"3,170"}]
[]
[null,"(1)","Les montants des colonnes b à e ne sont pas nécessairement égaux à ceux de la colonne a, certains éléments pouvant être soumis à des exigences de fonds propres réglementaires au titre de plusieurs catégories de risques."]
[null,"(2)","L'exposition initiale est présentée à la colonne a, les colonnes b à e présentent les montants après application des facteurs de conversion en équivalent-crédit lorsqu'applicable."]
[null,"(3)","Étant donné que les expositions liées aux opérations de financement par titres sont déduites à la ligne 2, un ajustement est requis afin d'arriver à l'exposition en cas de défaut."]
[null,"(4)","Montant agrégé servant au calcul des APR pour chacune des catégories de risques."]

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["Tableau CR1 – Qualité de crédit des actifs"]
[{"$nulls":3},"a","b","c","d","e","f","g","a","b","c","d","e","f","g"]
[{"$f":"SUM(D6:Q10)","v":4098954},null,null,"Au 30 septembre 2025",{"$nulls":6},"Au 30 juin 2025"]
[{"$nulls":3},"Valeurs comptables \nbrutes des ",null,"Provisions /\ndépréciations","Provisions \nspécifiques","Provisions \ngénérales","Provisions pour \npertes attendues \ndes expositions \nen approches NI","Valeurs \nnettes \n(a + b - c)","Valeurs comptables \nbrutes des",null,"Provisions / \ndépréciations ","Provisions \nspécifiques ","Provisions \ngénérales ","Provisions pour \npertes attendues \ndes expositions \nen approches NI ","Valeurs \nnettes \n(a + b - c)"]
[null,"Type d'exposition\n(en millions de dollars)",null,"Expositions \nen défaut ","Expositions \nnon \ndéfaillantes",{"$nulls":5},"Expositions \nen défaut ","Expositions \nnon \ndéfaillantes "]
["1","Prêts",null,{"v":3356,"d":"3,356"},{"v":308389,"d":"308,389"},{"v":1530,"d":"1,530"},800,730,{"v":1495,"d":"1,495"},{"v":310215,"d":"310,215"},{"v":3138,"d":"3,138"},{"v":302570,"d":"302,570"},{"v":1510,"d":"1,510"},764,746,{"v":1486,"d":"1,486"},{"v":304198,"d":"304,198"}]
["2","Titres de créance",null,0,{"v":58500,"d":"58,500"},0,0,0,0,{"v":58500,"d":"58,500"},0,{"v":58523,"d":"58,523"},0,0,0,0,{"v":58523,"d":"58,523"}]
[null,"Autres investissements",null,0,343,0,0,0,0,343,0,385,0,0,0,0,385]
["3","Expositions hors bilan",null,431,{"v":145111,"d":"145,111"},115,0,115,110,{"v":145427,"d":"145,427"},415,{"v":140337,"d":"140,337"},122,1,121,113,{"v":140630,"d":"140,630"}]
["4","Total",null,{"v":3787,"d":"3,787"},{"v":512343,"d":"512,343"},{"v":1645,"d":"1,645"},800,845,{"v":1605,"d":"1,605"},{"v":514485,"d":"514,485"},{"v":3553,"d":"3,553"},{"v":501815,"d":"501,815"},{"v":1632,"d":"1,632"},765,867,{"v":1599,"d":"1,599"},{"v":503736,"d":"503,736"}]
[]
[{"$nulls":3},"a","b","c","d","e","f","g","a","b","c","d","e","f","g"]
[{"$f":"SUM(D16:Q20)","v":3947800},null,null,"Au 31 mars 2025",{"$nulls":6},"Au 31 décembre 2024"]
[{"$nulls":3},"Valeurs comptables \nbrutes des ",null,"Provisions / \ndépréciations ","Provisions \nspécifiques ","Provisions \ngénérales ","Provisions pour \npertes attendues \ndes expositions \nen approches NI ","Valeurs \nnettes \n(a + b - c)","Valeurs comptables \nbrutes des",null,"Provisions / \ndépréciations ","Provisions \nspécifiques ","Provisions \ngénérales ","Provisions pour \npertes attendues \ndes expositions \nen approches NI ","Valeurs \nnettes \n(a + b - c)"]
[null,"Type d'exposition\n(en millions de dollars)",null,"Expositions \nen défaut ","Expositions \nnon \ndéfaillantes ",{"$nulls":5},"Expositions \nen défaut ","Expositions \nnon \ndéfaillantes "]
["1","Prêts",null,{"v":3135,"d":"3,135"},{"v":292521,"d":"292,521"},{"v":1403,"d":"1,403"},665,738,{"v":1432,"d":"1,432"},{"v":294253,"d":"294,253"},{"v":2906,"d":"2,906"},{"v":285903,"d":"285,903"},{"v":1320,"d":"1,320"},615,705,{"v":1328,"d":"1,328"},{"v":287489,"d":"287,489"}]
["2","Titres de créance",null,0,{"v":58333,"d":"58,333"},0,0,0,0,{"v":58333,"d":"58,333"},0,{"v":53521,"d":"53,521"},0,0,0,0,{"v":53521,"d":"53,521"}]
[null,"Autres investissements",null,0,395,0,0,0,0,395,0,379,0,0,0,0,379]
["3","Expositions hors bilan",null,340,{"v":143488,"d":"143,488"},118,0,118,111,{"v":143710,"d":"143,710"},406,{"v":142665,"d":"142,665"},99,0,99,105,{"v":142972,"d":"142,972"}]
["4","Total",null,{"v":3475,"d":"3,475"},{"v":494737,"d":"494,737"},{"v":1521,"d":"1,521"},665,856,{"v":1543,"d":"1,543"},{"v":496691,"d":"496,691"},{"v":3312,"d":"3,312"},{"v":482468,"d":"482,468"},{"v":1419,"d":"1,419"},615,804,{"v":1433,"d":"1,433"},{"v":484361,"d":"484,361"}]
[]
[{"$nulls":3},"a","b","c","d","e","f","g"]
[{"$f":"SUM(D26:Q30)","v":1896276},null,null,"Au 30 septembre 2024"]
[{"$nulls":3},"Valeurs comptables \nbrutes des",null,"Provisions / \ndépréciations ","Provisions \nspécifiques ","Provisions \ngénérales ","Provisions pour \npertes attendues \ndes expositions \nen approches NI ","Valeurs \nnettes \n(a + b - c)"]
[null,"Type d'exposition\n(en millions de dollars)",null,"Expositions \nen défaut ","Expositions \nnon \ndéfaillantes "]
["1","Prêts",null,{"v":2930,"d":"2,930"},{"v":278748,"d":"278,748"},{"v":1162,"d":"1,162"},527,635,{"v":1279,"d":"1,279"},{"v":280516,"d":"280,516"}]
["2","Titres de créance",null,0,{"v":50967,"d":"50,967"},0,0,0,0,{"v":50967,"d":"50,967"}]
[null,"Autres investissements",null,0,377,0,0,0,0,377]
["3","Expositions hors bilan",null,398,{"v":139327,"d":"139,327"},92,0,92,111,{"v":139633,"d":"139,633"}]
["4","Total",null,{"v":3328,"d":"3,328"},{"v":469419,"d":"469,419"},{"v":1254,"d":"1,254"},527,727,{"v":1390,"d":"1,390"},{"v":471493,"d":"471,493"}]

{"sheet":"CR2","index":22,"n_rows":11,"n_cols":17,"rows_kept":11,"merged":[[0,0,0,5],[1,0,1,4],[2,2,2,16],[3,2,3,4],[3,5,3,7],[3,8,3,10],[3,11,3,13],[3,14,3,16]]}
["Tableau CR2 – Variations des stocks de prêts et de titres de créance en défaut"]
[]
[{"$f":"SUM(C6:Q11)","v":{"v":61860,"d":"61,860.00"}},"34216","Pour la période de trois mois terminée le"]
[null,"61860","30 septembre 2025",null,null,"30 juin 2025",null,null,"31 mars 2025",null,null,"31 décembre 2024",null,null,"30 septembre 2024"]
[null,"(en millions de dollars)","Prêts","Titres de\ncréances","Total","Prêts","Titres de\ncréances","Total","Prêts","Titres de\ncréances","Total","Prêts","Titres de\ncréances","Total","Prêts","Titres de\ncréances","Total"]
["1","Prêts et titres de créance en défaut à la fin de la période précédente",{"v":3138,"d":"3,138"},0,{"v":3138,"d":"3,138"},{"v":3135,"d":"3,135"},0,{"v":3135,"d":"3,135"},{"v":2906,"d":"2,906"},0,{"v":2906,"d":"2,906"},{"v":2930,"d":"2,930"},0,{"v":2930,"d":"2,930"},{"v":2728,"d":"2,728"},0,{"v":2728,"d":"2,728"}]
["2","Défauts sur prêts et titres de créance survenus depuis la dernière période",888,0,888,923,0,923,{"v":1081,"d":"1,081"},0,{"v":1081,"d":"1,081"},938,0,938,{"v":1035,"d":"1,035"},0,{"v":1035,"d":"1,035"}]
["3","Retours à un état non défaillant",{"v":-572,"d":"(572)"},0,{"v":-572,"d":"(572)"},{"v":-819,"d":"(819)"},0,{"v":-819,"d":"(819)"},{"v":-751,"d":"(751)"},0,{"v":-751,"d":"(751)"},{"v":-856,"d":"(856)"},0,{"v":-856,"d":"(856)"},{"v":-738,"d":"(738)"},0,{"v":-738,"d":"(738)"}]
["4","Montants annulés",{"v":-97,"d":"(97)"},0,{"v":-97,"d":"(97)"},{"v":-102,"d":"(102)"},0,{"v":-102,"d":"(102)"},{"v":-101,"d":"(101)"},0,{"v":-101,"d":"(101)"},{"v":-109,"d":"(109)"},0,{"v":-109,"d":"(109)"},{"v":-95,"d":"(95)"},0,{"v":-95,"d":"(95)"}]
["5","Autres variations",{"v":-1,"d":"(1)"},0,{"v":-1,"d":"(1)"},1,0,1,0,0,0,3,0,3,0,0,0]
["6","Prêts et titres de créance en défaut à la fin de la période considérée (1 + 2 - 3 - 4 ± 5)",{"v":3356,"d":"3,356"},0,{"v":3356,"d":"3,356"},{"v":3138,"d":"3,138"},0,{"v":3138,"d":"3,138"},{"v":3135,"d":"3,135"},0,{"v":3135,"d":"3,135"},{"v":2906,"d":"2,906"},0,{"v":2906,"d":"2,906"},{"v":2930,"d":"2,930"},0,{"v":2930,"d":"2,930"}]

{"sheet":"CR3","index":23,"n_rows":47,"n_cols":10,"rows_kept":47,"merged":[[0,0,0,9],[1,0,1,2],[4,3,4,9],[5,1,5,2],[6,1,6,2],[7,1,7,2],[8,1,8,2],[9,1,9,2],[10,1,10,2],[13,3,13,9],[14,1,14,2],[15,1,15,2],[16,1,16,2],[17,1,17,2],[18,1,18,2],[19,1,19,2],[22,3,22,9],[23,1,23,2],[24,1,24,2],[25,1,25,2],[26,1,26,2],[27,1,27,2],[28,1,28,2],[31,3,31,9],[32,1,32,2],[33,1,33,2],[34,1,34,2],[35,1,35,2],[36,1,36,2],[37,1,37,2],[40,3,40,9],[41,1,41,2],[42,1,42,2],[43,1,43,2],[44,1,44,2],[45,1,45,2],[46,1,46,2]]}
["Tableau CR3 – Aperçu des techniques d'atténuation du risque de crédit (ARC)"]
[]
[{"$nulls":3},"a","b","c","d","e","f","g"]
[]
[{"$f":"SUM(D7:J11)","v":884217},null,null,"Au 30 septembre 2025"]
[null,"(en millions de dollars)",null,"Expositions \nnon garanties \n(valeurs comptables \nbrutes) ","Expositions\ngaranties \npar des sûretés","Expositions\ngaranties \npar des sûretés – \nMontant couvert ","Expositions\ngaranties \npar des garanties \nfinancières ","Expositions\ngaranties \npar des garanties \nfinancières – \nMontant couvert ","Expositions\ngaranties \npar des dérivés \nde crédit ","Expositions\ngaranties \npar des dérivés \nde crédit – \nMontant couvert "]
["1","Prêts",null,{"v":241434,"d":"241,434"},{"v":69234,"d":"69,234"},{"v":68231,"d":"68,231"},{"v":1700,"d":"1,700"},550,0,0]
["2","Titres de créance",null,{"v":58500,"d":"58,500"},0,0,0,0,0,0]
[null,"Autres investissements",null,343,0,0,0,0,0,0]
["3","Total",null,{"v":300277,"d":"300,277"},{"v":69234,"d":"69,234"},{"v":68231,"d":"68,231"},{"v":1700,"d":"1,700"},550,0,0]
["4","Dont en défaut",null,{"v":2560,"d":"2,560"},853,789,24,7,0,0]
[]
[{"$nulls":3},"a","b","c","d","e","f","g"]
[{"$nulls":3},"Au 30 juin 2025"]
[{"$f":"SUM(D16:J20)","v":867491},"(en millions de dollars)",null,"Expositions \nnon garanties \n(valeurs comptables \nbrutes) ","Expositions\ngaranties \npar des sûretés ","Expositions\ngaranties \npar des sûretés – \nMontant couvert ","Expositions\ngaranties \npar des garanties \nfinancières ","Expositions\ngaranties \npar des garanties \nfinancières – \nMontant couvert ","Expositions\ngaranties \npar des dérivés \nde crédit ","Expositions\ngaranties \npar des dérivés \nde crédit – \nMontant couvert "]
["1","Prêts",null,{"v":237674,"d":"237,674"},{"v":66969,"d":"66,969"},{"v":65964,"d":"65,964"},{"v":1666,"d":"1,666"},560,0,0]
["2","Titres de créance",null,{"v":58523,"d":"58,523"},0,0,0,0,0,0]
[null,"Autres investissements",null,385,0,0,0,0,0,0]
["3","Total",null,{"v":296582,"d":"296,582"},{"v":66969,"d":"66,969"},{"v":65964,"d":"65,964"},{"v":1666,"d":"1,666"},560,0,0]
["4","Dont en défaut",null,{"v":2345,"d":"2,345"},845,785,26,8,0,0]
[]
[{"$nulls":3},"a","b","c","d","e","f","g"]
[{"$nulls":3},"Au 31 mars 2025"]
[{"$f":"SUM(D25:J29)","v":840039},"(en millions de dollars)",null,"Expositions \nnon garanties \n(valeurs comptables \nbrutes) ","Expositions\ngaranties \npar des sûretés ","Expositions\ngaranties \npar des sûretés – \nMontant couvert ","Expositions\ngaranties \npar des garanties \nfinancières ","Expositions\ngaranties \npar des garanties \nfinancières – \nMontant couvert ","Expositions\ngaranties \npar des dérivés \nde crédit ","Expositions\ngaranties \npar des dérivés \nde crédit – \nMontant couvert "]
["1","Prêts",null,{"v":231284,"d":"231,284"},{"v":63307,"d":"63,307"},{"v":62376,"d":"62,376"},{"v":1737,"d":"1,737"},593,0,0]
["2","Titres de créance",null,{"v":58333,"d":"58,333"},0,0,0,0,0,0]
[null,"Autres investissements",null,395,0,0,0,0,0,0]
["3","Total",null,{"v":290012,"d":"290,012"},{"v":63307,"d":"63,307"},{"v":62376,"d":"62,376"},{"v":1737,"d":"1,737"},593,0,0]
["4","Dont en défaut",null,{"v":2346,"d":"2,346"},830,781,24,8,0,0]
[]
[{"$nulls":3},"a","b","c","d","e","f","g"]
[{"$nulls":3},"Au 31 décembre 2024"]
[{"$f":"SUM(D34:J38)","v":811115},"(en millions de dollars)",null,"Expositions \nnon garanties \n(valeurs comptables \nbrutes) ","Expositions\ngaranties \npar des sûretés ","Expositions\ngaranties \npar des sûretés – \nMontant couvert ","Expositions\ngaranties \npar des garanties \nfinancières ","Expositions\ngaranties \npar des garanties \nfinancières – \nMontant couvert ","Expositions\ngaranties \npar des dérivés \nde crédit ","Expositions\ngaranties \npar des dérivés \nde crédit – \nMontant couvert "]
["1","Prêts",null,{"v":227094,"d":"227,094"},{"v":60733,"d":"60,733"},{"v":59788,"d":"59,788"},{"v":1629,"d":"1,629"},607,0,0]
["2","Titres de créance",null,{"v":53521,"d":"53,521"},0,0,0,0,0,0]
[null,"Autres investissements",null,379,0,0,0,0,0,0]
["3","Total",null,{"v":280994,"d":"280,994"},{"v":60733,"d":"60,733"},{"v":59788,"d":"59,788"},{"v":1629,"d":"1,629"},607,0,0]
["4","Dont en défaut",null,{"v":2255,"d":"2,255"},694,646,13,5,0,0]
[]
[{"$nulls":3},"a","b","c","d","e","f","g"]
[{"$nulls":3},"Au 30 septembre 2024"]
[{"$f":"SUM(D43:J47)","v":786389},"(en millions de dollars)",null,"Expositions \nnon garanties \n(valeurs comptables \nbrutes) ","Expositions\ngaranties \npar des sûretés ","Expositions\ngaranties \npar des sûretés – \nMontant couvert ","Expositions\ngaranties \npar des garanties \nfinancières ","Expositions\ngaranties \npar des garanties \nfinancières – \nMontant couvert ","Expositions\ngaranties \npar des dérivés \nde crédit ","Expositions\ngaranties \npar des dérivés \nde crédit – \nMontant couvert "]
["1","Prêts",null,{"v":223125,"d":"223,125"},{"v":57674,"d":"57,674"},{"v":56742,"d":"56,742"},{"v":1802,"d":"1,802"},649,0,0]
["2","Titres de créance",null,{"v":50967,"d":"50,967"},0,0,0,0,0,0]
[null,"Autres investissements",null,377,0,0,0,0,0,0]
["3","Total",null,{"v":274469,"d":"274,469"},{"v":57674,"d":"57,674"},{"v":56742,"d":"56,742"},{"v":1802,"d":"1,802"},649,0,0]
["4","Dont en défaut",null,{"v":2194,"d":"2,194"},771,732,16,4,0,0]

{"sheet":"CR4","index":24,"n_rows":93,"n_cols":15,"rows_kept":93,"merged":[[0,0,0,14],[4,3,4,8],[4,9,4,14],[5,3,5,4],[5,5,5,6],[5,7,5,8],[5,9,5,10],[5,11,5,12],[5,13,5,14],[6,1,6,2],[7,1,7,2],[8,1,8,2],[9,1,9,2],[10,1,10,2],[11,1,11,2],[12,1,12,2],[13,1,13,2],[14,1,14,2],[15,1,15,2],[16,1,16,2],[17,1,17,2],[18,1,18,2],[19,1,19,2],[20,1,20,2],[21,1,21,2],[22,1,22,2],[23,1,23,2],[24,1,24,2],[25,1,25,2],[26,1,26,2],[27,1,27,2],[28,1,28,2],[29,1,29,2],[30,1,30,2],[33,3,33,8],[33,9,33,14],[34,3,34,4],[34,5,34,6],[34,7,34,8],[34,9,34,10],[34,11,34,12],[34,13,34,14],[35,1,35,2],[36,1,36,2],[37,1,37,2],[38,1,38,2],[39,1,39,2],[40,1,40,2],[41,1,41,2],[42,1,42,2],[43,1,43,2],[44,1,44,2],[45,1,45,2],[46,1,46,2],[47,1,47,2],[48,1,48,2],[49,1,49,2],[50,1,50,2],[51,1,51,2],[52,1,52,2],[53,1,53,2],[54,1,54,2],[55,1,55,2],[56,1,56,2],[57,1,57,2],[58,1,58,2],[59,1,59,2],[62,3,62,8],[63,3,63,4],[63,5,63,6],[63,7,63,8],[63,9,63,10],[63,11,63,12],[63,13,63,14],[64,1,64,2],[65,1,65,2],[66,1,66,2],[67,1,67,2],[68,1,68,2],[69,1,69,2],[70,1,70,2],[71,1,71,2],[72,1,72,2],[73,1,73,2],[74,1,74,2],[75,1,75,2],[76,1,76,2],[77,1,77,2],[78,1,78,2],[79,1,79,2],[80,1,80,2],[81,1,81,2],[82,1,82,2],[83,1,83,2],[84,1,84,2],[85,1,85,2],[86,1,86,2],[87,1,87,2],[88,1,88,2],[90,0,90,1],[90,2,90,9],[91,0,91,1],[91,2,91,9],[92,0,92,1],[92,2,92,9]]}
["Tableau CR4 – Approche standard – Exposition au risque de crédit et effets de l'atténuation du risque de crédit (CRM)(1)"]
[]
[{"$nulls":3},"a","b","c","d","e","f","a","b","c","d","e","f"]
[]
[{"$nulls":3},"Au 30 septembre 2025",{"$nulls":5},"Au 30 juin 2025"]
[{"$f":"SUM(D8:O31)","v":{"v":680937.513046,"d":"680,937.51"}},null,null,"Expositions avant prise \n en compte des facteurs \n de conversion en\néquivalent-crédit (FCEC) \net des techniques ARC(2)",null,"Expositions après prise \n en compte des facteurs \n de conversion en\néquivalent-crédit (FCEC)\net des techniques ARC(2)",null,"APR et \nproportion des APR",null,"Expositions avant prise \n en compte des facteurs \n de conversion en\néquivalent-crédit (FCEC) \net des techniques ARC(2)",null,"Expositions après prise \n en compte des facteurs \n de conversion en\néquivalent-crédit (FCEC)\net des techniques ARC(2)",null,"APR et \nproportion des APR"]
[null,"(en millions de dollars)",null,"Montants \nau bilan","Montants \nhors bilan","Montants \nau bilan","Montants \nhors bilan","APR","Proportion \ndes APR","Montants \nau bilan","Montants \nhors bilan","Montants \nau bilan","Montants \nhors bilan","APR","Proportion \ndes APR"]
[null,"Classes d’actifs"]
["1","Emprunteurs souverains",null,{"v":4549,"d":"4,549"},0,{"v":6470,"d":"6,470"},316,0,0,{"v":5484,"d":"5,484"},0,{"v":7273,"d":"7,273"},291,0,0]
["2","Organismes publics hors administration centrale",null,{"v":7559,"d":"7,559"},{"v":7875,"d":"7,875"},{"v":7609,"d":"7,609"},{"v":1726,"d":"1,726"},{"v":1867,"d":"1,867"},{"v":0.2,"d":"20.00%"},{"v":7417,"d":"7,417"},{"v":7579,"d":"7,579"},{"v":7475,"d":"7,475"},{"v":1668,"d":"1,668"},{"v":1829,"d":"1,829"},{"v":0.2,"d":"20.00%"}]
["3","Banques multilatérales de développement",null,0,0,0,0,0,0,0,0,0,0,0,0]
["4","Institutions de dépôts et banques",null,{"v":2114,"d":"2,114"},568,{"v":2899,"d":"2,899"},80,{"v":1150,"d":"1,150"},{"v":0.386,"d":"38.60%"},{"v":1799,"d":"1,799"},573,{"v":2553,"d":"2,553"},80,{"v":1156,"d":"1,156"},{"v":0.439,"d":"43.90%"}]
[null,"Dont : entreprises d'investissement et autres institutions financières assimilées à des banques",null,0,0,786,0,518,{"v":0.66,"d":"66.00%"},0,0,754,0,498,{"v":0.66,"d":"66.00%"}]
["5","Obligations sécurisées",null,0,0,0,0,0,0,0,0,0,0,0,0]
["6","Entreprises",null,{"v":7958,"d":"7,958"},{"v":11365,"d":"11,365"},{"v":7886,"d":"7,886"},{"v":4701,"d":"4,701"},{"v":10993,"d":"10,993"},{"v":0.873,"d":"87.30%"},{"v":7402,"d":"7,402"},{"v":10762.236023,"d":"10,762"},{"v":7334,"d":"7,334"},{"v":4459,"d":"4,459"},{"v":10125,"d":"10,125"},{"v":0.859,"d":"85.90%"}]
[null,"Dont : entreprises d'investissement et autres institutions financières assimilées à des entreprises",null,0,0,0,0,0,0,0,46,0,46,9,{"v":0.2,"d":"20.00%"}]
[null,"Dont : financements spécialisés",null,0,0,0,0,0,0,215,60,214,28,236,{"v":0.973,"d":"97.30%"}]
["7","Dettes subordonnées, actions et autres instruments de fonds propres",null,343,0,343,0,857,{"v":2.5,"d":"250.00%"},385,0,385,0,962,{"v":2.5,"d":"250.00%"}]
["8","Portefeuilles de détail réglementaires",null,{"v":1739,"d":"1,739"},{"v":4415,"d":"4,415"},{"v":1633,"d":"1,633"},{"v":1113,"d":"1,113"},{"v":1608,"d":"1,608"},{"v":0.586,"d":"58.60%"},{"v":1724,"d":"1,724"},{"v":4338,"d":"4,338"},{"v":1603,"d":"1,603"},{"v":1094,"d":"1,094"},{"v":1574,"d":"1,574"},{"v":0.584,"d":"58.40%"}]
["9","Immobiliers",null,{"v":7623,"d":"7,623"},{"v":1565,"d":"1,565"},{"v":5454,"d":"5,454"},207,{"v":3905,"d":"3,905"},{"v":0.69,"d":"69.00%"},{"v":7492,"d":"7,492"},{"v":1460,"d":"1,460"},{"v":5443,"d":"5,443"},180,{"v":3883,"d":"3,883"},{"v":0.691,"d":"69.10%"}]
[null,"Dont : immobiliers résidentiels général",null,629,14,370,0,298,{"v":0.806,"d":"80.60%"},633,13,363,0,292,{"v":0.808,"d":"80.80%"}]
[null,"Dont : immobiliers résidentiels producteur de revenus",null,{"v":4097,"d":"4,097"},826,{"v":2225,"d":"2,225"},17,{"v":1051,"d":"1,051"},{"v":0.469,"d":"46.90%"},{"v":3950,"d":"3,950"},765,{"v":2208,"d":"2,208"},18,{"v":1038,"d":"1,038"},{"v":0.466,"d":"46.60%"}]
[null,"Dont : autres immobiliers résidentiels",null,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Dont : immobiliers commerciaux général",null,988,427,979,158,828,{"v":0.728,"d":"72.80%"},{"v":1005,"d":"1,005"},352,997,126,807,{"v":0.719,"d":"71.90%"}]
[null,"Dont : immobiliers commerciaux producteur de revenus",null,{"v":1382,"d":"1,382"},24,{"v":1353,"d":"1,353"},5,{"v":1164,"d":"1,164"},{"v":0.857,"d":"85.70%"},{"v":1387,"d":"1,387"},26,{"v":1358,"d":"1,358"},6,{"v":1191,"d":"1,191"},{"v":0.874,"d":"87.40%"}]
[null,"Dont : acquisitions de terrains, développements et constructions",null,527,274,527,27,564,{"v":1.018,"d":"101.80%"},517,304,517,30,555,{"v":1.014,"d":"101.40%"}]
["10","Prêts hypothécaires inversés",null,0,0,0,0,0,0,0,0,0,0,0,0]
["11","Titres adossés à des créances hypothécaires",null,0,0,0,0,0,0,0,0,0,0,0,0]
["12","Expositions en défaut",null,178,28,166,4,244,{"v":1.435,"d":"143.50%"},156,20,146,3,213,{"v":1.436,"d":"143.60%"}]
["13","Autres actifs(3)",null,{"v":19563,"d":"19,563"},0,{"v":19563,"d":"19,563"},0,{"v":5212,"d":"5,212"},{"v":0.266,"d":"26.60%"},{"v":17667,"d":"17,667"},0,{"v":17667,"d":"17,667"},0,{"v":5043,"d":"5,043"},{"v":0.285,"d":"28.50%"}]
["14","Total",null,{"v":51626,"d":"51,626"},{"v":25816,"d":"25,816"},{"v":52023,"d":"52,023"},{"v":8147,"d":"8,147"},{"v":25836,"d":"25,836"},{"v":0.429,"d":"42.90%"},{"v":49526,"d":"49,526"},{"v":24732.236023,"d":"24,732"},{"v":49879,"d":"49,879"},{"v":7775,"d":"7,775"},{"v":24785,"d":"24,785"},{"v":0.43,"d":"43.00%"}]
[]
[{"$nulls":3},"a","b","c","d","e","f","a","b","c","d","e","f"]
[{"$nulls":3},"Au 31 mars 2025",{"$nulls":5},"Au 31 décembre 2024"]
[{"$f":"SUM(D37:O60)","v":707380.554092},null,null,"Expositions avant prise \n en compte des facteurs \n de conversion en\néquivalent-crédit (FCEC) \net des techniques ARC(2)",null,"Expositions après prise \n en compte des facteurs \n de conversion en\néquivalent-crédit (FCEC)\net des techniques ARC(2)",null,"APR et \nproportion des APR",null,"Expositions avant prise \n en compte des facteurs \n de conversion en\néquivalent-crédit (FCEC) \net des techniques ARC(2)",null,"Expositions après prise \n en compte des facteurs \n de conversion en\néquivalent-crédit (FCEC)\net des techniques ARC(2)",null,"APR et \nproportion des APR"]
[null,"(en millions de dollars)",null,"Montants \nau bilan","Montants \nhors bilan","Montants \nau bilan","Montants \nhors bilan","APR","Proportion \ndes APR","Montants \nau bilan","Montants \nhors bilan","Montants \nau bilan","Montants \nhors bilan","APR","Proportion \ndes APR"]
[null,"Classes d’actifs"]
["1","Emprunteurs souverains",null,{"v":4892,"d":"4,892"},0,{"v":6404,"d":"6,404"},296,0,0,{"v":4458,"d":"4,458"},0,{"v":5839,"d":"5,839"},280,0,0]
["2","Organismes publics hors administration centrale",null,{"v":7729,"d":"7,729"},{"v":7270,"d":"7,270"},{"v":7784,"d":"7,784"},{"v":1611,"d":"1,611"},{"v":1880,"d":"1,880"},{"v":0.2,"d":"20.00%"},{"v":7224,"d":"7,224"},{"v":7813,"d":"7,813"},{"v":7278,"d":"7,278"},{"v":1711,"d":"1,711"},{"v":1798,"d":"1,798"},{"v":0.2,"d":"20.00%"}]
["3","Banques multilatérales de développement",null,0,0,0,0,0,0,0,0,0,0,0,0]
["4","Institutions de dépôts et banques",null,{"v":1928,"d":"1,928"},534,{"v":2631,"d":"2,631"},82,{"v":1071,"d":"1,071"},{"v":0.395,"d":"39.50%"},{"v":1751,"d":"1,751"},530,{"v":2419,"d":"2,419"},72,{"v":1016,"d":"1,016"},{"v":0.408,"d":"40.80%"}]
[null,"Dont : entreprises d'investissement et autres institutions financières assimilées à des banques",null,0,0,703,0,464,{"v":0.66,"d":"66.00%"},0,0,668,0,441,{"v":0.66,"d":"66.00%"}]
["5","Obligations sécurisées",null,0,0,0,0,0,0,0,0,0,0,0,0]
["6","Entreprises",null,{"v":8103,"d":"8,103"},{"v":11897,"d":"11,897"},{"v":8021,"d":"8,021"},{"v":5081,"d":"5,081"},{"v":11581,"d":"11,581"},{"v":0.884,"d":"88.40%"},{"v":10350,"d":"10,350"},{"v":13548,"d":"13,548"},{"v":10273,"d":"10,273"},{"v":5634,"d":"5,634"},{"v":14410,"d":"14,410"},{"v":0.906,"d":"90.60%"}]
[null,"Dont : entreprises d'investissement et autres institutions financières assimilées à des entreprises",null,0,0,0,0,0,0,0,41,0,41,8,{"v":0.2,"d":"20.00%"}]
[null,"Dont : financements spécialisés",null,840,916,840,387,{"v":1323,"d":"1,323"},{"v":1.079,"d":"107.90%"},{"v":3720,"d":"3,720"},{"v":2450,"d":"2,450"},{"v":3720,"d":"3,720"},{"v":1030,"d":"1,030"},{"v":4752,"d":"4,752"},{"v":1,"d":"100.00%"}]
["7","Dettes subordonnées, actions et autres instruments de fonds propres",null,395,0,395,0,987,{"v":2.5,"d":"250.00%"},379,0,379,0,947,{"v":2.5,"d":"250.00%"}]
["8","Portefeuilles de détail réglementaires",null,{"v":1698,"d":"1,698"},{"v":4356,"d":"4,356"},{"v":1575,"d":"1,575"},{"v":1101,"d":"1,101"},{"v":1572,"d":"1,572"},{"v":0.588,"d":"58.80%"},{"v":1715,"d":"1,715"},{"v":4275,"d":"4,275"},{"v":1582,"d":"1,582"},{"v":1080,"d":"1,080"},{"v":1546,"d":"1,546"},{"v":0.581,"d":"58.10%"}]
["9","Immobiliers",null,{"v":7241,"d":"7,241"},{"v":1532,"d":"1,532"},{"v":5470,"d":"5,470"},187,{"v":3947,"d":"3,947"},{"v":0.698,"d":"69.80%"},{"v":6952,"d":"6,952"},{"v":1364,"d":"1,364"},{"v":5309,"d":"5,309"},156,{"v":3804,"d":"3,804"},{"v":0.696,"d":"69.60%"}]
[null,"Dont : immobiliers résidentiels général",null,651,10,382,0,313,{"v":0.82,"d":"82.00%"},643,10,370,0,305,{"v":0.822,"d":"82.20%"}]
[null,"Dont : immobiliers résidentiels producteur de revenus",null,{"v":3650,"d":"3,650"},767,{"v":2187,"d":"2,187"},15,{"v":1039,"d":"1,039"},{"v":0.472,"d":"47.20%"},{"v":3459,"d":"3,459"},722,{"v":2128,"d":"2,128"},14,{"v":1010,"d":"1,010"},{"v":0.472,"d":"47.20%"}]
[null,"Dont : autres immobiliers résidentiels",null,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Dont : immobiliers commerciaux général",null,{"v":1020,"d":"1,020"},385,{"v":1011,"d":"1,011"},134,832,{"v":0.726,"d":"72.60%"},{"v":1048,"d":"1,048"},302,{"v":1039,"d":"1,039"},108,826,{"v":0.72,"d":"72.00%"}]
[null,"Dont : immobiliers commerciaux producteur de revenus",null,{"v":1330,"d":"1,330"},19,{"v":1300,"d":"1,300"},3,{"v":1131,"d":"1,131"},{"v":0.868,"d":"86.80%"},{"v":1250,"d":"1,250"},21,{"v":1220,"d":"1,220"},3,{"v":1074,"d":"1,074"},{"v":0.879,"d":"87.90%"}]
[null,"Dont : acquisitions de terrains, développements et constructions",null,590,351,590,35,632,{"v":1.011,"d":"101.10%"},552,309,552,31,589,{"v":1.011,"d":"101.10%"}]
["10","Prêts hypothécaires inversés",null,0,0,0,0,0,0,0,0,0,0,0,0]
["11","Titres adossés à des créances hypothécaires",null,0,0,0,0,0,0,0,0,0,0,0,0]
["12","Expositions en défaut",null,121,20,117,4,170,{"v":1.404,"d":"140.40%"},128,71,124,9,{"v":187.256546,"d":"187"},{"v":1.12,"d":"112.00%"}]
["13","Autres actifs(3)",null,{"v":17033,"d":"17,033"},0,{"v":17033,"d":"17,033"},0,{"v":5112,"d":"5,112"},{"v":0.3,"d":"30.00%"},{"v":16953,"d":"16,953"},0,{"v":16953,"d":"16,953"},0,{"v":5346,"d":"5,346"},{"v":0.315,"d":"31.50%"}]
["14","Total",null,{"v":49140,"d":"49,140"},{"v":25609,"d":"25,609"},{"v":49430,"d":"49,430"},{"v":8362,"d":"8,362"},{"v":26320,"d":"26,320"},{"v":0.455,"d":"45.50%"},{"v":49910,"d":"49,910"},{"v":27601,"d":"27,601"},{"v":50156,"d":"50,156"},{"v":8942,"d":"8,942"},{"v":29054.256546,"d":"29,054"},{"v":0.491,"d":"49.10%"}]
[]
[{"$nulls":3},"a","b","c","d","e","f"]
[{"$nulls":3},"Au 30 septembre 2024"]
[{"$f":"SUM(D67:I89)","v":{"v":365082.34299999994,"d":"365082.343"}},null,null,"Expositions avant prise \n en compte des facteurs \n de conversion en\néquivalent-crédit (FCEC) \net des techniques ARC(2)",null,"Expositions après prise \n en compte des facteurs \n de conversion en\néquivalent-crédit (FCEC)\net des techniques ARC(2)",null,"APR et \nproportion des APR"]
[null,"(en millions de dollars)",null,"Montants \nau bilan","Montants \nhors bilan","Montants \nau bilan","Montants \nhors bilan","APR","Proportion \ndes APR"]
[null,"Classes d’actifs"]
["1","Emprunteurs souverains",null,{"v":6598,"d":"6,598"},0,{"v":7713,"d":"7,713"},165,20,{"v":0.003,"d":"0.30%"}]
["2","Organismes publics hors administration centrale",null,{"v":6918,"d":"6,918"},{"v":8222,"d":"8,222"},{"v":6966,"d":"6,966"},{"v":1798,"d":"1,798"},{"v":1753,"d":"1,753"},{"v":0.2,"d":"20.00%"}]
["3","Banques multilatérales de développement",null,0,0,0,0,0,0]
["4","Institutions de dépôts et banques",null,{"v":1778,"d":"1,778"},115,{"v":2424,"d":"2,424"},29,{"v":1009,"d":"1,009"},{"v":0.411,"d":"41.10%"}]
[null,"Dont : entreprises d'investissement et autres institutions financières assimilées à des banques",null,0,0,646,0,421,{"v":0.652,"d":"65.20%"}]
["5","Obligations sécurisées",null,0,0,0,0,0,0]
["6","Entreprises",null,{"v":10293,"d":"10,293"},{"v":13994,"d":"13,994"},{"v":10206,"d":"10,206"},{"v":5981,"d":"5,981"},{"v":14802,"d":"14,802"},{"v":0.914,"d":"91.40%"}]
[null,"Dont : entreprises d'investissement et autres institutions financières assimilées à des entreprises",null,0,41,0,41,8,{"v":0.2,"d":"20.00%"}]
[null,"Dont : financements spécialisés",null,{"v":3650,"d":"3,650"},{"v":2228,"d":"2,228"},{"v":3650,"d":"3,650"},992,{"v":4772,"d":"4,772"},{"v":1.028,"d":"102.80%"}]
["7","Dettes subordonnées, actions et autres instruments de fonds propres",null,377,0,377,0,941,{"v":2.5,"d":"250.00%"}]
["8","Portefeuilles de détail réglementaires",null,{"v":1455,"d":"1,455"},{"v":3457,"d":"3,457"},{"v":1306,"d":"1,306"},873,{"v":1655,"d":"1,655"},{"v":0.759,"d":"75.90%"}]
["9","Immobiliers",null,{"v":6542,"d":"6,542"},799,{"v":5163,"d":"5,163"},49,{"v":3527,"d":"3,527"},{"v":0.677,"d":"67.70%"}]
[null,"Dont : immobiliers résidentiels général",null,614,10,346,0,287,{"v":0.828,"d":"82.80%"}]
[null,"Dont : immobiliers résidentiels producteur de revenus",null,{"v":3233,"d":"3,233"},424,{"v":2164,"d":"2,164"},9,999,{"v":0.46,"d":"46.00%"}]
[null,"Dont : autres immobiliers résidentiels",null,0,0,0,0,0,0]
[null,"Dont : immobiliers commerciaux général",null,{"v":1046,"d":"1,046"},51,{"v":1037,"d":"1,037"},8,719,{"v":0.688,"d":"68.80%"}]
[null,"Dont : immobiliers commerciaux producteur de revenus",null,{"v":1180,"d":"1,180"},15,{"v":1148,"d":"1,148"},2,{"v":1022,"d":"1,022"},{"v":0.889,"d":"88.90%"}]
[null,"Dont : acquisitions de terrains, développements et constructions",null,469,299,468,30,500,{"v":1.005,"d":"100.50%"}]
["10","Prêts hypothécaires inversés",null,0,0,0,0,0,0]
["11","Titres adossés à des créances hypothécaires",null,0,0,0,0,0,0]
["12","Expositions en défaut",null,96,65,91,8,129,{"v":1.308,"d":"130.80%"}]
["13","Autres actifs(3)",null,{"v":16554,"d":"16,554"},0,{"v":16554,"d":"16,554"},0,{"v":5468,"d":"5,468"},{"v":0.33,"d":"33.00%"}]
["14","Total",null,{"v":50611,"d":"50,611"},{"v":26652,"d":"26,652"},{"v":50800,"d":"50,800"},{"v":8903,"d":"8,903"},{"v":29304,"d":"29,304"},{"v":0.491,"d":"49.10%"}]
[]
["(1)",null,"Excluent le risque de contrepartie, la titrisation, les placements en actions dans les fonds d'investissement et le risque de règlement."]
["(2)",null,"Les expositions sont présentées, déduction faite des provisions pour pertes de crédit attendues sur prêts dépréciés."]
["(3)",null,"Les autres actifs sont évalués à l'aide d'une méthode autre que les méthodes standards ou des notations internes. Cette rubrique ne comprend pas les éléments au-dessous d'un certain seuil et qui sont pondérés à 250 %."]

