Registered plans RRSPs, TFSAs and IPPs

Give your investments a helping hand

  • Use an RRSP to get a tax break on your contributions
  • Use a TFSA for tax-free growth and withdrawals
  • Use an IPP as an alternative to an RRSP if you own a business
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Tax-sheltered investment income

Registered retirement savings plan(RRSP)

An RRSP helps you grow your retirement savings while getting a tax break on your contributions.

You can also tap into your RRSP savings before you retire under the Home Buyers' Plan or Lifelong Learning Plan.

Tax-free savings account (TFSA)

A TFSA is a great way to save for pretty much anything, including your retirement.

You don't get a tax break on contributions, but you'll never pay tax on your investment income, even when you take it out.

Individual pension plan (IPP)

An IPP is an alternative to an RRSP for business owners looking for more contribution room.

Your advisor can help you decide which savings products are the right fit for your financial plan.

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