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About the caisse

Each Caisse member is also a co-owner of the Caisse. Find out more about caisse operations.

For more than 100 years, the Caisse has been welcoming everyone without discrimination, no matter what their financial circumstances. It offers services and advice adapted to both major and minor needs of its members.

By taking a service-first approach instead of putting profit first, the Caisse populaire Desjardins de Charlesbourg continues to stand out from the competition. It has carved out a place as a major partner to communities and individuals in its territory, by placing value on helping others, cooperating, sharing, and getting involved.

An experienced team

Working within the largest cooperative financial group in Canada, the seasoned team of officers, managers and employees of the Caisse populaire Desjardins de Charlesbourg is committed to offering first class specialized services: a friendly and personalized approach that means being there for members at every stage of their financial lives.

Highlights

100 years ago…

  • Alphonse Desjardins founded the Caisse populaire Desjardins de Charlesbourg on May 25, 1911.
  • The Caisse began with 107 members—half of whom were farmers—holding 244 qualifying shares.
  • The first deposit of $2.95 was made on June 4, 1911.
  • At the end of its first year, the Caisse held $6,709 in assets.

Today...

  • The Caisse has more than 73,000 members and employs 280 employees in 8 service centres.
  • It holds $1.8 billion in assets and generates $3.8 billion in business volume.
  • The Caisse serves an urban market characterized by strong community development potential.
  • The Caisse has deep roots in its community and it assists over 300 organizations.

On May 25, 1911, Alphonse Desjardins ended his speech with this: "I will always hold a special place in my heart for my Charlesbourg caisse and I hope the future brings it exponential success, progress and expansion."

One hundred years later we can look back and see his hope was realized during the Caisse's first century of existence. The little savings and credit cooperative became a great financial services cooperative providing a complete range of financial products and services. It has developed and transformed in step with its community.

Founded in a rural parish with some 2,000 residents, the Caisse populaire Desjardins de Charlesbourg was at first mainly used for savings and credit related to farming operations. Over the past century, the small village has become a very urban zone with over 70,000 residents.

Our cooperative's members use its specialized savings services, including portfolio diversification and retirement planning, as well as credit services like mortgages and commercial credit.

After 100 years, the Caisse is still a cooperative in both the way it operates and the way it relates to its members. And it remains a driving force for local economy today.


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