{"sheet":"CR5","index":25,"n_rows":220,"n_cols":31,"rows_kept":220,"merged":[[0,0,0,16],[2,1,2,2],[2,3,2,30],[3,1,3,2],[4,1,4,2],[5,1,5,2],[6,1,6,2],[7,1,7,2],[9,1,9,2],[10,1,10,2],[13,1,13,2],[14,1,14,2],[15,1,15,2],[22,1,22,2],[23,1,23,2],[24,1,24,2],[25,1,25,2],[26,1,26,2],[28,1,28,20],[29,11,29,15],[29,16,29,20],[29,21,29,25],[29,26,29,30],[30,11,30,30],[31,1,31,2],[31,11,31,15],[31,16,31,20],[31,21,31,25],[31,26,31,30],[32,11,32,15],[32,16,32,20],[32,21,32,25],[32,26,32,30],[33,11,33,15],[33,16,33,20],[33,21,33,25],[33,26,33,30],[34,11,34,15],[34,16,34,20],[34,21,34,25],[34,26,34,30],[35,11,35,15],[35,16,35,20],[35,21,35,25],[35,26,35,30],[36,11,36,15],[36,16,36,20],[36,21,36,25],[36,26,36,30],[37,11,37,15],[37,16,37,20],[37,21,37,25],[37,26,37,30],[38,11,38,15],[38,16,38,20],[38,21,38,25],[38,26,38,30],[39,11,39,15],[39,16,39,20],[39,21,39,25],[39,26,39,30],[40,11,40,15],[40,16,40,20],[40,21,40,25],[40,26,40,30],[41,11,41,15],[41,16,41,20],[41,21,41,25],[41,26,41,30],[42,1,42,2],[42,11,42,15],[42,16,42,20],[42,21,42,25],[42,26,42,30],[45,1,45,2],[45,3,45,30],[46,1,46,2],[47,1,47,2],[48,1,48,2],[49,1,49,2],[50,1,50,2],[52,1,52,2],[53,1,53,2],[56,1,56,2],[57,1,57,2],[58,1,58,2],[65,1,65,2],[66,1,66,2],[67,1,67,2],[68,1,68,2],[69,1,69,2],[71,1,71,20],[72,11,72,15],[72,16,72,20],[72,21,72,25],[72,26,72,30],[73,11,73,30],[74,1,74,2],[74,11,74,15],[74,16,74,20],[74,21,74,25],[74,26,74,30],[75,11,75,15],[75,16,75,20],[75,21,75,25],[75,26,75,30],[76,11,76,15],[76,16,76,20],[76,21,76,25],[76,26,76,30],[77,11,77,15],[77,16,77,20],[77,21,77,25],[77,26,77,30],[78,11,78,15],[78,16,78,20],[78,21,78,25],[78,26,78,30],[79,11,79,15],[79,16,79,20],[79,21,79,25],[79,26,79,30],[80,11,80,15],[80,16,80,20],[80,21,80,25],[80,26,80,30],[81,11,81,15],[81,16,81,20],[81,21,81,25],[81,26,81,30],[82,11,82,15],[82,16,82,20],[82,21,82,25],[82,26,82,30],[83,11,83,15],[83,16,83,20],[83,21,83,25],[83,26,83,30],[84,11,84,15],[84,16,84,20],[84,21,84,25],[84,26,84,30],[85,1,85,2],[85,11,85,15],[85,16,85,20],[85,21,85,25],[85,26,85,30],[88,1,88,2],[88,3,88,30],[89,1,89,2],[90,1,90,2],[91,1,91,2],[92,1,92,2],[93,1,93,2],[95,1,95,2],[96,1,96,2],[99,1,99,2],[100,1,100,2],[101,1,101,2],[108,1,108,2],[109,1,109,2],[110,1,110,2],[111,1,111,2],[112,1,112,2],[114,1,114,20],[115,11,115,15],[115,16,115,20],[115,21,115,25],[115,26,115,30],[116,11,116,30],[117,1,117,2],[117,11,117,15],[117,16,117,20],[117,21,117,25],[117,26,117,30],[118,11,118,15],[118,16,118,20],[118,21,118,25],[118,26,118,30],[119,11,119,15],[119,16,119,20],[119,21,119,25],[119,26,119,30],[120,11,120,15],[120,16,120,20],[120,21,120,25],[120,26,120,30],[121,11,121,15],[121,16,121,20],[121,21,121,25],[121,26,121,30],[122,11,122,15],[122,16,122,20],[122,21,122,25],[122,26,122,30],[123,11,123,15],[123,16,123,20],[123,21,123,25],[123,26,123,30],[124,11,124,15],[124,16,124,20],[124,21,124,25],[124,26,124,30],[125,11,125,15],[125,16,125,20],[125,21,125,25],[125,26,125,30],[126,11,126,15],[126,16,126,20],[126,21,126,25],[126,26,126,30],[127,11,127,15],[127,16,127,20],[127,21,127,25],[127,26,127,30],[128,1,128,2],[128,11,128,15],[128,16,128,20],[128,21,128,25],[128,26,128,30],[131,1,131,2],[131,3,131,30],[132,1,132,2],[133,1,133,2],[134,1,134,2],[135,1,135,2],[136,1,136,2],[138,1,138,2],[139,1,139,2],[142,1,142,2],[143,1,143,2],[144,1,144,2],[151,1,151,2],[152,1,152,2],[153,1,153,2],[154,1,154,2],[155,1,155,2],[157,1,157,20],[158,11,158,15],[158,16,158,20],[158,21,158,25],[158,26,158,30],[159,11,159,30],[160,1,160,2],[160,11,160,15],[160,16,160,20],[160,21,160,25],[160,26,160,30],[161,11,161,15],[161,16,161,20],[161,21,161,25],[161,26,161,30],[162,11,162,15],[162,16,162,20],[162,21,162,25],[162,26,162,30],[163,11,163,15],[163,16,163,20],[163,21,163,25],[163,26,163,30],[164,11,164,15],[164,16,164,20],[164,21,164,25],[164,26,164,30],[165,11,165,15],[165,16,165,20],[165,21,165,25],[165,26,165,30],[166,11,166,15],[166,16,166,20],[166,21,166,25],[166,26,166,30],[167,11,167,15],[167,16,167,20],[167,21,167,25],[167,26,167,30],[168,11,168,15],[168,16,168,20],[168,21,168,25],[168,26,168,30],[169,11,169,15],[169,16,169,20],[169,21,169,25],[169,26,169,30],[170,11,170,15],[170,16,170,20],[170,21,170,25],[170,26,170,30],[171,1,171,2],[171,11,171,15],[171,16,171,20],[171,21,171,25],[171,26,171,30],[174,1,174,2],[174,3,174,30],[175,1,175,2],[176,1,176,2],[177,1,177,2],[178,1,178,2],[179,1,179,2],[181,1,181,2],[182,1,182,2],[185,1,185,2],[186,1,186,2],[187,1,187,2],[194,1,194,2],[195,1,195,2],[196,1,196,2],[197,1,197,2],[198,1,198,2],[200,1,200,20],[201,11,201,15],[201,16,201,20],[201,21,201,25],[201,26,201,30],[202,11,202,30],[203,1,203,2],[203,11,203,15],[203,16,203,20],[203,21,203,25],[203,26,203,30],[204,11,204,15],[204,16,204,20],[204,21,204,25],[204,26,204,30],[205,11,205,15],[205,16,205,20],[205,21,205,25],[205,26,205,30],[206,11,206,15],[206,16,206,20],[206,21,206,25],[206,26,206,30],[207,11,207,15],[207,16,207,20],[207,21,207,25],[207,26,207,30],[208,11,208,15],[208,16,208,20],[208,21,208,25],[208,26,208,30],[209,11,209,15],[209,16,209,20],[209,21,209,25],[209,26,209,30],[210,11,210,15],[210,16,210,20],[210,21,210,25],[210,26,210,30],[211,11,211,15],[211,16,211,20],[211,21,211,25],[211,26,211,30],[212,11,212,15],[212,16,212,20],[212,21,212,25],[212,26,212,30],[213,11,213,15],[213,16,213,20],[213,21,213,25],[213,26,213,30],[214,1,214,2],[214,11,214,15],[214,16,214,20],[214,21,214,25],[214,26,214,30],[216,0,216,1],[216,2,216,21],[217,0,217,1],[217,2,217,21],[218,0,218,1],[218,2,218,21],[219,0,219,1],[219,2,219,21]]}
["Tableau CR5 – Approche standard – Exposition par classe d'actifs et par coefficient de pondération des risques(1)"]
[]
[{"$f":"SUM(D5:AE27)","v":253574},"Portefeuille réglementaire / Pondération des risques",null,"Au 30 septembre 2025"]
[null,"(en millions de dollars)",null,{"v":0,"d":"0%"},{"v":0.1,"d":"10%"},{"v":0.15,"d":"15%"},{"v":0.2,"d":"20%"},{"v":0.25,"d":"25%"},{"v":0.3,"d":"30%"},{"v":0.35,"d":"35%"},{"v":0.4,"d":"40%"},{"v":0.45,"d":"45%"},{"v":0.5,"d":"50%"},{"v":0.55,"d":"55%"},{"v":0.6,"d":"60%"},{"v":0.65,"d":"65%"},{"v":0.7,"d":"70%"},{"v":0.75,"d":"75%"},{"v":0.8,"d":"80%"},{"v":0.85,"d":"85%"},{"v":0.9,"d":"90%"},{"v":1,"d":"100%"},{"v":1.05,"d":"105%"},{"v":1.1,"d":"110%"},{"v":1.3,"d":"130%"},{"v":1.5,"d":"150%"},{"v":2.5,"d":"250%"},{"v":4,"d":"400%"},{"v":12.5,"d":"1,250%"},"Autres","Total"]
["1","Emprunteurs souverains",null,{"v":6786,"d":"6,786"},null,null,0,{"$nulls":5},0,{"$nulls":8},0,{"$nulls":3},0,{"$nulls":3},0,{"v":6786,"d":"6,786"}]
["2","Organismes publics hors administration centrale",null,0,null,null,{"v":9335,"d":"9,335"},{"$nulls":5},0,{"$nulls":8},0,{"$nulls":3},0,{"$nulls":3},0,{"v":9335,"d":"9,335"}]
["3","Banques multilatérales de développement",null,0,null,null,0,null,0,{"$nulls":3},0,{"$nulls":8},0,{"$nulls":3},0,{"$nulls":3},0,0]
["4","Institutions de dépôts et banques",{"$nulls":4},{"v":1502,"d":"1,502"},null,588,null,0,null,0,{"$nulls":4},0,{"$nulls":3},0,{"$nulls":3},103,{"$nulls":3},786,{"v":2979,"d":"2,979"}]
[null,null,"Dont : entreprises d'investissement et autres institutions financières assimilées à des banques",{"$nulls":3},0,null,0,null,0,null,0,{"$nulls":4},0,{"$nulls":3},0,{"$nulls":3},0,{"$nulls":3},786,786]
["5","Obligations sécurisées",{"$nulls":4},0,null,0,null,0,null,0,{"$nulls":4},0,{"$nulls":3},0,{"$nulls":3},0,{"$nulls":3},0,0]
["6","Entreprises",{"$nulls":4},{"v":1210,"d":"1,210"},{"$nulls":5},632,null,null,0,null,734,0,{"v":1169,"d":"1,169"},null,{"v":8745,"d":"8,745"},null,null,0,97,{"$nulls":3},0,{"v":12587,"d":"12,587"}]
[null,null,"Dont : entreprises d'investissement et autres institutions financières assimilées à des entreprises",{"$nulls":3},0,{"$nulls":5},0,null,null,0,null,0,{"$nulls":3},0,{"$nulls":3},0,{"$nulls":3},0,0]
[null,null,"Dont : financements spécialisés",{"$nulls":3},0,{"$nulls":5},0,{"$nulls":4},0,0,null,null,0,null,null,0,0,{"$nulls":3},0,0]
["7","Dettes subordonnées, actions et autres instruments de fonds propres",null,0,null,null,0,{"$nulls":14},0,{"$nulls":3},0,343,null,null,0,343]
["8","Portefeuilles de détail réglementaires",{"$nulls":3},779,0,0,0,0,0,0,0,0,0,0,0,{"v":1904,"d":"1,904"},0,0,0,63,0,0,0,0,{"$nulls":3},0,{"v":2746,"d":"2,746"}]
["9","Immobiliers",null,0,0,0,115,23,287,419,8,816,710,0,367,0,439,349,0,211,803,834,2,99,0,109,0,0,0,70,{"v":5661,"d":"5,661"}]
[null,null,"Dont : immobiliers résidentiels général",0,0,0,27,23,38,45,8,null,1,null,null,0,0,227,0,0,null,0,null,null,0,0,0,0,0,1,370]
[null,null,"Dont : immobiliers résidentiels producteur de revenus",0,0,0,null,null,249,374,null,816,709,null,13,null,null,7,0,{"$nulls":3},2,null,0,72,0,0,0,0,{"v":2242,"d":"2,242"}]
[null,null,"Dont : autres immobiliers résidentiels",0,0,0,null,null,0,0,0,0,null,0,0,null,null,0,0,{"$nulls":3},0,null,0,0,0,0,0,0,0]
[null,null,"Dont : immobiliers commerciaux général",0,0,0,88,null,0,null,0,null,0,0,354,0,null,115,0,211,null,300,null,null,0,0,0,0,0,69,{"v":1137,"d":"1,137"}]
[null,null,"Dont : immobiliers commerciaux producteur de revenus",0,0,0,{"$nulls":10},439,{"$nulls":3},803,null,null,99,0,17,0,0,0,0,{"v":1358,"d":"1,358"}]
[null,null,"Dont : acquisitions de terrains, développements et constructions",0,0,0,{"$nulls":15},534,null,null,0,20,0,0,0,0,554]
["10","Prêts hypothécaires inversés",{"$nulls":6},0,0,null,0,null,null,0,{"$nulls":6},0,{"$nulls":3},0,{"$nulls":3},0,0]
["11","Titres adossés à des créances hypothécaires",{"$nulls":4},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$nulls":3},0,0]
["12","Expositions en défaut",{"$nulls":10},0,{"$nulls":8},22,{"$nulls":3},148,{"$nulls":3},0,170]
["13","Autres actifs(2)",null,{"v":13910,"d":"13,910"},null,null,551,{"$nulls":14},{"v":5102,"d":"5,102"},{"$nulls":6},0,0,{"v":19563,"d":"19,563"}]
["14","Total",null,{"v":20696,"d":"20,696"},0,779,{"v":12713,"d":"12,713"},23,875,419,8,816,{"v":1342,"d":"1,342"},0,367,0,439,{"v":2987,"d":"2,987"},0,{"v":1380,"d":"1,380"},803,{"v":14766,"d":"14,766"},2,99,0,457,343,0,0,856,{"v":60170,"d":"60,170"}]
[]
[null,"Montants d’exposition et CCF appliqués aux expositions hors bilan, classés en fonction de la catégorie de risques des expositions converties"]
[{"$nulls":11},"a",{"$nulls":4},"b",{"$nulls":4},"c",{"$nulls":4},"d"]
[{"$f":"SUM(L33:AE43)","v":275226.0368},{"$nulls":10},"Au 30 septembre 2025"]
[null,"  Pondération",{"$nulls":9},"Expositions sur éléments\nde bilan",{"$nulls":4},"Expositions hors bilan \n(Avant FCEC)",{"$nulls":4},"FCEC \nmoyen pondéré(3)",{"$nulls":4},"Exposition \n(après FCEC et techniques ARC)(4)"]
["1",null,"moins de 40 %",{"$nulls":8},{"v":31001,"d":"31,001"},{"$nulls":4},{"v":11165,"d":"11,165"},{"$nulls":4},{"v":0.3201,"d":"32%"},{"$nulls":4},{"v":35574,"d":"35,574"}]
["2",null,"40 % - 70 %",{"$nulls":8},{"v":3057,"d":"3,057"},{"$nulls":4},599,{"$nulls":4},{"v":0.4486,"d":"45%"},{"$nulls":4},{"v":3757,"d":"3,757"}]
["3",null,"75 % - 80 %",{"$nulls":8},{"v":2079,"d":"2,079"},{"$nulls":4},{"v":3694,"d":"3,694"},{"$nulls":4},{"v":0.3247,"d":"32%"},{"$nulls":4},{"v":2987,"d":"2,987"}]
["4",null,"85 %",{"$nulls":8},{"v":1319,"d":"1,319"},{"$nulls":4},473,{"$nulls":4},{"v":0.1889,"d":"19%"},{"$nulls":4},{"v":1380,"d":"1,380"}]
["5",null,"90 % - 100 %",{"$nulls":8},{"v":12788,"d":"12,788"},{"$nulls":4},{"v":8328,"d":"8,328"},{"$nulls":4},{"v":0.3437,"d":"34%"},{"$nulls":4},{"v":15570,"d":"15,570"}]
["6",null,"105 % - 130 %",{"$nulls":8},102,{"$nulls":4},0,{"$nulls":4},0,{"$nulls":4},101]
["7",null,"150 %",{"$nulls":8},937,{"$nulls":4},{"v":1557,"d":"1,557"},{"$nulls":4},{"v":0.0954,"d":"10%"},{"$nulls":4},458]
["8",null,"250 %",{"$nulls":8},343,{"$nulls":4},0,{"$nulls":4},0,{"$nulls":4},343]
["9",null,"400 %",{"$nulls":8},0,{"$nulls":4},0,{"$nulls":4},0,{"$nulls":4},0]
["10",null,"1 250 %",{"$nulls":8},0,{"$nulls":4},0,{"$nulls":4},0,{"$nulls":4},0]
["11","  Expositions totales",{"$nulls":9},{"v":51626,"d":"51,626"},{"$nulls":4},{"v":25816,"d":"25,816"},{"$nulls":4},{"v":0.3154,"d":"32%"},{"$nulls":4},{"v":60170,"d":"60,170"}]
[]
[]
[{"$f":"SUM(D48:AE70)","v":243946},"Portefeuille réglementaire / Pondération des risques",null,"Au 30 juin 2025"]
[null,"(en millions de dollars)",null,{"v":0,"d":"0%"},{"v":0.1,"d":"10%"},{"v":0.15,"d":"15%"},{"v":0.2,"d":"20%"},{"v":0.25,"d":"25%"},{"v":0.3,"d":"30%"},{"v":0.35,"d":"35%"},{"v":0.4,"d":"40%"},{"v":0.45,"d":"45%"},{"v":0.5,"d":"50%"},{"v":0.55,"d":"55%"},{"v":0.6,"d":"60%"},{"v":0.65,"d":"65%"},{"v":0.7,"d":"70%"},{"v":0.75,"d":"75%"},{"v":0.8,"d":"80%"},{"v":0.85,"d":"85%"},{"v":0.9,"d":"90%"},{"v":1,"d":"100%"},{"v":1.05,"d":"105%"},{"v":1.1,"d":"110%"},{"v":1.3,"d":"130%"},{"v":1.5,"d":"150%"},{"v":2.5,"d":"250%"},{"v":4,"d":"400%"},{"v":12.5,"d":"1,250%"},"Autres","Total"]
["1","Emprunteurs souverains",null,{"v":7564,"d":"7,564"},null,null,0,{"$nulls":5},0,{"$nulls":8},0,{"$nulls":3},0,{"$nulls":3},0,{"v":7564,"d":"7,564"}]
["2","Organismes publics hors administration centrale",null,0,null,null,{"v":9143,"d":"9,143"},{"$nulls":5},0,{"$nulls":8},0,{"$nulls":3},0,{"$nulls":3},0,{"v":9143,"d":"9,143"}]
["3","Banques multilatérales de développement",null,0,null,null,0,null,0,{"$nulls":3},0,{"$nulls":8},0,{"$nulls":3},0,{"$nulls":3},0,0]
["4","Institutions de dépôts et banques",{"$nulls":4},{"v":1052,"d":"1,052"},null,661,null,0,null,0,{"$nulls":4},0,{"$nulls":3},0,{"$nulls":3},166,{"$nulls":3},754,{"v":2633,"d":"2,633"}]
[null,null,"Dont : entreprises d'investissement et autres institutions financières assimilées à des banques",{"$nulls":3},0,null,0,null,0,null,0,{"$nulls":4},0,{"$nulls":3},0,{"$nulls":3},0,{"$nulls":3},754,754]
["5","Obligations sécurisées",{"$nulls":4},0,null,0,null,0,null,0,{"$nulls":4},0,{"$nulls":3},0,{"$nulls":3},0,{"$nulls":3},0,0]
["6","Entreprises",{"$nulls":4},{"v":1388,"d":"1,388"},{"$nulls":5},640,null,null,0,null,612,125,978,null,{"v":7852,"d":"7,852"},null,null,61,137,{"$nulls":3},0,{"v":11793,"d":"11,793"}]
[null,null,"Dont : entreprises d'investissement et autres institutions financières assimilées à des entreprises",{"$nulls":3},46,{"$nulls":5},0,null,null,0,null,0,{"$nulls":3},0,{"$nulls":3},0,{"$nulls":3},0,46]
[null,null,"Dont : financements spécialisés",{"$nulls":3},0,{"$nulls":5},0,{"$nulls":4},0,125,null,null,56,null,null,61,0,{"$nulls":3},0,242]
["7","Dettes subordonnées, actions et autres instruments de fonds propres",null,0,null,null,0,{"$nulls":14},0,{"$nulls":3},0,385,null,null,0,385]
["8","Portefeuilles de détail réglementaires",{"$nulls":3},769,0,0,0,0,0,0,0,0,0,0,0,{"v":1879,"d":"1,879"},0,0,0,49,0,0,0,0,{"$nulls":3},0,{"v":2697,"d":"2,697"}]
["9","Immobiliers",null,0,0,0,116,23,285,402,4,810,730,0,387,0,445,339,0,202,761,810,2,103,0,134,0,0,0,70,{"v":5623,"d":"5,623"}]
[null,null,"Dont : immobiliers résidentiels général",0,0,0,26,23,39,44,4,null,2,null,null,0,0,222,0,0,null,0,null,null,0,0,0,0,0,3,363]
[null,null,"Dont : immobiliers résidentiels producteur de revenus",0,0,0,null,null,246,358,null,810,728,null,14,null,null,4,0,{"$nulls":3},2,null,0,64,0,0,0,0,{"v":2226,"d":"2,226"}]
[null,null,"Dont : autres immobiliers résidentiels",0,0,0,null,null,0,0,0,0,null,0,0,null,null,0,0,{"$nulls":3},0,null,0,0,0,0,0,0,0]
[null,null,"Dont : immobiliers commerciaux général",0,0,0,90,null,0,null,0,null,0,0,373,0,null,113,0,202,null,278,null,null,0,0,0,0,0,67,{"v":1123,"d":"1,123"}]
[null,null,"Dont : immobiliers commerciaux producteur de revenus",0,0,0,{"$nulls":10},445,{"$nulls":3},761,null,null,103,0,55,0,0,0,0,{"v":1364,"d":"1,364"}]
[null,null,"Dont : acquisitions de terrains, développements et constructions",0,0,0,{"$nulls":15},532,null,null,0,15,0,0,0,0,547]
["10","Prêts hypothécaires inversés",{"$nulls":6},0,0,null,0,null,null,0,{"$nulls":6},0,{"$nulls":3},0,{"$nulls":3},0,0]
["11","Titres adossés à des créances hypothécaires",{"$nulls":4},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$nulls":3},0,0]
["12","Expositions en défaut",{"$nulls":10},0,{"$nulls":8},19,{"$nulls":3},130,{"$nulls":3},0,149]
["13","Autres actifs(2)",null,{"v":12206,"d":"12,206"},null,null,523,{"$nulls":14},{"v":4938,"d":"4,938"},{"$nulls":6},0,0,{"v":17667,"d":"17,667"}]
["14","Total",null,{"v":19770,"d":"19,770"},0,769,{"v":12222,"d":"12,222"},23,946,402,4,810,{"v":1370,"d":"1,370"},0,387,0,445,{"v":2830,"d":"2,830"},125,{"v":1180,"d":"1,180"},761,{"v":13668,"d":"13,668"},2,103,61,567,385,0,0,824,{"v":57654,"d":"57,654"}]
[]
[null,"Montants d’exposition et CCF appliqués aux expositions hors bilan, classés en fonction de la catégorie de risques des expositions converties"]
[{"$nulls":11},"a",{"$nulls":4},"b",{"$nulls":4},"c",{"$nulls":4},"d"]
[{"$f":"SUM(L76:AE86)","v":263826.3968},{"$nulls":10},"Au 30 juin 2025"]
[null,"  Pondération",{"$nulls":9},"Expositions sur éléments\nde bilan",{"$nulls":4},"Expositions hors bilan \n(Avant FCEC)",{"$nulls":4},"FCEC \nmoyen pondéré(3)",{"$nulls":4},"Exposition \n(après FCEC et techniques ARC)(4)"]
["1",null,"moins de 40 %",{"$nulls":8},{"v":29107,"d":"29,107"},{"$nulls":4},{"v":10919,"d":"10,919"},{"$nulls":4},{"v":0.3261,"d":"33%"},{"$nulls":4},{"v":34201,"d":"34,201"}]
["2",null,"40 % - 70 %",{"$nulls":8},{"v":3676,"d":"3,676"},{"$nulls":4},584,{"$nulls":4},{"v":0.4446,"d":"44%"},{"$nulls":4},{"v":3770,"d":"3,770"}]
["3",null,"75 % - 80 %",{"$nulls":8},{"v":2195,"d":"2,195"},{"$nulls":4},{"v":3559,"d":"3,559"},{"$nulls":4},{"v":0.311,"d":"31%"},{"$nulls":4},{"v":2956,"d":"2,956"}]
["4",null,"85 %",{"$nulls":8},{"v":1125,"d":"1,125"},{"$nulls":4},461,{"$nulls":4},{"v":0.1774,"d":"18%"},{"$nulls":4},{"v":1180,"d":"1,180"}]
["5",null,"90 % - 100 %",{"$nulls":8},{"v":11868,"d":"11,868"},{"$nulls":4},{"v":7799,"d":"7,799"},{"$nulls":4},{"v":0.3385,"d":"34%"},{"$nulls":4},{"v":14430,"d":"14,430"}]
["6",null,"105 % - 130 %",{"$nulls":8},167,{"$nulls":4},0,{"$nulls":4},{"v":0.4,"d":"40%"},{"$nulls":4},166]
["7",null,"150 %",{"$nulls":8},{"v":1003,"d":"1,003"},{"$nulls":4},{"v":1410,"d":"1,410"},{"$nulls":4},{"v":0.0851,"d":"9%"},{"$nulls":4},566]
["8",null,"250 %",{"$nulls":8},385,{"$nulls":4},0,{"$nulls":4},0,{"$nulls":4},385]
["9",null,"400 %",{"$nulls":8},0,{"$nulls":4},0,{"$nulls":4},0,{"$nulls":4},0]
["10",null,"1 250 %",{"$nulls":8},0,{"$nulls":4},0,{"$nulls":4},0,{"$nulls":4},0]
["11","  Expositions totales",{"$nulls":9},{"v":49526,"d":"49,526"},{"$nulls":4},{"v":24732,"d":"24,732"},{"$nulls":4},{"v":0.3141,"d":"31%"},{"$nulls":4},{"v":57654,"d":"57,654"}]
[]
[]
[{"$f":"SUM(D91:AE113)","v":246342},"Portefeuille réglementaire / Pondération des risques",null,"Au 31 mars 2025"]
[null,"(en millions de dollars)",null,{"v":0,"d":"0%"},{"v":0.1,"d":"10%"},{"v":0.15,"d":"15%"},{"v":0.2,"d":"20%"},{"v":0.25,"d":"25%"},{"v":0.3,"d":"30%"},{"v":0.35,"d":"35%"},{"v":0.4,"d":"40%"},{"v":0.45,"d":"45%"},{"v":0.5,"d":"50%"},{"v":0.55,"d":"55%"},{"v":0.6,"d":"60%"},{"v":0.65,"d":"65%"},{"v":0.7,"d":"70%"},{"v":0.75,"d":"75%"},{"v":0.8,"d":"80%"},{"v":0.85,"d":"85%"},{"v":0.9,"d":"90%"},{"v":1,"d":"100%"},{"v":1.05,"d":"105%"},{"v":1.1,"d":"110%"},{"v":1.3,"d":"130%"},{"v":1.5,"d":"150%"},{"v":2.5,"d":"250%"},{"v":4,"d":"400%"},{"v":12.5,"d":"1,250%"},"Autres","Total"]
["1","Emprunteurs souverains",null,{"v":6700,"d":"6,700"},null,null,0,{"$nulls":5},0,{"$nulls":8},0,{"$nulls":3},0,{"$nulls":3},0,{"v":6700,"d":"6,700"}]
["2","Organismes publics hors administration centrale",null,0,null,null,{"v":9395,"d":"9,395"},{"$nulls":5},0,{"$nulls":8},0,{"$nulls":3},0,{"$nulls":3},0,{"v":9395,"d":"9,395"}]
["3","Banques multilatérales de développement",null,0,null,null,0,null,0,{"$nulls":3},0,{"$nulls":8},0,{"$nulls":3},0,{"$nulls":3},0,0]
["4","Institutions de dépôts et banques",{"$nulls":4},{"v":1240,"d":"1,240"},null,663,null,0,null,0,{"$nulls":4},0,{"$nulls":3},0,{"$nulls":3},107,{"$nulls":3},703,{"v":2713,"d":"2,713"}]
[null,null,"Dont : entreprises d'investissement et autres institutions financières assimilées à des banques",{"$nulls":3},0,null,0,null,0,null,0,{"$nulls":4},0,{"$nulls":3},0,{"$nulls":3},0,{"$nulls":3},703,703]
["5","Obligations sécurisées",{"$nulls":4},0,null,0,null,0,null,0,{"$nulls":4},0,{"$nulls":3},0,{"$nulls":3},0,{"$nulls":3},0,0]
["6","Entreprises",{"$nulls":4},{"v":1313,"d":"1,313"},{"$nulls":5},636,null,null,0,null,575,481,945,null,{"v":8435,"d":"8,435"},null,null,644,73,{"$nulls":3},0,{"v":13102,"d":"13,102"}]
[null,null,"Dont : entreprises d'investissement et autres institutions financières assimilées à des entreprises",{"$nulls":3},0,{"$nulls":5},0,null,null,0,null,0,{"$nulls":3},0,{"$nulls":3},0,{"$nulls":3},0,0]
[null,null,"Dont : financements spécialisés",{"$nulls":3},0,{"$nulls":5},0,{"$nulls":4},0,481,null,null,102,null,null,644,0,{"$nulls":3},0,{"v":1227,"d":"1,227"}]
["7","Dettes subordonnées, actions et autres instruments de fonds propres",null,0,null,null,0,{"$nulls":14},0,{"$nulls":3},0,395,null,null,0,395]
["8","Portefeuilles de détail réglementaires",{"$nulls":3},754,0,0,0,0,0,0,0,0,0,0,0,{"v":1850,"d":"1,850"},0,0,0,72,0,0,0,0,{"$nulls":3},0,{"v":2676,"d":"2,676"}]
["9","Immobiliers",null,0,0,0,116,24,291,405,4,806,693,0,420,0,451,354,0,153,703,935,3,102,0,139,0,0,0,58,{"v":5657,"d":"5,657"}]
[null,null,"Dont : immobiliers résidentiels général",0,0,0,25,24,42,42,4,null,2,null,null,0,0,239,0,0,null,0,null,null,0,0,0,0,0,4,382]
[null,null,"Dont : immobiliers résidentiels producteur de revenus",0,0,0,null,null,249,363,null,806,691,null,9,null,null,3,0,{"$nulls":3},3,null,0,78,0,0,0,0,{"v":2202,"d":"2,202"}]
[null,null,"Dont : autres immobiliers résidentiels",0,0,0,null,null,0,0,0,0,null,0,0,null,null,0,0,{"$nulls":3},0,null,0,0,0,0,0,0,0]
[null,null,"Dont : immobiliers commerciaux général",0,0,0,91,null,0,null,0,null,0,0,411,0,null,112,0,153,null,324,null,null,0,0,0,0,0,54,{"v":1145,"d":"1,145"}]
[null,null,"Dont : immobiliers commerciaux producteur de revenus",0,0,0,{"$nulls":10},451,{"$nulls":3},703,null,null,102,0,47,0,0,0,0,{"v":1303,"d":"1,303"}]
[null,null,"Dont : acquisitions de terrains, développements et constructions",0,0,0,{"$nulls":15},611,null,null,0,14,0,0,0,0,625]
["10","Prêts hypothécaires inversés",{"$nulls":6},0,0,null,0,null,null,0,{"$nulls":6},0,{"$nulls":3},0,{"$nulls":3},0,0]
["11","Titres adossés à des créances hypothécaires",{"$nulls":4},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$nulls":3},0,0]
["12","Expositions en défaut",{"$nulls":10},0,{"$nulls":8},23,{"$nulls":3},98,{"$nulls":3},0,121]
["13","Autres actifs(2)",null,{"v":11551,"d":"11,551"},null,null,462,{"$nulls":14},{"v":5020,"d":"5,020"},{"$nulls":6},0,0,{"v":17033,"d":"17,033"}]
["14","Total",null,{"v":18251,"d":"18,251"},0,754,{"v":12526,"d":"12,526"},24,954,405,4,806,{"v":1329,"d":"1,329"},0,420,0,451,{"v":2779,"d":"2,779"},481,{"v":1098,"d":"1,098"},703,{"v":14485,"d":"14,485"},3,102,644,417,395,0,0,761,{"v":57792,"d":"57,792"}]
[]
[null,"Montants d’exposition et CCF appliqués aux expositions hors bilan, classés en fonction de la catégorie de risques des expositions converties"]
[{"$f":"SUM(L119:AE129)","v":265084.3934},{"$nulls":10},"a",{"$nulls":4},"b",{"$nulls":4},"c",{"$nulls":4},"d"]
[{"$nulls":11},"Au 31 mars 2025"]
[null,"  Pondération",{"$nulls":9},"Expositions sur éléments\nde bilan",{"$nulls":4},"Expositions hors bilan \n(Avant FCEC)",{"$nulls":4},"FCEC \nmoyen pondéré(3)",{"$nulls":4},"Exposition \n(après FCEC et techniques ARC)(4)"]
["1",null,"moins de 40 %",{"$nulls":8},{"v":28060,"d":"28,060"},{"$nulls":4},{"v":10678,"d":"10,678"},{"$nulls":4},{"v":0.3339,"d":"33%"},{"$nulls":4},{"v":32972,"d":"32,972"}]
["2",null,"40 % - 70 %",{"$nulls":8},{"v":3618,"d":"3,618"},{"$nulls":4},734,{"$nulls":4},{"v":0.4166,"d":"42%"},{"$nulls":4},{"v":3713,"d":"3,713"}]
["3",null,"75 % - 80 %",{"$nulls":8},{"v":2474,"d":"2,474"},{"$nulls":4},{"v":3466,"d":"3,466"},{"$nulls":4},{"v":0.3238,"d":"32%"},{"$nulls":4},{"v":3260,"d":"3,260"}]
["4",null,"85 %",{"$nulls":8},{"v":1060,"d":"1,060"},{"$nulls":4},485,{"$nulls":4},{"v":0.153,"d":"15%"},{"$nulls":4},{"v":1098,"d":"1,098"}]
["5",null,"90 % - 100 %",{"$nulls":8},{"v":12370,"d":"12,370"},{"$nulls":4},{"v":8208,"d":"8,208"},{"$nulls":4},{"v":0.3526,"d":"35%"},{"$nulls":4},{"v":15187,"d":"15,187"}]
["6",null,"105 % - 130 %",{"$nulls":8},464,{"$nulls":4},705,{"$nulls":4},{"v":0.4088,"d":"41%"},{"$nulls":4},749]
["7",null,"150 %",{"$nulls":8},699,{"$nulls":4},{"v":1333,"d":"1,333"},{"$nulls":4},{"v":0.0785,"d":"8%"},{"$nulls":4},418]
["8",null,"250 %",{"$nulls":8},395,{"$nulls":4},0,{"$nulls":4},0,{"$nulls":4},395]
["9",null,"400 %",{"$nulls":8},0,{"$nulls":4},0,{"$nulls":4},0,{"$nulls":4},0]
["10",null,"1 250 %",{"$nulls":8},0,{"$nulls":4},0,{"$nulls":4},0,{"$nulls":4},0]
["11","  Expositions totales",{"$nulls":9},{"v":49140,"d":"49,140"},{"$nulls":4},{"v":25609,"d":"25,609"},{"$nulls":4},{"v":0.3262,"d":"33%"},{"$nulls":4},{"v":57792,"d":"57,792"}]
[]
[]
[{"$f":"SUM(D134:AE156)","v":258240},"Portefeuille réglementaire / Pondération des risques",null,"Au 31 décembre 2024"]
[null,"(en millions de dollars)",null,{"v":0,"d":"0%"},{"v":0.1,"d":"10%"},{"v":0.15,"d":"15%"},{"v":0.2,"d":"20%"},{"v":0.25,"d":"25%"},{"v":0.3,"d":"30%"},{"v":0.35,"d":"35%"},{"v":0.4,"d":"40%"},{"v":0.45,"d":"45%"},{"v":0.5,"d":"50%"},{"v":0.55,"d":"55%"},{"v":0.6,"d":"60%"},{"v":0.65,"d":"65%"},{"v":0.7,"d":"70%"},{"v":0.75,"d":"75%"},{"v":0.8,"d":"80%"},{"v":0.85,"d":"85%"},{"v":0.9,"d":"90%"},{"v":1,"d":"100%"},{"v":1.05,"d":"105%"},{"v":1.1,"d":"110%"},{"v":1.3,"d":"130%"},{"v":1.5,"d":"150%"},{"v":2.5,"d":"250%"},{"v":4,"d":"400%"},{"v":12.5,"d":"1,250%"},"Autres","Total"]
["1","Emprunteurs souverains",null,{"v":6119,"d":"6,119"},null,null,0,{"$nulls":5},0,{"$nulls":8},0,{"$nulls":3},0,{"$nulls":3},0,{"v":6119,"d":"6,119"}]
["2","Organismes publics hors administration centrale",null,0,null,null,{"v":8989,"d":"8,989"},{"$nulls":5},0,{"$nulls":8},0,{"$nulls":3},0,{"$nulls":3},0,{"v":8989,"d":"8,989"}]
["3","Banques multilatérales de développement",null,0,null,null,0,null,0,{"$nulls":3},0,{"$nulls":8},0,{"$nulls":3},0,{"$nulls":3},0,0]
["4","Institutions de dépôts et banques",{"$nulls":4},{"v":1121,"d":"1,121"},null,580,null,0,null,7,{"$nulls":4},0,{"$nulls":3},0,{"$nulls":3},115,{"$nulls":3},668,{"v":2491,"d":"2,491"}]
[null,null,"Dont : entreprises d'investissement et autres institutions financières assimilées à des banques",{"$nulls":3},0,null,0,null,0,null,0,{"$nulls":4},0,{"$nulls":3},0,{"$nulls":3},0,{"$nulls":3},668,668]
["5","Obligations sécurisées",{"$nulls":4},0,null,0,null,0,null,0,{"$nulls":4},0,{"$nulls":3},0,{"$nulls":3},0,{"$nulls":3},0,0]
["6","Entreprises",{"$nulls":4},{"v":1154,"d":"1,154"},{"$nulls":5},682,null,null,0,null,517,{"v":2724,"d":"2,724"},855,null,{"v":8103,"d":"8,103"},null,null,{"v":1832,"d":"1,832"},40,{"$nulls":3},0,{"v":15907,"d":"15,907"}]
[null,null,"Dont : entreprises d'investissement et autres institutions financières assimilées à des entreprises",{"$nulls":3},41,{"$nulls":5},0,null,null,0,null,0,{"$nulls":3},0,{"$nulls":3},0,{"$nulls":3},0,41]
[null,null,"Dont : financements spécialisés",{"$nulls":3},0,{"$nulls":5},5,{"$nulls":4},0,{"v":2724,"d":"2,724"},null,null,189,null,null,{"v":1832,"d":"1,832"},0,{"$nulls":3},0,{"v":4750,"d":"4,750"}]
["7","Dettes subordonnées, actions et autres instruments de fonds propres",null,0,null,null,0,{"$nulls":14},0,{"$nulls":3},0,379,null,null,0,379]
["8","Portefeuilles de détail réglementaires",{"$nulls":3},780,0,0,0,0,0,0,0,0,0,0,0,{"v":1812,"d":"1,812"},0,0,0,70,0,0,0,0,{"$nulls":3},0,{"v":2662,"d":"2,662"}]
["9","Immobiliers",null,0,0,0,117,25,279,364,4,759,723,0,386,0,461,350,0,192,583,862,3,103,0,159,0,0,0,95,{"v":5465,"d":"5,465"}]
[null,null,"Dont : immobiliers résidentiels général",0,0,0,25,25,36,41,4,null,2,null,null,0,1,232,0,0,null,0,null,null,0,0,0,0,0,4,370]
[null,null,"Dont : immobiliers résidentiels producteur de revenus",0,0,0,null,null,243,323,null,759,721,null,21,null,null,3,0,{"$nulls":3},3,null,0,69,0,0,0,0,{"v":2142,"d":"2,142"}]
[null,null,"Dont : autres immobiliers résidentiels",0,0,0,null,null,0,0,0,0,null,0,0,null,null,0,0,{"$nulls":3},0,null,0,0,0,0,0,0,0]
[null,null,"Dont : immobiliers commerciaux général",0,0,0,92,null,0,null,0,null,0,0,365,0,null,115,0,192,null,292,null,null,0,0,0,0,0,91,{"v":1147,"d":"1,147"}]
[null,null,"Dont : immobiliers commerciaux producteur de revenus",0,0,0,{"$nulls":10},460,{"$nulls":3},583,null,null,103,0,77,0,0,0,0,{"v":1223,"d":"1,223"}]
[null,null,"Dont : acquisitions de terrains, développements et constructions",0,0,0,{"$nulls":15},570,null,null,0,13,0,0,0,0,583]
["10","Prêts hypothécaires inversés",{"$nulls":6},0,0,null,0,null,null,0,{"$nulls":6},0,{"$nulls":3},0,{"$nulls":3},0,0]
["11","Titres adossés à des créances hypothécaires",{"$nulls":4},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$nulls":3},0,0]
["12","Expositions en défaut",{"$nulls":10},0,{"$nulls":8},25,{"$nulls":3},108,{"$nulls":3},0,133]
["13","Autres actifs(2)",null,{"v":11223,"d":"11,223"},null,null,480,{"$nulls":14},{"v":5250,"d":"5,250"},{"$nulls":6},0,0,{"v":16953,"d":"16,953"}]
["14","Total",null,{"v":17342,"d":"17,342"},0,780,{"v":11861,"d":"11,861"},25,859,364,4,759,{"v":1412,"d":"1,412"},0,386,0,461,{"v":2679,"d":"2,679"},{"v":2724,"d":"2,724"},{"v":1047,"d":"1,047"},583,{"v":14310,"d":"14,310"},3,103,{"v":1832,"d":"1,832"},422,379,0,0,763,{"v":59098,"d":"59,098"}]
[]
[null,"Montants d’exposition et CCF appliqués aux expositions hors bilan, classés en fonction de la catégorie de risques des expositions converties"]
[{"$f":"SUM(L162:AE172)","v":273220.412},{"$nulls":10},"a",{"$nulls":4},"b",{"$nulls":4},"c",{"$nulls":4},"d"]
[{"$nulls":11},"Au 31 décembre 2024"]
[null,"  Pondération",{"$nulls":9},"Expositions sur éléments\nde bilan",{"$nulls":4},"Expositions hors bilan \n(Avant FCEC)",{"$nulls":4},"FCEC \nmoyen pondéré(3)",{"$nulls":4},"Exposition \n(après FCEC et techniques ARC)(4)"]
["1",null,"moins de 40 %",{"$nulls":8},{"v":26597,"d":"26,597"},{"$nulls":4},{"v":11089,"d":"11,089"},{"$nulls":4},{"v":0.3156,"d":"32%"},{"$nulls":4},{"v":31326,"d":"31,326"}]
["2",null,"40 % - 70 %",{"$nulls":8},{"v":3553,"d":"3,553"},{"$nulls":4},849,{"$nulls":4},{"v":0.4268,"d":"43%"},{"$nulls":4},{"v":3690,"d":"3,690"}]
["3",null,"75 % - 80 %",{"$nulls":8},{"v":4196,"d":"4,196"},{"$nulls":4},{"v":4498,"d":"4,498"},{"$nulls":4},{"v":0.3354,"d":"34%"},{"$nulls":4},{"v":5403,"d":"5,403"}]
["4",null,"85 %",{"$nulls":8},{"v":1007,"d":"1,007"},{"$nulls":4},502,{"$nulls":4},{"v":0.1508,"d":"15%"},{"$nulls":4},{"v":1048,"d":"1,048"}]
["5",null,"90 % - 100 %",{"$nulls":8},{"v":12018,"d":"12,018"},{"$nulls":4},{"v":8314,"d":"8,314"},{"$nulls":4},{"v":0.3562,"d":"36%"},{"$nulls":4},{"v":14892,"d":"14,892"}]
["6",null,"105 % - 130 %",{"$nulls":8},{"v":1528,"d":"1,528"},{"$nulls":4},985,{"$nulls":4},{"v":0.4168,"d":"42%"},{"$nulls":4},{"v":1938,"d":"1,938"}]
["7",null,"150 %",{"$nulls":8},632,{"$nulls":4},{"v":1364,"d":"1,364"},{"$nulls":4},{"v":0.0866,"d":"9%"},{"$nulls":4},422]
["8",null,"250 %",{"$nulls":8},379,{"$nulls":4},0,{"$nulls":4},0,{"$nulls":4},379]
["9",null,"400 %",{"$nulls":8},0,{"$nulls":4},0,{"$nulls":4},0,{"$nulls":4},0]
["10",null,"1 250 %",{"$nulls":8},0,{"$nulls":4},0,{"$nulls":4},0,{"$nulls":4},0]
["11","  Expositions totales",{"$nulls":9},{"v":49910,"d":"49,910"},{"$nulls":4},{"v":27601,"d":"27,601"},{"$nulls":4},{"v":0.3238,"d":"32%"},{"$nulls":4},{"v":59098,"d":"59,098"}]
[]
[]
[{"$f":"SUM(D177:AE199)","v":259894},"Portefeuille réglementaire / Pondération des risques",null,"Au 30 septembre 2024"]
[null,"(en millions de dollars)",null,{"v":0,"d":"0%"},{"v":0.1,"d":"10%"},{"v":0.15,"d":"15%"},{"v":0.2,"d":"20%"},{"v":0.25,"d":"25%"},{"v":0.3,"d":"30%"},{"v":0.35,"d":"35%"},{"v":0.4,"d":"40%"},{"v":0.45,"d":"45%"},{"v":0.5,"d":"50%"},{"v":0.55,"d":"55%"},{"v":0.6,"d":"60%"},{"v":0.65,"d":"65%"},{"v":0.7,"d":"70%"},{"v":0.75,"d":"75%"},{"v":0.8,"d":"80%"},{"v":0.85,"d":"85%"},{"v":0.9,"d":"90%"},{"v":1,"d":"100%"},{"v":1.05,"d":"105%"},{"v":1.1,"d":"110%"},{"v":1.3,"d":"130%"},{"v":1.5,"d":"150%"},{"v":2.5,"d":"250%"},{"v":4,"d":"400%"},{"v":12.5,"d":"1,250%"},"Autres","Total"]
["1","Emprunteurs souverains",null,{"v":7777,"d":"7,777"},null,null,101,{"$nulls":5},0,{"$nulls":8},0,{"$nulls":3},0,{"$nulls":3},0,{"v":7878,"d":"7,878"}]
["2","Organismes publics hors administration centrale",null,0,null,null,{"v":8764,"d":"8,764"},{"$nulls":5},0,{"$nulls":8},0,{"$nulls":3},0,{"$nulls":3},0,{"v":8764,"d":"8,764"}]
["3","Banques multilatérales de développement",null,0,null,null,0,null,0,{"$nulls":3},0,{"$nulls":8},0,{"$nulls":3},0,{"$nulls":3},0,0]
["4","Institutions de dépôts et banques",{"$nulls":4},{"v":1057,"d":"1,057"},null,605,null,0,null,39,{"$nulls":4},0,{"$nulls":3},0,{"$nulls":3},120,{"$nulls":3},632,{"v":2453,"d":"2,453"}]
[null,null,"Dont : entreprises d'investissement et autres institutions financières assimilées à des banques",{"$nulls":3},0,null,14,null,0,null,0,{"$nulls":4},0,{"$nulls":3},0,{"$nulls":3},0,{"$nulls":3},632,646]
["5","Obligations sécurisées",{"$nulls":4},0,null,0,null,0,null,0,{"$nulls":4},0,{"$nulls":3},0,{"$nulls":3},0,{"$nulls":3},0,0]
["6","Entreprises",{"$nulls":4},{"v":1211,"d":"1,211"},{"$nulls":5},666,null,null,0,null,510,{"v":2358,"d":"2,358"},724,null,{"v":8666,"d":"8,666"},null,null,{"v":2012,"d":"2,012"},40,{"$nulls":3},0,{"v":16187,"d":"16,187"}]
[null,null,"Dont : entreprises d'investissement et autres institutions financières assimilées à des entreprises",{"$nulls":3},41,{"$nulls":5},0,null,null,0,null,0,{"$nulls":3},0,{"$nulls":3},0,{"$nulls":3},0,41]
[null,null,"Dont : financements spécialisés",{"$nulls":3},0,{"$nulls":5},5,{"$nulls":4},0,{"v":2358,"d":"2,358"},null,null,267,null,null,{"v":2012,"d":"2,012"},0,{"$nulls":3},0,{"v":4642,"d":"4,642"}]
["7","Dettes subordonnées, actions et autres instruments de fonds propres",null,0,null,null,0,{"$nulls":14},0,{"$nulls":3},0,377,null,null,0,377]
["8","Portefeuilles de détail réglementaires",{"$nulls":4},0,0,0,0,0,0,0,0,0,0,0,{"v":2097,"d":"2,097"},0,0,0,82,0,0,0,0,{"$nulls":3},0,{"v":2179,"d":"2,179"}]
["9","Immobiliers",null,0,0,0,123,11,276,422,4,738,752,0,387,0,406,337,0,191,558,660,3,112,0,132,0,0,0,100,{"v":5212,"d":"5,212"}]
[null,null,"Dont : immobiliers résidentiels général",0,0,0,26,11,39,39,4,null,3,null,null,0,2,217,0,0,null,0,null,null,0,0,0,0,0,5,346]
[null,null,"Dont : immobiliers résidentiels producteur de revenus",0,0,0,null,null,237,383,null,738,749,null,9,null,null,3,0,{"$nulls":3},3,null,0,51,0,0,0,0,{"v":2173,"d":"2,173"}]
[null,null,"Dont : autres immobiliers résidentiels",0,0,0,null,null,0,0,0,0,null,0,0,null,null,0,0,{"$nulls":3},0,null,0,0,0,0,0,0,0]
[null,null,"Dont : immobiliers commerciaux général",0,0,0,97,null,0,null,0,null,0,0,378,0,null,117,0,191,null,167,null,null,0,0,0,0,0,95,{"v":1045,"d":"1,045"}]
[null,null,"Dont : immobiliers commerciaux producteur de revenus",0,0,0,{"$nulls":10},404,{"$nulls":3},558,null,null,112,0,76,0,0,0,0,{"v":1150,"d":"1,150"}]
[null,null,"Dont : acquisitions de terrains, développements et constructions",0,0,0,{"$nulls":15},493,null,null,0,5,0,0,0,0,498]
["10","Prêts hypothécaires inversés",{"$nulls":6},0,0,null,0,null,null,0,{"$nulls":6},0,{"$nulls":3},0,{"$nulls":3},0,0]
["11","Titres adossés à des créances hypothécaires",{"$nulls":4},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$nulls":3},0,0]
["12","Expositions en défaut",{"$nulls":10},0,{"$nulls":8},38,{"$nulls":3},61,{"$nulls":3},0,99]
["13","Autres actifs(2)",null,{"v":10410,"d":"10,410"},null,null,846,{"$nulls":14},{"v":5298,"d":"5,298"},{"$nulls":6},0,0,{"v":16554,"d":"16,554"}]
["14","Total",null,{"v":18187,"d":"18,187"},0,0,{"v":12102,"d":"12,102"},11,881,422,4,738,{"v":1457,"d":"1,457"},0,387,0,406,{"v":2944,"d":"2,944"},{"v":2358,"d":"2,358"},915,558,{"v":14744,"d":"14,744"},3,112,{"v":2012,"d":"2,012"},353,377,0,0,732,{"v":59703,"d":"59,703"}]
[]
[null,"Montants d’exposition et CCF appliqués aux expositions hors bilan, classés en fonction de la catégorie de risques des expositions converties"]
[{"$f":"SUM(L205:AE215)","v":{"v":273934.45759999997,"d":"273934.4576"}},{"$nulls":10},"a",{"$nulls":4},"b",{"$nulls":4},"c",{"$nulls":4},"d"]
[{"$nulls":11},"Au 30 septembre 2024"]
[null,"  Pondération",{"$nulls":9},"Expositions sur éléments\nde bilan",{"$nulls":4},"Expositions hors bilan \n(Avant FCEC)",{"$nulls":4},"FCEC \nmoyen pondéré(3)",{"$nulls":4},"Exposition \n(après FCEC et techniques ARC)(4)"]
["1",null,"moins de 40 %",{"$nulls":8},{"v":27795,"d":"27,795"},{"$nulls":4},{"v":9285,"d":"9,285"},{"$nulls":4},{"v":0.3155,"d":"32%"},{"$nulls":4},{"v":31703,"d":"31,703"}]
["2",null,"40 % - 70 %",{"$nulls":8},{"v":3425,"d":"3,425"},{"$nulls":4},950,{"$nulls":4},{"v":0.4191,"d":"42%"},{"$nulls":4},{"v":3622,"d":"3,622"}]
["3",null,"75 % - 80 %",{"$nulls":8},{"v":3597,"d":"3,597"},{"$nulls":4},{"v":5880,"d":"5,880"},{"$nulls":4},{"v":0.3252,"d":"33%"},{"$nulls":4},{"v":5303,"d":"5,303"}]
["4",null,"85 %",{"$nulls":8},886,{"$nulls":4},411,{"$nulls":4},{"v":0.1485,"d":"15%"},{"$nulls":4},916]
["5",null,"90 % - 100 %",{"$nulls":8},{"v":12148,"d":"12,148"},{"$nulls":4},{"v":8896,"d":"8,896"},{"$nulls":4},{"v":0.367,"d":"37%"},{"$nulls":4},{"v":15302,"d":"15,302"}]
["6",null,"105 % - 130 %",{"$nulls":8},{"v":1874,"d":"1,874"},{"$nulls":4},598,{"$nulls":4},{"v":0.4413,"d":"44%"},{"$nulls":4},{"v":2127,"d":"2,127"}]
["7",null,"150 %",{"$nulls":8},509,{"$nulls":4},632,{"$nulls":4},{"v":0.1072,"d":"11%"},{"$nulls":4},353]
["8",null,"250 %",{"$nulls":8},377,{"$nulls":4},0,{"$nulls":4},0,{"$nulls":4},377]
["9",null,"400 %",{"$nulls":8},0,{"$nulls":4},0,{"$nulls":4},0,{"$nulls":4},0]
["10",null,"1 250 %",{"$nulls":8},0,{"$nulls":4},0,{"$nulls":4},0,{"$nulls":4},0]
["11","  Expositions totales",{"$nulls":9},{"v":50611,"d":"50,611"},{"$nulls":4},{"v":26652,"d":"26,652"},{"$nulls":4},{"v":0.3338,"d":"33%"},{"$nulls":4},{"v":59703,"d":"59,703"}]
[]
["(1)",null,"Exclut le risque de contrepartie, la titrisation, les placements en actions dans les fonds d'investissement et le risque de règlement."]
["(2)",null,"Les autres actifs sont évalués à l'aide d'une méthode autre que les méthodes standards ou des notations internes. Cette rubrique ne comprend pas les éléments au-dessous d'un certain seuil et qui sont pondérés à 250 %."]
["(3)",null,"Les pondérations sont basées sur l’exposition hors bilan (avant FCEC)."]
["(4)",null,"Les expositions nettes après l'atténuation du risque de crédit (déduction faite des provisions pour pertes de crédit attendues sur prêts dépréciés)."]

