Save for your children and grandchildren's future
Get access to government grants and bonds to save for:
- a child's post-secondary education
- the future of a child with a disability
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Get access to government grants and bonds to save for:
Registered education savings plan (RESP)
RESPs are designed to help you save for your children's post-secondary education and also give you access to government grants and bonds.
The Canada education savings grant, for example, will match 20% of the contributions you make each year, up to a lifetime maximum of $7,200.
Registered disability savings plan (RDSP)
RDSPs are designed to help you save for the long-term financial security of a child with a disability.
The beneficiary of an RDSP is eligible for the Canada disability savings grant, which can be as much as $3,500 a year, up to a lifetime maximum of $70,000.
In addition to providing access to grants and bonds, both types of plan let you grow your savings tax-free until the beneficiary is ready to make a withdrawal.
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