Rates - My Savings Plan

View the rates for My Savings Plan, flexible term savings for Desjardins members aged 13 to 30.

Current rates on October 21, 2019

Qualifies for the following plans:

  • Registered plans: TFSA, RRSP
  • Non-registered plans

Minimum deposit

  • $50

Maximum deposit

  • $25,000
  • $5,000 for those 18 or under

My Savings Plan

Term Non-registered plans RRSP TFSA
6 to 60 months 1.10% 1.10% 1.10%
Interest bonus each year
Term Non-registered plans RRSP TFSA
12 months 25.00% 25.00% 25.00%
24 months 40.00% 40.00% 40.00%
36 months 50.00% 50.00% 50.00%
48 months 75.00% 75.00% 75.00%
60 months 100.00% 100.00% 100.00%

Additional bonus when goal is reached

Term Non-registered plans RRSP TFSA
When savings goal is reached 125.00% 125.00% 125.00%

Food for thought

Learn more about My Savings Plan

Rates may change without notice. Certain conditions apply.

These rates are recommended by the Fédération des caisses Desjardins du Québec to its affiliated caisses.

  1. Bonus on annual interest earned. Bonus applies when at least 5.00% of savings goal has been reached.