{"sheet":"CR6 - AIRB - non détail","index":26,"n_rows":178,"n_cols":14,"rows_kept":178,"merged":[[0,0,0,13],[1,0,1,7],[6,0,14,0],[15,0,23,0],[24,0,32,0],[33,0,33,1],[41,0,49,0],[50,0,58,0],[59,0,67,0],[68,0,68,1],[70,0,70,13],[76,0,84,0],[85,0,93,0],[94,0,102,0],[103,0,103,1],[105,0,105,13],[111,0,119,0],[120,0,128,0],[129,0,137,0],[138,0,138,1],[140,0,140,13],[146,0,154,0],[155,0,163,0],[164,0,172,0],[173,0,173,1],[175,0,175,13],[176,0,176,13],[177,0,177,13]]}
["Tableau CR6 – AIRB – Expositions au risque de crédit par portefeuille et par fourchette de probabilité de défaut (PD)"]
["Au 30 septembre 2025"]
[]
[{"$f":"SUM(C7:N34)","v":{"v":1220211.5744999999,"d":"1220211.5745"}},null,"a","b","c","d","e","f","g","h","i","j","k","l"]
[]
["(en millions de dollars)","Fourchette \nde PD (%)","Expositions \nau bilan \nbrutes \ninitiales","Expositions \nhors bilan \navant prise \nen compte \ndes FCEC","FCEC \nmoyen","ECD après \nprise en \ncompte des \ntechniques \nARC et des \nFCEC","PD \nmoyenne","Nombre de \ndébiteurs","PCD \nmoyenne","Échéance \nmoyenne(1)","APR","Proportion \ndes APR","Perte \nattendue(2)","Provisions(3)"]
["Expositions liées\nà des emprunteurs\nsouverains","0,00 à ˂ 0,15",{"v":44659,"d":"44,659"},{"v":4099,"d":"4,099"},{"v":0.4668,"d":"46.68%"},{"v":114757,"d":"114,757"},{"v":0.0002,"d":"0.02%"},30,{"v":0.2618,"d":"26.18%"},2.7,{"v":6696,"d":"6,696"},{"v":0.0583,"d":"5.83%"},4,"s. o."]
[null,"0,15 à ˂ 0,25",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,25 à ˂ 0,50",10,0,0,9,{"v":0.0027,"d":"0.27%"},1,{"v":0.0998,"d":"9.98%"},{"v":1,"d":"1.0"},1,{"v":0.0802,"d":"8.02%"},0,"s. o."]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,75 à ˂ 2,50",4,0,0,4,{"v":0.0194,"d":"1.94%"},1,{"v":0.75,"d":"75.00%"},{"v":1,"d":"1.0"},6,{"v":1.5794,"d":"157.94%"},0,"s. o."]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"10,00 à ˂ 100,00",3,1,{"v":0.3012,"d":"30.12%"},4,{"v":0.2501,"d":"25.01%"},1,{"v":0.2445,"d":"24.45%"},1.3,5,{"v":1.3001,"d":"130.01%"},0,"s. o."]
[null,"100,00 (défaut)",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"Sous-total",{"v":44676,"d":"44,676"},{"v":4100,"d":"4,100"},{"v":0.4668,"d":"46.68%"},{"v":114774,"d":"114,774"},{"v":0.0002,"d":"0.02%"},33,{"v":0.2619,"d":"26.19%"},2.7,{"v":6708,"d":"6,708"},{"v":0.0584,"d":"5.84%"},4,21]
["Expositions liées\nà des institutions\nfinancières","0,00 à ˂ 0,15",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,15 à ˂ 0,25",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,25 à ˂ 0,50",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,75 à ˂ 2,50",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"10,00 à ˂ 100,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"100,00 (défaut)",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"Sous-total",0,0,0,0,0,0,0,0,0,0,0,0]
["Expositions liées\nà des entreprises","0,00 à ˂ 0,15",445,164,{"v":0.481,"d":"48.10%"},508,{"v":0.0007,"d":"0.07%"},{"v":2217,"d":"2,217"},{"v":0.353,"d":"35.30%"},1.2,48,{"v":0.093,"d":"9.30%"},0,"s. o."]
[null,"0,15 à ˂ 0,25",{"v":2835,"d":"2,835"},{"v":1888,"d":"1,888"},{"v":0.3329,"d":"33.29%"},{"v":2959,"d":"2,959"},{"v":0.0021,"d":"0.21%"},{"v":32147,"d":"32,147"},{"v":0.2722,"d":"27.22%"},1.2,484,{"v":0.1637,"d":"16.37%"},2,"s. o."]
[null,"0,25 à ˂ 0,50",{"v":8888,"d":"8,888"},{"v":4327,"d":"4,327"},{"v":0.3439,"d":"34.39%"},{"v":9285,"d":"9,285"},{"v":0.0036,"d":"0.36%"},{"v":15011,"d":"15,011"},{"v":0.25,"d":"25.00%"},1.3,{"v":2061,"d":"2,061"},{"v":0.222,"d":"22.20%"},8,"s. o."]
[null,"0,50 à ˂ 0,75",{"v":8566,"d":"8,566"},{"v":2845,"d":"2,845"},{"v":0.3381,"d":"33.81%"},{"v":8673,"d":"8,673"},{"v":0.0058,"d":"0.58%"},{"v":4414,"d":"4,414"},{"v":0.2418,"d":"24.18%"},1.3,{"v":2395,"d":"2,395"},{"v":0.2761,"d":"27.61%"},12,"s. o."]
[null,"0,75 à ˂ 2,50",{"v":25230,"d":"25,230"},{"v":7575,"d":"7,575"},{"v":0.3423,"d":"34.23%"},{"v":24715,"d":"24,715"},{"v":0.0145,"d":"1.45%"},{"v":13354,"d":"13,354"},{"v":0.2548,"d":"25.48%"},1.3,{"v":10283,"d":"10,283"},{"v":0.4161,"d":"41.61%"},92,"s. o."]
[null,"2,50 à ˂ 10,00",{"v":10271,"d":"10,271"},{"v":2162,"d":"2,162"},{"v":0.3437,"d":"34.37%"},{"v":9306,"d":"9,306"},{"v":0.0439,"d":"4.39%"},{"v":4113,"d":"4,113"},{"v":0.2321,"d":"23.21%"},1.3,{"v":4924,"d":"4,924"},{"v":0.5292,"d":"52.92%"},96,"s. o."]
[null,"10,00 à ˂ 100,00",{"v":2038,"d":"2,038"},403,{"v":0.3412,"d":"34.12%"},{"v":1945,"d":"1,945"},{"v":0.1958,"d":"19.58%"},703,{"v":0.3465,"d":"34.65%"},1.2,{"v":2740,"d":"2,740"},{"v":1.4085,"d":"140.85%"},149,"s. o."]
[null,"100,00 (défaut)",{"v":1616,"d":"1,616"},276,{"v":0.1202,"d":"12.02%"},{"v":1393,"d":"1,393"},{"v":1,"d":"100.00%"},512,{"v":0.2497,"d":"24.97%"},1.1,{"v":1630,"d":"1,630"},{"v":1.171,"d":"117.10%"},346,"s. o."]
[null,"Sous-total",{"v":59889,"d":"59,889"},{"v":19640,"d":"19,640"},{"v":0.3397,"d":"33.97%"},{"v":58784,"d":"58,784"},{"v":0.0447,"d":"4.47%"},{"v":72471,"d":"72,471"},{"v":0.2532,"d":"25.32%"},1.3,{"v":24565,"d":"24,565"},{"v":0.4179,"d":"41.79%"},705,541]
["Total de la clientèle non détail - AIRB",null,{"v":104565,"d":"104,565"},{"v":23740,"d":"23,740"},{"v":0.3733,"d":"37.33%"},{"v":173558,"d":"173,558"},{"v":0.0154,"d":"1.54%"},{"v":72504,"d":"72,504"},{"v":0.2589,"d":"25.89%"},2.2,{"v":31273,"d":"31,273"},{"v":0.1802,"d":"18.02%"},709,562]
[]
[]
["Au 30 juin 2025",{"$f":"SUM(C42:N69)","v":{"v":1205173.6971999996,"d":"1205173.6972"}}]
[]
[null,null,"a","b","c","d","e","f","g","h","i","j","k","l"]
[]
["(en millions de dollars)","Fourchette \nde PD (%)","Expositions \nau bilan \nbrutes \ninitiales","Expositions \nhors bilan \navant prise \nen compte \ndes FCEC","FCEC \nmoyen","ECD après \nprise en \ncompte des \ntechniques \nARC et des \nFCEC","PD \nmoyenne","Nombre de \ndébiteurs","PCD \nmoyenne","Échéance \nmoyenne(1)","APR","Proportion \ndes APR","Perte \nattendue(2)","Provisions(3)"]
["Expositions liées\nà des emprunteurs\nsouverains","0,00 à ˂ 0,15",{"v":44270,"d":"44,270"},{"v":3836,"d":"3,836"},{"v":0.4661,"d":"46.61%"},{"v":111922,"d":"111,922"},{"v":0.0002,"d":"0.02%"},17,{"v":0.2631,"d":"26.31%"},2.7,{"v":6592,"d":"6,592"},{"v":0.0589,"d":"5.89%"},4,"s. o."]
[null,"0,15 à ˂ 0,25",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,25 à ˂ 0,50",9,0,0,9,{"v":0.0027,"d":"0.27%"},1,{"v":0.0998,"d":"9.98%"},{"v":1,"d":"1.0"},1,{"v":0.0802,"d":"8.02%"},0,"s. o."]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,75 à ˂ 2,50",0,19,{"v":1,"d":"100.00%"},19,{"v":0.0194,"d":"1.94%"},1,{"v":0.1442,"d":"14.42%"},1.1,6,{"v":0.3065,"d":"30.65%"},0,"s. o."]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"10,00 à ˂ 100,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"100,00 (défaut)",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"Sous-total",{"v":44279,"d":"44,279"},{"v":3855,"d":"3,855"},{"v":0.4678,"d":"46.78%"},{"v":111950,"d":"111,950"},{"v":0.0002,"d":"0.02%"},19,{"v":0.2631,"d":"26.31%"},2.7,{"v":6599,"d":"6,599"},{"v":0.0589,"d":"5.89%"},4,18]
["Expositions liées\nà des institutions\nfinancières","0,00 à ˂ 0,15",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,15 à ˂ 0,25",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,25 à ˂ 0,50",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,75 à ˂ 2,50",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"10,00 à ˂ 100,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"100,00 (défaut)",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"Sous-total",0,0,0,0,0,0,0,0,0,0,0,0]
["Expositions liées\nà des entreprises","0,00 à ˂ 0,15",464,168,{"v":0.5143,"d":"51.43%"},525,{"v":0.0007,"d":"0.07%"},{"v":2180,"d":"2,180"},{"v":0.3548,"d":"35.48%"},1.2,50,{"v":0.0968,"d":"9.68%"},0,"s. o."]
[null,"0,15 à ˂ 0,25",{"v":2845,"d":"2,845"},{"v":1822,"d":"1,822"},{"v":0.3315,"d":"33.15%"},{"v":2957,"d":"2,957"},{"v":0.0021,"d":"0.21%"},{"v":32080,"d":"32,080"},{"v":0.2725,"d":"27.25%"},1.2,486,{"v":0.1642,"d":"16.42%"},1,"s. o."]
[null,"0,25 à ˂ 0,50",{"v":8522,"d":"8,522"},{"v":4162,"d":"4,162"},{"v":0.3621,"d":"36.21%"},{"v":9050,"d":"9,050"},{"v":0.0036,"d":"0.36%"},{"v":14639,"d":"14,639"},{"v":0.2628,"d":"26.28%"},1.3,{"v":2138,"d":"2,138"},{"v":0.2363,"d":"23.63%"},8,"s. o."]
[null,"0,50 à ˂ 0,75",{"v":7945,"d":"7,945"},{"v":2965,"d":"2,965"},{"v":0.3352,"d":"33.52%"},{"v":8104,"d":"8,104"},{"v":0.0058,"d":"0.58%"},{"v":4316,"d":"4,316"},{"v":0.2487,"d":"24.87%"},1.3,{"v":2310,"d":"2,310"},{"v":0.285,"d":"28.50%"},12,"s. o."]
[null,"0,75 à ˂ 2,50",{"v":25084,"d":"25,084"},{"v":7303,"d":"7,303"},{"v":0.3461,"d":"34.61%"},{"v":24691,"d":"24,691"},{"v":0.0146,"d":"1.46%"},{"v":13031,"d":"13,031"},{"v":0.2501,"d":"25.01%"},1.3,{"v":10136,"d":"10,136"},{"v":0.4105,"d":"41.05%"},91,"s. o."]
[null,"2,50 à ˂ 10,00",{"v":10753,"d":"10,753"},{"v":2206,"d":"2,206"},{"v":0.336,"d":"33.60%"},{"v":9837,"d":"9,837"},{"v":0.0428,"d":"4.28%"},{"v":4048,"d":"4,048"},{"v":0.2309,"d":"23.09%"},1.3,{"v":5117,"d":"5,117"},{"v":0.5202,"d":"52.02%"},98,"s. o."]
[null,"10,00 à ˂ 100,00",{"v":2293,"d":"2,293"},466,{"v":0.3573,"d":"35.73%"},{"v":2197,"d":"2,197"},{"v":0.1987,"d":"19.87%"},652,{"v":0.3862,"d":"38.62%"},1.2,{"v":3464,"d":"3,464"},{"v":1.5768,"d":"157.68%"},188,"s. o."]
[null,"100,00 (défaut)",{"v":1436,"d":"1,436"},275,{"v":0.1267,"d":"12.67%"},{"v":1211,"d":"1,211"},{"v":1,"d":"100.00%"},532,{"v":0.2574,"d":"25.74%"},{"v":1,"d":"1.0"},{"v":1481,"d":"1,481"},{"v":1.2235,"d":"122.35%"},306,"s. o."]
[null,"Sous-total",{"v":59342,"d":"59,342"},{"v":19367,"d":"19,367"},{"v":0.3446,"d":"34.46%"},{"v":58572,"d":"58,572"},{"v":0.0429,"d":"4.29%"},{"v":71478,"d":"71,478"},{"v":0.2559,"d":"25.59%"},1.3,{"v":25182,"d":"25,182"},{"v":0.4299,"d":"42.99%"},704,524]
["Total de la clientèle non détail - AIRB",null,{"v":103621,"d":"103,621"},{"v":23222,"d":"23,222"},{"v":0.3766,"d":"37.66%"},{"v":170522,"d":"170,522"},{"v":0.015,"d":"1.50%"},{"v":71497,"d":"71,497"},{"v":0.2606,"d":"26.06%"},2.2,{"v":31781,"d":"31,781"},{"v":0.1864,"d":"18.64%"},708,542]
[]
[]
["Au 31 mars 2025",{"$f":"SUM(C77:N104)","v":{"v":1165960.4292999997,"d":"1,165,960.43"}}]
[]
[null,null,"a","b","c","d","e","f","g","h","i","j","k","l"]
[]
["(en millions de dollars)","Fourchette \nde PD (%)","Expositions \nau bilan \nbrutes initiales","Expositions \nhors bilan \navant prise \nen compte \ndes FCEC","FCEC \nmoyen","ECD après \nprise en \ncompte des \ntechniques \nARC et des \nFCEC","PD \nmoyenne","Nombre de \ndébiteurs","PCD \nmoyenne","Échéance moyenne(1)","APR","Proportion \ndes APR","Perte\nattendue(2)","Provisions(3)"]
["Expositions liées \nà des emprunteurs \nsouverains","0,00 à ˂ 0,15",{"v":42993,"d":"42,993"},{"v":2564,"d":"2,564"},{"v":0.4606,"d":"46.06%"},{"v":105991,"d":"105,991"},{"v":0.0002,"d":"0.02%"},30,{"v":0.2638,"d":"26.38%"},2.7,{"v":6258,"d":"6,258"},{"v":0.059,"d":"5.90%"},4,"s. o."]
[null,"0,15 à ˂ 0,25",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,25 à ˂ 0,50",9,0,0,9,{"v":0.0027,"d":"0.27%"},1,{"v":0.0998,"d":"9.98%"},{"v":1,"d":"1.0"},1,{"v":0.0802,"d":"8.02%"},0,"s. o."]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,75 à ˂ 2,50",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"10,00 à ˂ 100,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"100,00 (défaut)",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"Sous-total",{"v":43002,"d":"43,002"},{"v":2564,"d":"2,564"},{"v":0.4606,"d":"46.06%"},{"v":106000,"d":"106,000"},{"v":0.0002,"d":"0.02%"},31,{"v":0.2638,"d":"26.38%"},2.7,{"v":6259,"d":"6,259"},{"v":0.059,"d":"5.90%"},4,16]
["Expositions liées \nà des institutions \nfinancières","0,00 à ˂ 0,15",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,15 à ˂ 0,25",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,25 à ˂ 0,50",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,75 à ˂ 2,50",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"10,00 à ˂ 100,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"100,00 (défaut)",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"Sous-total",0,0,0,0,0,0,0,0,0,0,0,0]
["Expositions liées \nà des entreprises","0,00 à ˂ 0,15",408,170,{"v":0.51,"d":"51.00%"},475,{"v":0.0007,"d":"0.07%"},{"v":2045,"d":"2,045"},{"v":0.3526,"d":"35.26%"},1.2,47,{"v":0.0981,"d":"9.81%"},0,"s. o."]
[null,"0,15 à ˂ 0,25",{"v":2878,"d":"2,878"},{"v":1805,"d":"1,805"},{"v":0.3299,"d":"32.99%"},{"v":2930,"d":"2,930"},{"v":0.0021,"d":"0.21%"},{"v":32064,"d":"32,064"},{"v":0.2674,"d":"26.74%"},1.2,467,{"v":0.1593,"d":"15.93%"},2,"s. o."]
[null,"0,25 à ˂ 0,50",{"v":8340,"d":"8,340"},{"v":4212,"d":"4,212"},{"v":0.37,"d":"37.00%"},{"v":8983,"d":"8,983"},{"v":0.0035,"d":"0.35%"},{"v":14342,"d":"14,342"},{"v":0.2621,"d":"26.21%"},1.4,{"v":2132,"d":"2,132"},{"v":0.2374,"d":"23.74%"},8,"s. o."]
[null,"0,50 à ˂ 0,75",{"v":7900,"d":"7,900"},{"v":3187,"d":"3,187"},{"v":0.3504,"d":"35.04%"},{"v":8265,"d":"8,265"},{"v":0.0058,"d":"0.58%"},{"v":4281,"d":"4,281"},{"v":0.2465,"d":"24.65%"},1.3,{"v":2366,"d":"2,366"},{"v":0.2863,"d":"28.63%"},12,"s. o."]
[null,"0,75 à ˂ 2,50",{"v":23814,"d":"23,814"},{"v":7037,"d":"7,037"},{"v":0.3376,"d":"33.76%"},{"v":23488,"d":"23,488"},{"v":0.0145,"d":"1.45%"},{"v":13091,"d":"13,091"},{"v":0.25,"d":"25.00%"},1.3,{"v":9541,"d":"9,541"},{"v":0.4062,"d":"40.62%"},86,"s. o."]
[null,"2,50 à ˂ 10,00",{"v":10422,"d":"10,422"},{"v":2465,"d":"2,465"},{"v":0.3443,"d":"34.43%"},{"v":9674,"d":"9,674"},{"v":0.0429,"d":"4.29%"},{"v":4094,"d":"4,094"},{"v":0.2367,"d":"23.67%"},1.3,{"v":5195,"d":"5,195"},{"v":0.537,"d":"53.70%"},99,"s. o."]
[null,"10,00 à ˂ 100,00",{"v":2202,"d":"2,202"},485,{"v":0.3379,"d":"33.79%"},{"v":2075,"d":"2,075"},{"v":0.2008,"d":"20.08%"},686,{"v":0.3832,"d":"38.32%"},1.2,{"v":3370,"d":"3,370"},{"v":1.6243,"d":"162.43%"},177,"s. o."]
[null,"100,00 (défaut)",{"v":1366,"d":"1,366"},248,{"v":0.1534,"d":"15.34%"},{"v":1179,"d":"1,179"},{"v":1,"d":"100.00%"},522,{"v":0.2482,"d":"24.82%"},{"v":1,"d":"1.0"},{"v":1603,"d":"1,603"},{"v":1.3594,"d":"135.94%"},242,"s. o."]
[null,"Sous-total",{"v":57330,"d":"57,330"},{"v":19609,"d":"19,609"},{"v":0.3467,"d":"34.67%"},{"v":57069,"d":"57,069"},{"v":0.0427,"d":"4.27%"},{"v":71125,"d":"71,125"},{"v":0.2557,"d":"25.57%"},1.3,{"v":24721,"d":"24,721"},{"v":0.4332,"d":"43.32%"},626,437]
["Total de la clientèle non détail - AIRB",null,{"v":100332,"d":"100,332"},{"v":22173,"d":"22,173"},{"v":0.3765,"d":"37.65%"},{"v":163069,"d":"163,069"},{"v":0.0151,"d":"1.51%"},{"v":71156,"d":"71,156"},{"v":0.261,"d":"26.10%"},2.2,{"v":30980,"d":"30,980"},{"v":0.19,"d":"19.00%"},630,453]
[]
[]
["Au 31 décembre 2024",{"$f":"SUM(C112:N139)","v":{"v":1125639.6411000001,"d":"1,125,639.64"}}]
[]
[null,null,"a","b","c","d","e","f","g","h","i","j","k","l"]
[]
["(en millions de dollars)","Fourchette \nde PD (%)","Expositions \nau bilan \nbrutes initiales","Expositions \nhors bilan \navant prise \nen compte \ndes FCEC","FCEC \nmoyen","ECD après \nprise en \ncompte des \ntechniques \nARC et des \nFCEC","PD \nmoyenne","Nombre de \ndébiteurs","PCD \nmoyenne","Échéance moyenne(1)","APR","Proportion \ndes APR","Perte\nattendue(2)","Provisions(3)"]
["Expositions liées\nà des emprunteurs\nsouverains","0,00 à ˂ 0,15",{"v":39503,"d":"39,503"},{"v":2835,"d":"2,835"},{"v":0.449,"d":"44.90%"},{"v":99900,"d":"99,900"},{"v":0.0002,"d":"0.02%"},31,{"v":0.2882,"d":"28.82%"},2.8,{"v":7150,"d":"7,150"},{"v":0.0716,"d":"7.16%"},5,"s. o."]
[null,"0,15 à ˂ 0,25",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,25 à ˂ 0,50",9,0,0,9,{"v":0.0027,"d":"0.27%"},1,{"v":0.5,"d":"50.00%"},1.1,4,{"v":0.4142,"d":"41.42%"},0,"s. o."]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,75 à ˂ 2,50",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"10,00 à ˂ 100,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"100,00 (défaut)",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"Sous-total",{"v":39512,"d":"39,512"},{"v":2835,"d":"2,835"},{"v":0.449,"d":"44.90%"},{"v":99909,"d":"99,909"},{"v":0.0002,"d":"0.02%"},32,{"v":0.2882,"d":"28.82%"},2.8,{"v":7154,"d":"7,154"},{"v":0.0716,"d":"7.16%"},5,11]
["Expositions liées\nà des institutions\nfinancières","0,00 à ˂ 0,15",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,15 à ˂ 0,25",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,25 à ˂ 0,50",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,75 à ˂ 2,50",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"10,00 à ˂ 100,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"100,00 (défaut)",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"Sous-total",0,0,0,0,0,0,0,0,0,0,0,0]
["Expositions liées\nà des entreprises","0,00 à ˂ 0,15",404,158,{"v":0.5203,"d":"52.03%"},470,{"v":0.0007,"d":"0.07%"},{"v":1967,"d":"1,967"},{"v":0.348,"d":"34.80%"},1.3,44,{"v":0.0925,"d":"9.25%"},0,"s. o."]
[null,"0,15 à ˂ 0,25",{"v":2927,"d":"2,927"},{"v":1726,"d":"1,726"},{"v":0.3245,"d":"32.45%"},{"v":2912,"d":"2,912"},{"v":0.0021,"d":"0.21%"},{"v":31990,"d":"31,990"},{"v":0.2663,"d":"26.63%"},1.2,455,{"v":0.1563,"d":"15.63%"},2,"s. o."]
[null,"0,25 à ˂ 0,50",{"v":7934,"d":"7,934"},{"v":4201,"d":"4,201"},{"v":0.3547,"d":"35.47%"},{"v":8525,"d":"8,525"},{"v":0.0035,"d":"0.35%"},{"v":14110,"d":"14,110"},{"v":0.2535,"d":"25.35%"},1.4,{"v":1910,"d":"1,910"},{"v":0.224,"d":"22.40%"},8,"s. o."]
[null,"0,50 à ˂ 0,75",{"v":7701,"d":"7,701"},{"v":3201,"d":"3,201"},{"v":0.3469,"d":"34.69%"},{"v":8127,"d":"8,127"},{"v":0.0057,"d":"0.57%"},{"v":4228,"d":"4,228"},{"v":0.2414,"d":"24.14%"},1.4,{"v":2285,"d":"2,285"},{"v":0.2812,"d":"28.12%"},11,"s. o."]
[null,"0,75 à ˂ 2,50",{"v":23892,"d":"23,892"},{"v":6797,"d":"6,797"},{"v":0.3438,"d":"34.38%"},{"v":23535,"d":"23,535"},{"v":0.0146,"d":"1.46%"},{"v":12971,"d":"12,971"},{"v":0.2469,"d":"24.69%"},1.3,{"v":9492,"d":"9,492"},{"v":0.4034,"d":"40.34%"},85,"s. o."]
[null,"2,50 à ˂ 10,00",{"v":9862,"d":"9,862"},{"v":2355,"d":"2,355"},{"v":0.3482,"d":"34.82%"},{"v":9272,"d":"9,272"},{"v":0.0431,"d":"4.31%"},{"v":3877,"d":"3,877"},{"v":0.2373,"d":"23.73%"},1.3,{"v":5090,"d":"5,090"},{"v":0.5489,"d":"54.89%"},95,"s. o."]
[null,"10,00 à ˂ 100,00",{"v":1997,"d":"1,997"},420,{"v":0.326,"d":"32.60%"},{"v":1885,"d":"1,885"},{"v":0.1914,"d":"19.14%"},681,{"v":0.3595,"d":"35.95%"},1.4,{"v":2858,"d":"2,858"},{"v":1.5164,"d":"151.64%"},144,"s. o."]
[null,"100,00 (défaut)",{"v":1302,"d":"1,302"},252,{"v":0.1509,"d":"15.09%"},{"v":1124,"d":"1,124"},{"v":1,"d":"100.00%"},535,{"v":0.2363,"d":"23.63%"},{"v":1,"d":"1.0"},{"v":1461,"d":"1,461"},{"v":1.3,"d":"130.00%"},215,"s. o."]
[null,"Sous-total",{"v":56019,"d":"56,019"},{"v":19110,"d":"19,110"},{"v":0.3446,"d":"34.46%"},{"v":55850,"d":"55,850"},{"v":0.0413,"d":"4.13%"},{"v":70359,"d":"70,359"},{"v":0.251,"d":"25.10%"},1.3,{"v":23595,"d":"23,595"},{"v":0.4225,"d":"42.25%"},560,381]
["Total de la clientèle non détail - AIRB",null,{"v":95531,"d":"95,531"},{"v":21945,"d":"21,945"},{"v":0.3713,"d":"37.13%"},{"v":155759,"d":"155,759"},{"v":0.0149,"d":"1.49%"},{"v":70391,"d":"70,391"},{"v":0.2749,"d":"27.49%"},2.2,{"v":30749,"d":"30,749"},{"v":0.1974,"d":"19.74%"},565,392]
[]
[]
["Au 30 septembre 2024",{"$f":"SUM(C147:N174)","v":{"v":1075307.1801,"d":"1,075,307.18"}}]
[]
[null,null,"a","b","c","d","e","f","g","h","i","j","k","l"]
[]
["(en millions de dollars)","Fourchette \nde PD (%)","Expositions \nau bilan \nbrutes initiales","Expositions \nhors bilan \navant prise \nen compte \ndes FCEC","FCEC \nmoyen","ECD après \nprise en \ncompte des \ntechniques \nARC et des \nFCEC","PD \nmoyenne","Nombre de \ndébiteurs","PCD \nmoyenne","Échéance moyenne(1)","APR","Proportion \ndes APR","Perte\nattendue(2)","Provisions(3)"]
["Expositions liées\nà des emprunteurs\nsouverains","0,00 à ˂ 0,15",{"v":35661,"d":"35,661"},{"v":2699,"d":"2,699"},{"v":0.4447,"d":"44.47%"},{"v":93006,"d":"93,006"},{"v":0.0002,"d":"0.02%"},32,{"v":0.2928,"d":"29.28%"},2.8,{"v":6842,"d":"6,842"},{"v":0.0736,"d":"7.36%"},5,"s. o."]
[null,"0,15 à ˂ 0,25",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,25 à ˂ 0,50",29,0,0,29,{"v":0.0027,"d":"0.27%"},1,{"v":0.5,"d":"50.00%"},1.4,13,{"v":0.4424,"d":"44.24%"},0,"s. o."]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,75 à ˂ 2,50",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"10,00 à ˂ 100,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"100,00 (défaut)",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"Sous-total",{"v":35690,"d":"35,690"},{"v":2699,"d":"2,699"},{"v":0.4447,"d":"44.47%"},{"v":93035,"d":"93,035"},{"v":0.0002,"d":"0.02%"},33,{"v":0.2929,"d":"29.29%"},2.8,{"v":6855,"d":"6,855"},{"v":0.0737,"d":"7.37%"},5,15]
["Expositions liées\nà des institutions\nfinancières","0,00 à ˂ 0,15",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,15 à ˂ 0,25",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,25 à ˂ 0,50",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,75 à ˂ 2,50",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"10,00 à ˂ 100,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"100,00 (défaut)",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"Sous-total",0,0,0,0,0,0,0,0,0,0,0,0]
["Expositions liées\nà des entreprises","0,00 à ˂ 0,15",410,154,{"v":0.5953,"d":"59.53%"},488,{"v":0.0007,"d":"0.07%"},{"v":1848,"d":"1,848"},{"v":0.3374,"d":"33.74%"},1.3,45,{"v":0.0933,"d":"9.33%"},0,"s. o."]
[null,"0,15 à ˂ 0,25",{"v":2830,"d":"2,830"},{"v":1637,"d":"1,637"},{"v":0.3276,"d":"32.76%"},{"v":2854,"d":"2,854"},{"v":0.0021,"d":"0.21%"},{"v":31675,"d":"31,675"},{"v":0.2505,"d":"25.05%"},1.2,423,{"v":0.1483,"d":"14.83%"},1,"s. o."]
[null,"0,25 à ˂ 0,50",{"v":7480,"d":"7,480"},{"v":4236,"d":"4,236"},{"v":0.3576,"d":"35.76%"},{"v":8122,"d":"8,122"},{"v":0.0035,"d":"0.35%"},{"v":14093,"d":"14,093"},{"v":0.2558,"d":"25.58%"},1.4,{"v":1840,"d":"1,840"},{"v":0.2266,"d":"22.66%"},7,"s. o."]
[null,"0,50 à ˂ 0,75",{"v":6977,"d":"6,977"},{"v":2802,"d":"2,802"},{"v":0.3508,"d":"35.08%"},{"v":7324,"d":"7,324"},{"v":0.0057,"d":"0.57%"},{"v":4212,"d":"4,212"},{"v":0.2453,"d":"24.53%"},1.4,{"v":2050,"d":"2,050"},{"v":0.2798,"d":"27.98%"},10,"s. o."]
[null,"0,75 à ˂ 2,50",{"v":23857,"d":"23,857"},{"v":6580,"d":"6,580"},{"v":0.3404,"d":"34.04%"},{"v":23411,"d":"23,411"},{"v":0.0144,"d":"1.44%"},{"v":13283,"d":"13,283"},{"v":0.2478,"d":"24.78%"},1.4,{"v":9489,"d":"9,489"},{"v":0.4053,"d":"40.53%"},84,"s. o."]
[null,"2,50 à ˂ 10,00",{"v":9376,"d":"9,376"},{"v":1976,"d":"1,976"},{"v":0.356,"d":"35.60%"},{"v":8682,"d":"8,682"},{"v":0.0438,"d":"4.38%"},{"v":3943,"d":"3,943"},{"v":0.2383,"d":"23.83%"},1.3,{"v":4812,"d":"4,812"},{"v":0.5543,"d":"55.43%"},91,"s. o."]
[null,"10,00 à ˂ 100,00",{"v":1905,"d":"1,905"},435,{"v":0.3347,"d":"33.47%"},{"v":1852,"d":"1,852"},{"v":0.1872,"d":"18.72%"},733,{"v":0.3588,"d":"35.88%"},1.2,{"v":2703,"d":"2,703"},{"v":1.4593,"d":"145.93%"},141,"s. o."]
[null,"100,00 (défaut)",{"v":1323,"d":"1,323"},260,{"v":0.1498,"d":"14.98%"},{"v":1125,"d":"1,125"},{"v":1,"d":"100.00%"},550,{"v":0.2338,"d":"23.38%"},{"v":1,"d":"1.0"},{"v":1549,"d":"1,549"},{"v":1.3763,"d":"137.63%"},196,"s. o."]
[null,"Sous-total",{"v":54158,"d":"54,158"},{"v":18080,"d":"18,080"},{"v":0.3463,"d":"34.63%"},{"v":53858,"d":"53,858"},{"v":0.0421,"d":"4.21%"},{"v":70337,"d":"70,337"},{"v":0.2516,"d":"25.16%"},1.4,{"v":22911,"d":"22,911"},{"v":0.4254,"d":"42.54%"},530,334]
["Total de la clientèle non détail - AIRB",null,{"v":89848,"d":"89,848"},{"v":20779,"d":"20,779"},{"v":0.3704,"d":"37.04%"},{"v":146893,"d":"146,893"},{"v":0.0155,"d":"1.55%"},{"v":70370,"d":"70,370"},{"v":0.2778,"d":"27.78%"},2.3,{"v":29766,"d":"29,766"},{"v":0.2026,"d":"20.26%"},535,349]
[]
["(1)   Ce paramètre doit être renseigné uniquement lorsqu'il est utilisé pour le calcul des APR."]
["(2)  La perte attendue est évaluée conformément aux exigences de la ligne directrice de l’AMF."]
["(3)  Les provisions sont évaluées conformément aux exigences de la ligne directrice de l’AMF."]

{"sheet":"CR6 - AIRB - détail","index":27,"n_rows":267,"n_cols":14,"rows_kept":267,"merged":[[0,0,0,13],[1,0,1,7],[6,0,14,0],[15,0,23,0],[24,0,32,0],[33,0,41,0],[42,0,50,0],[51,0,51,1],[52,0,52,13],[58,0,66,0],[67,0,75,0],[76,0,84,0],[85,0,93,0],[94,0,102,0],[103,0,103,1],[111,0,119,0],[120,0,128,0],[129,0,137,0],[138,0,146,0],[147,0,155,0],[156,0,156,1],[158,0,158,13],[164,0,172,0],[173,0,181,0],[182,0,190,0],[191,0,199,0],[200,0,208,0],[209,0,209,1],[211,0,211,13],[217,0,225,0],[226,0,234,0],[235,0,243,0],[244,0,252,0],[253,0,261,0],[262,0,262,1],[264,0,264,13],[265,0,265,13],[266,0,266,13],[267,0,267,13]]}
["Tableau CR6 – AIRB – Expositions au risque de crédit par portefeuille et par fourchette de probabilité de défaut (PD)"]
["Au 30 septembre 2025"]
[]
[{"$f":"SUM(C7:N52)","v":{"v":20258345.556999996,"d":"20258345.557"}},null,"a","b","c","d","e","f","g","h","i","j","k","l"]
[]
["(en millions de dollars)","Fourchette \nde PD (%)","Expositions \nau bilan \nbrutes\ninitiales","Expositions \nhors bilan \navant prise \nen compte \ndes FCEC","FCEC \nmoyen","ECD après \nprise en \ncompte des \ntechniques \nARC et des \nFCEC","PD \nmoyenne","Nombre de \ndébiteurs","PCD \nmoyenne","Échéance \nmoyenne(1)","APR","Proportion \ndes APR","Perte \nattendue(2)","Provisions(3)"]
["Expositions liées\nà des créances\nhypothécaires\nau logement\n\nExpositions \nassurées","0,00 à ˂ 0,15",{"v":5888,"d":"5,888"},22,{"v":0.4,"d":"40.00%"},972,{"v":0.0008,"d":"0.08%"},{"v":40419,"d":"40,419"},{"v":0.383,"d":"38.30%"},"s. o.",77,{"v":0.0788,"d":"7.88%"},0,"s. o."]
[null,"0,15 à ˂ 0,25",{"v":7672,"d":"7,672"},17,{"v":0.4,"d":"40.00%"},346,{"v":1.8E-3,"d":"0.18%"},{"v":39192,"d":"39,192"},{"v":0.799,"d":"79.90%"},"s. o.",106,{"v":0.3061,"d":"30.61%"},1,"s. o."]
[null,"0,25 à ˂ 0,50",{"v":6243,"d":"6,243"},23,{"v":0.4,"d":"40.00%"},0,{"v":0.0048,"d":"0.48%"},145,{"v":0.2195,"d":"21.95%"},"s. o.",0,{"v":0.1657,"d":"16.57%"},0,"s. o."]
[null,"0,50 à ˂ 0,75",{"v":12709,"d":"12,709"},133,{"v":0.4,"d":"40.00%"},135,{"v":6.3E-3,"d":"0.63%"},{"v":29714,"d":"29,714"},{"v":0.4097,"d":"40.97%"},"s. o.",53,{"v":0.3887,"d":"38.87%"},0,"s. o."]
[null,"0,75 à ˂ 2,50",{"v":19487,"d":"19,487"},{"v":1597,"d":"1,597"},{"v":0.4,"d":"40.00%"},220,{"v":0.0156,"d":"1.56%"},{"v":35740,"d":"35,740"},{"v":0.4245,"d":"42.45%"},"s. o.",161,{"v":0.732,"d":"73.20%"},1,"s. o."]
[null,"2,50 à ˂ 10,00",{"v":3126,"d":"3,126"},64,{"v":0.4,"d":"40.00%"},64,{"v":0.042,"d":"4.20%"},{"v":10012,"d":"10,012"},{"v":0.4393,"d":"43.93%"},"s. o.",85,{"v":1.3492,"d":"134.92%"},2,"s. o."]
[null,"10,00 à ˂ 100,00",732,3,{"v":0.4,"d":"40.00%"},4,{"v":0.2526,"d":"25.26%"},939,{"v":0.4121,"d":"41.21%"},"s. o.",10,{"v":2.4006,"d":"240.06%"},0,"s. o."]
[null,"100,00 (défaut)",428,2,{"v":0.4,"d":"40.00%"},2,{"v":1,"d":"100.00%"},{"v":1534,"d":"1,534"},{"v":0.3174,"d":"31.74%"},"s. o.",7,{"v":3.4657,"d":"346.57%"},0,"s. o."]
[null,"Sous-total",{"v":56285,"d":"56,285"},{"v":1861,"d":"1,861"},{"v":0.4,"d":"40.00%"},{"v":1743,"d":"1,743"},{"v":0.0065,"d":"0.65%"},{"v":157695,"d":"157,695"},{"v":0.475,"d":"47.50%"},"s. o.",499,{"v":0.2857,"d":"28.57%"},4,8]
["Expositions liées\nà des créances\nhypothécaires\nau logement\n\nExpositions \nnon assurées","0,00 à ˂ 0,15",{"v":38597,"d":"38,597"},{"v":21897,"d":"21,897"},{"v":0.6648,"d":"66.48%"},{"v":52182,"d":"52,182"},{"v":0.0008,"d":"0.08%"},{"v":563796,"d":"563,796"},{"v":0.1219,"d":"12.19%"},"s. o.",{"v":1315,"d":"1,315"},{"v":0.0252,"d":"2.52%"},5,"s. o."]
[null,"0,15 à ˂ 0,25",{"v":32079,"d":"32,079"},{"v":10315,"d":"10,315"},{"v":0.6989,"d":"69.89%"},{"v":38940,"d":"38,940"},{"v":0.0021,"d":"0.21%"},{"v":294343,"d":"294,343"},{"v":0.1333,"d":"13.33%"},"s. o.",{"v":2587,"d":"2,587"},{"v":0.0664,"d":"6.64%"},11,"s. o."]
[null,"0,25 à ˂ 0,50",{"v":11949,"d":"11,949"},79,{"v":0.4005,"d":"40.05%"},{"v":11981,"d":"11,981"},{"v":0.0034,"d":"0.34%"},{"v":1319,"d":"1,319"},{"v":0.1709,"d":"17.09%"},"s. o.",{"v":1561,"d":"1,561"},{"v":0.1303,"d":"13.03%"},7,"s. o."]
[null,"0,50 à ˂ 0,75",{"v":21280,"d":"21,280"},{"v":5117,"d":"5,117"},{"v":0.6599,"d":"65.99%"},{"v":24518,"d":"24,518"},{"v":0.0055,"d":"0.55%"},{"v":189426,"d":"189,426"},{"v":0.1434,"d":"14.34%"},"s. o.",{"v":3027,"d":"3,027"},{"v":0.1235,"d":"12.35%"},19,"s. o."]
[null,"0,75 à ˂ 2,50",{"v":20372,"d":"20,372"},{"v":3057,"d":"3,057"},{"v":0.629,"d":"62.90%"},{"v":22070,"d":"22,070"},{"v":0.0125,"d":"1.25%"},{"v":135989,"d":"135,989"},{"v":0.1612,"d":"16.12%"},"s. o.",{"v":5236,"d":"5,236"},{"v":0.2373,"d":"23.73%"},45,"s. o."]
[null,"2,50 à ˂ 10,00",{"v":3752,"d":"3,752"},361,{"v":0.5946,"d":"59.46%"},{"v":3902,"d":"3,902"},{"v":0.041,"d":"4.10%"},{"v":27402,"d":"27,402"},{"v":0.1549,"d":"15.49%"},"s. o.",{"v":1620,"d":"1,620"},{"v":0.4151,"d":"41.51%"},25,"s. o."]
[null,"10,00 à ˂ 100,00",769,46,{"v":0.4958,"d":"49.58%"},787,{"v":0.2181,"d":"21.81%"},{"v":4380,"d":"4,380"},{"v":0.2389,"d":"23.89%"},"s. o.",894,{"v":1.1351,"d":"113.51%"},43,"s. o."]
[null,"100,00 (défaut)",406,32,{"v":0.0758,"d":"7.58%"},406,{"v":1,"d":"100.00%"},{"v":7000,"d":"7,000"},{"v":0.1525,"d":"15.25%"},"s. o.",497,{"v":1.2257,"d":"122.57%"},24,"s. o."]
[null,"Sous-total",{"v":129204,"d":"129,204"},{"v":40904,"d":"40,904"},{"v":0.6683,"d":"66.83%"},{"v":154786,"d":"154,786"},{"v":0.0085,"d":"0.85%"},{"v":1223655,"d":"1,223,655"},{"v":0.1391,"d":"13.91%"},"s. o.",{"v":16737,"d":"16,737"},{"v":0.1081,"d":"10.81%"},179,73]
["Autres expositions\nsur la clientèle \nde détail\n(ERCDE)","0,00 à ˂ 0,15",{"v":2608,"d":"2,608"},{"v":23844,"d":"23,844"},{"v":0.4747,"d":"47.47%"},{"v":13926,"d":"13,926"},{"v":0.0008,"d":"0.08%"},{"v":2095668,"d":"2,095,668"},{"v":0.8247,"d":"82.47%"},"s. o.",552,{"v":0.0397,"d":"3.97%"},9,"s. o."]
[null,"0,15 à ˂ 0,25",501,{"v":4418,"d":"4,418"},{"v":0.4349,"d":"43.49%"},{"v":2422,"d":"2,422"},{"v":1.8E-3,"d":"0.18%"},{"v":575772,"d":"575,772"},{"v":0.8521,"d":"85.21%"},"s. o.",205,{"v":0.085,"d":"8.50%"},4,"s. o."]
[null,"0,25 à ˂ 0,50",{"v":1038,"d":"1,038"},{"v":2823,"d":"2,823"},{"v":0.4718,"d":"47.18%"},{"v":2370,"d":"2,370"},{"v":3.3E-3,"d":"0.33%"},{"v":364405,"d":"364,405"},{"v":0.8184,"d":"81.84%"},"s. o.",307,{"v":0.1296,"d":"12.96%"},6,"s. o."]
[null,"0,50 à ˂ 0,75",{"v":1055,"d":"1,055"},{"v":1476,"d":"1,476"},{"v":0.3566,"d":"35.66%"},{"v":1582,"d":"1,582"},{"v":0.0061,"d":"0.61%"},{"v":211851,"d":"211,851"},{"v":0.8335,"d":"83.35%"},"s. o.",342,{"v":0.2161,"d":"21.61%"},8,"s. o."]
[null,"0,75 à ˂ 2,50",{"v":1053,"d":"1,053"},{"v":1096,"d":"1,096"},{"v":0.329,"d":"32.90%"},{"v":1413,"d":"1,413"},{"v":0.0109,"d":"1.09%"},{"v":219440,"d":"219,440"},{"v":0.8533,"d":"85.33%"},"s. o.",488,{"v":0.345,"d":"34.50%"},13,"s. o."]
[null,"2,50 à ˂ 10,00",{"v":2154,"d":"2,154"},977,{"v":0.2839,"d":"28.39%"},{"v":2432,"d":"2,432"},{"v":0.034,"d":"3.40%"},{"v":346151,"d":"346,151"},{"v":0.7876,"d":"78.76%"},"s. o.",{"v":1763,"d":"1,763"},{"v":0.725,"d":"72.50%"},65,"s. o."]
[null,"10,00 à ˂ 100,00",678,105,{"v":0.2793,"d":"27.93%"},708,{"v":0.1948,"d":"19.48%"},{"v":78255,"d":"78,255"},{"v":0.6355,"d":"63.55%"},"s. o.",{"v":1164,"d":"1,164"},{"v":1.6449,"d":"164.49%"},87,"s. o."]
[null,"100,00 (défaut)",118,5,{"v":0.0904,"d":"9.04%"},117,{"v":1,"d":"100.00%"},{"v":75376,"d":"75,376"},{"v":0.7662,"d":"76.62%"},"s. o.",244,{"v":2.0728,"d":"207.28%"},77,"s. o."]
[null,"Sous-total",{"v":9205,"d":"9,205"},{"v":34744,"d":"34,744"},{"v":0.4537,"d":"45.37%"},{"v":24970,"d":"24,970"},{"v":0.0155,"d":"1.55%"},{"v":3966918,"d":"3,966,918"},{"v":0.8197,"d":"81.97%"},"s. o.",{"v":5065,"d":"5,065"},{"v":0.2029,"d":"20.29%"},269,303]
["PME assimilées \naux autres \nexpositions\nsur la clientèle\nde détail ","0,00 à ˂ 0,15",644,{"v":3024,"d":"3,024"},{"v":0.4754,"d":"47.54%"},{"v":1947,"d":"1,947"},{"v":0.0008,"d":"0.08%"},{"v":28382,"d":"28,382"},{"v":0.6656,"d":"66.56%"},"s. o.",282,{"v":0.145,"d":"14.50%"},1,"s. o."]
[null,"0,15 à ˂ 0,25",628,{"v":1266,"d":"1,266"},{"v":0.4819,"d":"48.19%"},{"v":1108,"d":"1,108"},{"v":1.9E-3,"d":"0.19%"},{"v":15973,"d":"15,973"},{"v":0.6484,"d":"64.84%"},"s. o.",281,{"v":0.2538,"d":"25.38%"},1,"s. o."]
[null,"0,25 à ˂ 0,50",{"v":1296,"d":"1,296"},{"v":1733,"d":"1,733"},{"v":0.5181,"d":"51.81%"},{"v":1927,"d":"1,927"},{"v":0.0035,"d":"0.35%"},{"v":36913,"d":"36,913"},{"v":0.6986,"d":"69.86%"},"s. o.",778,{"v":0.4035,"d":"40.35%"},5,"s. o."]
[null,"0,50 à ˂ 0,75",773,908,{"v":0.4372,"d":"43.72%"},{"v":1027,"d":"1,027"},{"v":0.0059,"d":"0.59%"},{"v":27243,"d":"27,243"},{"v":0.7035,"d":"70.35%"},"s. o.",567,{"v":0.5515,"d":"55.15%"},4,"s. o."]
[null,"0,75 à ˂ 2,50",{"v":2300,"d":"2,300"},{"v":1188,"d":"1,188"},{"v":0.5056,"d":"50.56%"},{"v":2554,"d":"2,554"},{"v":0.0125,"d":"1.25%"},{"v":78836,"d":"78,836"},{"v":0.613,"d":"61.30%"},"s. o.",{"v":1725,"d":"1,725"},{"v":0.6755,"d":"67.55%"},20,"s. o."]
[null,"2,50 à ˂ 10,00",{"v":1412,"d":"1,412"},403,{"v":0.4828,"d":"48.28%"},{"v":1456,"d":"1,456"},{"v":0.0421,"d":"4.21%"},{"v":19303,"d":"19,303"},{"v":0.673,"d":"67.30%"},"s. o.",{"v":1408,"d":"1,408"},{"v":0.967,"d":"96.70%"},41,"s. o."]
[null,"10,00 à ˂ 100,00",376,60,{"v":0.2275,"d":"22.75%"},332,{"v":0.2297,"d":"22.97%"},{"v":4764,"d":"4,764"},{"v":0.6059,"d":"60.59%"},"s. o.",450,{"v":1.3569,"d":"135.69%"},46,"s. o."]
[null,"100,00 (défaut)",297,38,{"v":0.0667,"d":"6.67%"},235,{"v":1,"d":"100.00%"},{"v":6966,"d":"6,966"},{"v":0.5291,"d":"52.91%"},"s. o.",689,{"v":2.9337,"d":"293.37%"},70,"s. o."]
[null,"Sous-total",{"v":7726,"d":"7,726"},{"v":8620,"d":"8,620"},{"v":0.4822,"d":"48.22%"},{"v":10586,"d":"10,586"},{"v":0.0397,"d":"3.97%"},{"v":218380,"d":"218,380"},{"v":0.6569,"d":"65.69%"},"s. o.",{"v":6180,"d":"6,180"},{"v":0.5838,"d":"58.38%"},188,194]
["Autres expositions\nsur la clientèle\nde détail\n(hors ERCDE),\n à l'exception \ndes PME","0,00 à ˂ 0,15",{"v":1351,"d":"1,351"},649,{"v":0.739,"d":"73.90%"},{"v":1761,"d":"1,761"},{"v":1E-3,"d":"0.10%"},{"v":68946,"d":"68,946"},{"v":0.6328,"d":"63.28%"},"s. o.",285,{"v":0.1618,"d":"16.18%"},1,"s. o."]
[null,"0,15 à ˂ 0,25",933,22,{"v":0.6028,"d":"60.28%"},821,{"v":2E-3,"d":"0.20%"},{"v":72486,"d":"72,486"},{"v":0.8402,"d":"84.02%"},"s. o.",283,{"v":0.3444,"d":"34.44%"},1,"s. o."]
[null,"0,25 à ˂ 0,50",{"v":1338,"d":"1,338"},152,{"v":0.6506,"d":"65.06%"},963,{"v":3.3E-3,"d":"0.33%"},{"v":75060,"d":"75,060"},{"v":0.4731,"d":"47.31%"},"s. o.",264,{"v":0.274,"d":"27.40%"},2,"s. o."]
[null,"0,50 à ˂ 0,75",{"v":1177,"d":"1,177"},73,{"v":0.6024,"d":"60.24%"},{"v":1216,"d":"1,216"},{"v":0.0057,"d":"0.57%"},{"v":38992,"d":"38,992"},{"v":0.3871,"d":"38.71%"},"s. o.",365,{"v":0.3002,"d":"30.02%"},3,"s. o."]
[null,"0,75 à ˂ 2,50",{"v":3368,"d":"3,368"},32,{"v":0.6327,"d":"63.27%"},{"v":3122,"d":"3,122"},{"v":0.0152,"d":"1.52%"},{"v":155357,"d":"155,357"},{"v":0.4006,"d":"40.06%"},"s. o.",{"v":1443,"d":"1,443"},{"v":0.4622,"d":"46.22%"},19,"s. o."]
[null,"2,50 à ˂ 10,00",{"v":4237,"d":"4,237"},10,{"v":0.5751,"d":"57.51%"},{"v":3958,"d":"3,958"},{"v":0.0307,"d":"3.07%"},{"v":198472,"d":"198,472"},{"v":0.4046,"d":"40.46%"},"s. o.",{"v":2219,"d":"2,219"},{"v":0.5608,"d":"56.08%"},49,"s. o."]
[null,"10,00 à ˂ 100,00",378,1,{"v":0.6163,"d":"61.63%"},293,{"v":0.2467,"d":"24.67%"},{"v":16446,"d":"16,446"},{"v":0.4381,"d":"43.81%"},"s. o.",310,{"v":1.0581,"d":"105.81%"},32,"s. o."]
[null,"100,00 (défaut)",109,0,0,74,{"v":1,"d":"100.00%"},{"v":18596,"d":"18,596"},{"v":0.4985,"d":"49.85%"},"s. o.",228,{"v":3.1238,"d":"312.38%"},18,"s. o."]
[null,"Sous-total",{"v":12891,"d":"12,891"},939,{"v":0.7051,"d":"70.51%"},{"v":12208,"d":"12,208"},{"v":0.0269,"d":"2.69%"},{"v":644355,"d":"644,355"},{"v":0.4708,"d":"47.08%"},"s. o.",{"v":5397,"d":"5,397"},{"v":0.4421,"d":"44.21%"},125,76]
["Total de la clientèle de détail - AIRB",null,{"v":215311,"d":"215,311"},{"v":87068,"d":"87,068"},{"v":0.5623,"d":"56.23%"},{"v":204293,"d":"204,293"},{"v":0.012,"d":"1.20%"},{"v":6211003,"d":"6,211,003"},{"v":0.2718,"d":"27.18%"},"s. o.",{"v":33878,"d":"33,878"},{"v":0.1658,"d":"16.58%"},765,654]
[]
["Au 30 juin 2025",{"$f":"SUM(C59:N104)","v":{"v":20202410.702299997,"d":"20,202,410.70"}}]
[]
[null,null,"a","b","c","d","e","f","g","h","i","j","k","l"]
[]
["(en millions de dollars)","Fourchette \nde PD (%)","Expositions \nau bilan \nbrutes\ninitiales","Expositions \nhors bilan \navant prise \nen compte \ndes FCEC","FCEC \nmoyen","ECD après \nprise en \ncompte des \ntechniques \nARC et des \nFCEC","PD \nmoyenne","Nombre de \ndébiteurs","PCD \nmoyenne","Échéance \nmoyenne(1)","APR","Proportion \ndes APR","Perte \nattendue(2)","Provisions(3)"]
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[null,"100,00 (défaut)",411,29,{"v":0.0763,"d":"7.63%"},411,{"v":1,"d":"100.00%"},{"v":7092,"d":"7,092"},{"v":0.1571,"d":"15.71%"},"s. o.",532,{"v":1.2952,"d":"129.52%"},23,"s. o."]
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[null,"10,00 à ˂ 100,00",378,60,{"v":0.2236,"d":"22.36%"},341,{"v":0.2328,"d":"23.28%"},{"v":4929,"d":"4,929"},{"v":0.6081,"d":"60.81%"},"s. o.",466,{"v":1.3675,"d":"136.75%"},48,"s. o."]
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["Au 31 mars 2025",{"$f":"SUM(C112:N157)","v":{"v":20144759.733,"d":"20,144,759.73"}}]
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["(en millions de dollars)","Fourchette \nde PD (%)","Expositions \nau bilan \nbrutes initiales","Expositions \nhors bilan \navant prise \nen compte \ndes FCEC","FCEC \nmoyen","ECD après \nprise en \ncompte des \ntechniques \nARC et des \nFCEC","PD \nmoyenne","Nombre de \ndébiteurs","PCD \nmoyenne","Échéance moyenne(1)","APR","Proportion \ndes APR","Perte\nattendue(2)","Provisions(3)"]
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[null,"100,00 (défaut)",128,7,{"v":0.0933,"d":"9.33%"},128,{"v":1,"d":"100.00%"},{"v":80304,"d":"80,304"},{"v":0.7661,"d":"76.61%"},"s. o.",275,{"v":2.1418,"d":"214.18%"},82,"s. o."]
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[null,"10,00 à ˂ 100,00",410,62,{"v":0.232,"d":"23.20%"},365,{"v":0.2319,"d":"23.19%"},{"v":6366,"d":"6,366"},{"v":0.599,"d":"59.90%"},"s. o.",489,{"v":1.3413,"d":"134.13%"},50,"s. o."]
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[null,"0,75 à ˂ 2,50",{"v":3335,"d":"3,335"},35,{"v":0.6605,"d":"66.05%"},{"v":3069,"d":"3,069"},{"v":0.0152,"d":"1.52%"},{"v":155661,"d":"155,661"},{"v":0.3982,"d":"39.82%"},"s. o.",{"v":1412,"d":"1,412"},{"v":0.4601,"d":"46.01%"},19,"s. o."]
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[null,"10,00 à ˂ 100,00",375,1,{"v":0.6329,"d":"63.29%"},282,{"v":0.2472,"d":"24.72%"},{"v":17556,"d":"17,556"},{"v":0.4364,"d":"43.64%"},"s. o.",297,{"v":1.0549,"d":"105.49%"},31,"s. o."]
[null,"100,00 (défaut)",116,1,{"v":0.2051,"d":"20.51%"},70,{"v":1,"d":"100.00%"},{"v":19119,"d":"19,119"},{"v":0.4844,"d":"48.44%"},"s. o.",208,{"v":2.9618,"d":"296.18%"},17,"s. o."]
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[null,"0,25 à ˂ 0,50",{"v":4653,"d":"4,653"},9,{"v":0.4,"d":"40.00%"},0,{"v":0.0047,"d":"0.47%"},145,{"v":0.2946,"d":"29.46%"},"s. o.",0,{"v":0.2186,"d":"21.86%"},0,"s. o."]
[null,"0,50 à ˂ 0,75",{"v":10425,"d":"10,425"},174,{"v":0.4,"d":"40.00%"},103,{"v":0.0062,"d":"0.62%"},{"v":29769,"d":"29,769"},{"v":0.4072,"d":"40.72%"},"s. o.",40,{"v":0.3863,"d":"38.63%"},0,"s. o."]
[null,"0,75 à ˂ 2,50",{"v":15865,"d":"15,865"},{"v":1380,"d":"1,380"},{"v":0.4,"d":"40.00%"},173,{"v":0.0152,"d":"1.52%"},{"v":32847,"d":"32,847"},{"v":0.4298,"d":"42.98%"},"s. o.",128,{"v":0.7409,"d":"74.09%"},1,"s. o."]
[null,"2,50 à ˂ 10,00",{"v":2796,"d":"2,796"},42,{"v":0.4,"d":"40.00%"},48,{"v":0.045,"d":"4.50%"},{"v":9645,"d":"9,645"},{"v":0.4154,"d":"41.54%"},"s. o.",63,{"v":1.3089,"d":"130.89%"},1,"s. o."]
[null,"10,00 à ˂ 100,00",505,3,{"v":0.4,"d":"40.00%"},4,{"v":0.2614,"d":"26.14%"},951,{"v":0.3973,"d":"39.73%"},"s. o.",11,{"v":2.4343,"d":"243.43%"},0,"s. o."]
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[null,"10,00 à ˂ 100,00",781,55,{"v":0.513,"d":"51.30%"},805,{"v":0.2165,"d":"21.65%"},{"v":4984,"d":"4,984"},{"v":0.245,"d":"24.50%"},"s. o.",934,{"v":1.1602,"d":"116.02%"},45,"s. o."]
[null,"100,00 (défaut)",386,28,{"v":0.0778,"d":"7.78%"},385,{"v":1,"d":"100.00%"},{"v":7270,"d":"7,270"},{"v":0.1596,"d":"15.96%"},"s. o.",499,{"v":1.298,"d":"129.80%"},22,"s. o."]
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[null,"100,00 (défaut)",247,32,{"v":0.0714,"d":"7.14%"},194,{"v":1,"d":"100.00%"},{"v":6679,"d":"6,679"},{"v":0.534,"d":"53.40%"},"s. o.",667,{"v":3.4308,"d":"343.08%"},50,"s. o."]
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[null,"10,00 à ˂ 100,00",372,1,{"v":0.5698,"d":"56.98%"},280,{"v":0.2403,"d":"24.03%"},{"v":17554,"d":"17,554"},{"v":0.4305,"d":"43.05%"},"s. o.",289,{"v":1.03,"d":"103.00%"},29,"s. o."]
[null,"100,00 (défaut)",113,1,{"v":0.2265,"d":"22.65%"},67,{"v":1,"d":"100.00%"},{"v":19289,"d":"19,289"},{"v":0.4818,"d":"48.18%"},"s. o.",227,{"v":3.3839,"d":"338.39%"},14,"s. o."]
[null,"Sous-total",{"v":12612,"d":"12,612"},909,{"v":0.7021,"d":"70.21%"},{"v":11881,"d":"11,881"},{"v":0.0258,"d":"2.58%"},{"v":636125,"d":"636,125"},{"v":0.4652,"d":"46.52%"},"s. o.",{"v":5164,"d":"5,164"},{"v":0.4346,"d":"43.46%"},114,67]
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["Au 30 septembre 2024",{"$f":"SUM(C218:N263)","v":{"v":20412898.52540001,"d":"20412898.5254"}}]
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[null,"0,25 à ˂ 0,50",{"v":1299,"d":"1,299"},129,{"v":0.6477,"d":"64.77%"},905,{"v":0.0032,"d":"0.32%"},{"v":73965,"d":"73,965"},{"v":0.4482,"d":"44.82%"},"s. o.",229,{"v":0.2525,"d":"25.25%"},1,"s. o."]
[null,"0,50 à ˂ 0,75",{"v":1197,"d":"1,197"},69,{"v":0.6049,"d":"60.49%"},{"v":1235,"d":"1,235"},{"v":0.0056,"d":"0.56%"},{"v":42090,"d":"42,090"},{"v":0.388,"d":"38.80%"},"s. o.",368,{"v":0.2977,"d":"29.77%"},3,"s. o."]
[null,"0,75 à ˂ 2,50",{"v":6032,"d":"6,032"},39,{"v":0.5717,"d":"57.17%"},{"v":5795,"d":"5,795"},{"v":0.0194,"d":"1.94%"},{"v":288720,"d":"288,720"},{"v":0.3959,"d":"39.59%"},"s. o.",{"v":2842,"d":"2,842"},{"v":0.4904,"d":"49.04%"},45,"s. o."]
[null,"2,50 à ˂ 10,00",{"v":1356,"d":"1,356"},12,{"v":0.6079,"d":"60.79%"},{"v":1100,"d":"1,100"},{"v":0.0428,"d":"4.28%"},{"v":71388,"d":"71,388"},{"v":0.4227,"d":"42.27%"},"s. o.",673,{"v":0.6114,"d":"61.14%"},20,"s. o."]
[null,"10,00 à ˂ 100,00",361,3,{"v":0.537,"d":"53.70%"},278,{"v":0.2403,"d":"24.03%"},{"v":30771,"d":"30,771"},{"v":0.4376,"d":"43.76%"},"s. o.",291,{"v":1.0472,"d":"104.72%"},29,"s. o."]
[null,"100,00 (défaut)",113,0,{"v":0.05,"d":"5.00%"},64,{"v":1,"d":"100.00%"},{"v":19014,"d":"19,014"},{"v":0.4822,"d":"48.22%"},"s. o.",194,{"v":3.0331,"d":"303.31%"},15,"s. o."]
[null,"Sous-total",{"v":12423,"d":"12,423"},910,{"v":0.7008,"d":"70.08%"},{"v":11738,"d":"11,738"},{"v":0.0258,"d":"2.58%"},{"v":657923,"d":"657,923"},{"v":0.4626,"d":"46.26%"},"s. o.",{"v":5107,"d":"5,107"},{"v":0.435,"d":"43.50%"},115,70]
["Total de la clientèle de détail - AIRB",null,{"v":197117,"d":"197,117"},{"v":83253,"d":"83,253"},{"v":0.5537,"d":"55.37%"},{"v":193154,"d":"193,154"},{"v":0.0124,"d":"1.24%"},{"v":6295701,"d":"6,295,701"},{"v":0.281,"d":"28.10%"},"s. o.",{"v":33895,"d":"33,895"},{"v":0.1755,"d":"17.55%"},749,603]
[]
["(1)   Ce paramètre doit être renseigné uniquement lorsqu'il est utilisé pour le calcul des APR."]
["(2)  La perte attendue est évaluée conformément aux exigences de la ligne directrice de l’AMF."]
["(3)  Les provisions sont évaluées conformément aux exigences de la ligne directrice de l’AMF."]

