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Wealth Management

Case studies

Lucie Tremblay

Lucie Tremblay

  • 62 years old
  • Retired teacher
  • Partnered, no children
  • Annual income: $55,000
  • Assets to invest: $155,000

Cruising without a care

After a long teaching career, Lucie is thrilled about retired life with her husband. They are avid travellers and intend to take many cruises. Lucie receives pension fund benefits and has an RRSP. She is prudent and prefers low-risk investments.

Reliable experts

“I've been dealing with my caisse for a long time now so I contacted my financial planner1, who is very familiar with my situation.

“He explained that my husband and I can take advantage of income splitting to lower our tax bill.

“He then gave me 2 options: a fiscally advantageous Chorus II Corporate Class portfolio, and a Zenitude Guaranteed Portfolio with Income Option with a fixed monthly income.

“And finally, I reviewed my insurance coverage with a financial security advisor2. At my age, you can never be too careful.”

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  1. Desjardins financial planners act on behalf of Desjardins Financial Services Firm Inc.
  2. Financial security advisor employed by Desjardins Financial Security, Financial Services Firm.