Hello! Do you want to lower your tax bill? I think we all agree that the answer is yes, but…

Do you know about the various strategies available to you?

Do you know how to find out more about them?

I do: the Desjardins Financial Plan!

I'm sure, we can agree on one thing: we all want to keep as much money as we can in our pockets.

You're an employee, self-employed worker, a senior executive or business owner?

By creating a financial plan with your advisor, you'll get a clear picture of the customized strategies available to you.

You're probably familiar with the benefits of maxing out RRSP and TFSA contributions.

Whether it's to defer taxes or to grow your investments tax free, contributing to these financial vehicles is a smart tax strategy.

And to take advantage of this strategy, when time comes to withdraw your investments, you'll have to make certain decisions now.

Using calculators and the information gathered when setting up your financial plan, your advisor can develop the most effective strategies for you, keeping in mind your current situation and future goals.

Your advisor can guide you and help you optimize your investment portfolio to lower your tax bill.

For example, they can offer you tax-efficient vehicles, a spousal income-splitting strategy and a well-diversified portfolio that suits your needs.

Who can say no to helpful tips?

With the Desjardins Financial Plan, you'll be able to reduce your tax bill. Talk to your advisor

If you have any questions, send them to the address on the screen. Until next time!