{"sheet":"CR6 - FIRB - non détail","index":28,"n_rows":180,"n_cols":14,"rows_kept":180,"merged":[[0,0,0,13],[1,0,1,7],[6,0,14,0],[15,0,23,0],[24,0,32,0],[33,0,33,1],[41,0,49,0],[50,0,58,0],[59,0,67,0],[68,0,68,1],[76,0,84,0],[85,0,93,0],[94,0,102,0],[103,0,103,1],[111,0,119,0],[120,0,128,0],[129,0,137,0],[138,0,138,1],[140,0,140,13],[141,0,141,13],[148,0,156,0],[157,0,165,0],[166,0,174,0],[175,0,175,1],[177,0,177,13],[178,0,178,13],[179,0,179,13],[180,0,180,13]]}
["Tableau CR6 – FIRB – Expositions au risque de crédit par portefeuille et par fourchette de probabilité de défaut (PD)"]
["Au 30 septembre 2025"]
[]
[{"$f":"SUM(C6:N34)","v":{"v":216162.72659999997,"d":"216162.7266"}},null,"a","b","c","d","e","f","g","h","i","j","k","l"]
[]
["(en millions de dollars)","Fourchette \nde PD (%)","Expositions \nau bilan \nbrutes\ninitiales","Expositions \nhors bilan \navant prise \nen compte \ndes FCEC","FCEC \nmoyen","ECD après \nprise en \ncompte des \ntechniques \nARC et des \nFCEC","PD \nmoyenne","Nombre de \ndébiteurs","PCD \nmoyenne","Échéance \nmoyenne(1)","APR","Proportion \ndes APR","Perte \nattendue(2)","Provisions(3)"]
["Expositions liées \nà des emprunteurs \nsouverains","0,00 à ˂ 0,15",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,15 à ˂ 0,25",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,25 à ˂ 0,50",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,75 à ˂ 2,50",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"10,00 à ˂ 100,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"100,00 (défaut)",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"Sous-total",0,0,0,0,0,0,0,0,0,0,0,0]
["Expositions liées \nà des institutions \nfinancières","0,00 à ˂ 0,15",{"v":3091,"d":"3,091"},{"v":2417,"d":"2,417"},{"v":0.416,"d":"41.60%"},{"v":4178,"d":"4,178"},{"v":0.0007,"d":"0.07%"},22,{"v":0.45,"d":"45.00%"},{"v":1.41,"d":"1.4"},903,{"v":0.2159,"d":"21.59%"},1,"s. o."]
[null,"0,15 à ˂ 0,25",516,592,{"v":0.4,"d":"40.00%"},767,{"v":1.9E-3,"d":"0.19%"},5,{"v":0.45,"d":"45.00%"},{"v":1.11,"d":"1.1"},233,{"v":0.3043,"d":"30.43%"},1,"s. o."]
[null,"0,25 à ˂ 0,50",6,0,0,6,{"v":0.0042,"d":"0.42%"},1,{"v":0.45,"d":"45.00%"},{"v":1,"d":"1.0"},3,{"v":0.4748,"d":"47.48%"},0,"s. o."]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,75 à ˂ 2,50",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"10,00 à ˂ 100,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"100,00 (défaut)",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"Sous-total",{"v":3613,"d":"3,613"},{"v":3009,"d":"3,009"},{"v":0.4128,"d":"41.28%"},{"v":4951,"d":"4,951"},{"v":0.0009,"d":"0.09%"},28,{"v":0.45,"d":"45.00%"},{"v":1.36,"d":"1.4"},{"v":1139,"d":"1,139"},{"v":0.23,"d":"23.00%"},2,0]
["Expositions liées \nà des entreprises","0,00 à ˂ 0,15",{"v":2872,"d":"2,872"},{"v":3117,"d":"3,117"},{"v":0.4227,"d":"42.27%"},{"v":4189,"d":"4,189"},{"v":0.0011,"d":"0.11%"},26,{"v":0.4,"d":"40.00%"},{"v":2.19,"d":"2.2"},{"v":1069,"d":"1,069"},{"v":0.2551,"d":"25.51%"},2,"s. o."]
[null,"0,15 à ˂ 0,25",{"v":1089,"d":"1,089"},{"v":1534,"d":"1,534"},{"v":0.3872,"d":"38.72%"},{"v":1679,"d":"1,679"},{"v":2.3E-3,"d":"0.23%"},19,{"v":0.4,"d":"40.00%"},{"v":1.85,"d":"1.9"},603,{"v":0.3589,"d":"35.89%"},2,"s. o."]
[null,"0,25 à ˂ 0,50",{"v":4182,"d":"4,182"},{"v":4555,"d":"4,555"},{"v":0.3726,"d":"37.26%"},{"v":5879,"d":"5,879"},{"v":0.0031,"d":"0.31%"},38,{"v":0.4,"d":"40.00%"},{"v":2.07,"d":"2.1"},{"v":2654,"d":"2,654"},{"v":0.4515,"d":"45.15%"},7,"s. o."]
[null,"0,50 à ˂ 0,75",722,772,{"v":0.3937,"d":"39.37%"},{"v":1026,"d":"1,026"},{"v":0.0062,"d":"0.62%"},13,{"v":0.4,"d":"40.00%"},2.4,686,{"v":0.6681,"d":"66.81%"},3,"s. o."]
[null,"0,75 à ˂ 2,50",{"v":3486,"d":"3,486"},{"v":2909,"d":"2,909"},{"v":0.3774,"d":"37.74%"},{"v":4580,"d":"4,580"},{"v":0.0163,"d":"1.63%"},55,{"v":0.4,"d":"40.00%"},{"v":2.19,"d":"2.2"},{"v":4144,"d":"4,144"},{"v":0.9048,"d":"90.48%"},30,"s. o."]
[null,"2,50 à ˂ 10,00",{"v":1700,"d":"1,700"},679,{"v":0.3643,"d":"36.43%"},{"v":1943,"d":"1,943"},{"v":0.0492,"d":"4.92%"},35,{"v":0.4,"d":"40.00%"},{"v":1.48,"d":"1.5"},{"v":2355,"d":"2,355"},{"v":1.2121,"d":"121.21%"},38,"s. o."]
[null,"10,00 à ˂ 100,00",6,0,0,7,{"v":0.2736,"d":"27.36%"},1,{"v":0.4,"d":"40.00%"},{"v":1.98,"d":"2.0"},14,{"v":2.1659,"d":"216.59%"},1,"s. o."]
[null,"100,00 (défaut)",70,80,{"v":0.3981,"d":"39.81%"},100,{"v":1,"d":"100.00%"},4,{"v":0.4,"d":"40.00%"},{"v":1.43,"d":"1.4"},199,{"v":1.9812,"d":"198.12%"},54,"s. o."]
[null,"Sous-total",{"v":14127,"d":"14,127"},{"v":13646,"d":"13,646"},{"v":0.3877,"d":"38.77%"},{"v":19403,"d":"19,403"},{"v":0.0158,"d":"1.58%"},191,{"v":0.4,"d":"40.00%"},{"v":2.06,"d":"2.1"},{"v":11724,"d":"11,724"},{"v":0.6042,"d":"60.42%"},137,103]
["Total des clientèles non détail - FIRB",null,{"v":17740,"d":"17,740"},{"v":16655,"d":"16,655"},{"v":0.392,"d":"39.20%"},{"v":24354,"d":"24,354"},{"v":0.0128,"d":"1.28%"},219,{"v":0.4091,"d":"40.91%"},{"v":1.92,"d":"1.9"},{"v":12863,"d":"12,863"},{"v":0.5281,"d":"52.81%"},139,103]
[]
[]
["Au 30 juin 2025",{"$f":"SUM(C42:N69)","v":{"v":207995.0114,"d":"$207,995.01"}}]
[]
[null,null,"a","b","c","d","e","f","g","h","i","j","k","l"]
[]
["(en millions de dollars)","Fourchette \nde PD (%)","Expositions \nau bilan \nbrutes\ninitiales","Expositions \nhors bilan \navant prise \nen compte \ndes FCEC","FCEC \nmoyen","ECD après \nprise en \ncompte des \ntechniques \nARC et des \nFCEC","PD \nmoyenne","Nombre de \ndébiteurs","PCD \nmoyenne","Échéance \nmoyenne(1)","APR","Proportion \ndes APR","Perte \nattendue(2)","Provisions(3)"]
["Expositions liées \nà des emprunteurs \nsouverains","0,00 à ˂ 0,15",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,15 à ˂ 0,25",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,25 à ˂ 0,50",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,75 à ˂ 2,50",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"10,00 à ˂ 100,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"100,00 (défaut)",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"Sous-total",0,0,0,0,0,0,0,0,0,0,0,0]
["Expositions liées \nà des institutions \nfinancières","0,00 à ˂ 0,15",{"v":3338,"d":"3,338"},{"v":2554,"d":"2,554"},{"v":0.415,"d":"41.50%"},{"v":4472,"d":"4,472"},{"v":0.0007,"d":"0.07%"},22,{"v":0.45,"d":"45.00%"},{"v":1.47,"d":"1.5"},983,{"v":0.2199,"d":"21.99%"},1,"s. o."]
[null,"0,15 à ˂ 0,25",514,657,{"v":0.3772,"d":"37.72%"},762,{"v":1.9E-3,"d":"0.19%"},6,{"v":0.45,"d":"45.00%"},{"v":1.22,"d":"1.2"},238,{"v":0.3114,"d":"31.14%"},1,"s. o."]
[null,"0,25 à ˂ 0,50",7,0,0,7,{"v":0.0042,"d":"0.42%"},1,{"v":0.45,"d":"45.00%"},{"v":1,"d":"1.0"},3,{"v":0.4748,"d":"47.48%"},0,"s. o."]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,75 à ˂ 2,50",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"10,00 à ˂ 100,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"100,00 (défaut)",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"Sous-total",{"v":3859,"d":"3,859"},{"v":3211,"d":"3,211"},{"v":0.407,"d":"40.70%"},{"v":5241,"d":"5,241"},{"v":0.0009,"d":"0.09%"},29,{"v":0.45,"d":"45.00%"},{"v":1.43,"d":"1.4"},{"v":1224,"d":"1,224"},{"v":0.2335,"d":"23.35%"},2,0]
["Expositions liées \nà des entreprises","0,00 à ˂ 0,15",{"v":2322,"d":"2,322"},{"v":3136,"d":"3,136"},{"v":0.4225,"d":"42.25%"},{"v":3647,"d":"3,647"},{"v":0.0011,"d":"0.11%"},26,{"v":0.4,"d":"40.00%"},{"v":2.25,"d":"2.3"},940,{"v":0.2579,"d":"25.79%"},2,"s. o."]
[null,"0,15 à ˂ 0,25",{"v":1034,"d":"1,034"},{"v":1386,"d":"1,386"},{"v":0.3835,"d":"38.35%"},{"v":1562,"d":"1,562"},{"v":2.3E-3,"d":"0.23%"},19,{"v":0.4,"d":"40.00%"},{"v":1.74,"d":"1.7"},544,{"v":0.3484,"d":"34.84%"},1,"s. o."]
[null,"0,25 à ˂ 0,50",{"v":3808,"d":"3,808"},{"v":4560,"d":"4,560"},{"v":0.3731,"d":"37.31%"},{"v":5509,"d":"5,509"},{"v":0.0032,"d":"0.32%"},34,{"v":0.4,"d":"40.00%"},{"v":2.03,"d":"2.0"},{"v":2476,"d":"2,476"},{"v":0.4494,"d":"44.94%"},6,"s. o."]
[null,"0,50 à ˂ 0,75",976,619,{"v":0.395,"d":"39.50%"},{"v":1221,"d":"1,221"},{"v":0.0062,"d":"0.62%"},15,{"v":0.4,"d":"40.00%"},{"v":2.41,"d":"2.4"},811,{"v":0.6641,"d":"66.41%"},3,"s. o."]
[null,"0,75 à ˂ 2,50",{"v":3075,"d":"3,075"},{"v":2707,"d":"2,707"},{"v":0.3719,"d":"37.19%"},{"v":4078,"d":"4,078"},{"v":0.0161,"d":"1.61%"},54,{"v":0.4,"d":"40.00%"},{"v":2.22,"d":"2.2"},{"v":3697,"d":"3,697"},{"v":0.9067,"d":"90.67%"},26,"s. o."]
[null,"2,50 à ˂ 10,00",{"v":1727,"d":"1,727"},673,{"v":0.3753,"d":"37.53%"},{"v":1974,"d":"1,974"},{"v":0.0489,"d":"4.89%"},37,{"v":0.4,"d":"40.00%"},{"v":1.59,"d":"1.6"},{"v":2409,"d":"2,409"},{"v":1.22,"d":"122.00%"},39,"s. o."]
[null,"10,00 à ˂ 100,00",6,0,0,6,{"v":0.2736,"d":"27.36%"},1,{"v":0.4,"d":"40.00%"},{"v":2.26,"d":"2.3"},14,{"v":2.1885,"d":"218.85%"},1,"s. o."]
[null,"100,00 (défaut)",74,73,{"v":0.3977,"d":"39.77%"},103,{"v":1,"d":"100.00%"},2,{"v":0.4,"d":"40.00%"},{"v":1.19,"d":"1.2"},196,{"v":1.9019,"d":"190.19%"},53,"s. o."]
[null,"Sous-total",{"v":13022,"d":"13,022"},{"v":13154,"d":"13,154"},{"v":0.387,"d":"38.70%"},{"v":18100,"d":"18,100"},{"v":0.0166,"d":"1.66%"},188,{"v":0.4,"d":"40.00%"},{"v":2.06,"d":"2.1"},{"v":11087,"d":"11,087"},{"v":0.6125,"d":"61.25%"},131,102]
["Total des clientèles non détail - FIRB",null,{"v":16881,"d":"16,881"},{"v":16365,"d":"16,365"},{"v":0.3908,"d":"39.08%"},{"v":23341,"d":"23,341"},{"v":0.0131,"d":"1.31%"},217,{"v":0.4102,"d":"41.02%"},{"v":1.93,"d":"1.9"},{"v":12311,"d":"12,311"},{"v":0.5274,"d":"52.74%"},133,102]
[]
[]
["Au 31 mars 2025",{"$f":"SUM(C77:N104)","v":{"v":194056.41189999998,"d":"194056.4119"}}]
[]
[null,null,"a","b","c","d","e","f","g","h","i","j","k","l"]
[]
["(en millions de dollars)","Fourchette \nde PD (%)","Expositions \nau bilan \nbrutes\ninitiales","Expositions \nhors bilan \navant prise \nen compte \ndes FCEC","FCEC \nmoyen","ECD après \nprise en \ncompte des \ntechniques \nARC et des \nFCEC","PD \nmoyenne","Nombre de \ndébiteurs","PCD \nmoyenne","Échéance \nmoyenne(1)","APR","Proportion \ndes APR","Perte \nattendue(2)","Provisions(3)"]
["Expositions liées \nà des emprunteurs \nsouverains","0,00 à ˂ 0,15",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,15 à ˂ 0,25",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,25 à ˂ 0,50",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,75 à ˂ 2,50",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"10,00 à ˂ 100,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"100,00 (défaut)",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"Sous-total",0,0,0,0,0,0,0,0,0,0,0,0]
["Expositions liées \nà des institutions \nfinancières","0,00 à ˂ 0,15",{"v":3401,"d":"3,401"},{"v":2441,"d":"2,441"},{"v":0.4165,"d":"41.65%"},{"v":4465,"d":"4,465"},{"v":0.0007,"d":"0.07%"},21,{"v":0.45,"d":"45.00%"},{"v":1.53,"d":"1.5"},994,{"v":0.2227,"d":"22.27%"},1,"s. o."]
[null,"0,15 à ˂ 0,25",454,772,{"v":0.3806,"d":"38.06%"},748,{"v":1.9E-3,"d":"0.19%"},7,{"v":0.45,"d":"45.00%"},{"v":1.31,"d":"1.3"},239,{"v":0.3201,"d":"32.01%"},1,"s. o."]
[null,"0,25 à ˂ 0,50",5,0,0,5,{"v":0.0042,"d":"0.42%"},1,{"v":0.45,"d":"45.00%"},{"v":1,"d":"1.0"},3,{"v":0.4748,"d":"47.48%"},0,"s. o."]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,75 à ˂ 2,50",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"10,00 à ˂ 100,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"100,00 (défaut)",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"Sous-total",{"v":3860,"d":"3,860"},{"v":3213,"d":"3,213"},{"v":0.4076,"d":"40.76%"},{"v":5218,"d":"5,218"},{"v":0.0009,"d":"0.09%"},29,{"v":0.45,"d":"45.00%"},1.5,{"v":1236,"d":"1,236"},{"v":0.2369,"d":"23.69%"},2,0]
["Expositions liées \nà des entreprises","0,00 à ˂ 0,15",{"v":1875,"d":"1,875"},{"v":2732,"d":"2,732"},{"v":0.4207,"d":"42.07%"},{"v":3020,"d":"3,020"},{"v":0.0012,"d":"0.12%"},21,{"v":0.4,"d":"40.00%"},{"v":2.37,"d":"2.4"},825,{"v":0.2731,"d":"27.31%"},2,"s. o."]
[null,"0,15 à ˂ 0,25",791,{"v":1531,"d":"1,531"},{"v":0.3983,"d":"39.83%"},{"v":1400,"d":"1,400"},{"v":2.3E-3,"d":"0.23%"},19,{"v":0.4,"d":"40.00%"},{"v":1.79,"d":"1.8"},499,{"v":0.3563,"d":"35.63%"},1,"s. o."]
[null,"0,25 à ˂ 0,50",{"v":3037,"d":"3,037"},{"v":4588,"d":"4,588"},{"v":0.3771,"d":"37.71%"},{"v":4767,"d":"4,767"},{"v":0.0032,"d":"0.32%"},29,{"v":0.4,"d":"40.00%"},{"v":2.11,"d":"2.1"},{"v":2199,"d":"2,199"},{"v":0.4613,"d":"46.13%"},6,"s. o."]
[null,"0,50 à ˂ 0,75",892,752,{"v":0.399,"d":"39.90%"},{"v":1192,"d":"1,192"},{"v":0.0062,"d":"0.62%"},18,{"v":0.4,"d":"40.00%"},{"v":1.98,"d":"2.0"},736,{"v":0.6174,"d":"61.74%"},3,"s. o."]
[null,"0,75 à ˂ 2,50",{"v":2771,"d":"2,771"},{"v":2258,"d":"2,258"},{"v":0.3841,"d":"38.41%"},{"v":3634,"d":"3,634"},{"v":0.0157,"d":"1.57%"},55,{"v":0.4,"d":"40.00%"},{"v":1.95,"d":"2.0"},{"v":3156,"d":"3,156"},{"v":0.8683,"d":"86.83%"},23,"s. o."]
[null,"2,50 à ˂ 10,00",{"v":1959,"d":"1,959"},630,{"v":0.3602,"d":"36.02%"},{"v":2181,"d":"2,181"},{"v":0.0492,"d":"4.92%"},39,{"v":0.4,"d":"40.00%"},{"v":1.47,"d":"1.5"},{"v":2640,"d":"2,640"},{"v":1.2101,"d":"121.01%"},43,"s. o."]
[null,"10,00 à ˂ 100,00",3,0,0,3,{"v":0.2736,"d":"27.36%"},1,{"v":0.4,"d":"40.00%"},{"v":1,"d":"1.0"},5,{"v":1.6903,"d":"169.03%"},0,"s. o."]
[null,"100,00 (défaut)",130,23,{"v":0.4214,"d":"42.14%"},140,{"v":1,"d":"100.00%"},3,{"v":0.4,"d":"40.00%"},{"v":1.13,"d":"1.1"},355,{"v":2.5453,"d":"254.53%"},54,"s. o."]
[null,"Sous-total",{"v":11458,"d":"11,458"},{"v":12514,"d":"12,514"},{"v":0.391,"d":"39.10%"},{"v":16337,"d":"16,337"},{"v":0.0205,"d":"2.05%"},185,{"v":0.4,"d":"40.00%"},{"v":1.99,"d":"2.0"},{"v":10415,"d":"10,415"},{"v":0.6375,"d":"63.75%"},132,107]
["Total des clientèles non détail - FIRB",null,{"v":15318,"d":"15,318"},{"v":15727,"d":"15,727"},{"v":0.3944,"d":"39.44%"},{"v":21555,"d":"21,555"},{"v":0.0158,"d":"1.58%"},214,{"v":0.411,"d":"41.10%"},{"v":1.87,"d":"1.9"},{"v":11651,"d":"11,651"},{"v":0.5405,"d":"54.05%"},134,107]
[]
[]
["Au 31 décembre 2024",{"$f":"SUM(C112:N139)","v":{"v":166554.89399999994,"d":"166,554.89"}}]
[]
[null,null,"a","b","c","d","e","f","g","h","i","j","k","l"]
[]
["(en millions de dollars)","Fourchette \nde PD (%)","Expositions \nau bilan \nbrutes\ninitiales","Expositions \nhors bilan \navant prise \nen compte \ndes FCEC","FCEC \nmoyen","ECD après \nprise en \ncompte des \ntechniques \nARC et des \nFCEC","PD \nmoyenne","Nombre de \ndébiteurs","PCD \nmoyenne","Échéance \nmoyenne(1)","APR","Proportion \ndes APR","Perte \nattendue(2)","Provisions(3)"]
["Expositions liées \nà des emprunteurs \nsouverains","0,00 à ˂ 0,15",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,15 à ˂ 0,25",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,25 à ˂ 0,50",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,75 à ˂ 2,50",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"10,00 à ˂ 100,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"100,00 (défaut)",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"Sous-total",0,0,0,0,0,0,0,0,0,0,0,0]
["Expositions liées \nà des institutions \nfinancières","0,00 à ˂ 0,15",{"v":3938,"d":"3,938"},{"v":2422,"d":"2,422"},{"v":0.4174,"d":"41.74%"},{"v":4995,"d":"4,995"},{"v":0.0007,"d":"0.07%"},24,{"v":0.45,"d":"45.00%"},{"v":1.62,"d":"1.6"},{"v":1098,"d":"1,098"},{"v":0.2197,"d":"21.97%"},1,"s. o."]
[null,"0,15 à ˂ 0,25",434,793,{"v":0.3813,"d":"38.13%"},736,{"v":1.9E-3,"d":"0.19%"},5,{"v":0.45,"d":"45.00%"},{"v":1.42,"d":"1.4"},242,{"v":0.3292,"d":"32.92%"},1,"s. o."]
[null,"0,25 à ˂ 0,50",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,75 à ˂ 2,50",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"10,00 à ˂ 100,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"100,00 (défaut)",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"Sous-total",{"v":4372,"d":"4,372"},{"v":3215,"d":"3,215"},{"v":0.4083,"d":"40.83%"},{"v":5731,"d":"5,731"},{"v":0.0008,"d":"0.08%"},29,{"v":0.45,"d":"45.00%"},1.6,{"v":1340,"d":"1,340"},{"v":0.2338,"d":"23.38%"},2,1]
["Expositions liées \nà des entreprises","0,00 à ˂ 0,15",511,{"v":2336,"d":"2,336"},{"v":0.4148,"d":"41.48%"},{"v":1476,"d":"1,476"},{"v":0.0011,"d":"0.11%"},24,{"v":0.4,"d":"40.00%"},{"v":2.67,"d":"2.7"},420,{"v":0.2849,"d":"28.49%"},1,"s. o."]
[null,"0,15 à ˂ 0,25",792,{"v":1473,"d":"1,473"},{"v":0.3989,"d":"39.89%"},{"v":1379,"d":"1,379"},{"v":2.3E-3,"d":"0.23%"},18,{"v":0.4,"d":"40.00%"},{"v":1.86,"d":"1.9"},502,{"v":0.3639,"d":"36.39%"},1,"s. o."]
[null,"0,25 à ˂ 0,50",{"v":1094,"d":"1,094"},{"v":3919,"d":"3,919"},{"v":0.3741,"d":"37.41%"},{"v":2560,"d":"2,560"},{"v":0.0035,"d":"0.35%"},29,{"v":0.4,"d":"40.00%"},{"v":2.21,"d":"2.2"},{"v":1265,"d":"1,265"},{"v":0.494,"d":"49.40%"},4,"s. o."]
[null,"0,50 à ˂ 0,75",801,900,{"v":0.3962,"d":"39.62%"},{"v":1157,"d":"1,157"},{"v":0.0062,"d":"0.62%"},18,{"v":0.4,"d":"40.00%"},{"v":2.12,"d":"2.1"},734,{"v":0.634,"d":"63.40%"},3,"s. o."]
[null,"0,75 à ˂ 2,50",{"v":2610,"d":"2,610"},{"v":2082,"d":"2,082"},{"v":0.3833,"d":"38.33%"},{"v":3404,"d":"3,404"},{"v":0.016,"d":"1.60%"},49,{"v":0.4,"d":"40.00%"},{"v":2.03,"d":"2.0"},{"v":2993,"d":"2,993"},{"v":0.8791,"d":"87.91%"},22,"s. o."]
[null,"2,50 à ˂ 10,00",{"v":1923,"d":"1,923"},642,{"v":0.3466,"d":"34.66%"},{"v":2142,"d":"2,142"},{"v":0.049,"d":"4.90%"},40,{"v":0.4,"d":"40.00%"},{"v":1.43,"d":"1.4"},{"v":2579,"d":"2,579"},{"v":1.2044,"d":"120.44%"},42,"s. o."]
[null,"10,00 à ˂ 100,00",3,0,0,3,{"v":0.2753,"d":"27.53%"},1,{"v":0.4,"d":"40.00%"},{"v":1,"d":"1.0"},5,{"v":1.692,"d":"169.20%"},0,"s. o."]
[null,"100,00 (défaut)",153,50,{"v":0.3985,"d":"39.85%"},173,{"v":1,"d":"100.00%"},3,{"v":0.4,"d":"40.00%"},{"v":1,"d":"1.0"},339,{"v":1.9562,"d":"195.62%"},67,"s. o."]
[null,"Sous-total",{"v":7887,"d":"7,887"},{"v":11402,"d":"11,402"},{"v":0.3877,"d":"38.77%"},{"v":12294,"d":"12,294"},{"v":0.0288,"d":"2.88%"},182,{"v":0.4,"d":"40.00%"},{"v":2.01,"d":"2.0"},{"v":8837,"d":"8,837"},{"v":0.7188,"d":"71.88%"},140,108]
["Total des clientèles non détail - FIRB",null,{"v":12259,"d":"12,259"},{"v":14617,"d":"14,617"},{"v":0.3921,"d":"39.21%"},{"v":18025,"d":"18,025"},{"v":0.02,"d":"2.00%"},211,{"v":0.4146,"d":"41.46%"},{"v":1.88,"d":"1.9"},{"v":10177,"d":"10,177"},{"v":0.5646,"d":"56.46%"},142,109]
[]
[]
[]
[]
["Au 30 septembre 2024",{"$f":"SUM(C149:N176)","v":{"v":161939.16379999998,"d":"161,939.16"}}]
[]
[null,null,"a","b","c","d","e","f","g","h","i","j","k","l"]
[]
["(en millions de dollars)","Fourchette \nde PD (%)","Expositions \nau bilan \nbrutes\ninitiales","Expositions \nhors bilan \navant prise \nen compte \ndes FCEC","FCEC \nmoyen","ECD après \nprise en \ncompte des \ntechniques \nARC et des \nFCEC","PD \nmoyenne","Nombre de \ndébiteurs","PCD \nmoyenne","Échéance \nmoyenne(1)","APR","Proportion \ndes APR","Perte \nattendue(2)","Provisions(3)"]
["Expositions liées \nà des emprunteurs \nsouverains","0,00 à ˂ 0,15",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,15 à ˂ 0,25",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,25 à ˂ 0,50",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,75 à ˂ 2,50",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"10,00 à ˂ 100,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"100,00 (défaut)",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"Sous-total",0,0,0,0,0,0,0,0,0,0,0,0]
["Expositions liées \nà des institutions \nfinancières","0,00 à ˂ 0,15",{"v":3434,"d":"3,434"},{"v":2550,"d":"2,550"},{"v":0.4176,"d":"41.76%"},{"v":4562,"d":"4,562"},{"v":0.0007,"d":"0.07%"},24,{"v":0.45,"d":"45.00%"},{"v":1.79,"d":"1.8"},{"v":1060,"d":"1,060"},{"v":0.2323,"d":"23.23%"},1,"s. o."]
[null,"0,15 à ˂ 0,25",479,673,{"v":0.378,"d":"37.80%"},733,{"v":1.9E-3,"d":"0.19%"},5,{"v":0.45,"d":"45.00%"},{"v":1.56,"d":"1.6"},251,{"v":0.3425,"d":"34.25%"},1,"s. o."]
[null,"0,25 à ˂ 0,50",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"0,75 à ˂ 2,50",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"10,00 à ˂ 100,00",22,0,{"v":0.1,"d":"10.00%"},22,{"v":0.1734,"d":"17.34%"},1,{"v":0.45,"d":"45.00%"},{"v":1,"d":"1.0"},46,{"v":2.1468,"d":"214.68%"},2,"s. o."]
[null,"100,00 (défaut)",0,0,0,0,0,0,0,0,0,0,0,"s. o."]
[null,"Sous-total",{"v":3935,"d":"3,935"},{"v":3223,"d":"3,223"},{"v":0.4091,"d":"40.91%"},{"v":5317,"d":"5,317"},{"v":0.0016,"d":"0.16%"},30,{"v":0.45,"d":"45.00%"},{"v":1.76,"d":"1.8"},{"v":1357,"d":"1,357"},{"v":0.2553,"d":"25.53%"},4,0]
["Expositions liées \nà des entreprises","0,00 à ˂ 0,15",510,{"v":2242,"d":"2,242"},{"v":0.4236,"d":"42.36%"},{"v":1454,"d":"1,454"},{"v":0.0011,"d":"0.11%"},23,{"v":0.4,"d":"40.00%"},{"v":2.57,"d":"2.6"},410,{"v":0.2819,"d":"28.19%"},1,"s. o."]
[null,"0,15 à ˂ 0,25",874,{"v":1584,"d":"1,584"},{"v":0.3976,"d":"39.76%"},{"v":1504,"d":"1,504"},{"v":2.3E-3,"d":"0.23%"},20,{"v":0.4,"d":"40.00%"},{"v":1.96,"d":"2.0"},558,{"v":0.3712,"d":"37.12%"},1,"s. o."]
[null,"0,25 à ˂ 0,50",{"v":1608,"d":"1,608"},{"v":2693,"d":"2,693"},{"v":0.3633,"d":"36.33%"},{"v":2588,"d":"2,588"},{"v":0.0034,"d":"0.34%"},28,{"v":0.4,"d":"40.00%"},{"v":1.86,"d":"1.9"},{"v":1170,"d":"1,170"},{"v":0.4523,"d":"45.23%"},4,"s. o."]
[null,"0,50 à ˂ 0,75",936,917,{"v":0.4537,"d":"45.37%"},{"v":1352,"d":"1,352"},{"v":0.0062,"d":"0.62%"},19,{"v":0.4,"d":"40.00%"},{"v":2.04,"d":"2.0"},853,{"v":0.6307,"d":"63.07%"},3,"s. o."]
[null,"0,75 à ˂ 2,50",{"v":2408,"d":"2,408"},{"v":1763,"d":"1,763"},{"v":0.415,"d":"41.50%"},{"v":3138,"d":"3,138"},{"v":0.0159,"d":"1.59%"},48,{"v":0.4,"d":"40.00%"},{"v":2.06,"d":"2.1"},{"v":2772,"d":"2,772"},{"v":0.883,"d":"88.30%"},20,"s. o."]
[null,"2,50 à ˂ 10,00",{"v":1927,"d":"1,927"},670,{"v":0.3443,"d":"34.43%"},{"v":2153,"d":"2,153"},{"v":0.0478,"d":"4.78%"},44,{"v":0.4,"d":"40.00%"},{"v":1.57,"d":"1.6"},{"v":2601,"d":"2,601"},{"v":1.2079,"d":"120.79%"},41,"s. o."]
[null,"10,00 à ˂ 100,00",4,116,{"v":0.3992,"d":"39.92%"},50,{"v":0.2717,"d":"27.17%"},1,{"v":0.4,"d":"40.00%"},{"v":2.82,"d":"2.8"},90,{"v":1.8105,"d":"181.05%"},5,"s. o."]
[null,"100,00 (défaut)",150,41,{"v":0.4189,"d":"41.89%"},168,{"v":1,"d":"100.00%"},3,{"v":0.4,"d":"40.00%"},{"v":1,"d":"1.0"},448,{"v":2.6722,"d":"267.22%"},33,"s. o."]
[null,"Sous-total",{"v":8417,"d":"8,417"},{"v":10026,"d":"10,026"},{"v":0.399,"d":"39.90%"},{"v":12407,"d":"12,407"},{"v":0.0287,"d":"2.87%"},186,{"v":0.4,"d":"40.00%"},{"v":1.97,"d":"2.0"},{"v":8902,"d":"8,902"},{"v":0.7175,"d":"71.75%"},108,76]
["Total des clientèles non détail - FIRB",null,{"v":12352,"d":"12,352"},{"v":13249,"d":"13,249"},{"v":0.4014,"d":"40.14%"},{"v":17724,"d":"17,724"},{"v":0.0207,"d":"2.07%"},216,{"v":0.4148,"d":"41.48%"},{"v":1.91,"d":"1.9"},{"v":10259,"d":"10,259"},{"v":0.5788,"d":"57.88%"},112,76]
[]
["(1)  Ce paramètre doit être renseigné uniquement lorsqu'il est utilisé pour le calcul des APR."]
["(2)  La perte attendue est évaluée conformément aux exigences de la ligne directrice de l’AMF."]
["(3)  Les provisions sont évaluées conformément aux exigences de la ligne directrice de l’AMF."]

{"sheet":"CR8","index":29,"n_rows":22,"n_cols":8,"rows_kept":22,"merged":[[0,0,0,7],[4,3,4,7],[5,1,5,2],[6,1,6,2],[7,1,7,2],[8,1,8,2],[9,1,9,2],[10,1,10,2],[11,1,11,2],[12,1,12,2],[13,1,13,2],[14,1,14,2],[16,2,16,7],[17,2,17,7],[18,2,18,7],[19,2,19,7],[20,2,20,7],[21,2,21,7]]}
["Tableau CR8 – États des flux d'actifs pondérés en fonction des risques (APR) pour les expositions au risque de crédit selon l'approche IRB"]
[]
[{"$f":"SUM(D7:H15)","v":{"v":760060,"d":"760,060.00"}},null,{"$f":"SUM(D7:H15)","v":760060},"a","a","a","a","a"]
[]
[{"$nulls":3},"Valeurs des APR"]
[null,"(en millions de dollars)",null,"Au\n30 septembre 2025","Au\n30 juin 2025","Au\n31 mars 2025","Au\n31 décembre 2024","Au\n30 septembre 2024"]
["1","APR à la fin de la période précédente",null,{"v":77758,"d":"77,758"},{"v":76350,"d":"76,350"},{"v":73988,"d":"73,988"},{"v":73920,"d":"73,920"},{"v":75126,"d":"75,126"}]
["2","Montant des actifs(1)",null,616,{"v":1760,"d":"1,760"},{"v":1624,"d":"1,624"},{"v":1583,"d":"1,583"},955]
["3","Qualité des actifs(2)",null,{"v":-374,"d":"(374)"},{"v":-1207,"d":"(1,207)"},211,{"v":-1125,"d":"(1,125)"},77]
["4","Mise à jour des modèles(3)",null,119,338,641,0,0]
["5","Méthodologie et politique(4)",null,{"v":-289,"d":"(289)"},83,{"v":-105,"d":"(105)"},{"v":-824,"d":"(824)"},{"v":-2164,"d":"(2,164)"}]
["6","Acquisitions et cessions(5)",null,0,0,0,0,0]
["7","Mouvements de devises(6)",null,184,434,{"v":-9,"d":"(9)"},434,{"v":-74,"d":"(74)"}]
["8","Autres",null,0,0,0,0,0]
["9","APR à la fin de la période considérée",null,{"v":78014,"d":"78,014"},{"v":77758,"d":"77,758"},{"v":76350,"d":"76,350"},{"v":73988,"d":"73,988"},{"v":73920,"d":"73,920"}]
[]
[null,"(1)","Concerne la hausse ou la baisse des expositions sous-jacentes."]
[null,"(2)","Concerne la variation des facteurs d'atténuation du risque et de la qualité des portefeuilles."]
[null,"(3)","Concerne l'évolution des modèles et des paramètres de risque."]
[null,"(4)","Concernent les changements réglementaires et l'évolution des méthodes de calcul du capital réglementaire."]
[null,"(5)","Concernent l'évolution de la taille du portefeuille découlant des acquisitions et cessions d'entités."]
[null,"(6)","Concernent les fluctuations de marché comme les mouvements de devises."]

