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Distinctive offer to McGill University Professional Part-time MBA Students

Available only at Desjardins – Montréal Centre-ville

Desjardins is proud to be a partner of McGill University's Desautels Faculty of Management to support professional part-time MBA students in continuing their studies and to offer members financial solutions tailored to each aspect of their lives.

In addition to providing you with a complete range of products and services to help you meet your financial objectives, the offer includes many savings and enhanced interest rates.

Exclusive advantages

Accounts, marry efficiency with savings

Plan with unlimited transactions - The fixed monthly rate plan

Plan with unlimited transactions at $7.95 a month (savings of $14 compared with the Premium Plus Plan), using any access method (automated services1, cheques and teller services), including the following services:

  • Personalized cheques (100 cheques a year, Desjardins model)
  • Cheque certification (unlimited)
  • Single-signature American Express2 traveller's cheques (unlimited)
  • Drafts and money orders (unlimited)
  • Basic safety deposit box3
  • Return of paper cheque images, for members with account statements only

The plan is free of charge if the required minimum monthly account balance of $5,000 is maintained.

Associated services - to make managing your money easier

Overdraft transfer - Avoid nasty surprises

Cover your eligible caisse account, at no charge4, if there are insufficient funds using your Desjardins credit card5.

Credit cards, take advantage of a generous rewards program

Visa Platinum card - The high-end card
  • Visa Platinum card with rewards program providing up to 2% in BONUSDOLLARSTM on purchases charged to the account and an annual cashback of 1% on purchases over $20,000 (max. $800/year).6
  • Annual cashback of 50% of your card's annual fee in BONUSDOLLARS with the Elegance® Gold Visa, Modulo® Visa and Odyssey® GOLD cards.

Note: Some Visa Desjardins cards have annual fees.

1. For withdrawals from non-Desjardins ATMs in the Interac* and Plus** networks, service charges apply.

2. Registered trademark of American Express Company.

3. Depending on availability.

4. No sign up fees, monthly fees or transaction fees. The applicable fee is the credit charge for cash advance, calculated at the interest rate of the Visa Desjardins card as of the time the cash advance is granted. [Back]

5. Service may be suspended due to a number of factors, such as the available credit limit for overdraft transfer, the card conditions, or applicable credit and security rules. See details and conditions.

6. Purchases made on the Visa Platinum card must reach C$20,000 to give you the 1% rebate. The 1% rebate is granted to a maximum of $100,000 in purchases per account, or a maximum $800 per year. The 1% rebate on purchases is paid on the account opening anniversary date. If the account is closed prior to the account anniversary date, the credit will not be granted. If the cardholder's account is more than 90 days past due and/or his Visa Platinum card has been cancelled by the Fédération, the cardholder will lose his right to benefit from the 1% annual cashback credit and no credit will be granted.

Desjardins savings products, to make your assets grow

Guaranteed fixed-rate investments - Savings without risk

Minimum bonus of 0.30% over posted rates.

Disnat online brokerage 7 - For the autonomous investor
  • $100 in commission credits deposited to new account when opened.
  • No administration fees the first year8 when opening a registered account.
  • Up to $135 cashback on transfer fees for portfolios of over $15,000.
Desjardins Securities9 - Invest in the stock market with our support
  • No administrative fees the first year when opening a registered account.
  • $100 rebate on applicable commissions the first month following the account opening.
  • Transfer fees10 reimbursed on accounts from the competition.

7. Disnat is a division of Desjardins Securities. Desjardins Securities is a member of the Investment Industry Regulatory Organization of Canada (IIROC) and a member of the Canadian Investor Protection Fund (CIPF).

8. No administration fees if the Registered Retirement Savings Plan or Locked-In Retirement Account market value is more than $15,000 or if that of the Registered Retirement Income Fund or Life Income Fund is more than $25,000.

9. Desjardins Securities is a member of the Canadian Investor Protection Fund.

10. Applies to transfers of $50,000 and up only. The minimum balance after the transfer must be $100,000.

Desjardins financing products, partners in your projects

Student STRATEGIC Line of Credit13
  • Credit limit of up to $80,000 according to your overall needs (gradual increase in credit limit)
  • Desjardins prime rate plus 0.5%14
  • Option of capitalizing interest during your studies
  • First payment of capital can be deferred for 12 months following your graduation
  • Direct access to funds through your account
Personal loans - Make your projects a reality

Additional 1% rate reduction.

Versatile Line of Credit15

Prime rate plus 0.5% granted on Versatile Line of Credit

Mortgages - Finance your real estate project

For new financing and renewals

  • Prime rate or best offer on reduced variable rate.
  • Discount up to 1.75% on fixed-rate option on hybrid mortgages.

For new financing:

  • Reimbursement of up to $850 on notary fees in Quebec, or lawyer fees in Ontario.
  • Reimbursement of up to $300 on chartered appraisal fees, if required.
Cash damming strategy - Another way to save on taxes

Cash damming technique at no charge.

13. Subject to credit approval. Life insurance required. Certain conditions apply.

14. The prime rate is the annual variable interest rate that is publicly and occasionally set by the Fédération des caisses Desjardins du Québec, and from which it calculates the interest rate on the loans it grants in Canadian dollars in Canada.

15. For financing of at least $100,000. This line of credit is guaranteed by a first-rank immovable hypothec.

Life and health insurance

Special rates according to job category on Select Disability Income16 insurance.

Priority treatment of your Prestige Service file17.

Auto and home insurance17

Special rates.

16. Product of Desjardins Financial Security Life Assurance Company.

17. Certain conditions apply.

18. Product of Desjardins General Insurance.

® Odyssey and BONUSDOLLARS are registered trademarks of Fédération des caisses Desjardins du Québec.

Certain conditions apply to all products and services. This offer is subject to change without notice and is exclusively available at Desjardins – Montréal Centre-ville, 124 Peel, Montréal, Québec H3B 5L4.