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Planning to renovate? Let your home do the financing!

Are you thinking about renovating your home, sprucing up your backyard, or adding a hot tub or pool? If so, Desjardins has the solution for you: the Versatile Line of Credit!

Our home equity line of credit lets you borrow up to 80% of the market value of your home. It's an ideal way to get a competitive interest rate.

Renovate for less with our great low rate

The Versatile Line of Credit offers many advantages:

  • Save on interest thanks to a competitive rate
  • Choose from flexible payment terms
  • Get cash advances without needing to re-apply

Get up to $500 cash back

Use your Versatile Line of Credit to finance your renovations and get up to $500 cash back to spend however you want!

Hurry! The cash back offer is available for a limited time.

Make an appointment today

Learn more about the Versatile Line of Credit.

  1. Conditions apply. You can borrow up to 80% of the market value of your property. Advances on a line of credit are available for up to 65% of your property's value. Any additional amounts, up to a maximum of 15%, are provided as a loan with regular principal and interest payments. During the term, you may be required to pay a penalty for prepayment depending on the terms of your current loan. A new mortgage guarantee may be required. For full details and conditions, speak to a Desjardins caisse advisor or go to desjardins.com /versatilelineofcredit.
  2. Offer ends July 31, 2017. Open to members who are owner-occupants of a property with 1 to 4 units. Financing must be approved by a participating Desjardins caisse in Quebec. Quebec residents only. Cash back is awarded based on the difference between the balances on the line of credit statements for May 15, 2017, and September 15, 2017: $5,000.00 to $9,999.99 = $100.00, $10,000.00 to $19,999.99 = $200.00, $20,000.00 to $29,999.99 = $300.00, $30,000.00 to $39,999.99 = $400.00, $40,000.00 or more = $500.00. This offer cannot be combined with any other offer and may be withdrawn without notice. Other conditions and exclusions may apply. For full details and conditions, speak to an advisor at a participating caisse.

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