{"sheet":"ECD par actif et régions","index":30,"n_rows":116,"n_cols":16,"rows_kept":116,"merged":[[0,0,0,8],[1,0,1,1],[2,2,2,8],[2,9,2,15],[3,0,3,1],[3,2,3,8],[3,9,3,15],[4,0,4,1],[5,0,5,1],[6,0,6,1],[7,0,7,1],[8,0,8,1],[9,0,9,1],[10,0,10,1],[11,0,11,1],[12,0,12,1],[13,0,13,1],[14,0,14,1],[15,0,15,1],[16,0,16,1],[17,0,17,1],[18,0,18,1],[19,0,19,1],[20,0,20,1],[21,0,21,1],[22,0,22,1],[23,0,23,1],[24,0,24,1],[25,0,25,1],[26,0,26,1],[27,0,27,1],[28,0,28,1],[32,0,32,1],[33,0,33,1],[37,0,37,1],[39,2,39,8],[39,9,39,15],[40,2,40,8],[40,9,40,15],[41,0,41,1],[42,0,42,1],[43,0,43,1],[44,0,44,1],[45,0,45,1],[46,0,46,1],[47,0,47,1],[48,0,48,1],[49,0,49,1],[50,0,50,1],[51,0,51,1],[52,0,52,1],[53,0,53,1],[54,0,54,1],[55,0,55,1],[56,0,56,1],[57,0,57,1],[58,0,58,1],[59,0,59,1],[60,0,60,1],[61,0,61,1],[62,0,62,1],[63,0,63,1],[64,0,64,1],[65,0,65,1],[69,0,69,1],[70,0,70,1],[74,0,74,1],[76,2,76,8],[77,2,77,8],[77,9,77,15],[78,0,78,1],[79,0,79,1],[80,0,80,1],[81,0,81,1],[82,0,82,1],[83,0,83,1],[84,0,84,1],[85,0,85,1],[86,0,86,1],[87,0,87,1],[88,0,88,1],[89,0,89,1],[90,0,90,1],[91,0,91,1],[92,0,92,1],[93,0,93,1],[94,0,94,1],[95,0,95,1],[96,0,96,1],[97,0,97,1],[98,0,98,1],[99,0,99,1],[100,0,100,1],[101,0,101,1],[102,0,102,1],[106,0,106,1],[107,0,107,1],[111,0,111,1],[113,1,113,8],[114,1,114,8],[115,1,115,15]]}
["Expositions en cas de défaut par classes d'actif, par régions et par échéances résiduelles"]
[{"$f":"SUM(C6:P38)","v":17341596}]
[null,null,"Au 30 septembre 2025",{"$nulls":6},"Au 30 juin 2025"]
[null,null,"Catégories d'expositions(1)",{"$nulls":6},"Catégories d'expositions(1)"]
["(en millions de dollars)",null,"Expositions\nutilisées","Expositions\ninutilisées","Transactions\nassimilables à\ndes pensions","Dérivés\nde\ngré à gré","Expositions\nhors bilan","Total","Expositions\nnettes(2)","Expositions\nutilisées","Expositions\ninutilisées","Transactions\nassimilables à\ndes pensions","Dérivés\nde\ngré à gré","Expositions\nhors bilan","Total","Expositions\nnettes(2)"]
["Approche standard"]
["Emprunteurs souverains",null,{"v":4549,"d":"4,549"},0,0,0,0,{"v":4549,"d":"4,549"},{"v":6786,"d":"6,786"},{"v":5484,"d":"5,484"},0,0,0,0,{"v":5484,"d":"5,484"},{"v":7564,"d":"7,564"}]
["Organismes publics hors administration centrale",null,{"v":7559,"d":"7,559"},{"v":1648,"d":"1,648"},0,0,59,{"v":9266,"d":"9,266"},{"v":9335,"d":"9,335"},{"v":7417,"d":"7,417"},{"v":1586,"d":"1,586"},0,0,57,{"v":9060,"d":"9,060"},{"v":9143,"d":"9,143"}]
["Institutions financières",null,{"v":2114,"d":"2,114"},56,0,14,25,{"v":2209,"d":"2,209"},{"v":2993,"d":"2,993"},{"v":1799,"d":"1,799"},57,205,3,25,{"v":2089,"d":"2,089"},{"v":2643,"d":"2,643"}]
["Entreprises",null,{"v":8013,"d":"8,013"},{"v":2902,"d":"2,902"},{"v":4645,"d":"4,645"},1,{"v":1969,"d":"1,969"},{"v":17530,"d":"17,530"},{"v":12804,"d":"12,804"},{"v":7447,"d":"7,447"},{"v":2659,"d":"2,659"},{"v":4106,"d":"4,106"},1,{"v":1916,"d":"1,916"},{"v":16129,"d":"16,129"},{"v":11974,"d":"11,974"}]
["PME assimilées aux autres expositions sur la clientèle de détail",null,256,87,0,0,8,351,331,240,86,0,0,8,334,314]
["Immobilier",null,{"v":7726,"d":"7,726"},526,0,0,0,{"v":8252,"d":"8,252"},{"v":5758,"d":"5,758"},{"v":7587,"d":"7,587"},473,0,0,0,{"v":8060,"d":"8,060"},{"v":5711,"d":"5,711"}]
["Expositions renouvelables sur la clientèle de détail",null,{"v":1104,"d":"1,104"},461,0,0,0,{"v":1565,"d":"1,565"},{"v":1565,"d":"1,565"},{"v":1096,"d":"1,096"},459,0,0,0,{"v":1555,"d":"1,555"},{"v":1555,"d":"1,555"}]
["Autres expositions sur la clientèle de détail (à l'exception des PME)",null,397,563,0,0,5,965,868,405,546,0,0,5,956,844]
["Titrisation",null,143,0,0,0,0,143,143,141,0,0,0,0,141,141]
["Actions",null,687,92,0,0,0,779,779,716,95,0,0,0,811,811]
["Portefeuille de négociation",null,0,0,{"v":22554,"d":"22,554"},432,0,{"v":22986,"d":"22,986"},790,0,0,{"v":23303,"d":"23,303"},375,0,{"v":23678,"d":"23,678"},815]
["Approche des notations internes"]
["Emprunteurs souverains",null,{"v":44676,"d":"44,676"},{"v":1365,"d":"1,365"},{"v":2666,"d":"2,666"},0,{"v":1763,"d":"1,763"},{"v":50470,"d":"50,470"},{"v":114911,"d":"114,911"},{"v":44279,"d":"44,279"},{"v":1347,"d":"1,347"},12,0,{"v":1519,"d":"1,519"},{"v":47157,"d":"47,157"},{"v":111952,"d":"111,952"}]
["Organismes publics hors administration centrale",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Institutions financières",null,{"v":3612,"d":"3,612"},{"v":1094,"d":"1,094"},10,{"v":6820,"d":"6,820"},245,{"v":11781,"d":"11,781"},{"v":11776,"d":"11,776"},{"v":3859,"d":"3,859"},{"v":1175,"d":"1,175"},8,{"v":6165,"d":"6,165"},207,{"v":11414,"d":"11,414"},{"v":11410,"d":"11,410"}]
["Entreprises",null,{"v":41344,"d":"41,344"},{"v":9024,"d":"9,024"},0,1,{"v":1072,"d":"1,072"},{"v":51441,"d":"51,441"},{"v":46208,"d":"46,208"},{"v":40132,"d":"40,132"},{"v":8668,"d":"8,668"},0,2,{"v":1050,"d":"1,050"},{"v":49852,"d":"49,852"},{"v":44873,"d":"44,873"}]
["PME assimilées aux autres expositions sur la clientèle de détail",null,{"v":7726,"d":"7,726"},{"v":4058,"d":"4,058"},0,1,89,{"v":11874,"d":"11,874"},{"v":10587,"d":"10,587"},{"v":7738,"d":"7,738"},{"v":4020,"d":"4,020"},0,1,92,{"v":11851,"d":"11,851"},{"v":10541,"d":"10,541"}]
["Immobilier",null,{"v":218161,"d":"218,161"},{"v":30032,"d":"30,032"},0,0,0,{"v":248193,"d":"248,193"},{"v":188510,"d":"188,510"},{"v":214441,"d":"214,441"},{"v":29911,"d":"29,911"},0,0,0,{"v":244352,"d":"244,352"},{"v":186661,"d":"186,661"}]
["Expositions renouvelables sur la clientèle de détail",null,{"v":6840,"d":"6,840"},{"v":8108,"d":"8,108"},0,0,0,{"v":14948,"d":"14,948"},{"v":14948,"d":"14,948"},{"v":6878,"d":"6,878"},{"v":8152,"d":"8,152"},0,0,0,{"v":15030,"d":"15,030"},{"v":15030,"d":"15,030"}]
["Autres expositions sur la clientèle de détail",null,{"v":15257,"d":"15,257"},{"v":8315,"d":"8,315"},0,0,5,{"v":23577,"d":"23,577"},{"v":22229,"d":"22,229"},{"v":15262,"d":"15,262"},{"v":8213,"d":"8,213"},0,0,5,{"v":23480,"d":"23,480"},{"v":22094,"d":"22,094"}]
["Portefeuille de négociation",null,0,0,{"v":17942,"d":"17,942"},{"v":1432,"d":"1,432"},0,{"v":19374,"d":"19,374"},{"v":1827,"d":"1,827"},0,0,{"v":22360,"d":"22,360"},{"v":1392,"d":"1,392"},0,{"v":23752,"d":"23,752"},{"v":2166,"d":"2,166"}]
["Total",null,{"v":370164,"d":"370,164"},{"v":68331,"d":"68,331"},{"v":47817,"d":"47,817"},{"v":8701,"d":"8,701"},{"v":5240,"d":"5,240"},{"v":500253,"d":"500,253"},{"v":453148,"d":"453,148"},{"v":364921,"d":"364,921"},{"v":67447,"d":"67,447"},{"v":49994,"d":"49,994"},{"v":7939,"d":"7,939"},{"v":4884,"d":"4,884"},{"v":495185,"d":"495,185"},{"v":446242,"d":"446,242"}]
["Par régions"]
[null,"Canada",{"v":362625,"d":"362,625"},{"v":67179,"d":"67,179"},{"v":43132,"d":"43,132"},{"v":3182,"d":"3,182"},{"v":4479,"d":"4,479"},{"v":480597,"d":"480,597"},{"v":438175,"d":"438,175"},{"v":358412,"d":"358,412"},{"v":66144,"d":"66,144"},{"v":43457,"d":"43,457"},{"v":2985,"d":"2,985"},{"v":4115,"d":"4,115"},{"v":475113,"d":"475,113"},{"v":432668,"d":"432,668"}]
[null,"États-Unis",{"v":6789,"d":"6,789"},{"v":1111,"d":"1,111"},{"v":2791,"d":"2,791"},767,386,{"v":11844,"d":"11,844"},{"v":9039,"d":"9,039"},{"v":5635,"d":"5,635"},{"v":1254,"d":"1,254"},{"v":3442,"d":"3,442"},687,414,{"v":11432,"d":"11,432"},{"v":7988,"d":"7,988"}]
[null,"Autres pays",750,41,{"v":1894,"d":"1,894"},{"v":4752,"d":"4,752"},375,{"v":7812,"d":"7,812"},{"v":5934,"d":"5,934"},874,49,{"v":3095,"d":"3,095"},{"v":4267,"d":"4,267"},355,{"v":8640,"d":"8,640"},{"v":5586,"d":"5,586"}]
["Total",null,{"v":370164,"d":"370,164"},{"v":68331,"d":"68,331"},{"v":47817,"d":"47,817"},{"v":8701,"d":"8,701"},{"v":5240,"d":"5,240"},{"v":500253,"d":"500,253"},{"v":453148,"d":"453,148"},{"v":364921,"d":"364,921"},{"v":67447,"d":"67,447"},{"v":49994,"d":"49,994"},{"v":7939,"d":"7,939"},{"v":4884,"d":"4,884"},{"v":495185,"d":"495,185"},{"v":446242,"d":"446,242"}]
["Par échéance(3)"]
[null,"Jusqu'à 1 an",{"v":130622,"d":"130,622"},{"v":55286,"d":"55,286"},{"v":47767,"d":"47,767"},{"v":1933,"d":"1,933"},{"v":2129,"d":"2,129"},{"v":237737,"d":"237,737"},{"v":190737,"d":"190,737"},{"v":126745,"d":"126,745"},{"v":54953,"d":"54,953"},{"v":49897,"d":"49,897"},{"v":1833,"d":"1,833"},{"v":1750,"d":"1,750"},{"v":235178,"d":"235,178"},{"v":186391,"d":"186,391"}]
[null,"De 1 à 5 ans",{"v":193928,"d":"193,928"},{"v":12371,"d":"12,371"},38,{"v":6138,"d":"6,138"},{"v":2752,"d":"2,752"},{"v":215227,"d":"215,227"},{"v":215147,"d":"215,147"},{"v":193013,"d":"193,013"},{"v":11735,"d":"11,735"},80,{"v":5542,"d":"5,542"},{"v":2456,"d":"2,456"},{"v":212826,"d":"212,826"},{"v":212701,"d":"212,701"}]
[null,"Plus de 5 ans",{"v":45614,"d":"45,614"},674,12,630,359,{"v":47289,"d":"47,289"},{"v":47264,"d":"47,264"},{"v":45163,"d":"45,163"},759,17,564,678,{"v":47181,"d":"47,181"},{"v":47150,"d":"47,150"}]
["Total",null,{"v":370164,"d":"370,164"},{"v":68331,"d":"68,331"},{"v":47817,"d":"47,817"},{"v":8701,"d":"8,701"},{"v":5240,"d":"5,240"},{"v":500253,"d":"500,253"},{"v":453148,"d":"453,148"},{"v":364921,"d":"364,921"},{"v":67447,"d":"67,447"},{"v":49994,"d":"49,994"},{"v":7939,"d":"7,939"},{"v":4884,"d":"4,884"},{"v":495185,"d":"495,185"},{"v":446242,"d":"446,242"}]
[]
[null,{"$f":"SUM(C44:P75)","v":16337682},"Au 31 mars 2025",{"$nulls":6},"Au 31 décembre 2024"]
[null,null,"Catégories d'expositions(1)",{"$nulls":6},"Catégories d'expositions(1)"]
["(en millions de dollars)",null,"Expositions\nutilisées","Expositions\ninutilisées","Transactions\nassimilables à\ndes pensions","Dérivés\nde\ngré à gré","Expositions\nhors bilan","Total","Expositions\nnettes(2)","Expositions\nutilisées","Expositions\ninutilisées","Transactions\nassimilables à\ndes pensions","Dérivés\nde\ngré à gré","Expositions\nhors bilan","Total","Expositions\nnettes(2)"]
["Approche standard"]
["Emprunteurs souverains",null,{"v":4892,"d":"4,892"},0,0,0,0,{"v":4892,"d":"4,892"},{"v":6700,"d":"6,700"},{"v":4458,"d":"4,458"},0,0,0,0,{"v":4458,"d":"4,458"},{"v":6119,"d":"6,119"}]
["Organismes publics hors administration centrale",null,{"v":7730,"d":"7,730"},{"v":1524,"d":"1,524"},0,0,56,{"v":9310,"d":"9,310"},{"v":9395,"d":"9,395"},{"v":7225,"d":"7,225"},{"v":1635,"d":"1,635"},0,0,42,{"v":8902,"d":"8,902"},{"v":8989,"d":"8,989"}]
["Institutions financières",null,{"v":1928,"d":"1,928"},52,0,7,31,{"v":2018,"d":"2,018"},{"v":2720,"d":"2,720"},{"v":1751,"d":"1,751"},53,0,28,21,{"v":1853,"d":"1,853"},{"v":2520,"d":"2,520"}]
["Entreprises",null,{"v":8141,"d":"8,141"},{"v":3061,"d":"3,061"},{"v":4092,"d":"4,092"},0,{"v":2213,"d":"2,213"},{"v":17507,"d":"17,507"},{"v":13514,"d":"13,514"},{"v":10381,"d":"10,381"},{"v":3842,"d":"3,842"},{"v":4799,"d":"4,799"},22,{"v":2057,"d":"2,057"},{"v":21101,"d":"21,101"},{"v":16253,"d":"16,253"}]
["PME assimilées aux autres expositions sur la clientèle de détail",null,237,89,0,0,8,334,317,224,89,0,0,7,320,304]
["Immobilier",null,{"v":7308,"d":"7,308"},484,0,0,0,{"v":7792,"d":"7,792"},{"v":5725,"d":"5,725"},{"v":7036,"d":"7,036"},441,0,0,0,{"v":7477,"d":"7,477"},{"v":5551,"d":"5,551"}]
["Expositions renouvelables sur la clientèle de détail",null,{"v":1062,"d":"1,062"},459,0,0,0,{"v":1521,"d":"1,521"},{"v":1521,"d":"1,521"},{"v":1064,"d":"1,064"},431,0,0,0,{"v":1495,"d":"1,495"},{"v":1495,"d":"1,495"}]
["Autres expositions sur la clientèle de détail (à l'exception des PME)",null,414,550,0,0,4,968,853,442,557,0,0,5,{"v":1004,"d":"1,004"},877]
["Titrisation",null,48,0,0,0,0,48,48,48,0,0,0,0,48,48]
["Actions",null,718,91,0,0,0,809,809,689,142,0,0,0,831,831]
["Portefeuille de négociation",null,0,0,{"v":25066,"d":"25,066"},498,0,{"v":25564,"d":"25,564"},{"v":1330,"d":"1,330"},0,0,{"v":22072,"d":"22,072"},581,0,{"v":22653,"d":"22,653"},{"v":1096,"d":"1,096"}]
["Approche des notations internes"]
["Emprunteurs souverains",null,{"v":43002,"d":"43,002"},{"v":1411,"d":"1,411"},23,1,66,{"v":44503,"d":"44,503"},{"v":106006,"d":"106,006"},{"v":39513,"d":"39,513"},{"v":1434,"d":"1,434"},5,0,76,{"v":41028,"d":"41,028"},{"v":99911,"d":"99,911"}]
["Organismes publics hors administration centrale",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Institutions financières",null,{"v":3860,"d":"3,860"},{"v":1193,"d":"1,193"},67,{"v":5801,"d":"5,801"},165,{"v":11086,"d":"11,086"},{"v":11063,"d":"11,063"},{"v":4372,"d":"4,372"},{"v":1212,"d":"1,212"},65,{"v":5315,"d":"5,315"},147,{"v":11111,"d":"11,111"},{"v":11075,"d":"11,075"}]
["Entreprises",null,{"v":37971,"d":"37,971"},{"v":8544,"d":"8,544"},0,1,{"v":1008,"d":"1,008"},{"v":47524,"d":"47,524"},{"v":42676,"d":"42,676"},{"v":34216,"d":"34,216"},{"v":8160,"d":"8,160"},0,0,631,{"v":43007,"d":"43,007"},{"v":38203,"d":"38,203"}]
["PME assimilées aux autres expositions sur la clientèle de détail",null,{"v":7671,"d":"7,671"},{"v":4012,"d":"4,012"},0,1,87,{"v":11771,"d":"11,771"},{"v":10434,"d":"10,434"},{"v":7524,"d":"7,524"},{"v":4028,"d":"4,028"},0,1,89,{"v":11642,"d":"11,642"},{"v":10294,"d":"10,294"}]
["Immobilier",null,{"v":206173,"d":"206,173"},{"v":29515,"d":"29,515"},0,0,0,{"v":235688,"d":"235,688"},{"v":181294,"d":"181,294"},{"v":201350,"d":"201,350"},{"v":28565,"d":"28,565"},0,0,0,{"v":229915,"d":"229,915"},{"v":178077,"d":"178,077"}]
["Expositions renouvelables sur la clientèle de détail",null,{"v":6990,"d":"6,990"},{"v":8162,"d":"8,162"},0,0,0,{"v":15152,"d":"15,152"},{"v":15152,"d":"15,152"},{"v":7181,"d":"7,181"},{"v":8055,"d":"8,055"},0,0,0,{"v":15236,"d":"15,236"},{"v":15236,"d":"15,236"}]
["Autres expositions sur la clientèle de détail",null,{"v":14926,"d":"14,926"},{"v":8343,"d":"8,343"},0,0,5,{"v":23274,"d":"23,274"},{"v":21820,"d":"21,820"},{"v":14992,"d":"14,992"},{"v":8084,"d":"8,084"},0,0,6,{"v":23082,"d":"23,082"},{"v":21714,"d":"21,714"}]
["Portefeuille de négociation",null,0,0,{"v":13043,"d":"13,043"},{"v":1530,"d":"1,530"},0,{"v":14573,"d":"14,573"},{"v":1795,"d":"1,795"},0,0,{"v":14279,"d":"14,279"},{"v":1084,"d":"1,084"},0,{"v":15363,"d":"15,363"},{"v":1462,"d":"1,462"}]
["Total",null,{"v":353071,"d":"353,071"},{"v":67490,"d":"67,490"},{"v":42291,"d":"42,291"},{"v":7839,"d":"7,839"},{"v":3643,"d":"3,643"},{"v":474334,"d":"474,334"},{"v":433172,"d":"433,172"},{"v":342466,"d":"342,466"},{"v":66728,"d":"66,728"},{"v":41220,"d":"41,220"},{"v":7031,"d":"7,031"},{"v":3081,"d":"3,081"},{"v":460526,"d":"460,526"},{"v":420055,"d":"420,055"}]
["Par régions"]
[null,"Canada",{"v":346560,"d":"346,560"},{"v":65952,"d":"65,952"},{"v":37430,"d":"37,430"},{"v":3275,"d":"3,275"},{"v":2860,"d":"2,860"},{"v":456077,"d":"456,077"},{"v":419742,"d":"419,742"},{"v":336581,"d":"336,581"},{"v":65084,"d":"65,084"},{"v":37129,"d":"37,129"},{"v":2619,"d":"2,619"},{"v":2155,"d":"2,155"},{"v":443568,"d":"443,568"},{"v":407263,"d":"407,263"}]
[null,"États-Unis",{"v":5603,"d":"5,603"},{"v":1507,"d":"1,507"},{"v":4332,"d":"4,332"},681,511,{"v":12634,"d":"12,634"},{"v":8261,"d":"8,261"},{"v":5009,"d":"5,009"},{"v":1568,"d":"1,568"},{"v":3360,"d":"3,360"},584,704,{"v":11225,"d":"11,225"},{"v":7749,"d":"7,749"}]
[null,"Autres pays",908,31,529,{"v":3883,"d":"3,883"},272,{"v":5623,"d":"5,623"},{"v":5169,"d":"5,169"},876,76,731,{"v":3828,"d":"3,828"},222,{"v":5733,"d":"5,733"},{"v":5043,"d":"5,043"}]
["Total",null,{"v":353071,"d":"353,071"},{"v":67490,"d":"67,490"},{"v":42291,"d":"42,291"},{"v":7839,"d":"7,839"},{"v":3643,"d":"3,643"},{"v":474334,"d":"474,334"},{"v":433172,"d":"433,172"},{"v":342466,"d":"342,466"},{"v":66728,"d":"66,728"},{"v":41220,"d":"41,220"},{"v":7031,"d":"7,031"},{"v":3081,"d":"3,081"},{"v":460526,"d":"460,526"},{"v":420055,"d":"420,055"}]
["Par échéance(3)"]
[null,"Jusqu'à 1 an",{"v":118948,"d":"118,948"},{"v":54268,"d":"54,268"},{"v":42124,"d":"42,124"},{"v":2204,"d":"2,204"},{"v":1821,"d":"1,821"},{"v":219365,"d":"219,365"},{"v":178495,"d":"178,495"},{"v":115476,"d":"115,476"},{"v":52963,"d":"52,963"},{"v":41074,"d":"41,074"},{"v":2087,"d":"2,087"},{"v":2498,"d":"2,498"},{"v":214098,"d":"214,098"},{"v":173875,"d":"173,875"}]
[null,"De 1 à 5 ans",{"v":189252,"d":"189,252"},{"v":12387,"d":"12,387"},0,{"v":5056,"d":"5,056"},{"v":1300,"d":"1,300"},{"v":207995,"d":"207,995"},{"v":207923,"d":"207,923"},{"v":184419,"d":"184,419"},{"v":12865,"d":"12,865"},100,{"v":4523,"d":"4,523"},566,{"v":202473,"d":"202,473"},{"v":202286,"d":"202,286"}]
[null,"Plus de 5 ans",{"v":44871,"d":"44,871"},835,167,579,522,{"v":46974,"d":"46,974"},{"v":46754,"d":"46,754"},{"v":42571,"d":"42,571"},900,46,421,17,{"v":43955,"d":"43,955"},{"v":43894,"d":"43,894"}]
["Total",null,{"v":353071,"d":"353,071"},{"v":67490,"d":"67,490"},{"v":42291,"d":"42,291"},{"v":7839,"d":"7,839"},{"v":3643,"d":"3,643"},{"v":474334,"d":"474,334"},{"v":433172,"d":"433,172"},{"v":342466,"d":"342,466"},{"v":66728,"d":"66,728"},{"v":41220,"d":"41,220"},{"v":7031,"d":"7,031"},{"v":3081,"d":"3,081"},{"v":460526,"d":"460,526"},{"v":420055,"d":"420,055"}]
[]
[null,{"$f":"SUM(C80:I112)","v":{"v":5268072,"d":"5,268,072.00"}},"Au 30 septembre 2024"]
[null,null,"Catégories d'expositions(1)"]
["(en millions de dollars)",null,"Expositions\nutilisées","Expositions\ninutilisées","Transactions\nassimilables à\ndes pensions","Dérivés\nde\ngré à gré","Expositions\nhors bilan","Total","Expositions\nnettes(2)"]
["Approche standard"]
["Emprunteurs souverains",null,{"v":6599,"d":"6,599"},0,0,0,0,{"v":6599,"d":"6,599"},{"v":7879,"d":"7,879"}]
["Organismes publics hors administration centrale",null,{"v":6918,"d":"6,918"},{"v":1702,"d":"1,702"},0,0,58,{"v":8678,"d":"8,678"},{"v":8764,"d":"8,764"}]
["Institutions financières",null,{"v":1778,"d":"1,778"},10,0,6,20,{"v":1814,"d":"1,814"},{"v":2459,"d":"2,459"}]
["Entreprises",null,{"v":10335,"d":"10,335"},{"v":3635,"d":"3,635"},{"v":4922,"d":"4,922"},18,{"v":2608,"d":"2,608"},{"v":21518,"d":"21,518"},{"v":16519,"d":"16,519"}]
["PME assimilées aux autres expositions sur la clientèle de détail",null,220,80,0,0,6,306,292]
["Immobilier",null,{"v":6584,"d":"6,584"},219,0,0,0,{"v":6803,"d":"6,803"},{"v":5257,"d":"5,257"}]
["Expositions renouvelables sur la clientèle de détail",null,91,17,0,0,0,108,108]
["Autres expositions sur la clientèle de détail (à l'exception des PME)",null,{"v":1157,"d":"1,157"},774,0,0,4,{"v":1935,"d":"1,935"},{"v":1792,"d":"1,792"}]
["Titrisation",null,25,0,0,0,0,25,25]
["Actions",null,673,148,0,0,0,821,821]
["Portefeuille de négociation",null,0,0,{"v":23805,"d":"23,805"},517,0,{"v":24322,"d":"24,322"},{"v":1025,"d":"1,025"}]
["Approche des notations internes"]
["Emprunteurs souverains",null,{"v":35691,"d":"35,691"},{"v":1342,"d":"1,342"},0,0,54,{"v":37087,"d":"37,087"},{"v":93035,"d":"93,035"}]
["Organismes publics hors administration centrale",null,0,0,0,0,0,0,0]
["Institutions financières",null,{"v":3935,"d":"3,935"},{"v":1203,"d":"1,203"},70,{"v":5768,"d":"5,768"},180,{"v":11156,"d":"11,156"},{"v":11126,"d":"11,126"}]
["Entreprises",null,{"v":33616,"d":"33,616"},{"v":7166,"d":"7,166"},0,0,978,{"v":41760,"d":"41,760"},{"v":37170,"d":"37,170"}]
["PME assimilées aux autres expositions sur la clientèle de détail",null,{"v":7708,"d":"7,708"},{"v":3932,"d":"3,932"},0,1,90,{"v":11731,"d":"11,731"},{"v":10395,"d":"10,395"}]
["Immobilier",null,{"v":196334,"d":"196,334"},{"v":27881,"d":"27,881"},0,0,0,{"v":224215,"d":"224,215"},{"v":175061,"d":"175,061"}]
["Expositions renouvelables sur la clientèle de détail",null,{"v":7212,"d":"7,212"},{"v":8068,"d":"8,068"},0,0,0,{"v":15280,"d":"15,280"},{"v":15280,"d":"15,280"}]
["Autres expositions sur la clientèle de détail",null,{"v":14821,"d":"14,821"},{"v":8008,"d":"8,008"},0,0,8,{"v":22837,"d":"22,837"},{"v":21514,"d":"21,514"}]
["Portefeuille de négociation",null,0,0,{"v":15801,"d":"15,801"},798,0,{"v":16599,"d":"16,599"},{"v":1308,"d":"1,308"}]
["Total",null,{"v":333697,"d":"333,697"},{"v":64185,"d":"64,185"},{"v":44598,"d":"44,598"},{"v":7108,"d":"7,108"},{"v":4006,"d":"4,006"},{"v":453594,"d":"453,594"},{"v":409830,"d":"409,830"}]
["Par régions"]
[null,"Canada",{"v":328234,"d":"328,234"},{"v":62802,"d":"62,802"},{"v":37493,"d":"37,493"},{"v":2502,"d":"2,502"},{"v":2735,"d":"2,735"},{"v":433766,"d":"433,766"},{"v":397157,"d":"397,157"}]
[null,"États-Unis",{"v":4571,"d":"4,571"},{"v":1354,"d":"1,354"},{"v":6034,"d":"6,034"},618,888,{"v":13465,"d":"13,465"},{"v":7308,"d":"7,308"}]
[null,"Autres pays",892,29,{"v":1071,"d":"1,071"},{"v":3988,"d":"3,988"},383,{"v":6363,"d":"6,363"},{"v":5365,"d":"5,365"}]
["Total",null,{"v":333697,"d":"333,697"},{"v":64185,"d":"64,185"},{"v":44598,"d":"44,598"},{"v":7108,"d":"7,108"},{"v":4006,"d":"4,006"},{"v":453594,"d":"453,594"},{"v":409830,"d":"409,830"}]
["Par échéance(3)"]
[null,"Jusqu'à 1 an","s. o.","s. o.","s. o.","s. o.","s. o.","s. o.","s. o."]
[null,"De 1 à 5 ans","s. o.","s. o.","s. o.","s. o.","s. o.","s. o.","s. o."]
[null,"Plus de 5 ans","s. o.","s. o.","s. o.","s. o.","s. o.","s. o.","s. o."]
["Total",null,"s. o.","s. o.","s. o.","s. o.","s. o.","s. o.","s. o."]
[]
["(1)","La définition des catégories d'expositions liées aux exigences de capital réglementaire diffère de celle de la classification comptable."]
["(2)","Après l'utilisation de techniques d'atténuation du risque de crédit (ARC), y compris des sûretés, des garanties et des dérivés de crédit."]
["(3)","Le calcul des expositions en cas de défaut par échéance reflète la portée des travaux actuels."]

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["Expositions en cas de défaut aux entreprises, emprunteurs souverains et institutions financières par secteurs d'activité"]
[]
[null,{"$f":"SUM(C6:P57)","v":3566080},"Au 30 septembre 2025",{"$nulls":6},"Au 30 juin 2025"]
[null,null,"Catégories d'expositions(1)",{"$nulls":6},"Catégories d'expositions(1)"]
["(en millions de dollars)",null,"Expositions\nutilisées","Expositions\ninutilisées","Transactions\nassimilables à\ndes pensions","Dérivés\nde\ngré à gré","Expositions\nhors bilan","Total","Expositions\nnettes(2)","Expositions\nutilisées","Expositions\ninutilisées","Transactions\nassimilables à\ndes pensions","Dérivés\nde\ngré à gré","Expositions\nhors bilan","Total","Expositions\nnettes(2)"]
["Secteurs d'activité "]
["Agriculture",null,{"v":11117,"d":"11,117"},648,0,0,44,{"v":11809,"d":"11,809"},{"v":13069,"d":"13,069"},{"v":10868,"d":"10,868"},676,0,0,20,{"v":11564,"d":"11,564"},{"v":12854,"d":"12,854"}]
["Mines",null,230,340,0,0,65,635,636,268,311,0,0,63,642,644]
["Pétrole et gaz",null,282,454,0,0,102,838,836,268,372,0,0,46,686,685]
["Services publics",null,{"v":4207,"d":"4,207"},{"v":1340,"d":"1,340"},0,0,247,{"v":5794,"d":"5,794"},{"v":5794,"d":"5,794"},{"v":3743,"d":"3,743"},{"v":1398,"d":"1,398"},0,0,280,{"v":5421,"d":"5,421"},{"v":5421,"d":"5,421"}]
["Construction",null,{"v":3423,"d":"3,423"},{"v":1079,"d":"1,079"},0,0,310,{"v":4812,"d":"4,812"},{"v":5012,"d":"5,012"},{"v":3569,"d":"3,569"},935,0,0,327,{"v":4831,"d":"4,831"},{"v":5045,"d":"5,045"}]
["Fabrication",null,{"v":5207,"d":"5,207"},{"v":1439,"d":"1,439"},0,0,152,{"v":6798,"d":"6,798"},{"v":6904,"d":"6,904"},{"v":5145,"d":"5,145"},{"v":1419,"d":"1,419"},0,0,149,{"v":6713,"d":"6,713"},{"v":6825,"d":"6,825"}]
["Commerce de gros",null,{"v":2445,"d":"2,445"},492,0,0,77,{"v":3014,"d":"3,014"},{"v":3051,"d":"3,051"},{"v":2330,"d":"2,330"},459,0,0,80,{"v":2869,"d":"2,869"},{"v":2906,"d":"2,906"}]
["Commerce de détail",null,{"v":3713,"d":"3,713"},795,0,1,22,{"v":4531,"d":"4,531"},{"v":4582,"d":"4,582"},{"v":3499,"d":"3,499"},774,0,2,14,{"v":4289,"d":"4,289"},{"v":4337,"d":"4,337"}]
["Transport",null,{"v":1620,"d":"1,620"},498,0,1,69,{"v":2188,"d":"2,188"},{"v":2200,"d":"2,200"},{"v":1662,"d":"1,662"},493,0,1,55,{"v":2211,"d":"2,211"},{"v":2224,"d":"2,224"}]
["Industrie de l'information",null,568,531,0,0,11,{"v":1110,"d":"1,110"},{"v":1123,"d":"1,123"},494,609,0,0,15,{"v":1118,"d":"1,118"},{"v":1138,"d":"1,138"}]
["Finance et assurances",null,{"v":12962,"d":"12,962"},{"v":2397,"d":"2,397"},{"v":4163,"d":"4,163"},{"v":6834,"d":"6,834"},{"v":3253,"d":"3,253"},{"v":29609,"d":"29,609"},{"v":25505,"d":"25,505"},{"v":12692,"d":"12,692"},{"v":2477,"d":"2,477"},868,{"v":6168,"d":"6,168"},{"v":2877,"d":"2,877"},{"v":25082,"d":"25,082"},{"v":24164,"d":"24,164"}]
["Immobilier",null,{"v":6099,"d":"6,099"},{"v":1695,"d":"1,695"},0,0,105,{"v":7899,"d":"7,899"},{"v":36533,"d":"36,533"},{"v":5742,"d":"5,742"},{"v":1463,"d":"1,463"},0,0,91,{"v":7296,"d":"7,296"},{"v":33523,"d":"33,523"}]
["Services professionnels",null,{"v":1333,"d":"1,333"},513,0,0,81,{"v":1927,"d":"1,927"},{"v":1944,"d":"1,944"},{"v":1431,"d":"1,431"},461,0,0,81,{"v":1973,"d":"1,973"},{"v":1989,"d":"1,989"}]
["Gestion de sociétés",null,{"v":1183,"d":"1,183"},306,0,0,31,{"v":1520,"d":"1,520"},{"v":1523,"d":"1,523"},{"v":1266,"d":"1,266"},210,0,0,31,{"v":1507,"d":"1,507"},{"v":1516,"d":"1,516"}]
["Services administratifs",null,924,193,0,0,19,{"v":1136,"d":"1,136"},{"v":1150,"d":"1,150"},814,210,0,0,20,{"v":1044,"d":"1,044"},{"v":1056,"d":"1,056"}]
["Enseignement",null,141,32,0,0,1,174,177,133,29,0,0,1,163,166]
["Soins de santé",null,{"v":1015,"d":"1,015"},123,0,0,3,{"v":1141,"d":"1,141"},{"v":3062,"d":"3,062"},850,131,0,0,3,984,{"v":2857,"d":"2,857"}]
["Arts et spectacles",null,209,50,0,0,2,261,279,210,53,0,0,1,264,284]
["Hébergement",null,786,42,0,0,2,830,887,740,40,0,0,2,782,841]
["Autres services",null,728,122,0,0,10,860,897,{"v":1094,"d":"1,094"},157,0,0,8,{"v":1259,"d":"1,259"},{"v":1294,"d":"1,294"}]
["Organismes publics",null,{"v":44639,"d":"44,639"},{"v":1096,"d":"1,096"},97,0,61,{"v":45893,"d":"45,893"},{"v":77266,"d":"77,266"},{"v":44751,"d":"44,751"},{"v":1085,"d":"1,085"},12,0,154,{"v":46002,"d":"46,002"},{"v":77794,"d":"77,794"}]
["Autres secteurs d'activités",null,{"v":1477,"d":"1,477"},256,{"v":3061,"d":"3,061"},0,407,{"v":5201,"d":"5,201"},{"v":3048,"d":"3,048"},{"v":1431,"d":"1,431"},144,{"v":3451,"d":"3,451"},0,399,{"v":5425,"d":"5,425"},{"v":2853,"d":"2,853"}]
["Total",null,{"v":104308,"d":"104,308"},{"v":14441,"d":"14,441"},{"v":7321,"d":"7,321"},{"v":6836,"d":"6,836"},{"v":5074,"d":"5,074"},{"v":137980,"d":"137,980"},{"v":195478,"d":"195,478"},{"v":103000,"d":"103,000"},{"v":13906,"d":"13,906"},{"v":4331,"d":"4,331"},{"v":6171,"d":"6,171"},{"v":4717,"d":"4,717"},{"v":132125,"d":"132,125"},{"v":190416,"d":"190,416"}]
[]
[null,null,"Au 31 mars 2025",{"$nulls":6},"Au 31 décembre 2024"]
[null,null,"Catégories d'expositions(1)",{"$nulls":6},"Catégories d'expositions(1)"]
["(en millions de dollars)",null,"Expositions\nutilisées","Expositions\ninutilisées","Transactions\nassimilables à\ndes pensions","Dérivés\nde\ngré à gré","Expositions\nhors bilan","Total","Expositions\nnettes(2)","Expositions\nutilisées","Expositions\ninutilisées","Transactions\nassimilables à\ndes pensions","Dérivés\nde\ngré à gré","Expositions\nhors bilan","Total","Expositions\nnettes(2)"]
["Secteurs d'activité"]
["Agriculture",null,{"v":10648,"d":"10,648"},585,0,0,19,{"v":11252,"d":"11,252"},{"v":12580,"d":"12,580"},{"v":10402,"d":"10,402"},573,0,0,18,{"v":10993,"d":"10,993"},{"v":12336,"d":"12,336"}]
["Mines",null,450,312,0,0,71,833,835,427,342,0,0,26,795,797]
["Pétrole et gaz",null,237,405,0,0,96,738,739,229,433,0,0,17,679,679]
["Services publics",null,{"v":3467,"d":"3,467"},{"v":1358,"d":"1,358"},0,0,274,{"v":5099,"d":"5,099"},{"v":5101,"d":"5,101"},{"v":2994,"d":"2,994"},{"v":1419,"d":"1,419"},0,0,135,{"v":4548,"d":"4,548"},{"v":4549,"d":"4,549"}]
["Construction",null,{"v":3886,"d":"3,886"},{"v":1195,"d":"1,195"},0,0,310,{"v":5391,"d":"5,391"},{"v":5599,"d":"5,599"},{"v":4133,"d":"4,133"},{"v":1267,"d":"1,267"},0,0,206,{"v":5606,"d":"5,606"},{"v":5745,"d":"5,745"}]
["Fabrication",null,{"v":4850,"d":"4,850"},{"v":1477,"d":"1,477"},0,0,146,{"v":6473,"d":"6,473"},{"v":6585,"d":"6,585"},{"v":4615,"d":"4,615"},{"v":1464,"d":"1,464"},0,0,132,{"v":6211,"d":"6,211"},{"v":6317,"d":"6,317"}]
["Commerce de gros",null,{"v":2200,"d":"2,200"},434,0,0,78,{"v":2712,"d":"2,712"},{"v":2751,"d":"2,751"},{"v":2139,"d":"2,139"},460,0,0,70,{"v":2669,"d":"2,669"},{"v":2706,"d":"2,706"}]
["Commerce de détail",null,{"v":3483,"d":"3,483"},822,0,1,21,{"v":4327,"d":"4,327"},{"v":4369,"d":"4,369"},{"v":3287,"d":"3,287"},{"v":1012,"d":"1,012"},0,0,16,{"v":4315,"d":"4,315"},{"v":4360,"d":"4,360"}]
["Transport",null,{"v":1604,"d":"1,604"},485,0,1,60,{"v":2150,"d":"2,150"},{"v":2162,"d":"2,162"},{"v":1511,"d":"1,511"},418,0,0,61,{"v":1990,"d":"1,990"},{"v":2003,"d":"2,003"}]
["Industrie de l'information",null,410,678,0,0,11,{"v":1099,"d":"1,099"},{"v":1117,"d":"1,117"},391,705,0,0,2,{"v":1098,"d":"1,098"},{"v":1116,"d":"1,116"}]
["Finance et assurances",null,{"v":13407,"d":"13,407"},{"v":2513,"d":"2,513"},{"v":1091,"d":"1,091"},{"v":5807,"d":"5,807"},976,{"v":23794,"d":"23,794"},{"v":22737,"d":"22,737"},{"v":12060,"d":"12,060"},{"v":2564,"d":"2,564"},{"v":1494,"d":"1,494"},{"v":5365,"d":"5,365"},979,{"v":22462,"d":"22,462"},{"v":21084,"d":"21,084"}]
["Immobilier",null,{"v":5227,"d":"5,227"},{"v":1440,"d":"1,440"},0,0,90,{"v":6757,"d":"6,757"},{"v":30246,"d":"30,246"},{"v":5017,"d":"5,017"},{"v":1386,"d":"1,386"},0,0,70,{"v":6473,"d":"6,473"},{"v":27728,"d":"27,728"}]
["Services professionnels",null,{"v":1520,"d":"1,520"},427,0,0,179,{"v":2126,"d":"2,126"},{"v":2064,"d":"2,064"},{"v":1466,"d":"1,466"},494,0,0,225,{"v":2185,"d":"2,185"},{"v":2030,"d":"2,030"}]
["Gestion de sociétés",null,{"v":1350,"d":"1,350"},225,0,0,32,{"v":1607,"d":"1,607"},{"v":1612,"d":"1,612"},{"v":1321,"d":"1,321"},284,0,0,31,{"v":1636,"d":"1,636"},{"v":1641,"d":"1,641"}]
["Services administratifs",null,889,149,0,0,21,{"v":1059,"d":"1,059"},{"v":1073,"d":"1,073"},783,152,0,0,24,959,972]
["Enseignement",null,143,25,0,0,2,170,174,144,52,0,0,2,198,201]
["Soins de santé",null,799,129,0,0,3,931,{"v":2575,"d":"2,575"},750,126,0,0,3,879,{"v":2508,"d":"2,508"}]
["Arts et spectacles",null,217,53,0,0,2,272,290,233,61,0,0,1,295,316]
["Hébergement",null,687,47,0,0,2,736,785,524,48,0,0,2,574,623]
["Autres services",null,897,194,0,0,8,{"v":1099,"d":"1,099"},{"v":1120,"d":"1,120"},{"v":1042,"d":"1,042"},145,0,0,6,{"v":1193,"d":"1,193"},{"v":1214,"d":"1,214"}]
["Organismes publics",null,{"v":41968,"d":"41,968"},{"v":1138,"d":"1,138"},23,1,63,{"v":43193,"d":"43,193"},{"v":74518,"d":"74,518"},{"v":39750,"d":"39,750"},{"v":1138,"d":"1,138"},5,0,124,{"v":41017,"d":"41,017"},{"v":71897,"d":"71,897"}]
["Autres secteurs d'activités",null,{"v":1455,"d":"1,455"},170,{"v":3068,"d":"3,068"},0,{"v":1019,"d":"1,019"},{"v":5712,"d":"5,712"},{"v":3647,"d":"3,647"},{"v":1473,"d":"1,473"},158,{"v":3370,"d":"3,370"},0,782,{"v":5783,"d":"5,783"},{"v":3259,"d":"3,259"}]
["Total",null,{"v":99794,"d":"99,794"},{"v":14261,"d":"14,261"},{"v":4182,"d":"4,182"},{"v":5810,"d":"5,810"},{"v":3483,"d":"3,483"},{"v":127530,"d":"127,530"},{"v":182679,"d":"182,679"},{"v":94691,"d":"94,691"},{"v":14701,"d":"14,701"},{"v":4869,"d":"4,869"},{"v":5365,"d":"5,365"},{"v":2932,"d":"2,932"},{"v":122558,"d":"122,558"},{"v":174081,"d":"174,081"}]
[]
[null,{"$f":"SUM(C62:I85)","v":816112},"Au 30 septembre 2024"]
[null,null,"Catégories d'expositions(1)"]
["(en millions de dollars)",null,"Expositions\nutilisées","Expositions\ninutilisées","Transactions\nassimilables à\ndes pensions","Dérivés\nde\ngré à gré","Expositions\nhors bilan","Total","Expositions\nnettes(2)"]
["Secteurs d'activité"]
["Agriculture",null,{"v":10141,"d":"10,141"},533,0,0,22,{"v":10696,"d":"10,696"},{"v":12017,"d":"12,017"}]
["Mines",null,678,297,0,0,73,{"v":1048,"d":"1,048"},{"v":1049,"d":"1,049"}]
["Pétrole et gaz",null,291,439,0,0,24,754,753]
["Services publics",null,{"v":3027,"d":"3,027"},{"v":1088,"d":"1,088"},0,0,296,{"v":4411,"d":"4,411"},{"v":4410,"d":"4,410"}]
["Construction",null,{"v":3689,"d":"3,689"},{"v":1102,"d":"1,102"},0,0,298,{"v":5089,"d":"5,089"},{"v":5189,"d":"5,189"}]
["Fabrication",null,{"v":4592,"d":"4,592"},{"v":1397,"d":"1,397"},0,0,157,{"v":6146,"d":"6,146"},{"v":6253,"d":"6,253"}]
["Commerce de gros",null,{"v":2103,"d":"2,103"},444,0,0,86,{"v":2633,"d":"2,633"},{"v":2670,"d":"2,670"}]
["Commerce de détail",null,{"v":3516,"d":"3,516"},805,0,0,18,{"v":4339,"d":"4,339"},{"v":4378,"d":"4,378"}]
["Transport",null,{"v":1497,"d":"1,497"},448,0,1,71,{"v":2017,"d":"2,017"},{"v":2032,"d":"2,032"}]
["Industrie de l'information",null,452,511,0,0,18,981,996]
["Finance et assurances",null,{"v":12871,"d":"12,871"},{"v":2434,"d":"2,434"},{"v":1492,"d":"1,492"},{"v":5791,"d":"5,791"},{"v":1330,"d":"1,330"},{"v":23918,"d":"23,918"},{"v":22471,"d":"22,471"}]
["Immobilier",null,{"v":4477,"d":"4,477"},{"v":1333,"d":"1,333"},0,0,79,{"v":5889,"d":"5,889"},{"v":24632,"d":"24,632"}]
["Services professionnels",null,{"v":1415,"d":"1,415"},409,0,0,278,{"v":2102,"d":"2,102"},{"v":1975,"d":"1,975"}]
["Gestion de sociétés",null,{"v":1247,"d":"1,247"},227,0,0,35,{"v":1509,"d":"1,509"},{"v":1496,"d":"1,496"}]
["Services administratifs",null,784,152,0,0,35,971,985]
["Enseignement",null,143,54,0,0,2,199,203]
["Soins de santé",null,665,120,0,0,5,790,{"v":2386,"d":"2,386"}]
["Arts et spectacles",null,239,51,0,0,1,291,315]
["Hébergement",null,524,40,0,0,2,566,618]
["Autres services",null,{"v":1091,"d":"1,091"},133,0,0,10,{"v":1234,"d":"1,234"},{"v":1259,"d":"1,259"}]
["Organismes publics",null,{"v":36777,"d":"36,777"},{"v":1088,"d":"1,088"},0,0,78,{"v":37943,"d":"37,943"},{"v":68338,"d":"68,338"}]
["Autres entreprises",null,{"v":1735,"d":"1,735"},251,{"v":3500,"d":"3,500"},0,922,{"v":6408,"d":"6,408"},{"v":3763,"d":"3,763"}]
["Total",null,{"v":91954,"d":"91,954"},{"v":13356,"d":"13,356"},{"v":4992,"d":"4,992"},{"v":5792,"d":"5,792"},{"v":3840,"d":"3,840"},{"v":119934,"d":"119,934"},{"v":168188,"d":"168,188"}]
[]
["(1)","La définition des catégories d'expositions liées aux exigences de capital réglementaire diffère de celle de la classification comptable."]
["(2)","Après l'utilisation de techniques d'atténuation du risque de crédit (ARC), y compris des sûretés, des garanties et des dérivés de crédit."]

{"sheet":"Expo - NI - Contrôles ex post","index":32,"n_rows":41,"n_cols":14,"rows_kept":41,"merged":[[0,0,0,13],[2,2,2,7],[2,8,2,13],[3,0,3,1],[4,0,4,1],[5,0,5,1],[6,0,6,1],[7,0,7,1],[8,0,8,1],[11,0,11,1],[12,0,12,1],[14,0,14,1],[14,2,14,7],[14,8,14,13],[15,0,15,1],[16,0,16,1],[17,0,17,1],[18,0,18,1],[19,0,19,1],[20,0,20,1],[23,0,23,1],[24,0,24,1],[26,0,26,1],[26,2,26,7],[26,8,26,13],[27,0,27,1],[28,0,28,1],[29,0,29,1],[30,0,30,1],[31,0,31,1],[32,0,32,1],[35,0,35,1],[36,0,36,1],[38,1,38,13],[39,1,39,13],[40,1,40,13]]}
["Expositions au risque de crédit selon l'approche des notations internes – Contrôles ex post : paramètres réels et estimatifs(1)"]
[]
[{"$f":"SUM(C5:N37)","v":{"v":62.38700000000001,"d":"62.387"}},null,"Au 30 septembre 2025",{"$nulls":5},"Au 30 juin 2025"]
["(en pourcentage)",null,"PD \nmoyenne \npondérée(2)","Taux de \ndéfaut \nannuel \nhistorique \nmoyen","Moyenne \ndes PCD \npondérée \npar l'ECD(2)","PCD \nobservée \net pondérée \npar l'ECD(2)","FCEC \nmoyen \npondéré \npar l'ECD(2)","FCEC \nobservé \net pondéré \npar l'ECD(2)","PD\nmoyenne\npondérée(2)","Taux de \ndéfaut \nannuel \nhistorique \nmoyen","Moyenne\ndes PCD\npondérée\npar l'ECD(2)","PCD\nobservée\net pondérée\npar l'ECD(2)","FCEC\nmoyen\npondéré\npar l'ECD(2)","FCEC\nobservé\net pondéré\npar l'ECD(2)"]
["Emprunteurs souverains",null,{"v":0.0002,"d":"0.02%"},0,{"v":0.2598,"d":"25.98%"},{"v":0.2165,"d":"21.65%"},{"v":0.4668,"d":"46.68%"},{"v":0.2143,"d":"21.43%"},{"v":0.0002,"d":"0.02%"},0,{"v":0.2618,"d":"26.18%"},{"v":0.2204,"d":"22.04%"},{"v":0.4678,"d":"46.78%"},{"v":0.211,"d":"21.10%"}]
["Institutions financières",null,{"v":1E-3,"d":"0.10%"},0,{"v":0.45,"d":"45.00%"},0,{"v":0.4128,"d":"41.28%"},0,{"v":0.0009,"d":"0.09%"},0,{"v":0.45,"d":"45.00%"},0,{"v":0.407,"d":"40.70%"},0]
["Entreprises",null,{"v":0.0404,"d":"4.04%"},{"v":0.0146,"d":"1.46%"},{"v":0.2803,"d":"28.03%"},{"v":0.1897,"d":"18.97%"},{"v":0.3563,"d":"35.63%"},{"v":0.1679,"d":"16.79%"},{"v":0.0392,"d":"3.92%"},{"v":0.0158,"d":"1.58%"},{"v":0.2818,"d":"28.18%"},{"v":0.1867,"d":"18.67%"},{"v":0.3584,"d":"35.84%"},{"v":0.1652,"d":"16.52%"}]
["PME assimilées aux autres expositions sur la clientèle de détail",null,{"v":0.0397,"d":"3.97%"},{"v":0.0249,"d":"2.49%"},{"v":0.6569,"d":"65.69%"},{"v":0.4972,"d":"49.72%"},{"v":0.4822,"d":"48.22%"},{"v":0.3401,"d":"34.01%"},{"v":0.0393,"d":"3.93%"},{"v":0.0268,"d":"2.68%"},{"v":0.6568,"d":"65.68%"},{"v":0.5153,"d":"51.53%"},{"v":0.4838,"d":"48.38%"},{"v":0.3281,"d":"32.81%"}]
["Expositions liées à des créances hypothécaires au logement"]
[null,"Expositions assurées",{"v":0.0065,"d":"0.65%"},{"v":2.3E-3,"d":"0.23%"},{"v":0.475,"d":"47.50%"},{"v":0.2997,"d":"29.97%"},{"v":0.4,"d":"40.00%"},{"v":0.4,"d":"40.00%"},{"v":0.007,"d":"0.70%"},{"v":0.0026,"d":"0.26%"},{"v":0.4992,"d":"49.92%"},{"v":0.326,"d":"32.60%"},{"v":0.4,"d":"40.00%"},{"v":0.4,"d":"40.00%"}]
[null,"Expositions non assurées",{"v":0.0085,"d":"0.85%"},{"v":0.0039,"d":"0.39%"},{"v":0.1391,"d":"13.91%"},{"v":0.0825,"d":"8.25%"},{"v":0.6683,"d":"66.83%"},{"v":0.077,"d":"7.70%"},{"v":0.0085,"d":"0.85%"},{"v":0.0041,"d":"0.41%"},{"v":0.1411,"d":"14.11%"},{"v":0.0719,"d":"7.19%"},{"v":0.6672,"d":"66.72%"},{"v":0.048,"d":"4.80%"}]
["Expositions renouvelables sur la clientèle de détail éligibles (ERCDE)",null,{"v":0.0155,"d":"1.55%"},{"v":0.013,"d":"1.30%"},{"v":0.8197,"d":"81.97%"},{"v":0.7132,"d":"71.32%"},{"v":0.4537,"d":"45.37%"},{"v":0.4539,"d":"45.39%"},{"v":0.0151,"d":"1.51%"},{"v":0.013,"d":"1.30%"},{"v":0.8205,"d":"82.05%"},{"v":0.7088,"d":"70.88%"},{"v":0.4532,"d":"45.32%"},{"v":0.4469,"d":"44.69%"}]
["Autres expositions sur la clientèle de détail (hors ERCDE) à l'exception des PME",null,{"v":0.0269,"d":"2.69%"},{"v":0.012,"d":"1.20%"},{"v":0.4708,"d":"47.08%"},{"v":0.4734,"d":"47.34%"},{"v":0.7051,"d":"70.51%"},{"v":0.5822,"d":"58.22%"},{"v":0.0261,"d":"2.61%"},{"v":0.0117,"d":"1.17%"},{"v":0.47,"d":"47.00%"},{"v":0.4603,"d":"46.03%"},{"v":0.7101,"d":"71.01%"},{"v":0.5832,"d":"58.32%"}]
[]
[null,null,"Au 31 mars 2025",{"$nulls":5},"Au 31 décembre 2024(3)"]
["(en pourcentage)",null,"PD\nmoyenne\npondérée(2)","Taux de \ndéfaut \nannuel \nhistorique \nmoyen","Moyenne\ndes PCD\npondérée\npar l'ECD(2)","PCD\nobservée\net pondérée\npar l'ECD(2)","FCEC\nmoyen\npondéré\npar l'ECD(2)","FCEC\nobservé\net pondéré\npar l'ECD(2)","PD\nmoyenne\npondérée(2)","Taux de \ndéfaut \nannuel \nhistorique \nmoyen","Moyenne\ndes PCD\npondérée\npar l'ECD(2)","PCD\nobservée\net pondérée\npar l'ECD(2)","FCEC\nmoyen\npondéré\npar l'ECD(2)","FCEC\nobservé\net pondéré\npar l'ECD(2)"]
["Emprunteurs souverains",null,{"v":0.0002,"d":"0.02%"},0,{"v":0.2638,"d":"26.38%"},{"v":0.2131,"d":"21.31%"},{"v":0.4606,"d":"46.06%"},{"v":0.2022,"d":"20.22%"},{"v":0.0002,"d":"0.02%"},0,{"v":0.2882,"d":"28.82%"},{"v":0.2395,"d":"23.95%"},{"v":0.449,"d":"44.90%"},{"v":0.1756,"d":"17.56%"}]
["Institutions financières",null,{"v":0.0009,"d":"0.09%"},0,{"v":0.45,"d":"45.00%"},0,{"v":0.4076,"d":"40.76%"},0,{"v":0.0008,"d":"0.08%"},0,{"v":0.45,"d":"45.00%"},0,{"v":0.4083,"d":"40.83%"},0]
["Entreprises",null,{"v":0.0398,"d":"3.98%"},{"v":0.0166,"d":"1.66%"},{"v":0.2811,"d":"28.11%"},{"v":0.1675,"d":"16.75%"},{"v":0.3624,"d":"36.24%"},{"v":0.1838,"d":"18.38%"},{"v":0.0391,"d":"3.91%"},{"v":0.017,"d":"1.70%"},{"v":0.2776,"d":"27.76%"},{"v":0.1622,"d":"16.22%"},{"v":0.3615,"d":"36.15%"},{"v":0.1581,"d":"15.81%"}]
["PME assimilées aux autres expositions sur la clientèle de détail",null,{"v":0.0392,"d":"3.92%"},{"v":0.0329,"d":"3.29%"},{"v":0.6568,"d":"65.68%"},{"v":0.5114,"d":"51.14%"},{"v":0.4834,"d":"48.34%"},{"v":0.3473,"d":"34.73%"},{"v":0.0367,"d":"3.67%"},{"v":0.0387,"d":"3.87%"},{"v":0.6534,"d":"65.34%"},{"v":0.487,"d":"48.70%"},{"v":0.4814,"d":"48.14%"},{"v":0.3577,"d":"35.77%"}]
["Expositions liées à des créances hypothécaires au logement"]
[null,"Expositions assurées",{"v":0.0084,"d":"0.84%"},{"v":0.0031,"d":"0.31%"},{"v":0.5421,"d":"54.21%"},{"v":0.3832,"d":"38.32%"},{"v":0.4,"d":"40.00%"},{"v":0.4,"d":"40.00%"},{"v":0.008,"d":"0.80%"},{"v":0.003,"d":"0.30%"},{"v":0.529,"d":"52.90%"},{"v":0.3647,"d":"36.47%"},{"v":0.4,"d":"40.00%"},{"v":0.4,"d":"40.00%"}]
[null,"Expositions non assurées",{"v":0.0088,"d":"0.88%"},{"v":4.3E-3,"d":"0.43%"},{"v":0.1419,"d":"14.19%"},{"v":0.0701,"d":"7.01%"},{"v":0.6672,"d":"66.72%"},{"v":0.1014,"d":"10.14%"},{"v":0.0085,"d":"0.85%"},{"v":0.0044,"d":"0.44%"},{"v":0.143,"d":"14.30%"},{"v":0.0716,"d":"7.16%"},{"v":0.6625,"d":"66.25%"},{"v":0.1479,"d":"14.79%"}]
["Expositions renouvelables sur la clientèle de détail éligibles (ERCDE)",null,{"v":0.0165,"d":"1.65%"},{"v":0.0133,"d":"1.33%"},{"v":0.8191,"d":"81.91%"},{"v":0.7055,"d":"70.55%"},{"v":0.4568,"d":"45.68%"},{"v":0.4529,"d":"45.29%"},{"v":0.0158,"d":"1.58%"},{"v":0.0142,"d":"1.42%"},{"v":0.8163,"d":"81.63%"},{"v":0.7112,"d":"71.12%"},{"v":0.4505,"d":"45.05%"},{"v":0.4143,"d":"41.43%"}]
["Autres expositions sur la clientèle de détail (hors ERCDE) à l'exception des PME",null,{"v":0.0266,"d":"2.66%"},{"v":0.0118,"d":"1.18%"},{"v":0.4672,"d":"46.72%"},{"v":0.446,"d":"44.60%"},{"v":0.7091,"d":"70.91%"},{"v":0.6102,"d":"61.02%"},{"v":0.0258,"d":"2.58%"},{"v":0.0119,"d":"1.19%"},{"v":0.4652,"d":"46.52%"},{"v":0.4349,"d":"43.49%"},{"v":0.7021,"d":"70.21%"},{"v":0.5725,"d":"57.25%"}]
[]
[null,null,"Au 30 septembre 2024(3)"]
["(en pourcentage)",null,"PD\nmoyenne\npondérée(2)","Taux de \ndéfaut \nannuel \nhistorique \nmoyen","Moyenne\ndes PCD\npondérée\npar l'ECD(2)","PCD\nobservée\net pondérée\npar l'ECD(2)","FCEC\nmoyen\npondéré\npar l'ECD(2)","FCEC\nobservé\net pondéré\npar l'ECD(2)"]
["Emprunteurs souverains",null,{"v":0.0002,"d":"0.02%"},0,{"v":0.2929,"d":"29.29%"},{"v":0.2415,"d":"24.15%"},{"v":0.4447,"d":"44.47%"},{"v":0.1682,"d":"16.82%"}]
["Institutions financières",null,{"v":0.0011,"d":"0.11%"},0,{"v":0.45,"d":"45.00%"},0,{"v":0.4091,"d":"40.91%"},0]
["Entreprises",null,{"v":0.0396,"d":"3.96%"},{"v":0.0181,"d":"1.81%"},{"v":0.2794,"d":"27.94%"},{"v":0.1563,"d":"15.63%"},{"v":0.3659,"d":"36.59%"},{"v":0.1614,"d":"16.14%"}]
["PME assimilées aux autres expositions sur la clientèle de détail",null,{"v":0.0341,"d":"3.41%"},{"v":0.0362,"d":"3.62%"},{"v":0.6514,"d":"65.14%"},{"v":0.496,"d":"49.60%"},{"v":0.4823,"d":"48.23%"},{"v":0.3309,"d":"33.09%"}]
["Expositions liées à des créances hypothécaires au logement"]
[null,"Expositions assurées",{"v":0.0074,"d":"0.74%"},{"v":0.0031,"d":"0.31%"},{"v":0.5142,"d":"51.42%"},{"v":0.3505,"d":"35.05%"},{"v":0.4,"d":"40.00%"},{"v":0.4,"d":"40.00%"}]
[null,"Expositions non assurées",{"v":0.0092,"d":"0.92%"},{"v":0.005,"d":"0.50%"},{"v":0.1444,"d":"14.44%"},{"v":0.0717,"d":"7.17%"},{"v":0.6622,"d":"66.22%"},{"v":0.2595,"d":"25.95%"}]
["Expositions renouvelables sur la clientèle de détail éligibles (ERCDE)",null,{"v":0.0157,"d":"1.57%"},{"v":0.0135,"d":"1.35%"},{"v":0.8163,"d":"81.63%"},{"v":0.7163,"d":"71.63%"},{"v":0.4477,"d":"44.77%"},{"v":0.3976,"d":"39.76%"}]
["Autres expositions sur la clientèle de détail (hors ERCDE) à l'exception des PME",null,{"v":0.0258,"d":"2.58%"},{"v":0.0122,"d":"1.22%"},{"v":0.4626,"d":"46.26%"},{"v":0.4213,"d":"42.13%"},{"v":0.7007,"d":"70.07%"},{"v":0.6008,"d":"60.08%"}]
[]
["(1)","La probabilité de défaut est désignée par « PD », la perte en cas de défaut, par « PCD », l'exposition en cas de défaut, par « ECD », et le facteur de conversion en équivalent-crédit, par « FCEC »."]
["(2)","PD et PCD pondérées en fonction de l'exposition en cas de défaut et FCEC pondéré en fonction de l'engagement total."]
["(3)","Certaines données au 31 décembre 2024 et pour les périodes antérieures ont été reclassées afin que leur présentation soit conforme à celle de la période courante."]

