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You are here: Home> Personal > Caisse Desjardins du Sud de la Chaudière > General meetings and financial results

General meetings and financial results

As a caisse member, you can apply to be elected as a director, express your point of view by participating in the annual general meeting and elect the people who will represent you on the board of directors.

Every year, we invite our members to actively take part in the caisse's democratic life by answering the call for applications to fill openings on the board of directors.

The 2020 call for applications has ended. Thanks to all candidates!

To learn more about the roles and responsibilities of directors, see the Information kit for director candidates (PDF, 686 KB) - This link will open in a new window..

See the 2020 call for applications (in French only, PDF, 308 KB) - This link will open in a new window..

Caisse Desjardins du Sud de la Chaudière is pleased to account for the administration of your financial services cooperative in 2018.

The annual report (in French only, PDF, 106 KB)  - This link will open in a new window. contains information about the financial results and activities of your caisse in the past year.

View the caisse financial report (in French only, PDF, 187 KB)  - This link will open in a new window..

To read the message from the chair and the general manager and to fully understand the caisse's expertise, resources and cooperative achievements, please see the 2018 year in review: Revue de l'année 2018 (in French only, PDF, 957 KB) - This link will open in a new window..

Member dividends

Member dividends are a reflection of our cooperative difference. And they’re one of the advantages of being a caisse member! More specifically, individual member dividends are paid to all members who qualify. There are now 2 kinds to get you even more: product dividends and volume dividends.

Product dividends

You're eligible if you're an individual member (business members are not eligible for this dividend) who had at least 1 eligible Desjardins product in each of the 4 following product lines in 2018:

  1. Accounts
  2. Cards, loans and credit
  3. Savings and investments
  4. Insurance

Volume dividends

Volume dividends are calculated for each eligible member—individual or business—in proportion to their use of certain products and services in 2018.

Dividend amounts:

  • Product dividends: $50 if you held at least 1 product in all 4 of the product lines (if you’re 30 years or younger, 1 product in 3 lines).
  • Volume dividends:
      • 4.42% on interest received on all term savings (TS) and registered plans (ROEs) in term savings
      • 0.07% (outstanding) MLGIs, Desjardins Funds and other funds
      • 2.50% on interest paid on business loans and lines of credit
      • 2.50% on interest paid on personal mortgages