Rates - Regular Deposit Term Savings and Regular Income Term Savings
Take control of your savings with Regular Deposit and Regular Income Term Savings. View the interest rates, generate a predictable and guaranteed income or build capital by making regular fixed deposits.
Current rates on January 17, 2021
Regular Deposit Term Savings qualify for the following plans:
- Registered plans: RRSP, FTA, TFSA
- Non-registered plans
Minimum deposit:
- 1-year term: $1,200
- 2 years or more: $3,000
Regular Income Term Savings qualify for the following plans:
- Registered plans: TFSA
- Non-registered plans
Minimum deposit
- $10,000
| Term | Interest rate |
|---|---|
| 1 year | 0.40% |
| 2 years | 0.50% |
| 3 years | 0.60% |
| 4 years | 0.75% |
| 5 years | 0.85% |
| Term | Interest rate |
|---|---|
| 1 year | 0.40% |
| 2 years | 0.50% |
| 3 years | 0.60% |
| 4 years | 0.75% |
| 5 years | 0.85% |
Food for thought
Regular Deposit Term Savings let you save in fixed, regular amounts. You can also contribute to your RRSP regularly throughout the year.
Learn more about Regular Deposit Term Savings
Regular Income Term Savings provides predictable income that's guaranteed for a defined period.
Learn more about Regular Income Term Savings
Rates are subject to change without prior notice. Certain conditions apply.
These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.