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Registered plans – RESPs and RDSPs

Save for your children and grandchildren’s future

Get access to government grants and bonds to save for:

  • a child’s post-secondary education
  • the future of a child with a disability
Meet with an advisor

Give your savings a boost with government grants and tax advantages

Registered education savings plan (RESP)

RESPs are designed to help you save for your children’s post-secondary education and also give you access to government grants and bonds.

The Canada education savings grant, for example, will match 20% of the contributions you make each year, up to a lifetime maximum of $7,200.

Registered disability savings plan (RDSP)

RDSPs are designed to help you save for the long-term financial security of a child with a disability.

The beneficiary of an RDSP is eligible for the Canada disability savings grant, which can be as much as $3,500 a year, up to a lifetime maximum of $70,000.

In addition to providing access to grants and bonds, both types of plan let you grow your savings tax-free until the beneficiary is ready to make a withdrawal.

Learn more

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