{"sheet":"CCR1","index":33,"n_rows":59,"n_cols":9,"rows_kept":59,"merged":[[0,0,0,8],[4,3,4,8],[5,1,5,2],[6,1,6,2],[7,1,7,2],[8,1,8,2],[9,1,9,2],[10,1,10,2],[11,1,11,2],[15,3,15,8],[16,1,16,2],[17,1,17,2],[18,1,18,2],[19,1,19,2],[20,1,20,2],[21,1,21,2],[22,1,22,2],[26,3,26,8],[27,1,27,2],[28,1,28,2],[29,1,29,2],[30,1,30,2],[31,1,31,2],[32,1,32,2],[33,1,33,2],[34,1,34,8],[38,3,38,8],[39,1,39,2],[40,1,40,2],[41,1,41,2],[42,1,42,2],[43,1,43,2],[44,1,44,2],[45,1,45,2],[49,3,49,8],[50,1,50,2],[51,1,51,2],[52,1,52,2],[53,1,53,2],[54,1,54,2],[55,1,55,2],[56,1,56,2],[58,2,58,8]]}
["Tableau CCR1 – Analyse de l'exposition au risque de contrepartie (CCR) par approche(1)"]
[]
[null,null,{"$f":"SUM(D7:I34)","v":{"v":117832.2,"d":"117,832.20"}},"a","b","c","d","e","f"]
[]
[{"$nulls":3},"Au 30 septembre 2025"]
[null,"(en millions de dollars)",null,"Coût de \nremplacement","Exposition future \npotentielle","EPAE","Alpha servant \nau calcul \ndes ECD \nréglementaires","ECD \naprès prise \nen compte des \ntechniques ARC","APR"]
["1","AS – CCR (pour les dérivés)",null,{"v":1911,"d":"1,911"},{"v":4304,"d":"4,304"},"s. o.",1.4,{"v":8701,"d":"8,701"},{"v":3891,"d":"3,891"}]
["2","Méthode des modèles internes (pour les dérivés et les cessions temporaires de titres)",null,"s. o.","s. o.",0,0,0,0]
["3","Approche simple pour l’ARC (cessions temporaires de titres)",null,"s. o.","s. o.","s. o.","s. o.",0,0]
["4","Approche complète pour l’ARC (cessions temporaires de titres)",null,"s. o.","s. o.","s. o.","s. o.",{"v":1056,"d":"1,056"},404]
["5","VaR pour les cessions temporaires de titres",null,"s. o.","s. o.","s. o.","s. o.","s. o.",0]
["6","Total",null,{"v":1911,"d":"1,911"},{"v":4304,"d":"4,304"},0,"s. o.",{"v":9757,"d":"9,757"},{"v":4295,"d":"4,295"}]
[]
[{"$nulls":3},"a","b","c","d","e","f"]
[]
[{"$nulls":3},"Au 30 juin 2025"]
[null,"(en millions de dollars)",null,"Coût de \nremplacement","Exposition future \npotentielle","EPAE","Alpha servant \nau calcul \ndes ECD \nréglementaires","ECD \naprès prise \nen compte des \ntechniques ARC","APR"]
["1","AS – CCR (pour les dérivés)",null,{"v":1686,"d":"1,686"},{"v":3985,"d":"3,985"},"s. o.",1.4,{"v":7939,"d":"7,939"},{"v":3517,"d":"3,517"}]
["2","Méthode des modèles internes (pour les dérivés et les cessions temporaires de titres)",null,"s. o.","s. o.",0,0,0,0]
["3","Approche simple pour l’ARC (cessions temporaires de titres)",null,"s. o.","s. o.","s. o.","s. o.",0,0]
["4","Approche complète pour l’ARC (cessions temporaires de titres)",null,"s. o.","s. o.","s. o.","s. o.",{"v":1361,"d":"1,361"},496]
["5","VaR pour les cessions temporaires de titres",null,"s. o.","s. o.","s. o.","s. o.","s. o.",0]
["6","Total",null,{"v":1686,"d":"1,686"},{"v":3985,"d":"3,985"},0,"s. o.",{"v":9300,"d":"9,300"},{"v":4013,"d":"4,013"}]
[]
[{"$nulls":3},"a","b","c","d","e","f"]
[]
[{"$nulls":3},"Au 31 mars 2025"]
[null,"(en millions de dollars)",null,"Coût de \nremplacement","Exposition future \npotentielle","EPAE","Alpha servant \nau calcul \ndes ECD \nréglementaires","ECD \naprès prise \nen compte des \ntechniques ARC","APR"]
["1","AS – CCR (pour les dérivés)",null,{"v":1617,"d":"1,617"},{"v":3982,"d":"3,982"},"s. o.",1.4,{"v":7839,"d":"7,839"},{"v":3543,"d":"3,543"}]
["2","Méthode des modèles internes (pour les dérivés et les cessions temporaires de titres)",null,"s. o.","s. o.",0,0,0,0]
["3","Approche simple pour l’ARC (cessions temporaires de titres)",null,"s. o.","s. o.","s. o.","s. o.",0,0]
["4","Approche complète pour l’ARC (cessions temporaires de titres)",null,"s. o.","s. o.","s. o.","s. o.",{"v":1518,"d":"1,518"},{"v":1164,"d":"1,164"}]
["5","VaR pour les cessions temporaires de titres",null,"s. o.","s. o.","s. o.","s. o.","s. o.",0]
["6","Total",null,{"v":1617,"d":"1,617"},{"v":3982,"d":"3,982"},0,"s. o.",{"v":9357,"d":"9,357"},{"v":4707,"d":"4,707"}]
[]
[]
[{"$nulls":3},"a","b","c","d","e","f"]
[]
[null,null,{"$f":"SUM(D41:I57)","v":{"v":69582.8,"d":"69,582.80"}},"Au 31 décembre 2024"]
[null,"(en millions de dollars)",null,"Coût de \nremplacement","Exposition future \npotentielle","EPAE","Alpha servant \nau calcul \ndes ECD \nréglementaires","ECD \naprès prise \nen compte des \ntechniques ARC","APR"]
["1","AS – CCR (pour les dérivés)",null,{"v":1333,"d":"1,333"},{"v":3689,"d":"3,689"},"s. o.",1.4,{"v":7031,"d":"7,031"},{"v":3323,"d":"3,323"}]
["2","Méthode des modèles internes (pour les dérivés et les cessions temporaires de titres)",null,"s. o.","s. o.",0,0,0,0]
["3","Approche simple pour l’ARC (cessions temporaires de titres)",null,"s. o.","s. o.","s. o.","s. o.",0,0]
["4","Approche complète pour l’ARC (cessions temporaires de titres)",null,"s. o.","s. o.","s. o.","s. o.",{"v":1217,"d":"1,217"},858]
["5","VaR pour les cessions temporaires de titres",null,"s. o.","s. o.","s. o.","s. o.","s. o.",0]
["6","Total",null,{"v":1333,"d":"1,333"},{"v":3689,"d":"3,689"},0,"s. o.",{"v":8248,"d":"8,248"},{"v":4181,"d":"4,181"}]
[]
[{"$nulls":3},"a","b","c","d","e","f"]
[]
[{"$nulls":3},"Au 30 septembre 2024"]
[null,"(en millions de dollars)",null,"Coût de \nremplacement","Exposition future \npotentielle","EPAE","Alpha servant \nau calcul \ndes ECD \nréglementaires","ECD \naprès prise \nen compte des \ntechniques ARC","APR"]
["1","AS – CCR (pour les dérivés)",null,{"v":1440,"d":"1,440"},{"v":3638,"d":"3,638"},"s. o.",1.4,{"v":7108,"d":"7,108"},{"v":2961,"d":"2,961"}]
["2","Méthode des modèles internes (pour les dérivés et les cessions temporaires de titres)",null,"s. o.","s. o.",0,0,0,0]
["3","Approche simple pour l’ARC (cessions temporaires de titres)",null,"s. o.","s. o.","s. o.","s. o.",0,0]
["4","Approche complète pour l’ARC (cessions temporaires de titres)",null,"s. o.","s. o.","s. o.","s. o.",{"v":1331,"d":"1,331"},861]
["5","VaR pour les cessions temporaires de titres",null,"s. o.","s. o.","s. o.","s. o.","s. o.",0]
["6","Total",null,{"v":1440,"d":"1,440"},{"v":3638,"d":"3,638"},0,"s. o.",{"v":8439,"d":"8,439"},{"v":3822,"d":"3,822"}]
[]
[null,"(1)","Exclut les expositions et les APR en regard de l'ajustement de l'évaluation de crédit et en regard des contreparties centrales (présentés au tableau CCR8)."]

{"sheet":"CCR3","index":34,"n_rows":84,"n_cols":18,"rows_kept":84,"merged":[[0,0,0,17],[4,3,4,17],[5,1,5,2],[6,1,6,2],[7,1,7,2],[8,1,8,2],[9,1,9,2],[10,1,10,2],[11,1,11,2],[12,1,12,2],[13,1,13,2],[14,1,14,2],[15,1,15,2],[16,1,16,2],[17,1,17,2],[20,3,20,17],[21,1,21,2],[22,1,22,2],[23,1,23,2],[24,1,24,2],[25,1,25,2],[26,1,26,2],[27,1,27,2],[28,1,28,2],[29,1,29,2],[30,1,30,2],[31,1,31,2],[32,1,32,2],[33,1,33,2],[36,3,36,17],[37,1,37,2],[38,1,38,2],[39,1,39,2],[40,1,40,2],[41,1,41,2],[42,1,42,2],[43,1,43,2],[44,1,44,2],[45,1,45,2],[46,1,46,2],[47,1,47,2],[48,1,48,2],[49,1,49,2],[52,3,52,17],[53,1,53,2],[54,1,54,2],[55,1,55,2],[56,1,56,2],[57,1,57,2],[58,1,58,2],[59,1,59,2],[60,1,60,2],[61,1,61,2],[62,1,62,2],[63,1,63,2],[64,1,64,2],[65,1,65,2],[68,3,68,17],[69,1,69,2],[70,1,70,2],[71,1,71,2],[72,1,72,2],[73,1,73,2],[74,1,74,2],[75,1,75,2],[76,1,76,2],[77,1,77,2],[78,1,78,2],[79,1,79,2],[80,1,80,2],[81,1,81,2],[83,2,83,17],[84,2,84,17]]}
["Tableau CCR3 – Approche standard – Expositions au risque de contrepartie (CCR) par portefeuille réglementaire et par pondération des risques(1)"]
[]
[{"$nulls":3},"a","b","c","d","e","f","g","h","i","j","k","l","m","n","o"]
[]
[null,null,{"$f":"SUM(D7:R18)+SUM(D24:R34)","v":{"v":7796,"d":"7,796.00"}},"Au 30 septembre 2025"]
[null,"(en millions de dollars)",null,"0 %",{"v":0.1,"d":"10%"},{"v":0.2,"d":"20%"},{"v":0.3,"d":"30%"},{"v":0.4,"d":"40%"},{"v":0.5,"d":"50%"},{"v":0.65,"d":"65%"},{"v":0.75,"d":"75%"},{"v":0.8,"d":"80%"},{"v":0.85,"d":"85%"},{"v":1,"d":"100%"},{"v":1.3,"d":"130%"},{"v":1.5,"d":"150%"},"Autres","Total des expositions \n(après techniques\nARC)"]
[null,"Portefeuille réglementaire / Pondération des risques"]
["1","Emprunteurs souverains",null,49,0,0,0,0,0,0,0,0,0,0,0,0,0,49]
["2","Organismes publics hors administration centrale",null,0,0,29,0,0,0,0,0,0,0,0,0,0,0,29]
["3","Banques multilatérales de développement",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["4","Institutions de dépôts et banques",null,0,0,48,0,0,0,0,0,0,0,0,0,42,0,90]
["5","Entreprises d'investissement et autres institutions financières assimilées à des banques",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["6","Entreprises",null,0,0,54,0,0,13,0,10,0,0,705,0,16,0,798]
[null,"Dont : Financement spécialisé",null,0,0,0,0,0,0,0,0,0,0,19,0,0,0,19]
[null,"Entreprises d'investissement et autres institutions financières assimilées à des entreprises",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["7","Portefeuilles de détail réglementaires",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["8","Autres actifs",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["9","Total",null,49,0,131,0,0,13,0,10,0,0,705,0,58,0,966]
[]
[{"$nulls":3},"a","b","c","d","e","f","g","h","i","j","k","l","m","n","o"]
[{"$nulls":3},"Au 30 juin 2025"]
[null,"(en millions de dollars)",null,"0 %",{"v":0.1,"d":"10%"},{"v":0.2,"d":"20%"},{"v":0.3,"d":"30%"},{"v":0.4,"d":"40%"},{"v":0.5,"d":"50%"},{"v":0.65,"d":"65%"},{"v":0.75,"d":"75%"},{"v":0.8,"d":"80%"},{"v":0.85,"d":"85%"},{"v":1,"d":"100%"},{"v":1.3,"d":"130%"},{"v":1.5,"d":"150%"},"Autres","Total des expositions \n(après techniques\nARC)"]
[null,"Portefeuille réglementaire / Pondération des risques"]
["1","Emprunteurs souverains",null,40,0,0,0,0,0,0,0,0,0,0,0,0,0,40]
["2","Organismes publics hors administration centrale",null,0,0,67,0,0,0,0,0,0,0,0,0,0,0,67]
["3","Banques multilatérales de développement",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["4","Institutions de dépôts et banques",null,0,0,49,0,0,0,0,0,0,0,0,0,51,0,100]
["5","Entreprises d'investissement et autres institutions financières assimilées à des banques",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["6","Entreprises",null,0,0,0,0,0,12,0,29,0,0,686,2,26,0,755]
[null,"Dont : Financement spécialisé",null,0,0,0,0,0,0,0,0,0,0,21,2,0,0,23]
[null,"Entreprises d'investissement et autres institutions financières assimilées à des entreprises",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["7","Portefeuilles de détail réglementaires",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["8","Autres actifs",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["9","Total",null,40,0,116,0,0,12,0,29,0,0,686,2,77,0,962]
[]
[{"$nulls":3},"a","b","c","d","e","f","g","h","i","j","k","l","m","n","o"]
[null,null,{"$f":"SUM(D40:R50)+SUM(D56:R66)","v":{"v":13252,"d":"13,252.00"}},"Au 31 mars 2025"]
[null,"(en millions de dollars)",null,"0 %",{"v":0.1,"d":"10%"},{"v":0.2,"d":"20%"},{"v":0.3,"d":"30%"},{"v":0.4,"d":"40%"},{"v":0.5,"d":"50%"},{"v":0.65,"d":"65%"},{"v":0.75,"d":"75%"},{"v":0.8,"d":"80%"},{"v":0.85,"d":"85%"},{"v":1,"d":"100%"},{"v":1.3,"d":"130%"},{"v":1.5,"d":"150%"},"Autres","Total des expositions \n(après techniques\nARC)"]
[null,"Portefeuille réglementaire / Pondération des risques"]
["1","Emprunteurs souverains",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2","Organismes publics hors administration centrale",null,0,0,91,0,0,0,0,0,0,0,0,0,0,0,91]
["3","Banques multilatérales de développement",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["4","Institutions de dépôts et banques",null,0,0,61,0,0,0,0,0,0,0,0,0,130,0,191]
["5","Entreprises d'investissement et autres institutions financières assimilées à des banques",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["6","Entreprises",null,0,0,13,0,0,0,0,16,53,0,{"v":1303,"d":"1,303"},27,16,0,{"v":1428,"d":"1,428"}]
[null,"Dont : Financement spécialisé",null,0,0,0,0,0,0,0,0,53,0,26,27,0,0,106]
[null,"Entreprises d'investissement et autres institutions financières assimilées à des entreprises",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["7","Portefeuilles de détail réglementaires",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["8","Autres actifs",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["9","Total",null,0,0,165,0,0,0,0,16,53,0,{"v":1303,"d":"1,303"},27,146,0,{"v":1710,"d":"1,710"}]
[]
[{"$nulls":3},"a","b","c","d","e","f","g","h","i","j","k","l","m","n","o"]
[{"$nulls":3},"Au 31 décembre 2024"]
[null,"(en millions de dollars)",null,"0 %",{"v":0.1,"d":"10%"},{"v":0.2,"d":"20%"},{"v":0.3,"d":"30%"},{"v":0.4,"d":"40%"},{"v":0.5,"d":"50%"},{"v":0.65,"d":"65%"},{"v":0.75,"d":"75%"},{"v":0.8,"d":"80%"},{"v":0.85,"d":"85%"},{"v":1,"d":"100%"},{"v":1.3,"d":"130%"},{"v":1.5,"d":"150%"},"Autres","Total des expositions \n(après techniques\nARC)"]
[null,"Portefeuille réglementaire / Pondération des risques"]
["1","Emprunteurs souverains",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2","Organismes publics hors administration centrale",null,0,0,43,0,0,0,0,0,0,0,0,0,0,0,43]
["3","Banques multilatérales de développement",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["4","Institutions de dépôts et banques",null,0,0,75,4,0,0,0,0,0,0,0,0,131,0,210]
["5","Entreprises d'investissement et autres institutions financières assimilées à des banques",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["6","Entreprises",null,0,0,21,0,0,7,0,15,136,0,936,66,4,0,{"v":1185,"d":"1,185"}]
[null,"Dont : Financement spécialisé",null,0,0,0,0,0,0,0,0,136,0,22,66,0,0,224]
[null,"Entreprises d'investissement et autres institutions financières assimilées à des entreprises",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["7","Portefeuilles de détail réglementaires",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["8","Autres actifs",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["9","Total",null,0,0,139,4,0,7,0,15,136,0,936,66,135,0,{"v":1438,"d":"1,438"}]
[]
[{"$nulls":3},"a","b","c","d","e","f","g","h","i","j","k","l","m","n","o"]
[null,null,{"$f":"SUM(D72:R82)","v":5836},"Au 30 septembre 2024"]
[null,"(en millions de dollars)",null,{"v":0,"d":"0%"},{"v":0.1,"d":"10%"},{"v":0.2,"d":"20%"},{"v":0.3,"d":"30%"},{"v":0.4,"d":"40%"},{"v":0.5,"d":"50%"},{"v":0.65,"d":"65%"},{"v":0.75,"d":"75%"},{"v":0.8,"d":"80%"},{"v":0.85,"d":"85%"},{"v":1,"d":"100%"},{"v":1.3,"d":"130%"},{"v":1.5,"d":"150%"},"Autres","Total des expositions \n(après techniques\nARC)"]
[null,"Portefeuille réglementaire / Pondération des risques"]
["1","Emprunteurs souverains",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2","Organismes publics hors administration centrale",null,0,0,3,0,0,0,0,0,0,0,0,0,0,0,3]
["3","Banques multilatérales de développement",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["4","Institutions de dépôts et banques",null,0,0,43,3,0,6,0,0,0,0,0,0,223,0,275]
["5","Entreprises d'investissement et autres institutions\nfinancières assimilées à des banques",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["6","Entreprises",null,0,0,22,0,0,8,0,8,170,0,751,76,9,0,{"v":1044,"d":"1,044"}]
[null,"Dont : Financement spécialisé",null,0,0,0,0,0,0,0,0,170,0,28,76,0,0,274]
[null,"Entreprises d'investissement et autres institutions\nfinancières assimilées à des entreprises",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["7","Portefeuilles de détail réglementaires",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["8","Autres actifs",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["9","Total",null,0,0,68,3,0,14,0,8,170,0,751,76,232,0,{"v":1322,"d":"1,322"}]
[]
[null,"(1)","Les expositions sont présentées nettes après l'atténuation du risque de crédit."]

{"sheet":"CCR4 - AIRB","index":35,"n_rows":100,"n_cols":16,"rows_kept":100,"merged":[[0,0,0,15],[4,2,4,8],[4,9,4,15],[6,0,14,0],[15,0,23,0],[24,0,32,0],[33,0,33,1],[37,2,37,8],[37,9,37,15],[39,0,47,0],[48,0,56,0],[57,0,65,0],[66,0,66,1],[70,2,70,8],[70,9,70,15],[72,0,80,0],[81,0,89,0],[90,0,98,0],[99,0,99,1]]}
["Tableau CCR4 – AIRB – Expositions au risque de contrepartie (CCR) par portefeuille et par fourchette de probabilité de défaut (PD)"]
[]
[{"$f":"SUM(C7:P34)","v":{"v":11868.847599999996,"d":"11868.8476"}},null,"a","b","c","d","e","f","g","a","b","c","d","e","f","g"]
[]
[null,null,"Au 30 septembre 2025",{"$nulls":6},"Au 30 juin 2025"]
["(en millions de dollars)","Fourchette\nde PD (%)","ECD après prise \nen compte des \ntechniques ARC","PD \nmoyenne","Nombre \nde \ndébiteurs","PCD \nmoyenne","Échéance \nmoyenne","APR","Proportion \ndes APR","ECD après prise \nen compte des \ntechniques ARC","PD \nmoyenne","Nombre\nde \ndébiteurs","PCD \nmoyenne","Échéance \nmoyenne","APR","Proportion \ndes APR"]
["Expositions liées \nà des emprunteurs \nsouverains","0,00 à ˂ 0,15",568,{"v":0.0002,"d":"0.02%"},13,{"v":0.1182,"d":"11.82%"},{"v":0.2,"d":"0.20"},3,{"v":0.006,"d":"0.60%"},852,{"v":0.0003,"d":"0.03%"},9,{"v":0.1386,"d":"13.86%"},{"v":0.3,"d":"0.30"},9,{"v":0.0111,"d":"1.11%"}]
[null,"0,15 à ˂ 0,25",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"0,25 à ˂ 0,50",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"0,75 à ˂ 2,50",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"10,00 à ˂ 100,00",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"100,00 (défaut)",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Sous-total",568,{"v":0.0002,"d":"0.02%"},13,{"v":0.1182,"d":"11.82%"},{"v":0.2,"d":"0.20"},3,{"v":0.006,"d":"0.60%"},852,{"v":0.0003,"d":"0.03%"},9,{"v":0.1386,"d":"13.86%"},{"v":0.3,"d":"0.30"},9,{"v":0.0111,"d":"1.11%"}]
["Expositions liées \nà des institutions \nfinancières","0,00 à ˂ 0,15",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"0,15 à ˂ 0,25",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"0,25 à ˂ 0,50",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"0,75 à ˂ 2,50",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"10,00 à ˂ 100,00",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"100,00 (défaut)",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Sous-total",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Expositions liées \nà des entreprises","0,00 à ˂ 0,15",1,{"v":0.0013,"d":"0.13%"},9,{"v":0.864,"d":"86.40%"},{"v":3.9,"d":"3.90"},1,{"v":0.6836,"d":"68.36%"},1,{"v":0.0013,"d":"0.13%"},4,{"v":0.864,"d":"86.40%"},{"v":4.1,"d":"4.10"},1,{"v":0.7317,"d":"73.17%"}]
[null,"0,15 à ˂ 0,25",8,{"v":0.0022,"d":"0.22%"},22,{"v":0.864,"d":"86.40%"},{"v":2.3,"d":"2.30"},7,{"v":0.8415,"d":"84.15%"},7,{"v":0.0022,"d":"0.22%"},16,{"v":0.864,"d":"86.40%"},{"v":2.6,"d":"2.60"},6,{"v":0.8958,"d":"89.58%"}]
[null,"0,25 à ˂ 0,50",33,{"v":3.3E-3,"d":"0.33%"},32,{"v":0.864,"d":"86.40%"},{"v":2.7,"d":"2.70"},35,{"v":1.066,"d":"106.60%"},23,{"v":0.0032,"d":"0.32%"},25,{"v":0.864,"d":"86.40%"},{"v":2.9,"d":"2.90"},25,{"v":1.0813,"d":"108.13%"}]
[null,"0,50 à ˂ 0,75",68,{"v":0.0057,"d":"0.57%"},46,{"v":0.864,"d":"86.40%"},{"v":2.9,"d":"2.90"},90,{"v":1.3415,"d":"134.15%"},58,{"v":0.0058,"d":"0.58%"},43,{"v":0.864,"d":"86.40%"},{"v":3.2,"d":"3.20"},81,{"v":1.3877,"d":"138.77%"}]
[null,"0,75 à ˂ 2,50",206,{"v":0.0178,"d":"1.78%"},176,{"v":0.864,"d":"86.40%"},{"v":2.9,"d":"2.90"},331,{"v":1.6129,"d":"161.29%"},201,{"v":0.0179,"d":"1.79%"},165,{"v":0.864,"d":"86.40%"},{"v":2.9,"d":"2.90"},334,{"v":1.658,"d":"165.80%"}]
[null,"2,50 à ˂ 10,00",23,{"v":0.0476,"d":"4.76%"},34,{"v":0.864,"d":"86.40%"},{"v":2.5,"d":"2.50"},58,{"v":2.4749,"d":"247.49%"},21,{"v":0.0424,"d":"4.24%"},28,{"v":0.864,"d":"86.40%"},{"v":2.6,"d":"2.60"},49,{"v":2.3071,"d":"230.71%"}]
[null,"10,00 à ˂ 100,00",11,{"v":0.1739,"d":"17.39%"},12,{"v":0.864,"d":"86.40%"},{"v":2.2,"d":"2.20"},44,{"v":3.8814,"d":"388.14%"},10,{"v":0.1837,"d":"18.37%"},10,{"v":0.864,"d":"86.40%"},{"v":2.5,"d":"2.50"},38,{"v":3.9015,"d":"390.15%"}]
[null,"100,00 (défaut)",3,{"v":1,"d":"100.00%"},5,{"v":0.864,"d":"86.40%"},{"v":1.1,"d":"1.10"},37,{"v":10.7994,"d":"1,079.94%"},2,{"v":1,"d":"100.00%"},3,{"v":0.864,"d":"86.40%"},{"v":1.2,"d":"1.20"},19,{"v":10.7994,"d":"1,079.94%"}]
[null,"Sous-total",353,{"v":0.0303,"d":"3.03%"},336,{"v":0.864,"d":"86.40%"},{"v":2.8,"d":"2.80"},603,{"v":1.7094,"d":"170.94%"},323,{"v":0.0262,"d":"2.62%"},294,{"v":0.864,"d":"86.40%"},{"v":2.9,"d":"2.90"},553,{"v":1.7101,"d":"171.01%"}]
["Total AIRB",null,921,{"v":0.0117,"d":"1.17%"},349,{"v":0.4039,"d":"40.39%"},{"v":1.2,"d":"1.20"},606,{"v":0.6587,"d":"65.87%"},{"v":1175,"d":"1,175"},{"v":0.0074,"d":"0.74%"},303,{"v":0.3388,"d":"33.88%"},{"v":1,"d":"1.00"},562,{"v":0.4783,"d":"47.83%"}]
[]
[null,null,"a","b","c","d","e","f","g","a","b","c","d","e","f","g"]
[]
[{"$f":"SUM(C40:P67)","v":{"v":13912.694799999997,"d":"13,912.69"}},null,"Au 31 mars 2025",{"$nulls":6},"Au 31 décembre 2024"]
["(en millions de dollars)","Fourchette\nde PD (%)","ECD après prise \nen compte des \ntechniques ARC","PD \nmoyenne","Nombre \nde \ndébiteurs","PCD \nmoyenne","Échéance \nmoyenne","APR","Proportion \ndes APR","ECD après prise \nen compte des \ntechniques ARC","PD \nmoyenne","Nombre \nde \ndébiteurs","PCD \nmoyenne","Échéance \nmoyenne","APR","Proportion \ndes APR"]
["Expositions liées \nà des emprunteurs \nsouverains","0,00 à ˂ 0,15",359,{"v":0.0003,"d":"0.03%"},11,{"v":0.1444,"d":"14.44%"},{"v":0.7,"d":"0.70"},6,{"v":0.0173,"d":"1.73%"},342,{"v":0.0003,"d":"0.03%"},9,{"v":0.0989,"d":"9.89%"},{"v":0.3,"d":"0.30"},2,{"v":0.0056,"d":"0.56%"}]
[null,"0,15 à ˂ 0,25",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"0,25 à ˂ 0,50",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"0,75 à ˂ 2,50",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"10,00 à ˂ 100,00",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"100,00 (défaut)",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Sous-total",359,{"v":0.0003,"d":"0.03%"},11,{"v":0.1444,"d":"14.44%"},{"v":0.7,"d":"0.70"},6,{"v":0.0173,"d":"1.73%"},342,{"v":0.0003,"d":"0.03%"},9,{"v":0.0989,"d":"9.89%"},{"v":0.3,"d":"0.30"},2,{"v":0.0056,"d":"0.56%"}]
["Expositions liées \nà des institutions \nfinancières","0,00 à ˂ 0,15",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"0,15 à ˂ 0,25",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"0,25 à ˂ 0,50",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"0,75 à ˂ 2,50",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"10,00 à ˂ 100,00",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"100,00 (défaut)",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Sous-total",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Expositions liées \nà des entreprises","0,00 à ˂ 0,15",4,{"v":0.0007,"d":"0.07%"},36,{"v":0.864,"d":"86.40%"},{"v":1.8,"d":"1.80"},1,{"v":0.2849,"d":"28.49%"},3,{"v":0.0006,"d":"0.06%"},31,{"v":0.864,"d":"86.40%"},{"v":1,"d":"1.00"},0,{"v":0.139,"d":"13.90%"}]
[null,"0,15 à ˂ 0,25",39,{"v":0.0022,"d":"0.22%"},70,{"v":0.864,"d":"86.40%"},{"v":1.3,"d":"1.30"},26,{"v":0.6534,"d":"65.34%"},23,{"v":0.0021,"d":"0.21%"},56,{"v":0.864,"d":"86.40%"},{"v":1.4,"d":"1.40"},14,{"v":0.616,"d":"61.60%"}]
[null,"0,25 à ˂ 0,50",71,{"v":3.3E-3,"d":"0.33%"},65,{"v":0.864,"d":"86.40%"},{"v":2.3,"d":"2.30"},70,{"v":0.9755,"d":"97.55%"},68,{"v":3.3E-3,"d":"0.33%"},55,{"v":0.864,"d":"86.40%"},{"v":2.1,"d":"2.10"},63,{"v":0.9298,"d":"92.98%"}]
[null,"0,50 à ˂ 0,75",77,{"v":0.0058,"d":"0.58%"},60,{"v":0.864,"d":"86.40%"},{"v":3.1,"d":"3.10"},108,{"v":1.3897,"d":"138.97%"},49,{"v":0.0056,"d":"0.56%"},50,{"v":0.864,"d":"86.40%"},{"v":3.3,"d":"3.30"},66,{"v":1.3533,"d":"135.33%"}]
[null,"0,75 à ˂ 2,50",274,{"v":0.0178,"d":"1.78%"},259,{"v":0.864,"d":"86.40%"},{"v":2.6,"d":"2.60"},437,{"v":1.5985,"d":"159.85%"},284,{"v":0.0182,"d":"1.82%"},240,{"v":0.864,"d":"86.40%"},{"v":2.2,"d":"2.20"},436,{"v":1.5352,"d":"153.52%"}]
[null,"2,50 à ˂ 10,00",47,{"v":0.0418,"d":"4.18%"},75,{"v":0.864,"d":"86.40%"},{"v":1.9,"d":"1.90"},103,{"v":2.2003,"d":"220.03%"},46,{"v":0.0436,"d":"4.36%"},62,{"v":0.864,"d":"86.40%"},{"v":1.8,"d":"1.80"},103,{"v":2.2331,"d":"223.31%"}]
[null,"10,00 à ˂ 100,00",19,{"v":0.1943,"d":"19.43%"},20,{"v":0.864,"d":"86.40%"},{"v":2.5,"d":"2.50"},70,{"v":3.7185,"d":"371.85%"},20,{"v":0.1772,"d":"17.72%"},18,{"v":0.864,"d":"86.40%"},{"v":2.3,"d":"2.30"},74,{"v":3.6691,"d":"366.91%"}]
[null,"100,00 (défaut)",5,{"v":1,"d":"100.00%"},6,{"v":0.864,"d":"86.40%"},{"v":1.1,"d":"1.10"},55,{"v":10.7994,"d":"1,079.94%"},9,{"v":1,"d":"100.00%"},6,{"v":0.864,"d":"86.40%"},{"v":1,"d":"1.00"},99,{"v":10.7994,"d":"1,079.94%"}]
[null,"Sous-total",536,{"v":0.0306,"d":"3.06%"},591,{"v":0.864,"d":"86.40%"},{"v":2.5,"d":"2.50"},870,{"v":1.6226,"d":"162.26%"},502,{"v":0.0408,"d":"4.08%"},518,{"v":0.864,"d":"86.40%"},{"v":2.2,"d":"2.20"},855,{"v":1.7041,"d":"170.41%"}]
["Total AIRB",null,895,{"v":0.0197,"d":"1.97%"},602,{"v":0.6064,"d":"60.64%"},{"v":1.8,"d":"1.80"},876,{"v":0.9789,"d":"97.89%"},844,{"v":0.0243,"d":"2.43%"},527,{"v":0.5542,"d":"55.42%"},{"v":1.4,"d":"1.40"},857,{"v":1.016,"d":"101.60%"}]
[]
[null,null,"a","b","c","d","e","f","g"]
[]
[{"$f":"SUM(C73:I100)","v":{"v":6145.919400000001,"d":"6,145.92"}},null,"Au 30 septembre 2024"]
["(en millions de dollars)","Fourchette\nde PD (%)","ECD après prise \nen compte des \ntechniques ARC","PD \nmoyenne","Nombre\nde \ndébiteurs","PCD \nmoyenne","Échéance \nmoyenne","APR","Proportion \ndes APR"]
["Expositions liées \nà des emprunteurs \nsouverains","0,00 à ˂ 0,15",479,{"v":0.0002,"d":"0.02%"},14,{"v":0.1,"d":"10.00%"},{"v":0.1,"d":"0.10"},2,{"v":0.004,"d":"0.40%"}]
[null,"0,15 à ˂ 0,25",0,0,0,0,0,0,0]
[null,"0,25 à ˂ 0,50",0,0,0,0,0,0,0]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0]
[null,"0,75 à ˂ 2,50",0,0,0,0,0,0,0]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0]
[null,"10,00 à ˂ 100,00",0,0,0,0,0,0,0]
[null,"100,00 (défaut)",0,0,0,0,0,0,0]
[null,"Sous-total",479,{"v":0.0002,"d":"0.02%"},14,{"v":0.1,"d":"10.00%"},{"v":0.1,"d":"0.10"},2,{"v":0.004,"d":"0.40%"}]
["Expositions liées \nà des institutions \nfinancières","0,00 à ˂ 0,15",0,0,0,0,0,0,0]
[null,"0,15 à ˂ 0,25",0,0,0,0,0,0,0]
[null,"0,25 à ˂ 0,50",0,0,0,0,0,0,0]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0]
[null,"0,75 à ˂ 2,50",0,0,0,0,0,0,0]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0]
[null,"10,00 à ˂ 100,00",0,0,0,0,0,0,0]
[null,"100,00 (défaut)",0,0,0,0,0,0,0]
[null,"Sous-total",0,0,0,0,0,0,0]
["Expositions liées \nà des entreprises","0,00 à ˂ 0,15",2,{"v":0.0005,"d":"0.05%"},48,{"v":0.864,"d":"86.40%"},{"v":1.1,"d":"1.10"},0,{"v":0.133,"d":"13.30%"}]
[null,"0,15 à ˂ 0,25",9,{"v":0.0022,"d":"0.22%"},71,{"v":0.864,"d":"86.40%"},{"v":1.7,"d":"1.70"},6,{"v":0.6761,"d":"67.61%"}]
[null,"0,25 à ˂ 0,50",38,{"v":0.0032,"d":"0.32%"},77,{"v":0.864,"d":"86.40%"},{"v":2.8,"d":"2.80"},39,{"v":1.0161,"d":"101.61%"}]
[null,"0,50 à ˂ 0,75",41,{"v":0.0057,"d":"0.57%"},63,{"v":0.864,"d":"86.40%"},{"v":3.5,"d":"3.50"},55,{"v":1.3461,"d":"134.61%"}]
[null,"0,75 à ˂ 2,50",165,{"v":0.0176,"d":"1.76%"},312,{"v":0.864,"d":"86.40%"},{"v":2.8,"d":"2.80"},281,{"v":1.703,"d":"170.30%"}]
[null,"2,50 à ˂ 10,00",28,{"v":0.0401,"d":"4.01%"},86,{"v":0.864,"d":"86.40%"},{"v":2.7,"d":"2.70"},62,{"v":2.2453,"d":"224.53%"}]
[null,"10,00 à ˂ 100,00",17,{"v":0.2316,"d":"23.16%"},27,{"v":0.864,"d":"86.40%"},{"v":2,"d":"2.00"},63,{"v":3.8038,"d":"380.38%"}]
[null,"100,00 (défaut)",3,{"v":1,"d":"100.00%"},10,{"v":0.864,"d":"86.40%"},{"v":1.2,"d":"1.20"},32,{"v":10.7994,"d":"1,079.94%"}]
[null,"Sous-total",303,{"v":0.0371,"d":"3.71%"},694,{"v":0.864,"d":"86.40%"},{"v":2.8,"d":"2.80"},538,{"v":1.7749,"d":"177.49%"}]
["Total AIRB",null,782,{"v":0.0145,"d":"1.45%"},708,{"v":0.3994,"d":"39.94%"},{"v":1.2,"d":"1.20"},540,{"v":0.6854,"d":"68.54%"}]

