Personal insurance, an essential element of Daniela Amato's Financial Plan

Personal insurance, an essential element of Daniela Amato's Financial Plan (1 min 32 s)

Added on January 13, 2014

Description

Through her financial planner1, Daniela Amato meets with her caisse's financial security advisor. He offers her advice on how to protect against unforeseen events and maximize her financial wealth, giving Daniela the information she needs to improve her financial plan2.

  1. Financial planners act on behalf of Desjardins Financial Services Firm Inc.
  2. The financial security advisor is an employee of Desjardins Financial Security, a financial securities firm.

Video: Personal insurance, an essential element of Daniela Amato's Financial Plan

Personal insurance, an essential element of Daniela Amato's Financial Plan (1 min 32 s)

Added on January 13, 2014 | Personal

I have an appointment with a financial security advisor[ 1 ] (FSA). A personal insurance expert. He will explain which types of coverage could help us if the unexpected should occur. He can help me optimize my inheritance, tax-free. One more strategy in my Financial Plan.

I don't like to think about it but we're both getting older. Either of us could experience a health crisis, a serious illness. Worse still, what if one of us died prematurely? Do we have enough coverage?

We work hard to provide our children with a good education and quality of life. We've accumulated some assets we hope to leave them one day. How do we protect that inheritance? How do we avoid leaving them debts?

My friend Helen frequently has to miss work to take care of her husband who has cancer. Apart from being hard on them emotionally, they're also suffering financially. They've had to dip into their savings. How do we protect ourselves in case of a serious illness?

We hope to have a happy and active retirement, but we know that our health can deteriorate as we age. Will we have the best care, without becoming a burden on our children?

I want concrete answers and solutions.

(FSA's voice) I'm meeting with Ms. Amato. Together we will look at her coverage needs and draw up a personalized strategy. She'll be able to rest easy.

  1. Financial security advisors are employees of Desjardins Financial Security, a financial services firm.