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You are here: Home> Personal > Caisse Desjardins de Sault-au-Récollet–Montréal-Nord > Events, news and publications > Member dividends: one of the many advantages of being a Desjardins member

Member dividends: one of the many advantages of being a Desjardins member

Desjardins de Sault-au-Récollet–Montréal-Nord is pleased to inform you that a total of $2,437,000 from the surplus earnings generated over the 2018 fiscal year will be shared as dividends among members.

Your individual member dividend will be deposited to your Personal Chequing Account the week of June 3, 2019.

Allocation of member dividends

Allocation as decided by members at the April 30, 2019, Annual General Meeting:

% interest you received

  • PCA: 5.752%
  • Regular savings: 5.357%
  • Registered plans: 6.796%
  • Registered plans and TFSA savings: 6.796%

% interest you paid

  • Personal loans: 2.000%
  • Business loans: 1.779%
  • Per $100 annual average outstanding

  • MLGI term savings: 0.078%
  • MLGI registered plans: 0.078%
  • MLGI/TFSA registered plans: 0.078%
  • Other Desjardins funds: 0.074%
  • Other Desjardins funds - TFSA: 0.074%
  • Desjardins funds/money market: 0.074%
  • Desjardins funds/money market - TFSA: 0.074%
  • Accord D financing at the caisse: 0.246%
  • Accord D Business Financing at the caisse: 0.134%
  • Remember what's new this year: product dividends which are in addition to the traditional volume dividend.

    In 2019, the product dividend is $50. It's paid to all members who hold at least 1 eligible Desjardins product in each of the 4 following product lines:

    • Accounts
    • Cards, loans and credit
    • Savings and investments
    • Insurance

    For people 30 or younger, you only need 1 eligible Desjardins product in 3 of the 4 product lines.

    To learn more about the exclusive advantages for Desjardins members, go to