{"sheet":"CCR4 - FIRB","index":36,"n_rows":100,"n_cols":16,"rows_kept":100,"merged":[[0,0,0,15],[4,2,4,8],[4,9,4,15],[6,0,14,0],[15,0,23,0],[24,0,32,0],[33,0,33,1],[37,2,37,8],[37,9,37,15],[39,0,47,0],[48,0,56,0],[57,0,65,0],[70,2,70,8],[72,0,80,0],[81,0,89,0],[90,0,98,0],[101,0,101,8]]}
["Tableau CCR4 – FIRB – Expositions au risque de contrepartie (CCR) par portefeuille et par fourchette de probabilité de défaut (PD)"]
[]
[{"$f":"SUM(C7:P34)","v":{"v":62247.17350000003,"d":"62,247.17"}},null,"a","b","c","d","e","f","g","a","b","c","d","e","f","g"]
[]
[null,null,"Au 30 septembre 2025",{"$nulls":6},"Au 30 juin 2025"]
["(en millions de dollars)","Fourchette\nde PD (%)","ECD après prise \nen compte des \ntechniques ARC","PD \nmoyenne","Nombre\nde \ndébiteurs","PCD \nmoyenne","Échéance \nmoyenne","APR","Proportion \ndes APR","ECD après prise \nen compte des \ntechniques ARC","PD \nmoyenne","Nombre\nde \ndébiteurs","PCD \nmoyenne","Échéance \nmoyenne","APR","Proportion \ndes APR"]
["Expositions liées \nà des emprunteurs \nsouverains","0,00 à ˂ 0,15",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"0,15 à ˂ 0,25",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"0,25 à ˂ 0,50",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"0,75 à ˂ 2,50",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"10,00 à ˂ 100,00",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"100,00 (défaut)",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Sous-total",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Expositions liées \nà des institutions \nfinancières","0,00 à ˂ 0,15",{"v":5360,"d":"5,360"},{"v":0.0007,"d":"0.07%"},39,{"v":0.45,"d":"45.00%"},2.23,{"v":1565,"d":"1,565"},{"v":0.2919,"d":"29.19%"},{"v":5331,"d":"5,331"},{"v":0.0007,"d":"0.07%"},40,{"v":0.45,"d":"45.00%"},2.26,{"v":1615,"d":"1,615"},{"v":0.3029,"d":"30.29%"}]
[null,"0,15 à ˂ 0,25",{"v":1922,"d":"1,922"},{"v":1.9E-3,"d":"0.19%"},6,{"v":0.45,"d":"45.00%"},2.36,965,{"v":0.5022,"d":"50.22%"},{"v":1260,"d":"1,260"},{"v":1.9E-3,"d":"0.19%"},4,{"v":0.45,"d":"45.00%"},2.73,686,{"v":0.5445,"d":"54.45%"}]
[null,"0,25 à ˂ 0,50",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"0,75 à ˂ 2,50",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"10,00 à ˂ 100,00",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"100,00 (défaut)",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Sous-total",{"v":7282,"d":"7,282"},{"v":1E-3,"d":"0.10%"},45,{"v":0.45,"d":"45.00%"},2.26,{"v":2530,"d":"2,530"},{"v":0.3474,"d":"34.74%"},{"v":6591,"d":"6,591"},{"v":0.0009,"d":"0.09%"},44,{"v":0.45,"d":"45.00%"},2.35,{"v":2301,"d":"2,301"},{"v":0.3491,"d":"34.91%"}]
["Expositions liées \nà des entreprises","0,00 à ˂ 0,15",246,{"v":1E-3,"d":"0.10%"},23,{"v":0.4,"d":"40.00%"},3.72,81,{"v":0.3301,"d":"33.01%"},199,{"v":0.0011,"d":"0.11%"},19,{"v":0.4,"d":"40.00%"},3.72,69,{"v":0.3459,"d":"34.59%"}]
[null,"0,15 à ˂ 0,25",35,{"v":2.3E-3,"d":"0.23%"},4,{"v":0.4,"d":"40.00%"},4.19,19,{"v":0.5636,"d":"56.36%"},23,{"v":2.3E-3,"d":"0.23%"},4,{"v":0.4,"d":"40.00%"},3.24,9,{"v":0.4813,"d":"48.13%"}]
[null,"0,25 à ˂ 0,50",225,{"v":2.8E-3,"d":"0.28%"},26,{"v":0.4,"d":"40.00%"},3.89,133,{"v":0.5903,"d":"59.03%"},287,{"v":0.0029,"d":"0.29%"},27,{"v":0.4,"d":"40.00%"},3.46,161,{"v":0.5593,"d":"55.93%"}]
[null,"0,50 à ˂ 0,75",23,{"v":0.0067,"d":"0.67%"},4,{"v":0.4,"d":"40.00%"},4.78,22,{"v":0.9515,"d":"95.15%"},43,{"v":0.0064,"d":"0.64%"},7,{"v":0.4,"d":"40.00%"},2.87,32,{"v":0.7322,"d":"73.22%"}]
[null,"0,75 à ˂ 2,50",36,{"v":0.0203,"d":"2.03%"},14,{"v":0.4,"d":"40.00%"},2.85,38,{"v":1.0554,"d":"105.54%"},8,{"v":0.0174,"d":"1.74%"},9,{"v":0.4,"d":"40.00%"},2.18,8,{"v":0.9234,"d":"92.34%"}]
[null,"2,50 à ˂ 10,00",18,{"v":0.05,"d":"5.00%"},4,{"v":0.4,"d":"40.00%"},{"v":1.4,"d":"1.40"},22,{"v":1.2144,"d":"121.44%"},12,{"v":0.0503,"d":"5.03%"},4,{"v":0.4,"d":"40.00%"},1.48,15,{"v":1.2257,"d":"122.57%"}]
[null,"10,00 à ˂ 100,00",5,{"v":0.2736,"d":"27.36%"},1,{"v":0.4,"d":"40.00%"},{"v":1,"d":"1.00"},11,{"v":2.0883,"d":"208.83%"},0,0,0,0,0,0,0]
[null,"100,00 (défaut)",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Sous-total",588,{"v":0.0071,"d":"0.71%"},76,{"v":0.4,"d":"40.00%"},3.71,326,{"v":0.5544,"d":"55.44%"},572,{"v":0.0037,"d":"0.37%"},70,{"v":0.4,"d":"40.00%"},3.44,294,{"v":0.5145,"d":"51.45%"}]
["Total FIRB",null,{"v":7870,"d":"7,870"},{"v":1.5E-3,"d":"0.15%"},121,{"v":0.4463,"d":"44.63%"},2.37,{"v":2856,"d":"2,856"},{"v":0.3629,"d":"36.29%"},{"v":7163,"d":"7,163"},{"v":0.0012,"d":"0.12%"},114,{"v":0.446,"d":"44.60%"},2.44,{"v":2595,"d":"2,595"},{"v":0.3623,"d":"36.23%"}]
[]
[null,null,"a","b","c","d","e","f","g","a","b","c","d","e","f","g"]
[]
[{"$f":"SUM(C40:P67)","v":{"v":51173.54890000002,"d":"51,173.55"}},null,"Au 31 mars 2025",{"$nulls":6},"Au 31 décembre 2024"]
["(en millions de dollars)","Fourchette\nde PD (%)","ECD après prise \nen compte des \ntechniques ARC","PD \nmoyenne","Nombre\nde \ndébiteurs","PCD \nmoyenne","Échéance \nmoyenne","APR","Proportion \ndes APR","ECD après prise \nen compte des \ntechniques ARC","PD \nmoyenne","Nombre\nde \ndébiteurs","PCD \nmoyenne","Échéance \nmoyenne","APR","Proportion \ndes APR"]
["Expositions liées \nà des emprunteurs \nsouverains","0,00 à ˂ 0,15",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"0,15 à ˂ 0,25",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"0,25 à ˂ 0,50",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"0,75 à ˂ 2,50",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"10,00 à ˂ 100,00",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"100,00 (défaut)",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Sous-total",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Expositions liées \nà des institutions \nfinancières","0,00 à ˂ 0,15",{"v":5952,"d":"5,952"},{"v":0.0008,"d":"0.08%"},42,{"v":0.45,"d":"45.00%"},{"v":2.2,"d":"2.20"},{"v":1850,"d":"1,850"},{"v":0.3107,"d":"31.07%"},{"v":5449,"d":"5,449"},{"v":0.0008,"d":"0.08%"},46,{"v":0.45,"d":"45.00%"},2.14,{"v":1652,"d":"1,652"},{"v":0.3031,"d":"30.31%"}]
[null,"0,15 à ˂ 0,25",372,{"v":1.9E-3,"d":"0.19%"},1,{"v":0.45,"d":"45.00%"},1.01,109,{"v":0.2927,"d":"29.27%"},278,{"v":1.9E-3,"d":"0.19%"},1,{"v":0.45,"d":"45.00%"},3.08,133,{"v":0.4801,"d":"48.01%"}]
[null,"0,25 à ˂ 0,50",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"0,75 à ˂ 2,50",0,0,0,0,0,0,0,45,{"v":0.0194,"d":"1.94%"},1,{"v":0.45,"d":"45.00%"},0.29,48,{"v":1.0663,"d":"106.63%"}]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"10,00 à ˂ 100,00",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"100,00 (défaut)",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Sous-total",{"v":6324,"d":"6,324"},{"v":0.0008,"d":"0.08%"},43,{"v":0.45,"d":"45.00%"},2.13,{"v":1959,"d":"1,959"},{"v":0.3098,"d":"30.98%"},{"v":5772,"d":"5,772"},{"v":1E-3,"d":"0.10%"},48,{"v":0.45,"d":"45.00%"},2.17,{"v":1833,"d":"1,833"},{"v":0.3175,"d":"31.75%"}]
["Expositions liées \nà des entreprises","0,00 à ˂ 0,15",176,{"v":0.0011,"d":"0.11%"},14,{"v":0.4,"d":"40.00%"},3.49,59,{"v":0.3302,"d":"33.02%"},49,{"v":0.0011,"d":"0.11%"},5,{"v":0.4,"d":"40.00%"},1.81,11,{"v":0.2223,"d":"22.23%"}]
[null,"0,15 à ˂ 0,25",30,{"v":2.3E-3,"d":"0.23%"},4,{"v":0.4,"d":"40.00%"},3.25,15,{"v":0.4823,"d":"48.23%"},27,{"v":2.3E-3,"d":"0.23%"},4,{"v":0.4,"d":"40.00%"},3.21,13,{"v":0.4807,"d":"48.07%"}]
[null,"0,25 à ˂ 0,50",130,{"v":2.8E-3,"d":"0.28%"},15,{"v":0.4,"d":"40.00%"},3.44,71,{"v":0.5489,"d":"54.89%"},45,{"v":0.003,"d":"0.30%"},6,{"v":0.4,"d":"40.00%"},2.11,20,{"v":0.4431,"d":"44.31%"}]
[null,"0,50 à ˂ 0,75",54,{"v":0.0064,"d":"0.64%"},7,{"v":0.4,"d":"40.00%"},2.81,39,{"v":0.7251,"d":"72.51%"},25,{"v":0.0062,"d":"0.62%"},7,{"v":0.4,"d":"40.00%"},1.06,13,{"v":0.5252,"d":"52.52%"}]
[null,"0,75 à ˂ 2,50",13,{"v":0.0168,"d":"1.68%"},8,{"v":0.4,"d":"40.00%"},2.12,11,{"v":0.908,"d":"90.80%"},12,{"v":0.0163,"d":"1.63%"},7,{"v":0.4,"d":"40.00%"},2.06,11,{"v":0.8952,"d":"89.52%"}]
[null,"2,50 à ˂ 10,00",25,{"v":0.0501,"d":"5.01%"},3,{"v":0.4,"d":"40.00%"},1.45,31,{"v":1.2205,"d":"122.05%"},32,{"v":0.055,"d":"5.50%"},3,{"v":0.4,"d":"40.00%"},1.42,40,{"v":1.2591,"d":"125.91%"}]
[null,"10,00 à ˂ 100,00",1,{"v":0.2736,"d":"27.36%"},1,{"v":0.4,"d":"40.00%"},{"v":1,"d":"1.00"},2,{"v":2.0883,"d":"208.83%"},4,{"v":0.2753,"d":"27.53%"},1,{"v":0.4,"d":"40.00%"},3.67,7,{"v":1.903,"d":"190.30%"}]
[null,"100,00 (défaut)",0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Sous-total",429,{"v":0.0064,"d":"0.64%"},52,{"v":0.4,"d":"40.00%"},{"v":3.2,"d":"3.20"},228,{"v":0.5311,"d":"53.11%"},194,{"v":0.0177,"d":"1.77%"},33,{"v":0.4,"d":"40.00%"},1.96,115,{"v":0.5943,"d":"59.43%"}]
["Total FIRB",null,{"v":6753,"d":"6,753"},{"v":0.0012,"d":"0.12%"},95,{"v":0.4468,"d":"44.68%"},{"v":2.2,"d":"2.20"},{"v":2187,"d":"2,187"},{"v":0.3239,"d":"32.39%"},{"v":5966,"d":"5,966"},{"v":1.5E-3,"d":"0.15%"},81,{"v":0.4484,"d":"44.84%"},2.17,{"v":1948,"d":"1,948"},{"v":0.3266,"d":"32.66%"}]
[]
[null,null,"a","b","c","d","e","f","g"]
[]
[{"$f":"SUM(C73:P100)","v":{"v":25064.422300000006,"d":"25,064.42"}},null,"Au 30 septembre 2024"]
["(en millions de dollars)","Fourchette\nde PD (%)","ECD après prise \nen compte des \ntechniques ARC","PD \nmoyenne","Nombre\nde \ndébiteurs","PCD \nmoyenne","Échéance \nmoyenne","APR","Proportion \ndes APR"]
["Expositions liées \nà des emprunteurs \nsouverains","0,00 à ˂ 0,15",0,0,0,0,0,0,0]
[null,"0,15 à ˂ 0,25",0,0,0,0,0,0,0]
[null,"0,25 à ˂ 0,50",0,0,0,0,0,0,0]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0]
[null,"0,75 à ˂ 2,50",0,0,0,0,0,0,0]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0]
[null,"10,00 à ˂ 100,00",0,0,0,0,0,0,0]
[null,"100,00 (défaut)",0,0,0,0,0,0,0]
[null,"Sous-total",0,0,0,0,0,0,0]
["Expositions liées \nà des institutions \nfinancières","0,00 à ˂ 0,15",{"v":5907,"d":"5,907"},{"v":0.0007,"d":"0.07%"},41,{"v":0.45,"d":"45.00%"},2.18,{"v":1692,"d":"1,692"},{"v":0.2865,"d":"28.65%"}]
[null,"0,15 à ˂ 0,25",220,{"v":1.9E-3,"d":"0.19%"},2,{"v":0.45,"d":"45.00%"},{"v":4.3,"d":"4.30"},130,{"v":0.5916,"d":"59.16%"}]
[null,"0,25 à ˂ 0,50",0,0,0,0,0,0,0]
[null,"0,50 à ˂ 0,75",0,0,0,0,0,0,0]
[null,"0,75 à ˂ 2,50",0,0,0,0,0,0,0]
[null,"2,50 à ˂ 10,00",0,0,0,0,0,0,0]
[null,"10,00 à ˂ 100,00",0,0,0,0,0,0,0]
[null,"100,00 (défaut)",0,0,0,0,0,0,0]
[null,"Sous-total",{"v":6127,"d":"6,127"},{"v":0.0007,"d":"0.07%"},43,{"v":0.45,"d":"45.00%"},2.25,{"v":1822,"d":"1,822"},{"v":0.2977,"d":"29.77%"}]
["Expositions liées \nà des entreprises","0,00 à ˂ 0,15",48,{"v":1E-3,"d":"0.10%"},8,{"v":0.4,"d":"40.00%"},1.61,9,{"v":0.1875,"d":"18.75%"}]
[null,"0,15 à ˂ 0,25",72,{"v":2.3E-3,"d":"0.23%"},5,{"v":0.4,"d":"40.00%"},{"v":2.9,"d":"2.90"},33,{"v":0.4583,"d":"45.83%"}]
[null,"0,25 à ˂ 0,50",53,{"v":0.003,"d":"0.30%"},7,{"v":0.4,"d":"40.00%"},1.36,20,{"v":0.3765,"d":"37.65%"}]
[null,"0,50 à ˂ 0,75",11,{"v":0.0062,"d":"0.62%"},8,{"v":0.4,"d":"40.00%"},1.16,6,{"v":0.5356,"d":"53.56%"}]
[null,"0,75 à ˂ 2,50",8,{"v":0.0179,"d":"1.79%"},8,{"v":0.4,"d":"40.00%"},2.19,8,{"v":0.9415,"d":"94.15%"}]
[null,"2,50 à ˂ 10,00",13,{"v":0.0363,"d":"3.63%"},4,{"v":0.4,"d":"40.00%"},1.63,15,{"v":1.1093,"d":"110.93%"}]
[null,"10,00 à ˂ 100,00",4,{"v":0.2753,"d":"27.53%"},2,{"v":0.4,"d":"40.00%"},1.78,8,{"v":1.9153,"d":"191.53%"}]
[null,"100,00 (défaut)",0,0,0,0,0,0,0]
[null,"Sous-total",209,{"v":0.0109,"d":"1.09%"},42,{"v":0.4,"d":"40.00%"},1.99,99,{"v":0.4734,"d":"47.34%"}]
["Total FIRB",null,{"v":6336,"d":"6,336"},{"v":0.0011,"d":"0.11%"},85,{"v":0.4483,"d":"44.83%"},2.24,{"v":1921,"d":"1,921"},{"v":0.3035,"d":"30.35%"}]

{"sheet":"CCR5","index":37,"n_rows":49,"n_cols":14,"rows_kept":49,"merged":[[0,0,0,7],[4,2,4,7],[4,8,4,13],[5,2,5,5],[5,6,5,7],[5,8,5,11],[5,12,5,13],[6,2,6,3],[6,4,6,5],[6,6,7,6],[6,7,7,7],[6,8,6,9],[6,10,6,11],[6,12,7,12],[6,13,7,13],[20,2,20,7],[20,8,20,13],[21,2,21,5],[21,6,21,7],[21,8,21,11],[21,12,21,13],[22,2,22,3],[22,4,22,5],[22,6,23,6],[22,7,23,7],[22,8,22,9],[22,10,22,11],[22,12,23,12],[22,13,23,13],[36,2,36,7],[36,8,36,13],[37,2,37,5],[37,6,37,7],[37,8,37,11],[37,12,37,13],[38,2,38,3],[38,4,38,5],[38,6,39,6],[38,7,39,7],[38,8,38,9],[38,10,38,11],[38,12,39,12],[38,13,39,13],[49,1,49,13]]}
["Tableau CCR5 – Nature des sûretés pour l'exposition au risque de contrepartie"]
[]
[null,{"$f":"SUM(C9:N17)+SUM(C25:N33)+SUM(C41:H49)","v":{"v":1098280,"d":"1,098,280.00"}},"a","b","c","d","e","f","a","b","c","d","e","f"]
[]
[null,null,"Au 30 septembre 2025",{"$nulls":5},"Au 30 juin 2025"]
[null,null,"Sûretés utilisées pour les opérations sur dérivés",{"$nulls":3},"Sûretés utilisées pour les\ncessions temporaires de titres",null,"Sûretés utilisées pour les opérations sur dérivés",{"$nulls":3},"Sûretés utilisées pour les\ncessions temporaires de titres"]
[null,null,"Juste valeur \nde la sûreté reçue",null,"Juste valeur \nde la sûreté constituée",null,"Juste valeur \nde la sûreté \nreçue","Juste valeur \nde la sûreté \nconstituée","Juste valeur \nde la sûreté reçue",null,"Juste valeur \nde la sûreté constituée",null,"Juste valeur \nde la sûreté \nreçue","Juste valeur \nde la sûreté \nconstituée"]
[null,"(en millions de dollars)","Séparée","Non séparée","Séparée","Non séparée",null,null,"Séparée","Non séparée","Séparée","Non séparée"]
["1","Encaisse – Devise locale",0,{"v":1121,"d":"1,121"},0,46,{"v":22826,"d":"22,826"},{"v":29239,"d":"29,239"},0,897,0,110,{"v":23179,"d":"23,179"},{"v":27883,"d":"27,883"}]
["2","Encaisse – Autres devises",0,{"v":7808,"d":"7,808"},0,3,225,232,0,{"v":6076,"d":"6,076"},0,72,826,0]
["3","Dette souveraine locale",24,0,{"v":1569,"d":"1,569"},0,{"v":27599,"d":"27,599"},{"v":23054,"d":"23,054"},5,0,{"v":1346,"d":"1,346"},0,{"v":26437,"d":"26,437"},{"v":23233,"d":"23,233"}]
["4","Autres dettes souveraines",0,0,0,0,224,224,484,0,0,0,0,830]
["5","Dette publique",0,0,0,0,260,0,0,0,0,0,56,0]
["6","Obligations d’entreprises",0,0,0,0,{"v":1125,"d":"1,125"},2,0,0,0,0,968,2]
["7","Actions",0,0,0,0,0,0,0,0,0,0,0,0]
["8","Autres sûretés",0,0,0,0,526,11,0,0,0,0,554,6]
["9","Total",24,{"v":8929,"d":"8,929"},{"v":1569,"d":"1,569"},49,{"v":52785,"d":"52,785"},{"v":52762,"d":"52,762"},489,{"v":6973,"d":"6,973"},{"v":1346,"d":"1,346"},182,{"v":52020,"d":"52,020"},{"v":51954,"d":"51,954"}]
[]
[null,null,"a","b","c","d","e","f","a","b","c","d","e","f"]
[]
[null,null,"Au 31 mars 2025",{"$nulls":5},"Au 31 décembre 2024"]
[null,null,"Sûretés utilisées pour les opérations sur dérivés",{"$nulls":3},"Sûretés utilisées pour les\ncessions temporaires de titres",null,"Sûretés utilisées pour les opérations sur dérivés",{"$nulls":3},"Sûretés utilisées pour les\ncessions temporaires de titres"]
[null,null,"Juste valeur \nde la sûreté reçue",null,"Juste valeur \nde la sûreté constituée",null,"Juste valeur \nde la sûreté \nreçue","Juste valeur \nde la sûreté \nconstituée","Juste valeur \nde la sûreté reçue",null,"Juste valeur \nde la sûreté constituée",null,"Juste valeur \nde la sûreté \nreçue","Juste valeur \nde la sûreté \nconstituée"]
[null,"(en millions de dollars)","Séparée","Non séparée","Séparée","Non séparée",null,null,"Séparée","Non séparée","Séparée","Non séparée"]
["1","Encaisse – Devise locale",0,627,0,27,{"v":22853,"d":"22,853"},{"v":27419,"d":"27,419"},0,{"v":2615,"d":"2,615"},0,45,{"v":20417,"d":"20,417"},{"v":26006,"d":"26,006"}]
["2","Encaisse – Autres devises",0,{"v":6337,"d":"6,337"},0,47,511,6,0,{"v":6095,"d":"6,095"},0,484,38,10]
["3","Dette souveraine locale",6,0,{"v":1224,"d":"1,224"},0,{"v":25677,"d":"25,677"},{"v":22623,"d":"22,623"},91,0,{"v":1155,"d":"1,155"},0,{"v":24616,"d":"24,616"},{"v":20372,"d":"20,372"}]
["4","Autres dettes souveraines",97,0,0,0,2,511,0,0,0,0,0,38]
["5","Dette publique",0,0,0,0,99,0,0,0,0,0,81,0]
["6","Obligations d’entreprises",0,0,0,0,{"v":1314,"d":"1,314"},236,0,0,0,0,{"v":1007,"d":"1,007"},52]
["7","Actions",0,0,0,0,36,0,0,0,0,0,1,0]
["8","Autres sûretés",0,0,0,0,370,3,0,0,0,0,363,3]
["9","Total",103,{"v":6964,"d":"6,964"},{"v":1224,"d":"1,224"},74,{"v":50862,"d":"50,862"},{"v":50798,"d":"50,798"},91,{"v":8710,"d":"8,710"},{"v":1155,"d":"1,155"},529,{"v":46523,"d":"46,523"},{"v":46481,"d":"46,481"}]
[]
[null,null,"a","b","c","d","e","f"]
[]
[null,null,"Au 30 septembre 2024"]
[null,null,"Sûretés utilisées pour les opérations sur dérivés",{"$nulls":3},"Sûretés utilisées pour les\ncessions temporaires de titres"]
[null,null,"Juste valeur \nde la sûreté reçue",null,"Juste valeur \nde la sûreté constituée",null,"Juste valeur \nde la sûreté \nreçue","Juste valeur \nde la sûreté \nconstituée"]
[null,"(en millions de dollars)","Séparée","Non séparée","Séparée","Non séparée"]
["1","Encaisse – Devise locale",0,{"v":2953,"d":"2,953"},0,40,{"v":20794,"d":"20,794"},{"v":26603,"d":"26,603"}]
["2","Encaisse – Autres devises",0,{"v":5144,"d":"5,144"},0,446,734,62]
["3","Dette souveraine locale",7,0,{"v":1326,"d":"1,326"},0,{"v":25238,"d":"25,238"},{"v":20792,"d":"20,792"}]
["4","Autres dettes souveraines",259,0,0,0,5,659]
["5","Dette publique",0,0,0,0,109,0]
["6","Obligations d’entreprises",0,0,0,0,879,4]
["7","Actions",0,0,0,0,0,0]
["8","Autres sûretés",0,0,0,0,486,4]
["9","Total",266,{"v":8097,"d":"8,097"},{"v":1326,"d":"1,326"},486,{"v":48245,"d":"48,245"},{"v":48124,"d":"48,124"}]

{"sheet":"CCR6","index":38,"n_rows":16,"n_cols":13,"rows_kept":16,"merged":[[0,0,0,12],[4,3,4,4],[4,5,4,6],[4,7,4,8],[4,9,4,10],[4,11,4,12],[5,1,5,2],[6,1,6,2],[13,1,13,2]]}
["Tableau CCR6 – Expositions sur dérivés de crédit"]
[]
[null,null,{"$f":"SUM(D7:M16)","v":{"v":10764.400000000001,"d":"10,764.40"}},"a","b","a","b","a","b","a","b","a","b"]
[]
[{"$nulls":3},"Au 30 septembre 2025",null,"Au 30 juin 2025",null,"Au 31 mars 2025",null,"Au 31 décembre 2024",null,"Au 30 septembre 2024"]
[null,"(en millions de dollars)",null,"Protection \nachetée","Protection \nvendue","Protection \nachetée","Protection \nvendue","Protection \nachetée","Protection \nvendue","Protection \nachetée","Protection \nvendue","Protection \nachetée","Protection \nvendue"]
[null,"Montants notionnels"]
["1",null,"Swaps de défaut de crédit sur signature unique",0,0,0,0,47,0,45,0,113,0]
["2",null,"Swaps de défaut de crédit indiciels",{"v":1113,"d":"1,113"},0,681,0,{"v":1223,"d":"1,223"},0,{"v":1150.2,"d":"1,150"},0,947,0]
["3",null,"Swaps sur rendement total",0,0,0,0,0,0,0,0,0,0]
["4",null,"Options de crédit",0,0,0,0,0,0,0,0,0,0]
["5",null,"Autres dérivés de crédit",0,0,0,0,0,0,0,0,0,0]
["6",null,"Total des montants notionnels",{"v":1113,"d":"1,113"},0,681,0,{"v":1270,"d":"1,270"},0,{"v":1195.2,"d":"1,195"},0,{"v":1060,"d":"1,060"},0]
[null,"Justes valeurs"]
["7",null,"Juste valeur positive (actif)",31,0,35,0,0,0,0,0,22,0]
["8",null,"Juste valeur négative (passif)",0,0,0,0,0,0,38,0,0,0]

{"sheet":"CCR8","index":39,"n_rows":26,"n_cols":14,"rows_kept":26,"merged":[[0,0,0,5],[4,4,4,5],[4,6,4,7],[4,8,4,9],[4,10,4,11],[4,12,4,13],[5,1,5,3],[6,1,6,3],[7,1,7,3],[12,1,12,3],[13,1,13,3],[14,1,14,3],[15,1,15,3],[16,1,16,3],[17,1,17,3],[22,1,22,3],[23,1,23,3],[24,1,24,3],[25,1,25,3]]}
["Tableau CCR8 – Expositions sur les contreparties centrales (CC)"]
[]
[{"$nulls":3},{"$f":"SUM(E7:N26)","v":{"v":6004,"d":"6,004.00"}},"a","b","a","b","a","b","a","b","a","b"]
[]
[{"$nulls":4},"Au 30 septembre 2025",null,"Au 30 juin 2025",null,"Au 31 mars 2025",null,"Au 31 décembre 2024",null,"Au 30 septembre 2024"]
[null,"(en millions de dollars)",null,null,"ECD après\nprise en\ncompte des \ntechniques\nARC","APR","ECD après\nprise en\ncompte des \ntechniques\nARC","APR","ECD après\nprise en\ncompte des \ntechniques\nARC","APR","ECD après\nprise en\ncompte des \ntechniques\nARC","APR","ECD après\nprise en\ncompte des \ntechniques\nARC","APR"]
["1","Expositions sur les CC éligibles (total)",null,null,350,16,399,20,588,26,495,19,348,17]
["2","Expositions sur opérations auprès de CC éligibles (hors dépôt de garantie initial et contributions aux fonds de garantie), dont :",null,null,209,4,218,4,377,7,374,8,242,5]
["3",null,"i)","Dérivés de gré à gré",105,2,73,1,122,2,97,2,97,2]
["4",null,"ii)","Marchés dérivés organisés",66,1,89,2,88,2,46,1,35,1]
["5",null,"iii)","Cessions temporaires de titres",38,1,56,1,167,3,231,5,110,2]
["6",null,"iv)","Ensembles de compensation si la compensation multiproduit a été approuvée",0,0,0,0,0,0,0,0,0,0]
["7","Dépôt de garantie initial séparé",null,null,0,0,0,0,0,0,0,0,0,0]
["8","Dépôt de garantie initial non séparé",null,null,0,0,0,0,0,0,0,0,0,0]
["9","Contributions aux fonds de garantie préfinancées",null,null,141,12,181,16,211,19,121,11,106,12]
["10","Contributions aux fonds de garantie non financées",null,null,0,0,0,0,0,0,0,0,0,0]
["11","Expositions sur les CC non éligibles (total)",null,null,0,0,0,0,0,0,0,0,0,0]
["12","Expositions sur opérations auprès de CC non éligibles (hors dépôt de garantie initial et contributions aux fonds de garantie), dont :",null,null,0,0,0,0,0,0,0,0,0,0]
["13",null,"i)","Dérivés de gré à gré",0,0,0,0,0,0,0,0,0,0]
["14",null,"ii)","Marchés dérivés organisés",0,0,0,0,0,0,0,0,0,0]
["15",null,"iii)","Cessions temporaires de titres",0,0,0,0,0,0,0,0,0,0]
["16",null,"iv)","Ensembles de compensation si la compensation multiproduit a été approuvée",0,0,0,0,0,0,0,0,0,0]
["17","Dépôt de garantie initial séparé",null,null,0,0,0,0,0,0,0,0,0,0]
["18","Dépôt de garantie initial non séparé",null,null,0,0,0,0,0,0,0,0,0,0]
["19","Contributions aux fonds de garantie préfinancées",null,null,0,0,0,0,0,0,0,0,0,0]
["20","Contributions aux fonds de garantie non financées",null,null,0,0,0,0,0,0,0,0,0,0]

{"sheet":"SEC1","index":40,"n_rows":89,"n_cols":15,"rows_kept":89,"merged":[[0,0,0,14],[4,3,4,14],[5,3,5,6],[5,7,5,10],[5,11,5,14],[6,1,6,2],[7,1,7,2],[12,1,12,2],[21,3,21,14],[22,3,22,6],[22,7,22,10],[22,11,22,14],[23,1,23,2],[24,1,24,2],[29,1,29,2],[38,3,38,14],[39,3,39,6],[39,7,39,10],[39,11,39,14],[40,1,40,2],[41,1,41,2],[46,1,46,2],[55,3,55,14],[56,3,56,6],[56,7,56,10],[56,11,56,14],[57,1,57,2],[58,1,58,2],[63,1,63,2],[72,3,72,14],[73,3,73,6],[73,7,73,10],[73,11,73,14],[74,1,74,2],[75,1,75,2],[80,1,80,2],[88,2,88,14]]}
["Tableau SEC1 – Expositions de titrisation dans le portefeuille bancaire"]
[]
[null,null,{"$f":"SUM(D8:O52)","v":{"v":1328,"d":"1,328.00"}},"a","b","c","d","e","f","g","h","i","j","k","l"]
[]
[{"$nulls":3},"Au 30 septembre 2025"]
[{"$nulls":3},"Entité financière agissant comme émetteur",{"$nulls":3},"Entité financière agissant comme mandataire",{"$nulls":3},"Entité financière agissant comme investisseur"]
[null,"(en millions de dollars)",null,"Classiques","Dont STC*","Synthétiques","Sous-total","Classiques","Dont STC*","Synthétiques","Sous-total","Classiques","Dont STC*","Synthétiques","Sous-total"]
["1","De détail (total), dont :",null,0,0,0,0,0,0,0,0,0,0,0,0]
["2",null,"Créances immobilières résidentielles(1)",0,0,0,0,0,0,0,0,0,0,0,0]
["3",null,"Cartes de crédit",0,0,0,0,0,0,0,0,0,0,0,0]
["4",null,"Autres expositions à la clientèle de détail",0,0,0,0,0,0,0,0,0,0,0,0]
["5",null,"Retitrisation",0,0,0,0,0,0,0,0,0,0,0,0]
["6","De gros (total), dont :",null,0,0,0,0,0,0,0,0,143,0,0,143]
["7",null,"Prêts aux entreprises",0,0,0,0,0,0,0,0,0,0,0,0]
["8",null,"Créances immobilières commerciales",0,0,0,0,0,0,0,0,0,0,0,0]
["9",null,"Crédits-bails et créances",0,0,0,0,0,0,0,0,0,0,0,0]
["10",null,"Autres expositions sur la clientèle de gros",0,0,0,0,0,0,0,0,143,0,0,143]
["11",null,"Retitrisation",0,0,0,0,0,0,0,0,0,0,0,0]
[]
[{"$nulls":3},"a","b","c","d","e","f","g","h","i","j","k","l"]
[]
[{"$nulls":3},"Au 30 juin 2025"]
[{"$nulls":3},"Entité financière agissant comme émetteur",{"$nulls":3},"Entité financière agissant comme mandataire",{"$nulls":3},"Entité financière agissant comme investisseur"]
[null,"(en millions de dollars)",null,"Classiques","Dont STC*","Synthétiques","Sous-total","Classiques","Dont STC*","Synthétiques","Sous-total","Classiques","Dont STC*","Synthétiques","Sous-total"]
["1","De détail (total), dont :",null,0,0,0,0,0,0,0,0,0,0,0,0]
["2",null,"Créances immobilières résidentielles(1)",0,0,0,0,0,0,0,0,0,0,0,0]
["3",null,"Cartes de crédit",0,0,0,0,0,0,0,0,0,0,0,0]
["4",null,"Autres expositions à la clientèle de détail",0,0,0,0,0,0,0,0,0,0,0,0]
["5",null,"Retitrisation",0,0,0,0,0,0,0,0,0,0,0,0]
["6","De gros (total), dont :",null,0,0,0,0,0,0,0,0,141,0,0,141]
["7",null,"Prêts aux entreprises",0,0,0,0,0,0,0,0,0,0,0,0]
["8",null,"Créances immobilières commerciales",0,0,0,0,0,0,0,0,0,0,0,0]
["9",null,"Crédits-bails et créances",0,0,0,0,0,0,0,0,0,0,0,0]
["10",null,"Autres expositions sur la clientèle de gros",0,0,0,0,0,0,0,0,141,0,0,141]
["11",null,"Retitrisation",0,0,0,0,0,0,0,0,0,0,0,0]
[]
[{"$nulls":3},"a","b","c","d","e","f","g","h","i","j","k","l"]
[]
[{"$nulls":3},"Au 31 mars 2025"]
[{"$nulls":3},"Entité financière agissant comme émetteur",{"$nulls":3},"Entité financière agissant comme mandataire",{"$nulls":3},"Entité financière agissant comme investisseur"]
[null,"(en millions de dollars)",null,"Classiques","Dont STC*","Synthétiques","Sous-total","Classiques","Dont STC*","Synthétiques","Sous-total","Classiques","Dont STC*","Synthétiques","Sous-total"]
["1","De détail (total), dont :",null,0,0,0,0,0,0,0,0,0,0,0,0]
["2",null,"Créances immobilières résidentielles(1)",0,0,0,0,0,0,0,0,0,0,0,0]
["3",null,"Cartes de crédit",0,0,0,0,0,0,0,0,0,0,0,0]
["4",null,"Autres expositions à la clientèle de détail",0,0,0,0,0,0,0,0,0,0,0,0]
["5",null,"Retitrisation",0,0,0,0,0,0,0,0,0,0,0,0]
["6","De gros (total), dont :",null,0,0,0,0,0,0,0,0,48,0,0,48]
["7",null,"Prêts aux entreprises",0,0,0,0,0,0,0,0,0,0,0,0]
["8",null,"Créances immobilières commerciales",0,0,0,0,0,0,0,0,0,0,0,0]
["9",null,"Crédits-bails et créances",0,0,0,0,0,0,0,0,0,0,0,0]
["10",null,"Autres expositions sur la clientèle de gros",0,0,0,0,0,0,0,0,48,0,0,48]
["11",null,"Retitrisation",0,0,0,0,0,0,0,0,0,0,0,0]
[]
[{"$nulls":3},"a","b","c","d","e","f","g","h","i","j","k","l"]
[]
[null,null,{"$f":"SUM(D59:O69)","v":{"v":192,"d":"192.00"}},"Au 31 décembre 2024"]
[{"$nulls":3},"Entité financière agissant comme émetteur",{"$nulls":3},"Entité financière agissant comme mandataire",{"$nulls":3},"Entité financière agissant comme investisseur"]
[null,"(en millions de dollars)",null,"Classiques","Dont STC*","Synthétiques","Sous-total","Classiques","Dont STC*","Synthétiques","Sous-total","Classiques","Dont STC*","Synthétiques","Sous-total"]
["1","De détail (total), dont :",null,0,0,0,0,0,0,0,0,0,0,0,0]
["2",null,"Créances immobilières résidentielles(1)",0,0,0,0,0,0,0,0,0,0,0,0]
["3",null,"Cartes de crédit",0,0,0,0,0,0,0,0,0,0,0,0]
["4",null,"Autres expositions à la clientèle de détail",0,0,0,0,0,0,0,0,0,0,0,0]
["5",null,"Retitrisation",0,0,0,0,0,0,0,0,0,0,0,0]
["6","De gros (total), dont :",null,0,0,0,0,0,0,0,0,48,0,0,48]
["7",null,"Prêts aux entreprises",0,0,0,0,0,0,0,0,0,0,0,0]
["8",null,"Créances immobilières commerciales",0,0,0,0,0,0,0,0,0,0,0,0]
["9",null,"Crédits-bails et créances",0,0,0,0,0,0,0,0,0,0,0,0]
["10",null,"Autres expositions sur la clientèle de gros",0,0,0,0,0,0,0,0,48,0,0,48]
["11",null,"Retitrisation",0,0,0,0,0,0,0,0,0,0,0,0]
[]
[{"$nulls":3},"a","b","c","d","e","f","g","h","i","j","k","l"]
[]
[null,null,{"$f":"SUM(D76:O86)","v":100},"Au 30 septembre 2024"]
[{"$nulls":3},"Entité financière agissant comme émetteur",{"$nulls":3},"Entité financière agissant comme mandataire",{"$nulls":3},"Entité financière agissant comme investisseur"]
[null,"(en millions de dollars)",null,"Classiques","Dont STC*","Synthétiques","Sous-total","Classiques","Dont STC*","Synthétiques","Sous-total","Classiques","Dont STC*","Synthétiques","Sous-total"]
["1","De détail (total), dont :",null,0,0,0,0,0,0,0,0,0,0,0,0]
["2",null,"Créances immobilières résidentielles(1)",0,0,0,0,0,0,0,0,0,0,0,0]
["3",null,"Cartes de crédit",0,0,0,0,0,0,0,0,0,0,0,0]
["4",null,"Autres expositions à la clientèle de détail",0,0,0,0,0,0,0,0,0,0,0,0]
["5",null,"Retitrisation",0,0,0,0,0,0,0,0,0,0,0,0]
["6","De gros (total), dont :",null,0,0,0,0,0,0,0,0,25,0,0,25]
["7",null,"Prêts aux entreprises",0,0,0,0,0,0,0,0,0,0,0,0]
["8",null,"Créances immobilières commerciales",0,0,0,0,0,0,0,0,0,0,0,0]
["9",null,"Crédits-bails et créances",0,0,0,0,0,0,0,0,0,0,0,0]
["10",null,"Autres expositions sur la clientèle de gros",0,0,0,0,0,0,0,0,22,0,0,22]
["11",null,"Retitrisation",0,0,0,0,0,0,0,0,3,0,0,3]
[]
[null,null,"* STC : Simples, transparents et comparables."]
[null,"(1)","Ne prend pas en compte les expositions adossées à des créances immobilières résidentielles dont le risque de crédit ne comporte pas de tranches (ex. : les titres hypothécaires émis en vertu de la Loi nationale sur l'habitation), lesquelles ne sont pas considérées comme des expositions de titrisation selon la ligne directrice sur les normes relatives à la suffisance du capital émise par l'AMF."]

{"sheet":"SEC4","index":41,"n_rows":98,"n_cols":21,"rows_kept":98,"merged":[[0,0,0,20],[4,4,4,20],[5,4,5,8],[5,9,5,12],[5,13,5,16],[5,17,5,20],[6,1,6,3],[7,1,7,3],[8,1,8,3],[9,2,9,3],[12,2,12,3],[14,2,14,3],[15,1,15,3],[16,2,16,3],[19,2,19,3],[23,4,23,20],[24,4,24,8],[24,9,24,12],[24,13,24,16],[24,17,24,20],[25,1,25,3],[26,1,26,3],[27,1,27,3],[28,2,28,3],[31,2,31,3],[33,2,33,3],[34,1,34,3],[35,2,35,3],[38,2,38,3],[42,4,42,20],[43,4,43,8],[43,9,43,12],[43,13,43,16],[43,17,43,20],[44,1,44,3],[45,1,45,3],[46,1,46,3],[47,2,47,3],[50,2,50,3],[53,1,53,3],[54,2,54,3],[57,2,57,3],[61,4,61,20],[62,4,62,8],[62,9,62,12],[62,13,62,16],[62,17,62,20],[63,1,63,3],[64,1,64,3],[65,1,65,3],[66,2,66,3],[69,2,69,3],[72,1,72,3],[73,2,73,3],[76,2,76,3],[80,4,80,20],[81,4,81,8],[81,9,81,12],[81,13,81,16],[81,17,81,20],[82,1,82,3],[83,1,83,3],[84,1,84,3],[85,2,85,3],[88,2,88,3],[90,2,90,3],[91,1,91,3],[92,2,92,3],[95,2,95,3],[97,1,97,20]]}
["Tableau SEC4 – Expositions de titrisation dans le portefeuille bancaire et exigences de fonds propres réglementaires associées (entité financière agissant comme investisseur)"]
[]
[{"$f":"SUM(E8:U58)","v":{"v":5320,"d":"5,320.00"}},{"$nulls":3},"a","b","c","d","e","f","g","h","i","j","k","l","m","n","o","p","q"]
[]
[{"$nulls":4},"Au 30 septembre 2025"]
[{"$nulls":4},"Valeurs des expositions \n(par fourchette de pondération des risques)",{"$nulls":4},"Valeurs des expositions \n(par approche réglementaire)",{"$nulls":3},"APR \n(par approche réglementaire)",{"$nulls":3},"Exigence de fonds propres \naprès plafonnement"]
[null,"(en millions de dollars)",null,null,"≤ 20 %(1)","> 20 % \nà 50 %","> 50 %\nà 100 %","> 100 % \n˂ 1 250 %","= 1 250 %","SEC-IRBA","SEC-ERBA, dont AEI(1)","SEC-SA","= 1 250 %","SEC-IRBA","SEC-ERBA, dont AEI(1)","SEC-SA","= 1 250 %","SEC-IRBA","SEC-ERBA, dont AEI(1)","SEC-SA","= 1 250 % "]
["1","Expositions totales",null,null,128,0,0,0,15,0,128,0,15,0,19,0,190,0,2,0,15]
["2","Titrisation classique",null,null,128,0,0,0,15,0,128,0,15,0,19,0,190,0,2,0,15]
["3",null,"Dont titrisation",null,128,0,0,0,15,0,128,0,15,0,19,0,190,0,2,0,15]
["4",null,null,"Dont de détail sous-jacent",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["5",null,null,"Dont STC",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["6",null,"Dont de gros",null,128,0,0,0,15,0,128,0,15,0,19,0,190,0,2,0,15]
["7",null,null,"Dont STC",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["8",null,"Dont retitrisation",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["9","Titrisation synthétique",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["10",null,"Dont titrisation",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["11",null,null,"Dont de détail sous-jacent",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["12",null,null,"Dont de gros",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["13",null,"Dont retitrisation",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[]
[{"$nulls":4},"a","b","c","d","e","f","g","h","i","j","k","l","m","n","o","p","q"]
[]
[{"$nulls":4},"Au 30 juin 2025"]
[{"$nulls":4},"Valeurs des expositions \n(par fourchette de pondération des risques)",{"$nulls":4},"Valeurs des expositions \n(par approche réglementaire)",{"$nulls":3},"APR \n(par approche réglementaire)",{"$nulls":3},"Exigence de fonds propres \naprès plafonnement"]
[null,"(en millions de dollars)",null,null,"≤ 20 %(1)","> 20 % \nà 50 %","> 50 % \nà 100 %","> 100 % \n˂ 1 250 %","= 1 250 %","SEC-IRBA","SEC-ERBA, dont AEI (1)","SEC-SA","= 1 250 %","SEC-IRBA","SEC-ERBA, dont AEI(1)","SEC-SA","= 1 250 %","SEC-IRBA","SEC-ERBA, dont AEI(1)","SEC-SA","= 1 250 %"]
["1","Expositions totales",null,null,133,0,0,0,8,0,133,0,8,0,20,0,104,0,2,0,8]
["2","Titrisation classique",null,null,133,0,0,0,8,0,133,0,8,0,20,0,104,0,2,0,8]
["3",null,"Dont titrisation",null,133,0,0,0,8,0,133,0,8,0,20,0,104,0,2,0,8]
["4",null,null,"Dont de détail sous-jacent",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["5",null,null,"Dont STC",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["6",null,"Dont de gros",null,133,0,0,0,8,0,133,0,8,0,20,0,104,0,2,0,8]
["7",null,null,"Dont STC",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["8",null,"Dont retitrisation",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["9","Titrisation synthétique",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["10",null,"Dont titrisation",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["11",null,null,"Dont de détail sous-jacent",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["12",null,null,"Dont de gros",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["13",null,"Dont retitrisation",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[]
[{"$nulls":4},"a","b","c","d","e","f","g","h","i","j","k","l","m","n","o","p","q"]
[]
[{"$nulls":4},"Au 31 mars 2025"]
[{"$nulls":4},"Valeurs des expositions \n(par fourchette de pondération des risques)",{"$nulls":4},"Valeurs des expositions \n(par approche réglementaire)",{"$nulls":3},"APR \n(par approche réglementaire)",{"$nulls":3},"Exigence de fonds propres \naprès plafonnement"]
[null,"(en millions de dollars)",null,null,"≤ 20 %(1)","> 20 % \nà 50 %","> 50 % \nà 100 %","> 100 % \n˂ 1 250 %","= 1 250 %","SEC-IRBA","SEC-ERBA, dont AEI (1)","SEC-SA","= 1 250 %","SEC-IRBA","SEC-ERBA, dont AEI (1)","SEC-SA","= 1 250 %","SEC-IRBA","SEC-ERBA, dont AEI (1)","SEC-SA","= 1 250 %"]
["1","Expositions totales",null,null,25,0,0,0,23,0,25,0,23,0,4,0,279,0,0,0,23]
["2","Titrisation classique",null,null,25,0,0,0,23,0,25,0,23,0,4,0,279,0,0,0,23]
["3",null,"Dont titrisation",null,25,0,0,0,23,0,25,0,23,0,4,0,279,0,0,0,23]
["4",null,null,"Dont de détail sous-jacent",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["5",null,null,"Dont STC",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["6",null,"Dont de gros",null,25,0,0,0,23,0,25,0,23,0,4,0,279,0,0,0,23]
["7",null,null,"Dont STC",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["8",null,null,"Dont retitrisation",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["9","Titrisation synthétique",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["10",null,"Dont titrisation",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["11",null,null,"Dont de détail sous-jacent",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["12",null,null,"Dont de gros",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["13",null,"Dont retitrisation",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[]
[{"$nulls":4},"a","b","c","d","e","f","g","h","i","j","k","l","m","n","o","p","q"]
[]
[{"$nulls":3},{"$f":"SUM(E65:U96)","v":{"v":3139,"d":"3,139.00"}},"Au 31 décembre 2024"]
[{"$nulls":4},"Valeurs des expositions \n(par fourchette de pondération des risques)",{"$nulls":4},"Valeurs des expositions \n(par approche réglementaire)",{"$nulls":3},"APR \n(par approche réglementaire)",{"$nulls":3},"Exigence de fonds propres \naprès plafonnement"]
[null,"(en millions de dollars)",null,null,"≤ 20 %(1)","> 20 % \nà 50 %","> 50 %\nà 100 %","> 100 % \n˂ 1 250 %","= 1 250 %","SEC-IRBA","SEC-ERBA, dont AEI (1)","SEC-SA","= 1 250 %","SEC-IRBA","SEC-ERBA, dont AEI (1)","SEC-SA","= 1 250 %","SEC-IRBA","SEC-ERBA, dont AEI (1)","SEC-SA","= 1 250 %"]
["1","Expositions totales",null,null,25,0,0,0,23,0,25,0,23,0,4,0,280,0,0,0,23]
["2","Titrisation classique",null,null,25,0,0,0,23,0,25,0,23,0,4,0,280,0,0,0,23]
["3",null,"Dont titrisation",null,25,0,0,0,23,0,25,0,23,0,4,0,280,0,0,0,23]
["4",null,null,"Dont de détail sous-jacent",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["5",null,null,"Dont STC",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["6",null,"Dont de gros",null,25,0,0,0,23,0,25,0,23,0,4,0,280,0,0,0,23]
["7",null,null,"Dont STC",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["8",null,null,"Dont retitrisation",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["9","Titrisation synthétique",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["10",null,"Dont titrisation",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["11",null,null,"Dont de détail sous-jacent",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["12",null,null,"Dont de gros",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["13",null,"Dont retitrisation",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[]
[{"$nulls":4},"a","b","c","d","e","f","g","h","i","j","k","l","m","n","o","p","q"]
[]
[{"$nulls":3},{"$f":"SUM(E84:U113)","v":{"v":1527,"d":"1,527.00"}},"Au 30 septembre 2024"]
[{"$nulls":4},"Valeurs des expositions \n(par fourchette de pondération des risques)",{"$nulls":4},"Valeurs des expositions \n(par approche réglementaire)",{"$nulls":3},"APR \n(par approche réglementaire)",{"$nulls":3},"Exigence de fonds propres \naprès plafonnement"]
[null,"(en millions de dollars)",null,null,"≤ 20 %","> 20 % \nà 50 %","> 50 %\nà 100 %","> 100 % \n˂ 1 250 %","= 1 250 %","SEC-IRBA","SEC-ERBA, dont AEI","SEC-SA","= 1 250 %","SEC-IRBA","SEC-ERBA, dont AEI","SEC-SA","= 1 250 %","SEC-IRBA","SEC-ERBA, dont AEI","SEC-SA","= 1 250 %"]
["1","Expositions totales",null,null,0,0,0,0,25,0,0,0,25,0,0,0,317,0,0,0,25]
["2","Titrisation classique",null,null,0,0,0,0,25,0,0,0,25,0,0,0,317,0,0,0,25]
["3",null,"Dont titrisation",null,0,0,0,0,22,0,0,0,22,0,0,0,285,0,0,0,22]
["4",null,null,"Dont de détail sous-jacent",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["5",null,null,"Dont STC",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["6",null,"Dont de gros",null,0,0,0,0,22,0,0,0,22,0,0,0,285,0,0,0,22]
["7",null,null,"Dont STC",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["8",null,"Dont retitrisation",null,0,0,0,0,3,0,0,0,3,0,0,0,32,0,0,0,3]
["9","Titrisation synthétique",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["10",null,"Dont titrisation",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["11",null,null,"Dont de détail sous-jacent",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["12",null,null,"Dont de gros",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["13",null,"Dont retitrisation",null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[]
["(1)","Modification apportée à l'évaluation de certaines expositions, qui sont évaluées selon des notations externes à compter du 4e trimestre 2024."]

