Agreement with Banque Populaire du Maroc

Agreement with Banque Populaire du Maroc

A package designed for the Moroccan community

In partnership with Banque Populaire du Maroc, we have developed a range of products and services for Canada's Moroccan community and for those planning to move to Canada.

What you get

Enjoy personalized assistance right from Desjardins – Montreal Centre-ville:

  • Quickly open a Desjardins account from Morocco (in just 48 hours on business days)1.
  • Simplify transactions with your family in Morocco.
  • Better understand the Canadian financial system, particularly through conferences designed especially for immigrant clientele.
  • Save money.

Who it's for

  • Moroccans who have been living in Canada for over 3 years
  • Moroccans who have been living in Canada for 3 years or less2
  • Moroccans studying in Canada3

Opening a Desjardins account

Open an account with Desjardins from your home country or once you arrive in Canada, online or in person with an advisor.

Open an account

What we offer

Residents of Canada for over 3 years

Personal chequing account including:

  • the Basic4 monthly plan with 12 free transactions per month5
  • a debit card to withdraw money from any Interac™ ATM in Canada and any PLUS5 network ATM in the world

Preferred rate on Desjardins money transfers to the Banque Populaire

  • $7 per online transfer6
  • free to receive transfers

Residents of Canada for 3 months or less

Personal chequing account including:

  • the Unlimited7 plan with unlimited transactions
  • a debit card to withdraw money from any Interac™ ATM in Canada and any PLUS5 network ATM in the world

Preferred rate on Desjardins money transfers to the Banque Populaire

  • $7 per online transfer6
  • free to receive transfers

Small safety deposit box for your papers and valuables free for 1 year8

Special rate9 for non-redeemable term savings

  • Secure investment where your principal and return are guaranteed

Students

Personal chequing account including:

  • the Unlimited7 plan with unlimited transactions
  • a debit card to withdraw money from any Interac™ ATM in Canada and any PLUS5 network ATM in the world

Preferred rate on Desjardins money transfers to the Banque Populaire

  • $7 per online transfer6

Preferred rate on money transfers from the Banque Populaire to Desjardins

  • $4 per transfer upon receipt

Prepaid Visa Desjardins card with no annual fee the first year10

  • Load your card with up to $5,000
  • Use it to make purchases anywhere Visa is accepted

Other financial products you may need when you arrive

  • Credit cards Choose from an array of credit cards with various advantages, accepted all over the world. No credit history is needed and no security deposit is required11.

    Learn more Credit cards

  • Prepaid card12 Card is reloadable (up to $5,000) and allows you to make purchases anywhere Visa is accepted and withdrawals from ATMs.
    At only $6.95 a year, there are no withdrawal, reloading or transaction fees13.

    Learn more Prepaid card

  • Foreign currency We offer all the services you need for your foreign currency transactions: currency exchanges, drafts, money transfers and cheque cashing.

    See exchange rates

  • Visitors to Canada Insurance This essential coverage allows you to get emergency health care in the event of an accident or illness, until you are eligible for provincial health insurance coverage. Eligible Desjardins members can enjoy a 3-day discount.

    Learn more Visitors to Canada Insurance

  • Desjardins assistance services We offer all members Identity Theft Assistance, Travel Assistance and Estate Assistance at no extra cost. Contact us in the event of an emergency or as a preventive measure, 24 hours a day, 7 days a week.

    Learn more Desjardins assistance services

  • Auto and home insurance14 Insure your property with Desjardins. We have adequate coverage, competitive premiums and unfailing service.

    Learn more Auto and home insurance

Preparing your move to Canada

If you haven't immigrated to Canada yet, we have everything you need to make your budget and get ready for your move.

Preparing to live in Canada

Montreal offices of the Banque Populaire du Maroc

If you've already arrived in Canada, you can go to the Banque Populaire du Maroc Desjardins Representative office for more information or to open an account.

2208 René-Lévesque Ouest
Montréal

514-281-1855

Conditions apply to all products and services. Offer can be modified without prior notice. Limit of 1 offer per person.

™ Registered trademark of Interac Inc. Used under licence.

  1. Documents required will be sent from the Banque Populaire to Desjardins – Montréal Centre-ville.
  2. To be eligible, you may not have been member of a caisse Desjardins du Québec for more than 1 year. To be considered a newcomer, you must be a permanent resident who has been living in Canada for 3 years or less, or a foreign temporary worker with a work permit of 8 months or longer. Newcomers who have been Desjardins members for over 1 year are eligible for the offer for residents of Canada for over 3 years.
  3. Full-time students registered for a vocational, CEGEP or university program.
  4. Corresponds to the Basic plan, valued at $3.95 per month. In effect as of September 2019.
  5. For withdrawals from non-Desjardins ATMs in the Interac or PLUS networks, service charges apply. For individual members of caisses populaires affiliated with Fédération des caisses populaires de l'Ontario inc., Interac network access fees ($1.50 per transaction) are included in all transaction plans. PLUS is a registered trademark owned by Visa International Service Association and used under license. Interac is a registered trademark of Interac Inc. Used under licence.
  6. Excluding SWIFT transfers.
  7. Corresponds to the Unlimited plan, valued at $13.95 per month. In effect as of September 2019.
  8. Offered at caisses where this service is available.
  9. Contact us to find out what enhanced rate you're eligible for once your file has been examined.
  10. Current annual fee of $6.95.
  11. To get a Desjardins credit card, you must open an account at a caisse. You must also have a full-time job in Canada and be willing to reside and work there on a long-term basis. If this is a recent job, proof of income must be provided to the caisse. The credit limit will be attributed based on the applicant's income and the credit risk assessment. Other conditions apply.
  12. Offered to Quebec residents, age 16 and over.
  13. Currency conversion charges apply on amounts charged to account in foreign currencies and converted into Canadian dollars. Fees to replenish the account from which the card is reloaded may be charged by the financial institution approached by the cardholder or at which the account is held. Fees may apply depending on the ATM used.
  14. Available only in Quebec.