Zenitude Balanced Guaranteed Portfolio

Optimized diversification for a comprehensive portfolio

  • Capital 100% guaranteed at maturity
  • Higher return for investments of $25,000 or more and $250,000 or more
  • Diversified, simple and complete portfolio
  • Industry and geographic diversification
  • Minimum investment: $1,000

As its name suggests, the Zenitude Balanced Guaranteed Portfolio gives you peace of mind knowing that your capital is 100% guaranteed.

This investment is right for you if you want a simple, comprehensive and diversified portfolio, without risking your capital.

For more details about the investment’s features, see the fact sheet:

The reference basket comprises worldwide companies representing a variety of economic sectors. Each company has the same weight in the basket.

Zenitude Balanced Guaranteed Portfolio Composition. Global Market Zenitude basket 60%. Term Savings 20%. Canadian Market basket: 12%. Emerging 'Markets basket: 8%.

 

Geographic Allocation - Canada 37.50%, United-States 22.50%, Switzerland 7.50%, China 4.00%, Australia 3.75%, Danemark 3.75%, France 3.75%, Germany 3.75%, Japan 3.75%, Sweden 3.75%, South Korea 
2.00%, Taiwan 2.00%, Mexico 1.00%, South Africa 1.00%.

Note: The caisse makes no claim about future movements in the price of the stocks.

Zenitude Balanced Guaranteed Portfolio
Term Investment Amount Fact Sheet Investment Agreement
3 years Less than $25,000 Fact Sheet - Zenitude Balanced (PDF, 125 KB) Investment Agreement - Zenitude Balanced (PDF, 74 KB)
$25,000 to $249,999 Fact Sheet - Zenitude Balanced (PDF, 138 KB) Investment Agreement - Zenitude Balanced (PDF, 89 KB)
$250,000 or more Fact Sheet - Zenitude Balanced (PDF, 124 KB) Investment Agreement - Zenitude Balanced (PDF, 71 KB)
5 years Less than $25,000 Fact Sheet - Zenitude Balanced (PDF, 116 KB) Investment Agreement - Zenitude Balanced (PDF, 86 KB)
$25,000 to $249,999 Fact Sheet - Zenitude Balanced (PDF, 141 KB) Investment Agreement - Zenitude Balanced (PDF, 81 KB)
$250,000 or more Fact Sheet - Zenitude Balanced (PDF, 117 KB) Investment Agreement - Zenitude Balanced (PDF, 75 KB)

The Zenitude Guaranteed Portfolio - Balanced is also available in a Aggressive version, without a minimum guaranteed return but with a potentially higher variable return. Learn more about the Zenitude - Aggressive Guaranteed Portfolio.

  1. Variable return may be nil at maturity. However, your capital and annual guaranteed return are guaranteed at maturity.
  2. The annual maximum rate of return varies based on the term chosen and the amount invested.

Information on MLGI rates of return is provided for your information only. This information will vary and may be subject to change at any time without notice. Desjardins cannot guarantee the accuracy of this information. Before investing, you should read the investment agreement, which can be found at www.desjardins.com/mlgi. In the event of a discrepancy between this site and the investment agreement, the investment agreement will prevail.