{"sheet":"MR1","index":42,"n_rows":18,"n_cols":6,"rows_kept":18,"merged":[[0,0,0,2],[1,0,1,1]]}
["Tableau MR1 – Risque de marché selon l'approche standard"]
[]
[{"$f":"SUM(C7:F18)","v":3636.438859},null,"a","a","a","a"]
[]
[null,null,"Au\n30 septembre\n2025","Au\n30 juin\n2025","Au\n31 mars\n2025","Au\n31 décembre\n2024"]
[null,"(en millions de dollars)","Exigence de fonds\npropres selon\nl'approche standard","Exigence de fonds\npropres selon\nl'approche standard","Exigence de fonds\npropres selon\nl'approche standard","Exigence de fonds\npropres selon\nl'approche standard"]
[1,"Risque de taux d'intérêt global",{"v":83.065819,"d":"83"},{"v":83.183647,"d":"83"},{"v":86.70605,"d":"87"},{"v":71.167634,"d":"71"}]
[2,"Risque lié aux actions",{"v":6.025968,"d":"6"},{"v":2.437513,"d":"2"},{"v":3.232919,"d":"3"},{"v":2.210575,"d":"2"}]
[3,"Risque lié aux produits de base",0,0,0,0]
[4,"Risque de change",{"v":99.162907,"d":"99"},92,{"v":113.534992,"d":"114"},{"v":74.673664,"d":"75"}]
[5,"Risque d'écart de rendement – Hors titrisation",{"v":223.218415,"d":"223"},{"v":209.352981,"d":"209"},{"v":229.274245,"d":"229"},{"v":191.320748,"d":"191"}]
[6,"Risque d’écart de rendement – Titrisation (portefeuille de négociation non corrélé)",0,0,0,0]
[7,"Risque d’écart de rendement – Titrisation (portefeuille de négociation en corrélation)",0,0,0,0]
[8,"Risque de défaut – Hors titrisation",{"v":62.883957,"d":"63"},{"v":71.30788,"d":"71"},{"v":46.300323,"d":"46"},{"v":47.892295,"d":"48"}]
[9,"Risque de défaut – Titrisation (portefeuille de négociation non corrélé)",0,0,0,0]
[10,"Risque de défaut – Titrisation (portefeuille de négociation en corrélation)",0,0,0,0]
[11,"Majoration pour risque résiduel",5,{"v":4.648638,"d":"5"},{"v":5.375434,"d":"5"},{"v":4.808784,"d":"5"}]
[12,"Total",{"v":478.767435,"d":"479"},{"v":462.388373,"d":"462"},{"v":484.423963,"d":"484"},{"v":392.0737,"d":"392"}]

{"sheet":"CVA2","index":43,"n_rows":9,"n_cols":7,"rows_kept":9,"merged":[[0,0,0,4],[1,0,1,1]]}
["Tableau CVA2 – Formule complète de l'approche de base à l'égard du risque lié à l'AEC (AB-AEC)"]
[]
[null,null,"a","a","a","a","a"]
[]
[{"$f":"SUM(C7:G9)","v":16017},null,"Au\n30 septembre 2025","Au\n30 juin 2025","Au\n31 mars 2025","Au\n31 décembre 2024","Au 30 septembre 2024"]
[null,"(en millions de dollars)","Exigences de fonds\npropres selon\nl'AB-AEC","Exigences de fonds\npropres selon\nl'AB-AEC","Exigences de fonds\npropres selon\nl'AB-AEC","Exigences de fonds propres selon l'AB-RVC","Exigences de fonds propres selon l'AB-RVC"]
[1,"K réduite",470,427,415,353]
[2,"K couverte",436,395,388,328]
[3,"Total (APR AEC)",{"v":3609,"d":"3,609"},{"v":3273,"d":"3,273"},{"v":3208,"d":"3,208"},{"v":2715,"d":"2,715"}]

{"sheet":"CCYB1","index":44,"n_rows":52,"n_cols":12,"rows_kept":52,"merged":[[0,0,0,9],[4,2,4,6],[4,7,4,11],[5,0,6,1],[5,2,6,2],[5,3,5,4],[5,5,6,5],[5,6,6,6],[5,7,6,7],[5,8,5,9],[5,10,6,10],[5,11,6,11],[7,0,7,1],[8,0,8,1],[9,0,9,1],[10,0,10,1],[11,0,11,1],[12,0,12,1],[13,0,13,1],[14,0,14,1],[15,0,15,1],[16,0,16,1],[17,0,17,1],[21,2,21,6],[21,7,21,11],[22,0,23,1],[22,2,23,2],[22,3,22,4],[22,5,23,5],[22,6,23,6],[22,7,23,7],[22,8,22,9],[22,10,23,10],[22,11,23,11],[24,0,24,1],[25,0,25,1],[26,0,26,1],[27,0,27,1],[28,0,28,1],[29,0,29,1],[30,0,30,1],[31,0,31,1],[32,0,32,1],[33,0,33,1],[34,0,34,1],[38,2,38,6],[39,0,40,1],[39,2,40,2],[39,3,39,4],[39,5,40,5],[39,6,40,6],[41,0,41,1],[42,0,42,1],[43,0,43,1],[44,0,44,1],[45,0,45,1],[46,0,46,1],[47,0,47,1],[48,0,48,1],[49,0,49,1],[50,0,50,1],[51,0,51,1],[52,1,52,6],[53,1,53,6],[54,1,54,11]]}
["Tableau CCyB1 – Répartition géographique des expositions utilisées dans le coussin contracyclique"]
[]
[null,{"$f":"SUM(C8:L18)","v":1915864.105},"a","b","c","d","e","a","b","c","d","e"]
[]
[null,null,"Au 30 septembre 2025",{"$nulls":4},"Au 30 juin 2025"]
["(en millions de dollars)",null,"Taux du volant \nde fonds propres \ncontracyclique","Valeurs des expositions et/ou actifs pondérés \nen fonction des risques utilisés dans le calcul \ndu volant de fonds propres contracyclique",null,"Taux du volant \nde fonds propres \ncontracyclique \npropre au \nMouvement","Montant du \nvolant \ncontracyclique","Taux du volant \nde fonds propres \ncontracyclique","Valeurs des expositions et/ou actifs pondérés \nen fonction des risques utilisés dans le calcul \ndu volant de fonds propres contracyclique",null,"Taux du volant \nde fonds propres \ncontracyclique \npropre au \nMouvement","Montant du \nvolant \ncontracyclique"]
[{"$nulls":3},"Valeurs des \nexpositions","Actifs pondérés \ndes risques",{"$nulls":3},"Valeurs des \nexpositions","Actifs pondérés \ndes risques"]
["Allemagne",null,{"v":0.0075,"d":"0.75%"},6,1,"s. o.","s. o.",{"v":0.0075,"d":"0.75%"},9,5,"s. o.","s. o."]
["Canada",null,0,{"v":372801,"d":"372,801"},{"v":93299,"d":"93,299"},"s. o.","s. o.",0,{"v":367071,"d":"367,071"},{"v":91913,"d":"91,913"},"s. o.","s. o."]
["États-Unis",null,0,{"v":9229,"d":"9,229"},{"v":4982,"d":"4,982"},"s. o.","s. o.",0,{"v":9006,"d":"9,006"},{"v":4881,"d":"4,881"},"s. o.","s. o."]
["France",null,{"v":0.01,"d":"1.00%"},31,17,"s. o.","s. o.",{"v":0.01,"d":"1.00%"},29,16,"s. o.","s. o."]
["Hong Kong SAR",null,{"v":0.005,"d":"0.50%"},80,14,"s. o.","s. o.",{"v":0.005,"d":"0.50%"},80,14,"s. o.","s. o."]
["Italie",null,0,0,0,"s. o.","s. o.",0,0,0,"s. o.","s. o."]
["Japon",null,0,0,0,"s. o.","s. o.",0,0,0,"s. o.","s. o."]
["Pays-Bas",null,0,0,0,"s. o.","s. o.",{"v":0.02,"d":"2.00%"},62,6,"s. o.","s. o."]
["Royaume-Uni",null,{"v":0.02,"d":"2.00%"},382,311,"s. o.","s. o.",{"v":0.02,"d":"2.00%"},370,299,"s. o.","s. o."]
["Autres pays",null,0,619,893,"s. o.","s. o.",0,614,892,"s. o.","s. o."]
["Total",null,0,{"v":383148,"d":"383,148"},{"v":99517,"d":"99,517"},"s. o.","s. o.",0,{"v":377241,"d":"377,241"},{"v":98026,"d":"98,026"},"s. o.","s. o."]
[]
[null,null,"a","b","c","d","e","a","b","c","d","e"]
[]
[null,{"$f":"SUM(C25:L35)","v":1866526.085},"Au 31 mars 2025",{"$nulls":4},"Au 31 décembre 2024"]
["(en millions de dollars)",null,"Taux du volant \nde fonds propres \ncontracyclique","Valeurs des expositions et/ou actifs pondérés \nen fonction des risques utilisés dans le calcul \ndu volant de fonds propres contracyclique",null,"Taux du volant \nde fonds propres \ncontracyclique \npropre au \nMouvement","Montant du \nvolant \ncontracyclique","Taux du volant \nde fonds propres \ncontracyclique","Valeurs des expositions et/ou actifs pondérés \nen fonction des risques utilisés dans le calcul \ndu volant de fonds propres contracyclique",null,"Taux du volant \nde fonds propres \ncontracyclique \npropre au \nMouvement","Montant du \nvolant \ncontracyclique"]
[{"$nulls":3},"Valeurs des \nexpositions","Actifs pondérés \ndes risques",{"$nulls":3},"Valeurs des \nexpositions","Actifs pondérés \ndes risques"]
["Allemagne",null,{"v":0.0075,"d":"0.75%"},25,13,"s. o.","s. o.",{"v":0.0075,"d":"0.75%"},30,15,"s. o.","s. o."]
["Canada",null,0,{"v":359892,"d":"359,892"},{"v":92169,"d":"92,169"},"s. o.","s. o.",0,{"v":356128,"d":"356,128"},{"v":90403,"d":"90,403"},"s. o.","s. o."]
["États-Unis",null,0,{"v":9419,"d":"9,419"},{"v":5236,"d":"5,236"},"s. o.","s. o.",0,{"v":9151,"d":"9,151"},{"v":6028,"d":"6,028"},"s. o.","s. o."]
["France",null,{"v":0.01,"d":"1.00%"},32,18,"s. o.","s. o.",{"v":0.01,"d":"1.00%"},33,7,"s. o.","s. o."]
["Hong Kong SAR",null,{"v":0.005,"d":"0.50%"},85,15,"s. o.","s. o.",{"v":0.005,"d":"0.50%"},87,16,"s. o.","s. o."]
["Italie",null,0,0,0,"s. o.","s. o.",0,53,27,"s. o.","s. o."]
["Japon",null,0,0,0,"s. o.","s. o.",0,0,0,"s. o.","s. o."]
["Pays-Bas",null,0,0,0,"s. o.","s. o.",0,0,0,"s. o.","s. o."]
["Royaume-Uni",null,{"v":0.02,"d":"2.00%"},325,281,"s. o.","s. o.",{"v":0.02,"d":"2.00%"},368,325,"s. o.","s. o."]
["Autres pays",null,0,595,856,"s. o.","s. o.",0,710,921,"s. o.","s. o."]
["Total",null,0,{"v":370373,"d":"370,373"},{"v":98588,"d":"98,588"},"s. o.","s. o.",0,{"v":366560,"d":"366,560"},{"v":97742,"d":"97,742"},"s. o.","s. o."]
[]
[null,null,"a","b","c","d","e"]
[]
[null,{"$f":"SUM(C42:L52)","v":{"v":915214.0475000001,"d":"915214.0475"}},"Au 30 septembre 2024"]
["(en millions de dollars)",null,"Taux du volant \nde fonds propres \ncontracyclique","Valeurs des expositions et/ou actifs pondérés \nen fonction des risques utilisés dans le calcul \ndu volant de fonds propres contracyclique",null,"Taux du volant \nde fonds propres \ncontracyclique \npropre au \nMouvement","Montant du \nvolant \ncontracyclique"]
[{"$nulls":3},"Valeurs des \nexpositions","Actifs pondérés \ndes risques"]
["Allemagne",null,{"v":0.0075,"d":"0.75%"},7,6,"s. o.","s. o."]
["Canada",null,0,{"v":350291,"d":"350,291"},{"v":90896,"d":"90,896"},"s. o.","s. o."]
["États-Unis",null,0,{"v":8211,"d":"8,211"},{"v":5934,"d":"5,934"},"s. o.","s. o."]
["France",null,{"v":0.01,"d":"1.00%"},33,11,"s. o.","s. o."]
["Hong Kong SAR",null,{"v":0.01,"d":"1.00%"},83,16,"s. o.","s. o."]
["Italie",null,0,0,0,"s. o.","s. o."]
["Japon",null,0,1,0,"s. o.","s. o."]
["Pays-Bas",null,0,0,0,"s. o.","s. o."]
["Royaume-Uni",null,{"v":0.02,"d":"2.00%"},285,263,"s. o.","s. o."]
["Autres pays",null,0,673,897,"s. o.","s. o."]
["Total",null,0,{"v":359584,"d":"359,584"},{"v":98023,"d":"98,023"},"s. o.","s. o."]

{"sheet":"LR1","index":45,"n_rows":14,"n_cols":8,"rows_kept":14,"merged":[[0,0,0,7],[4,1,4,2],[5,1,5,2],[6,1,6,2],[7,1,7,2],[8,1,8,2],[9,1,9,2],[10,1,10,2],[11,1,11,2],[12,1,12,2],[13,1,13,2],[15,2,15,7]]}
["Tableau LR1 – Comparaison résumée des actifs comptables et de la mesure de l’exposition aux fins du ratio de levier"]
[]
[null,{"$f":"SUM(D6:H14)","v":4491758},null,"a","a","a","a","a"]
[]
[null,"(en millions de dollars)",null,"Au\n30 septembre\n2025","Au\n30 juin\n2025","Au\n31 mars\n2025","Au\n31 décembre\n2024","Au\n30 septembre\n2024"]
["1","Total des actifs consolidés figurant dans les états financiers publiés",null,{"v":511856,"d":"511,856"},{"v":501254,"d":"501,254"},{"v":487946,"d":"487,946"},{"v":470942,"d":"470,942"},{"v":464677,"d":"464,677"}]
["2","Ajustements pour participations dans des banques, des compagnies d’assurance ou des entités financières ou commerciales qui sont consolidées à des fins comptables, mais qui sortent du périmètre de la consolidation réglementaire",null,{"v":-68850,"d":"(68,850)"},{"v":-66010,"d":"(66,010)"},{"v":-65071,"d":"(65,071)"},{"v":-64236,"d":"(64,236)"},{"v":-64514,"d":"(64,514)"}]
["3","Ajustements pour expositions de titrisation respectant les exigences opérationnelles pour la reconnaissance du transfert du risque",null,0,0,0,0,0]
["4","Ajustements pour actifs fiduciaires inscrits au bilan conformément aux normes comptables applicables, mais exclus de la mesure de l’exposition aux fins du ratio de levier",null,0,0,0,0,0]
["5","Ajustements pour instruments financiers dérivés",null,{"v":-1044,"d":"(1,044)"},{"v":-453,"d":"(453)"},{"v":-35,"d":"(35)"},{"v":-345,"d":"(345)"},333]
["6","Ajustements pour cessions temporaires de titres (opérations de pension et autres types de prêts garantis)",null,{"v":1080,"d":"1,080"},{"v":1402,"d":"1,402"},{"v":1628,"d":"1,628"},{"v":1417,"d":"1,417"},{"v":1390,"d":"1,390"}]
["7","Ajustements pour éléments hors bilan (conversion en équivalent-crédit des expositions hors bilan)",null,{"v":35231,"d":"35,231"},{"v":34293,"d":"34,293"},{"v":33457,"d":"33,457"},{"v":33104,"d":"33,104"},{"v":32323,"d":"32,323"}]
["8","Autres ajustements",null,{"v":-7881,"d":"(7,881)"},{"v":-7323,"d":"(7,323)"},{"v":-6887,"d":"(6,887)"},{"v":-6793,"d":"(6,793)"},{"v":-7012,"d":"(7,012)"}]
["9","Mesure de l’exposition aux fins du ratio de levier",null,{"v":470392,"d":"470,392"},{"v":463163,"d":"463,163"},{"v":451038,"d":"451,038"},{"v":434089,"d":"434,089"},{"v":427197,"d":"427,197"}]

{"sheet":"LR2","index":46,"n_rows":33,"n_cols":8,"rows_kept":33,"merged":[[0,0,0,4],[3,1,3,2],[4,1,4,2],[5,1,5,2],[6,1,6,2],[7,1,7,2],[8,1,8,2],[9,1,9,2],[10,1,10,2],[11,1,11,2],[12,1,12,2],[13,1,13,2],[14,1,14,2],[15,1,15,2],[16,1,16,2],[17,1,17,2],[18,1,18,2],[19,1,19,2],[20,1,20,2],[21,1,21,2],[22,1,22,2],[23,1,23,2],[24,1,24,2],[25,1,25,2],[26,1,26,2],[27,1,27,2],[28,1,28,2],[29,1,29,2],[30,1,30,2],[31,1,31,2],[32,1,32,2],[34,2,34,7]]}
["Tableau LR2 – Déclaration commune du ratio de levier"]
[null,{"$f":"SUM(D6:H33)","v":{"v":6907512.553299802,"d":"6907512.5532998"}},null,"a","b"]
[]
[null,"(en millions de dollars)",null,"Au\n30 septembre\n2025","Au\n30 juin\n2025","Au\n31 mars\n2025","Au\n31 décembre\n2024","Au\n30 septembre\n2024"]
[null,"Expositions sur éléments de bilan"]
["1","Expositions figurant au bilan (hors dérivés et cessions temporaires de titres (SFT), mais sûretés incluses)",null,{"v":398706,"d":"398,706"},{"v":391033,"d":"391,033"},{"v":380489,"d":"380,489"},{"v":366403,"d":"366,403"},{"v":358029,"d":"358,029"}]
["2","Montant brut incluant les sûretés fournies sur dérivés lorsqu’elles sont déduites des actifs de bilan en vertu du référentiel comptable",null,0,0,0,0,0]
["3","(Déduction des actifs à recevoir au titre de la fraction liquide de la marge de variation fournie dans les transactions sur dérivés) ",null,0,0,0,0,0]
["4","(Actifs déduits aux fins du calcul des fonds propres de base de Bâle III et ajustements réglementaires)",null,0,0,0,0,0]
["5","Total des expositions de bilan (hors dérivés et SFT) (somme des lignes 1 à 4)",null,{"v":398706,"d":"398,706"},{"v":391033,"d":"391,033"},{"v":380489,"d":"380,489"},{"v":366403,"d":"366,403"},{"v":358029,"d":"358,029"}]
[null,"Expositions sur dérivés"]
["6","Coût de remplacement associé à toutes les transactions sur dérivés (si applicable, nettes de la fraction liquide et éligible de la marge de variation, et/ou avec compensation bilatérale)",null,{"v":2706,"d":"2,706"},{"v":2429,"d":"2,429"},{"v":2329,"d":"2,329"},{"v":1888,"d":"1,888"},{"v":2030,"d":"2,030"}]
["7","Majorations pour expositions futures potentielles associées à toutes les transactions sur dérivés",null,{"v":6164,"d":"6,164"},{"v":5671,"d":"5,671"},{"v":5717,"d":"5,717"},{"v":5275,"d":"5,275"},{"v":5209,"d":"5,209"}]
["8","(Volet contrepartie centrale (CCP) exempté sur les expositions de transaction compensées par les clients)",null,0,0,0,0,0]
["9","Montant notionnel effectif ajusté des dérivés de crédit vendus",null,0,0,0,0,0]
["10","(Compensation des notionnels effectifs ajustés et déduction des majorations sur dérivés de crédit vendus)",null,0,0,0,0,0]
["11","Total des expositions sur dérivés (somme des lignes 6 à 10)",null,{"v":8870,"d":"8,870"},{"v":8100,"d":"8,100"},{"v":8046,"d":"8,046"},{"v":7163,"d":"7,163"},{"v":7239,"d":"7,239"}]
[null,"Expositions sur cessions temporaires de titres (SFT)"]
["12","Actifs bruts associés aux SFT (sans compensation), après ajustements en cas de transactions comptabilisées comme des ventes",null,{"v":26505,"d":"26,505"},{"v":28335,"d":"28,335"},{"v":27418,"d":"27,418"},{"v":26002,"d":"26,002"},{"v":28216,"d":"28,216"}]
["13","(Montants compensés des liquidités à verser et à recevoir sur actifs SFT bruts)",null,0,0,0,0,0]
["14","Exposition au risque de contrepartie sur actifs SFT",null,{"v":1080,"d":"1,080"},{"v":1402,"d":"1,402"},{"v":1628,"d":"1,628"},{"v":1417,"d":"1,417"},{"v":1390,"d":"1,390"}]
["15","Expositions sur transactions dans lesquelles la banque opère en tant qu’agent",null,0,0,0,0,0]
["16","Total des expositions sur SFT (somme des lignes 12 à 15)",null,{"v":27585,"d":"27,585"},{"v":29737,"d":"29,737"},{"v":29046,"d":"29,046"},{"v":27419,"d":"27,419"},{"v":29606,"d":"29,606"}]
[null,"Autres expositions sur éléments hors bilan"]
["17","Expositions sur éléments hors bilan à leur montant notionnel brut",null,{"v":153509,"d":"153,509"},{"v":151143,"d":"151,143"},{"v":149631,"d":"149,631"},{"v":148802,"d":"148,802"},{"v":144303,"d":"144,303"}]
["18","(Ajustements pour conversion en équivalent-crédit)",null,{"v":-118278,"d":"(118,278)"},{"v":-116850,"d":"(116,850)"},{"v":-116174,"d":"(116,174)"},{"v":-115698,"d":"(115,698)"},{"v":-111980,"d":"(111,980)"}]
["19","Éléments de hors-bilan (somme des lignes 17 et 18)",null,{"v":35231,"d":"35,231"},{"v":34293,"d":"34,293"},{"v":33457,"d":"33,457"},{"v":33104,"d":"33,104"},{"v":32323,"d":"32,323"}]
[null,"Expositions sur fonds propres et total des expositions"]
["20","Fonds propres de base (Tier 1)",null,{"v":35484,"d":"35,484"},{"v":34543,"d":"34,543"},{"v":34061,"d":"34,061"},{"v":33157,"d":"33,157"},{"v":32630,"d":"32,630"}]
["21","Total des expositions (somme des lignes 5,11,16,19)",null,{"v":470392,"d":"470,392"},{"v":463163,"d":"463,163"},{"v":451038,"d":"451,038"},{"v":434089,"d":"434,089"},{"v":427197,"d":"427,197"}]
[null,"Ratio de levier"]
["22","Ratio de levier de Bâle III (y compris l’impact de toute exemption temporaire applicable aux réserves auprès de la banque centrale)",null,{"v":0.0754356,"d":"7.5%"},{"v":0.0745809,"d":"7.5%"},{"v":0.0755168,"d":"7.6%"},{"v":0.0763838,"d":"7.6%"},{"v":0.0763827,"d":"7.6%"}]
["23","Exigence minimum nationale concernant le ratio de levier",null,{"v":0.035,"d":"3.5%"},{"v":0.035,"d":"3.5%"},{"v":0.035,"d":"3.5%"},{"v":0.035,"d":"3.5%"},{"v":0.035,"d":"3.5%"}]

{"sheet":"Inst Fin dérivés","index":47,"n_rows":24,"n_cols":17,"rows_kept":24,"merged":[[0,0,0,4],[2,1,2,4],[2,5,2,8],[2,9,2,12],[2,13,2,16]]}
["Instruments financiers dérivés - Notionnel et risque de crédit associé"]
[{"$f":"SUM(B5:M24)","v":6458369}]
[{"$f":"SUM(N6:Q24)","v":1947731},"Au 30 septembre 2025",{"$nulls":3},"Au 30 juin 2025",{"$nulls":3},"Au 31 mars 2025",{"$nulls":3},"Au 31 décembre 2024"]
["(en millions de dollars)","Montant\nnotionnel","Coût de\nremplacement","Exposition\npotentielle\nfuture","APR","Montant\nnotionnel","Coût de\nremplacement","Exposition\npotentielle\nfuture","APR","Montant\nnotionnel","Coût de\nremplacement","Exposition\npotentielle\nfuture","APR","Montant\nnotionnel","Coût de\nremplacement","Exposition\npotentielle\nfuture","APR"]
["Gré a gré"]
["Contrats sur taux d'intérêts",{"v":30047,"d":"30,047"},257,372,832,{"v":29804,"d":"29,804"},217,350,785,{"v":29390,"d":"29,390"},296,335,895,{"v":26336,"d":"26,336"},199,278,725]
["Contrats à terme",{"v":3915,"d":"3,915"},19,32,44,{"v":3150,"d":"3,150"},9,30,33,{"v":4585,"d":"4,585"},24,50,40,{"v":4063,"d":"4,063"},11,36,35]
["Swaps",{"v":21264,"d":"21,264"},233,335,771,{"v":21441,"d":"21,441"},201,316,735,{"v":20616,"d":"20,616"},266,282,841,{"v":18765,"d":"18,765"},182,239,675]
["Options achetées",{"v":2190,"d":"2,190"},5,5,17,{"v":2439,"d":"2,439"},7,4,17,{"v":1845,"d":"1,845"},6,3,14,{"v":1775,"d":"1,775"},6,3,15]
["Options souscrites",{"v":2678,"d":"2,678"},0,0,0,{"v":2774,"d":"2,774"},0,0,0,{"v":2344,"d":"2,344"},0,0,0,{"v":1733,"d":"1,733"},0,0,0]
["Contrats sur devises",{"v":97092,"d":"97,092"},471,871,906,{"v":95709,"d":"95,709"},481,814,775,{"v":93633,"d":"93,633"},601,841,{"v":1060,"d":"1,060"},{"v":79130,"d":"79,130"},460,676,{"v":1057,"d":"1,057"}]
["Contrats à terme",{"v":44863,"d":"44,863"},89,358,408,{"v":46318,"d":"46,318"},121,364,327,{"v":48025,"d":"48,025"},199,383,543,{"v":41060,"d":"41,060"},232,314,632]
["Swaps",{"v":37183,"d":"37,183"},346,427,380,{"v":35234,"d":"35,234"},316,409,357,{"v":31231,"d":"31,231"},316,366,314,{"v":28223,"d":"28,223"},141,310,198]
["Options achetées",{"v":6865,"d":"6,865"},36,86,118,{"v":6472,"d":"6,472"},44,41,91,{"v":6932,"d":"6,932"},86,92,203,{"v":3314,"d":"3,314"},87,52,227]
["Options souscrites",{"v":8181,"d":"8,181"},0,0,0,{"v":7685,"d":"7,685"},0,0,0,{"v":7445,"d":"7,445"},0,0,0,{"v":6533,"d":"6,533"},0,0,0]
["Contrats liés à des actions",{"v":48536,"d":"48,536"},{"v":1183,"d":"1,183"},{"v":3062,"d":"3,062"},{"v":2153,"d":"2,153"},{"v":46065,"d":"46,065"},988,{"v":2821,"d":"2,821"},{"v":1958,"d":"1,958"},{"v":45865,"d":"45,865"},721,{"v":2806,"d":"2,806"},{"v":1589,"d":"1,589"},{"v":44815,"d":"44,815"},674,{"v":2735,"d":"2,735"},{"v":1541,"d":"1,541"}]
["Autres contrats",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Contrats sur produits de base",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Marchés réglementés",{"v":497768,"d":"497,768"},22,80,3,{"v":598641,"d":"598,641"},49,46,2,{"v":564050,"d":"564,050"},46,81,3,{"v":507128,"d":"507,128"},16,59,3]
["Contrats à terme",{"v":19935,"d":"19,935"},0,25,0,{"v":25885,"d":"25,885"},0,11,0,{"v":22608,"d":"22,608"},1,11,0,{"v":15189,"d":"15,189"},1,9,0]
["Swaps",{"v":416951,"d":"416,951"},0,55,2,{"v":410280,"d":"410,280"},0,33,1,{"v":386526,"d":"386,526"},0,66,2,{"v":400115,"d":"400,115"},0,48,3]
["Options achetées",{"v":37439,"d":"37,439"},22,0,1,{"v":82595,"d":"82,595"},49,2,1,{"v":73949,"d":"73,949"},45,4,1,{"v":52133,"d":"52,133"},15,2,0]
["Options souscrites",{"v":23443,"d":"23,443"},0,0,0,{"v":79881,"d":"79,881"},0,0,0,{"v":80967,"d":"80,967"},0,0,0,{"v":39691,"d":"39,691"},0,0,0]
["Total dérivés",{"v":673443,"d":"673,443"},{"v":1933,"d":"1,933"},{"v":4385,"d":"4,385"},{"v":3894,"d":"3,894"},{"v":770219,"d":"770,219"},{"v":1735,"d":"1,735"},{"v":4031,"d":"4,031"},{"v":3520,"d":"3,520"},{"v":732938,"d":"732,938"},{"v":1664,"d":"1,664"},{"v":4063,"d":"4,063"},{"v":3547,"d":"3,547"},{"v":657409,"d":"657,409"},{"v":1349,"d":"1,349"},{"v":3748,"d":"3,748"},{"v":3326,"d":"3,326"}]

{"sheet":"Exigences de comm.","index":48,"n_rows":93,"n_cols":5,"rows_kept":93,"merged":[[0,0,0,4],[2,0,3,2],[2,3,3,3],[5,0,5,4],[6,0,6,1],[7,0,7,1],[8,0,8,1],[9,0,9,1],[10,0,10,1],[11,0,11,1],[12,0,12,4],[13,0,13,1],[14,0,14,1],[15,0,15,1],[16,0,16,1],[17,0,17,1],[18,0,18,4],[19,0,19,1],[20,0,20,1],[21,0,21,1],[22,0,22,1],[23,0,23,4],[24,0,24,1],[25,0,25,4],[26,0,26,1],[27,0,27,1],[28,0,28,1],[29,0,29,1],[30,0,30,4],[31,0,31,1],[32,0,32,1],[33,0,33,1],[34,0,34,1],[35,0,35,1],[36,0,36,1],[37,0,37,1],[38,0,38,1],[39,0,39,1],[40,0,40,1],[41,0,41,1],[42,0,42,1],[43,0,43,1],[44,0,44,1],[45,0,45,1],[46,0,46,4],[47,0,47,1],[48,0,48,1],[49,0,49,1],[50,0,50,1],[51,0,51,1],[52,0,52,1],[53,0,53,1],[54,0,54,1],[55,0,55,4],[56,0,56,1],[57,0,57,1],[58,0,58,1],[59,0,59,1],[60,0,60,1],[61,0,61,4],[62,0,62,1],[63,0,63,1],[64,0,64,1],[64,4,67,4],[65,0,65,1],[66,0,66,1],[67,0,67,1],[68,0,68,4],[69,0,69,1],[70,0,70,1],[70,4,71,4],[71,0,71,1],[72,0,72,1],[73,0,73,1],[73,4,74,4],[74,0,74,1],[75,0,75,4],[76,0,76,1],[77,0,77,1],[78,0,78,4],[79,0,79,1],[80,0,80,1],[81,0,81,1],[82,0,82,1],[83,0,83,4],[84,0,84,1],[85,0,85,1],[86,0,86,4],[87,0,87,1],[88,0,88,1],[89,0,89,1],[91,0,91,4],[92,0,92,4]]}
["EXIGENCES DE COMMUNICATION AU TITRE DU TROISIÈME PILIER"]
[]
["Tableaux et fiches",null,null,"Fréquence","Dernière publication"]
[{"$nulls":4},"Rapport(1)"]
[]
["Aperçu de la gestion des risques, des indicateurs prudentiels clés et des actifs pondérés en fonction des risques"]
["KM1",null,"Indicateurs clés (au niveau du groupe consolidé)","Trimestrielle","Ce rapport"]
["KM2",null,"Indicateurs clés – Exigences de TLAC (au niveau du groupe de résolution)","Trimestrielle","Ce rapport"]
["OVA",null,"Approche de la gestion des risques du Mouvement","Annuelle","Rapport Pilier 3 \n4e trimestre 2024"]
["OV1",null,"Aperçu des actifs pondérés en fonction des risques (APR)","Trimestrielle","Ce rapport"]
["CMS1",null,"Comparaison des APR modélisés et standard au niveau du risque ","Trimestrielle","Ce rapport"]
["CMS2",null,"Comparaison des APR modélisés et standard pour le risque de crédit au niveau de la classe d’actifs ","Trimestrielle","Ce rapport"]
["Composition des fonds propres et TLAC"]
["CC1",null,"Composition des fonds propres réglementaires","Trimestrielle","Ce rapport"]
["CC2",null,"Rapprochement des fonds propres réglementaires et du bilan","Trimestrielle","Ce rapport"]
["CCA",null,"Principales caractéristiques des instruments de fonds propres réglementaires et des autres instruments de TLAC éligibles","Trimestrielle","Ce rapport"]
["TLAC1",null,"Composition de la TLAC (au niveau du groupe de résolution)","Trimestrielle","Ce rapport"]
["TLAC3",null,"Entité de résolution – Rang de créancier au niveau de l’entité juridique","Trimestrielle","Ce rapport"]
["Liens entre les états financiers et les expositions réglementaires"]
["LIA",null,"Explications des écarts entre les valeurs comptables et réglementaires des expositions","Annuelle","Rapport Pilier 3 \n4e trimestre 2024"]
["LI1",null,"Différences entre les périmètres de consolidation comptable et réglementaire et correspondance entre les états financiers et les catégories de risques réglementaires","Trimestrielle","Ce rapport"]
["LI2",null,"Principales sources d’écarts entre les valeurs comptables et réglementaires des expositions dans les états financiers","Trimestrielle","Ce rapport"]
["PV1",null,"Ajustements prudents de la valeur (PVA)","Annuelle","Rapport Pilier 3 \n4e trimestre 2024"]
["Actifs grevés"]
["ENC",null,"Actifs grevés","Trimestriel","Rapport de gestion(2)"]
["Rémunération"]
["REMA",null,"Politique de rémunération","Annuelle","Notice annuelle 2024"]
["REM1",null,"Rémunération attribuée durant l’exercice fiscal","Annuelle","Notice annuelle 2024"]
["REM2",null,"Paiements spéciaux","Annuelle","Notice annuelle 2024"]
["REM3",null,"Rémunération différée","Annuelle","Notice annuelle 2024"]
["Risque de crédit"]
["CRA",null,"Informations qualitatives générales sur le risque de crédit","Annuelle","Rapport Pilier 3 \n4e trimestre 2024"]
["CR1",null,"Qualité de crédit des actifs","Trimestrielle","Ce rapport"]
["CR2",null,"Variations des stocks de prêts et de titres de créance en défaut","Trimestrielle","Ce rapport"]
["CRB",null,"Informations supplémentaires sur la qualité de crédit des actifs","Annuelle","Rapport Pilier 3 \n4e trimestre 2024"]
["CRC",null,"Informations qualitatives requises sur les techniques d’atténuation du risque de crédit (ARC)","Annuelle","Rapport Pilier 3 \n4e trimestre 2024"]
["CR3",null,"Aperçu des techniques d’atténuation du risque de crédit (ARC)","Trimestrielle","Ce rapport"]
["CRD",null,"Informations qualitatives sur le recours du Mouvement à des notations de crédit externes selon l’approche standard pour le risque de crédit","Annuelle","Rapport Pilier 3 \n4e trimestre 2024"]
["CR4",null,"Approche standard – Exposition au risque de crédit et effets de l’atténuation du risque de crédit (CRM)","Trimestrielle","Ce rapport"]
["CR5",null,"Approche standard – Exposition par classe d’actifs et par coefficient de pondération des risques","Trimestrielle","Ce rapport"]
["CRE",null,"Informations qualitatives sur les modèles fondés sur les notations internes (IRB)","Annuelle","Rapport Pilier 3 \n4e trimestre 2024"]
["CR6",null,"IRB – Expositions au risque de crédit par portefeuille et par fourchette de probabilité de défaut (PD)","Trimestrielle","Ce rapport"]
["CR7",null,"IRB – Effet des dérivés de crédit employés comme techniques d’atténuation du risque de crédit (ARC) sur les actifs pondérés en fonction des risques (APR)","Trimestrielle","Le Mouvement n'utilise pas l'effet des\ndérivés de crédit dans la méthode NI."]
["CR8",null,"États des flux d’actifs pondérés en fonction des risques (APR) pour les expositions au risque de crédit selon l’approche IRB","Trimestrielle","Ce rapport"]
["CR9",null,"IRB – Contrôles ex post de la probabilité de défaut (PD) par portefeuille","Annuelle","Rapport Pilier 3 \n4e trimestre 2024"]
["CR10",null,"IRB – Financement spécialisé et actions selon la méthode de la pondération simple des risques","Trimestrielle","Le Mouvement n’utilise pas l'approche NI \nsur les financements spécialisés et actions."]
["Risque de contrepartie"]
["CCRA",null,"Informations qualitatives sur le risque de contrepartie","Annuelle","Rapport Pilier 3 \n4e trimestre 2024"]
["CCR1",null,"Analyse de l’exposition au risque de contrepartie (CCR) par approche","Trimestrielle","Ce rapport"]
["CCR3",null,"Approche standard – Expositions au risque de contrepartie (CCR) par portefeuille réglementaire et par pondération des risques","Trimestrielle","Ce rapport"]
["CCR4",null,"IRB – Expositions au risque de contrepartie (CCR) par portefeuille et par fourchette de probabilité de défaut (PD)","Trimestrielle","Ce rapport"]
["CCR5",null,"Nature des sûretés pour l’exposition au risque de contrepartie","Trimestrielle","Ce rapport"]
["CCR6",null,"Expositions sur dérivés de crédit","Trimestrielle","Ce rapport"]
["CCR7",null,"États des flux d’actifs pondérés en fonction des risques (APR) pour les expositions au risque de contrepartie selon la méthode des modèles internes (IMM)","Trimestrielle","Le Mouvement n'utilise pas l'approche NI \npour le risque de contrepartie."]
["CCR8",null,"Expositions sur les contreparties centrales (CC)","Trimestrielle","Ce rapport"]
["Titrisation"]
["SECA",null,"Informations qualitatives requises sur les expositions de titrisation","Annuelle","Rapport Pilier 3 \n4e trimestre 2024"]
["SEC1",null,"Expositions de titrisation dans le portefeuille bancaire","Trimestrielle","Ce rapport"]
["SEC2",null,"Expositions de titrisation dans le portefeuille de négociation","Trimestrielle","L'exposition du Mouvement à la \ntitrisation est non significative."]
["SEC3",null,"Expositions de titrisation dans le portefeuille bancaire et exigences de fonds propres réglementaires associés (entité financière agissant comme émetteur ou mandataire)","Trimestrielle","Le Mouvement n'agit pas comme \németteur ou mandataire."]
["SEC4",null,"Expositions de titrisation dans le portefeuille bancaire et exigences de fonds propres réglementaires associés (entité financière agissant comme investisseur)","Trimestrielle","Ce rapport"]
["Risque de marché"]
["MRA",null,"Informations qualitatives générales requises sur le risque de marché","Annuelle","Rapport Pilier 3 \n4e trimestre 2024"]
["MR1",null,"Risque de marché selon l’approche standard","Trimestrielle","Ce rapport"]
["MRB",null,"Informations qualitatives sur les entités financières appliquant l’approche des modèles internes (IMA)","Annuelle","Le Mouvement n'utilise pas l’approche des modèles internes (IMA) pour le risque de marché."]
["MR2",null,"Approche IMA du risque de marché par type de risque","Trimestrielle"]
["MR3",null,"États des flux d’actifs pondérés en fonction des risques (APR) pour les expositions au risque de marché selon l’approche des modèles internes (IMA)","Trimestrielle"]
["MRC",null,"Structure des pupitres pour les banques utilisant l'IMA","Trimestrielle"]
["Ajustement à l'évaluation de crédit"]
["CVAA",null,"Informations générales qualitatives concernant l'AEC","Annuelle","Rapport Pilier 3 \n4e trimestre 2024"]
["CVAB",null,"Informations qualitatives - institutions appliquant l’approche standard d’AEC","Annuelle","Le Mouvement n'utilise pas l’approche standard pour l'ajustement à l'évaluation de crédit."]
["CVA1",null,"Approche de base abrégée pour l’AEC","Trimestrielle"]
["CVA2",null,"Formule complète de l'approche de base à l'égard du risque lié à l'AEC (AB-AEC)","Trimestrielle","Ce rapport"]
["CVA3",null,"Approche standard pour l’AEC","Trimestrielle","Le Mouvement n'utilise pas l’approche standard pour l'ajustement à l'évaluation de crédit."]
["CVA4",null,"États des flux d’APR pour les expositions au risque d’AEC selon l’approche standard","Trimestrielle"]
["Mesures de contrôle macroprudentiel"]
["IFIS",null,"Communication des indicateurs pour les IFIS","Annuelle","Rapport de gestion \n1er trimestre 2025(2)"]
["CCyB1",null,"Répartition géographique des expositions utilisées dans le coussin contracyclique","Trimestrielle","Ce rapport"]
["Risque Opérationnel"]
["ORA",null,"Exigences d'information qualitative générale relative au cadre de risque opérationnel de l'institution ","Annuelle","Rapport Pilier 3 \n4e trimestre 2024"]
["OR1",null,"Pertes historiques","Annuelle","Rapport Pilier 3 \n4e trimestre 2024"]
["OR2",null,"Indicateur d’activité et sous-composantes","Annuelle","Rapport Pilier 3 \n4e trimestre 2024"]
["OR3",null,"Exigences minimales de fonds propres au titre du risque opérationnel","Annuelle","Rapport Pilier 3 \n4e trimestre 2024"]
["Ratio de levier"]
["LR1",null,"Comparaison résumée des actifs comptables et de la mesure de l’exposition aux fins du ratio de levier","Trimestrielle","Ce rapport"]
["LR2",null,"Déclaration commune du ratio de levier","Trimestrielle","Ce rapport"]
["Liquidité"]
["LIQA",null,"Gestion du risque de liquidité","Annuelle","Rapport Pilier 3 \n4e trimestre 2024"]
["LIQ1",null,"Ratio de liquidité à court terme (LCR)","Trimestrielle","Rapport de gestion(2)"]
["LIQ2",null,"Ratio structurel de liquidité à long terme (NSFR)","Trimestrielle","Rapport de gestion(2)"]
[]
["(1)  Indique le dernier rapport dans lequel l'exigence a fait l'objet d'une divulgation."]
["(2)  Voir la section « Utilisation de ce document » à la page 2."]

{"sheet":"Abréviations","index":49,"n_rows":22,"n_cols":4,"rows_kept":22,"merged":[[0,0,0,3]]}
["ABRÉVIATIONS"]
[]
["Abréviation","Définition","Abréviation","Définition"]
["AEC","Ajustement de l’évaluation de crédit","FCEC","Facteurs de conversion en équivalent-crédit"]
["AEI","Approche basée sur les évaluations internes","FIRB","Approche de notation interne fondation (foundation internal ratings-based approach)"]
["AIRB","Approche de notation interne avancée (advanced internal ratings-based approach)","FSB","Conseil de stabilité financière (Financial Stability Board)"]
["AS","Approche standard","IFIS-G","Institution financière d’importance systémique globale"]
["APS","Approche prudentielle simplifiée","IFIS-i","Institution financière d’importance systémique intérieure"]
["Approche NI ","Approche fondée sur les notations internes","IFRS","Normes internationales d’information financière"]
["Approche NI avancée","Approche de notation interne avancée ","IRB","Approche fondée sur les notations internes (Internal Ratings Based)"]
["Approche NI fondation","Approche de notation interne fondation","LCR","Ratio de liquidité à court terme (Liquidity Coverage Ratio)"]
["AMF","Autorité des marchés financiers","MMI / IMM","Méthode des modèles internes (Internal Model Method)"]
["APR","Actifs pondérés en fonction des risques","NE","Approche fondée sur les notations externes"]
["ARC","Atténuation du risque de crédit","NSFR","Ratio de liquidité à long terme (Net Stable Funding Ratio)"]
["CBCB","Comité de Bâle sur le contrôle bancaire","OEEC","Organisme externe d’évaluation du crédit"]
["CC","Contrepartie centrale","PA","Perte attendue"]
["CCE","Contrepartie centrale éligible","PCD","Perte en cas de défaut"]
["CCR","Risque de contrepartie (Counterparty Credit Risk)","PD","Probabilité de défaut"]
["CRM","Atténuation du risque de crédit (Credit Risk Mitigation)","SFT","Cessions temporaires de titres (Securities financing transactions)"]
["ECD","Exposition en cas de défaut","STC","Simples, transparents et comparables"]
["EPAE","Exposition positive attendue effective","TLAC","Capacité totale d’absorption des pertes (Total Loss Absorbing Capacity)"]
["ERCDE","Expositions renouvelables sur la clientèle de détail éligibles","VaR","Valeur à risque"]

{"sheet":"Glossaire","index":50,"n_rows":97,"n_cols":1,"rows_kept":97}
["GLOSSAIRE"]
[]
["Acceptation"]
["Titre d'emprunt à court terme et négociable sur le marché monétaire qu'une institution financière garantit en faveur d'un emprunteur en échange d'une commission d'acceptation."]
["Actifs pondérés en fonction des risques"]
["Actifs ajustés en fonction d'un facteur de pondération des risques déterminé par règlement afin qu'ils reflètent le degré de risque lié aux éléments présentés au bilan combiné. Certains actifs ne sont pas pondérés, mais déduits du capital. La façon de calculer ces actifs est définie dans les lignes directrices de l'AMF. Pour plus de détails, se reporter à la section « Gestion du capital » du rapport de gestion."]
["Ajustement à l'évaluation de crédit (AEC)"]
["Ajustement appliqué à la valeur des dérivés négociés de gré à gré, pour refléter la possibilité que la contrepartie n’honore pas ses engagements contractuels, et que le Mouvement Desjardins ne soit pas en mesure de recevoir la totalité des valeurs exigibles."]
["Approche de notation interne avancée"]
["Approche en vertu de laquelle la pondération des risques est fonction du type de contrepartie (particulier, petite ou moyenne entreprise, grande entreprise, etc.) et de facteurs de pondération des risques déterminés à partir de paramètres internes : la probabilité de défaut de l’emprunteur, la perte en cas de défaut, l’échéance applicable et l’exposition en cas de défaut."]
["Approche de notation interne fondation"]
["Approche en vertu de laquelle la pondération des risques est fonction du type de contrepartie (particulier, petite ou moyenne entreprise, grande entreprise, etc.) et de facteurs de pondération des risques déterminés à partir de paramètres internes : la probabilité de défaut de l’emprunteur, l’échéance applicable et l’exposition en cas de défaut. Le régulateur vient prescrire les paramètres de perte en cas de défaut."]
["Approche standard"]
["\t–Risque de crédit"]
["Approche par défaut servant à calculer les actifs pondérés en fonction des risques et en vertu de laquelle l’entité se sert des évaluations faites par des organismes externes d’évaluation du crédit reconnus par l’AMF pour déterminer les coefficients de pondération des risques liés aux différentes catégories d’expositions."]
["\t–Risque de marché"]
["Approche par défaut servant à calculer les actifs pondérés en fonction des risques pour les classes de risque de marché, soit le risque de taux d’intérêt, le risque d'écart de rendement, le risque sur actions, le risque de change, le risque lié aux produits de base et le risque de défaut."]
["\t–Risque opérationnel"]
["Approche standard du risque opérationnel qui se fonde sur deux composantes principales : une composante d'indicateur d'activité (CIA) reposant sur les états financiers et une composante de perte (CP), à partir de laquelle un multiplicateur de perte interne (MPI) est calculé selon la moyenne des pertes historiques. Le capital pour le risque opérationnel est le produit du CIA et du MPI, les actifs pondérés en fonction du risque opérationnel étant cette exigence de capital multipliée par 12,5."]
["Autorité des marchés financiers (AMF)"]
["Organisme qui a pour mission d'appliquer les lois relatives à l'encadrement du secteur financier, notamment dans les domaines des assurances, des valeurs mobilières, des institutions de dépôts et de la distribution de produits et services financiers."]
["Autres expositions sur la clientèle de détail"]
["Conformément au référentiel en matière de fonds propres réglementaires, catégorie de risque comprenant tous les prêts consentis à des particuliers, à l’exception des expositions liées à des créances hypothécaires au logement et des expositions renouvelables sur la clientèle de détail éligibles."]
["Billets subordonnés FPUNV"]
["Titres qui répondent aux exigences relatives aux fonds propres d'urgence en cas de non-viabilité (FPUNV) de la Ligne directrice sur les normes relatives à la suffisance du capital émise par l'AMF, notamment les titres de la Fédération qui comportent une disposition permettant la conversion automatique en parts de capital de la Fédération à la survenance d'un élément déclencheur tel que défini dans cette ligne directrice."]
["Bureau du surintendant des institutions financières (BSIF)"]
["Organisme qui a pour mission d'appliquer l'ensemble des lois encadrant le secteur financier au Canada, notamment en ce qui concerne les banques, les sociétés d'assurance, les sociétés de fiducie, les sociétés de prêt, les associations coopératives de crédit, les sociétés de secours mutuel et les régimes de retraite privés fédéraux."]
["Capacité totale d'absorption des pertes (Total Loss Absorbing Capacity ou TLAC)"]
["Ensemble des fonds propres réglementaires et des instruments qui remplissent les conditions d'admissibilité énoncées dans la Ligne directrice sur la capacité totale d'absorption des pertes émise par l'AMF."]
["Capital réglementaire"]
["Capitaux nécessaires pour couvrir les pertes inattendues et calculés à partir de méthodes et de paramètres prescrits par les autorités réglementaires en matière de fonds propres."]
["Coussin contracyclique"]
["Un coussin contracyclique vise à faire en sorte que les exigences de fonds propres tiennent compte du contexte macrofinancier dans lequel le Mouvement évolue. Un tel coussin pourrait être activé par l'AMF lorsqu'elle considère que la croissance excessive du crédit est associée à une accumulation de risques à l'échelle systémique. Ce coussin permettrait de se doter d'une réserve de fonds propres pour absorber d'éventuelles pertes."]
["Exposition en cas de défaut (ECD)"]
["Estimation de l'encours d'une exposition donnée au moment du défaut. Pour les expositions au bilan, elle correspond au solde au moment de l'observation. Pour les expositions hors bilan, elle inclut une estimation des tirages supplémentaires pouvant survenir entre le moment de l'observation et le défaut."]
["Exposition hors bilan"]
["Comprend les garanties, les engagements, les dérivés et les autres accords contractuels dont le montant total du principal notionnel peut ne pas être comptabilisé au bilan."]
["Exposition inutilisée"]
["Représente le montant non encore utilisé des autorisations de crédit offertes sous forme de marges ou de prêts."]
["Exposition utilisée"]
["Représente le montant des fonds investis ou avancés à un membre ou à un client."]
["Expositions liées à des créances hypothécaires au logement"]
["Conformément au référentiel en matière de fonds propres réglementaires, catégorie de risque comprenant les prêts hypothécaires et les marges de crédit garanties par un bien immobilier consentis à des particuliers."]
["Expositions renouvelables sur la clientèle de détail éligibles"]
["Conformément au référentiel en matière de fonds propres réglementaires, catégorie de risque comprenant les prêts sur cartes de crédit et les marges de crédit non garanties consentis à des particuliers."]
["Fonds propres réglementaires"]
["Conformément à la définition figurant dans la Ligne directrice sur les normes relatives à la suffisance du capital émise par l'AMF, les fonds propres réglementaires selon Bâle III sont composés des fonds propres de la catégorie 1A, de la catégorie 1 et de la catégorie 2. La composition de ces différentes catégories est présentée dans la section « Gestion du capital » du rapport de gestion."]
["Juste valeur"]
["Prix qui serait reçu pour la vente d'un actif ou payé pour le transfert d'un passif lors d'une transaction normale effectuée à la date d'évaluation."]
["Méthode des modèles internes"]
["Approche permettant de calculer, à l’aide de modèles internes, les actifs pondérés en fonction des risques pour les quatre domaines du risque de marché, soit le risque de taux d’intérêt, le risque de prix des actions, le risque de change et le risque lié aux produits de base, en fonction de différentes mesures de risque telles que la valeur à risque, la valeur à risque en période de tension ainsi que le risque supplémentaire (IRC)."]
["Parts de capital"]
["Titre de capital offert aux membres des caisses Desjardins."]
["Perte attendue (PA)"]
["Mesure sur une période d’un an du niveau de perte attendue sur un portefeuille donné. Elle est le produit des trois paramètres de risque de crédit, soit l’ECD, la PCD et la PD."]
["Perte en cas de défaut (PCD)"]
["Perte économique pouvant être subie advenant le défaut de l'emprunteur et exprimée en pourcentage de l'exposition en cas de défaut."]
["Prêt déprécié brut"]
["Un actif financier est considéré comme déprécié lorsque se sont produits un ou plusieurs événements qui ont un effet néfaste sur les flux de trésorerie futurs estimés de celui-ci. Un actif financier est donc considéré comme déprécié lorsqu'il est en défaut, à moins que l'effet néfaste sur les flux de trésorerie futurs estimés ne soit considéré comme négligeable. La définition de défaut est associée à un instrument dont les paiements sont en souffrance depuis plus de 90 jours, ou à certains autres critères."]
["Probabilité de défaut (PD)"]
["Probabilité, sur une période d'un an, qu'un emprunteur soit en défaut relativement à ses obligations."]
["Provision pour pertes de crédit"]
["La provision pour pertes de crédit attendues correspond à un montant objectif, fondé sur une pondération probabiliste de la valeur actualisée des insuffisances des flux de trésorerie, et qui prend en considération les informations raisonnables et justifiables sur des événements passés, des circonstances actuelles et des prévisions de la conjoncture économique à venir."]
["Ratio de levier"]
["Ratio se calculant en divisant la mesure des fonds propres, soit les fonds propres de la catégorie 1, par la mesure de l'exposition. La mesure de l'exposition comprend :"]
["\t–les expositions au bilan;"]
["\t–les expositions aux opérations de financement par titres;"]
["\t–les expositions sur dérivés;"]
["\t–les éléments hors bilan."]
["Ratio de levier TLAC"]
["Ratio se calculant en divisant la capacité totale d'absorption des pertes (TLAC) par la mesure de l'exposition. Cette dernière est indépendante du risque et comprend :"]
["\t–les expositions au bilan;"]
["\t–les expositions aux opérations de financement par titres;"]
["\t–les expositions sur dérivés;"]
["\t–les éléments hors bilan."]
["Ratio de liquidité à court terme (LCR)"]
["Encours des actifs liquides de haute qualité non grevés par rapport au montant des sorties nettes de trésorerie des 30 prochains jours dans l'hypothèse d'une crise de liquidités sévère."]
["Ratio structurel de liquidité à long terme (NSFR)"]
["Ratio du financement stable disponible désigné par les fonds propres et le passif par rapport au financement stable requis désigné par les actifs."]
["Ratio TLAC"]
["Ratio correspondant à la capacité totale d'absorption des pertes (TLAC) divisée par la mesure des actifs pondérés en fonction des risques."]
["Ratios de fonds propres"]
["Ensemble des fonds propres réglementaires divisé par la mesure des actifs pondérés en fonction des risques. Ces mesures sont calculées selon la Ligne directrice sur les normes relatives à la suffisance du capital émise par l'AMF."]
["Risque de change"]
["Le risque de change se définit comme la perte potentielle découlant d'une fluctuation des taux de change."]
["Risque de contrepartie et d'émetteur"]
["Risque de crédit relatif à divers types de transactions portant sur des valeurs mobilières, des instruments financiers dérivés et des prêts de valeurs."]
["Risque de crédit"]
["Risque de pertes découlant du manquement d'un emprunteur ou d'une contrepartie de s'acquitter de ses obligations contractuelles figurant ou non au bilan combiné."]
["Risque de marché"]
["Risque de perte résultant d'une variation de la juste valeur d’instruments financiers découlant d’une fluctuation des paramètres affectant cette valeur, notamment les taux d’intérêt, les taux de change, les écarts de crédit, le cours des actions et leur volatilité."]
["Risque opérationnel"]
["Risque d’une inadéquation ou d’une défaillance attribuable à des processus, à des personnes, à des systèmes internes ou à des événements extérieurs se soldant par des pertes ou la non-atteinte d'objectifs et prend en considération l'impact des défaillances sur l'atteinte des objectifs stratégiques de la composante visée ou du Mouvement, selon le cas."]
["Titrisation"]
["Mécanisme par lequel des actifs financiers, comme des prêts hypothécaires, sont transformés en titres adossés."]
["Valeur à risque (VaR)"]
["Perte potentielle qui pourrait survenir d'ici la prochaine journée ouvrable dans des conditions normales de marché et selon un niveau de confiance de 99 % (approximation de la perte pouvant survenir une fois tous les 100 jours)."]