Priority Terra Guaranteed Investment

Follow companies committed to the environment, including some in the renewable energy field

  • Responsible investment
  • Capital 100% guaranteed at maturity
  • Industry and geographic diversification
  • Minimum investment: $1,000

This investment is suitable for investors who want to invest according to their convictions and diversify their portfolio, while protecting their capital. The Priority Terra Guaranteed Investment is a responsible investment that allows you to benefit from the return potential of companies that are committed to the environment.

The performance of this investment follows a basket of securities of companies in various economic sectors, including renewable energy, with the exception of the tobacco, nuclear and weapons sectors.

To learn more about responsible investing, go to Letsthinkri.com - External link. This link will open in a new window..

For more details about the investment's features, see the fact sheet:

The 20 companies that make up the Priority Terra Guaranteed Investment are working in the renewable energy field and are actively committed to reducing the environmental impact of their operations2.

A 4-step analysis (PDF, 72KB) was done on each company.

Our guaranteed investment managers performed a financial analysis and Desjardins Global Asset Management (PDF, 99KB) performed an environmental analysis.

Company Profile
3M Co.

3M designs and manufactures a wide range of products and solutions for five major markets: consumers, electronics and energy, health care, industrial and safety, and signage.

The company has ambitious environmental objectives, including reducing its greenhouse gas emissions and improving its energy efficiency.

Algonquin Power & Utilities Corp.

Algonquin Power & Utilities Corp. is a regulated renewable resources and public services conglomerate with assets in North America. The corporation acquires and operates green and clean energy assets, including hydroelectric, wind, thermal and solar installations.

Burberry Group PLC

Burberry is a British fashion house specialized in creating luxury clothing and accessories for women, men and children. The company’s environmental objectives and targets include improving the environmental impacts of cotton and cashmere sourcing and leather production, eliminating phthalates to reduce the adverse effects of PVC and increasing the use of renewable energy. It also aims to reduce energy use, water consumption and carbon emissions.

Cummins Inc.

Cummins Inc. designs, manufactures, distributes and services diesel and natural gas engines and engine-related component products. The company has an energy efficiency program. The program focuses on facility improvements, new construction and energy management. It also has several other environmental programs (water, waste, biodiversity, etc.).

First Solar Inc.

First Solar is a global leader in solar panel construction. Their position in the renewable energy market comes from extensive expertise and 15 years of experience developing, financing, engineering, building and operating many of the world’s largest sustainable solar energy plants.

Intel Corp.

Intel Corporation is an American multinational technology company. It is one of the world's largest and highest valued semiconductor chip makers based on revenue. The company has an environmental management system (EMS) in place. It covers all operations. The company's EMS is certified to the ISO 140013 standard for all its operations. It also has energy efficiency, water management and waste reduction programs in place. Furthermore, the company has an extensive GHG emission reduction program.

Kone OYJ

Kone Oyj, founded in 1910, is an international engineering and service company employing some 43,000 personnel worldwide. The firm is one of the largest manufacturers of elevators and escalators worldwide, and also provides maintenance services and modernization. It is estimated that more than 90% of the company’s activities have received ISO 140013 certification. The company sets environmental objectives and targets. They include reducing its carbon footprint and energy consumption.

Microsoft Corp.

Microsoft Corporation is an American multinational technology company that primarily develops and sells software and operating systems. Its most well-known products are the Windows operating system and Microsoft Office suite. Microsoft has implemented objectives and goals for best practices in relation to climate change, which include achieving carbon neutrality and completely eliminating net emissions from its data centres.

Muenchener Rueckver

Munich Re, or Münchener Rück in German, is one of the world's leading reinsurance companies. The Munich-based company has energy efficiency, water management, waste reduction and greenhouse gas reduction programs in place.

NTT Docomo Inc.

NTT Docomo Inc. is the top mobile phone operator in Japan. It has an excellent environmental management system, and the majority of its operations are ISO 140013 certified.

Pattern Energy Group Inc.

Pattern Energy Group Inc. is a renewable energy company based in the United States. The company owns and operates eight wind projects across the U.S., Canada and Chili.

Procter & Gamble

Procter & Gamble is an American multinational company specialized in consumer goods (hygienic and beauty products). It has an environmental management system that covers all its operations.

Reckitt Benckiser Group PLC

Reckitt Benckiser is a British company that manufactures and distributes pharmaceutical and cleaning products. Formed by the 1999 merger between the British Reckitt & Coleman and Dutch Benckiser, it is now the world's top producer of home cleaning products. The company has specifically set out to increase its revenue through more sustainable products.

Rogers Communications Inc.

Rogers is one of Canada's biggest telecommunications companies, operating in wireless communications, internet, cable television and mass media. It has a solid environmental program and very high environmental standards for its supply chain.

Royal Bank of Canada

RBC is Canada's biggest chartered bank in terms of assets and market capitalization and one of North America’s leading diversified financial services companies. The company has set objectives and deadlines to reduce its greenhouse gas emissions.

Scottish and Southern Energy PLC

Scottish and Southern (SSE) PLC produces, transports, distributes and supplies electricity. The company provides electricity to approximately 3.7 million homes and businesses in the north of Scotland’s central belt and South Central England.

Swisscom AG

Swisscom is Switzerland's leading telecommunications company. Its environmental performance is outstanding, and it has been generating its own electricity since 2005. It also uses exclusively domestic renewable energy sources.

Taiwan Semiconductor Manufacturing Co. Ltd.

Taiwan Semiconductor Manufacturing Company is the largest independent semiconductor foundry. It is an industry leader in water management and efficiency measures. In 2015, it became Taiwan's biggest green energy purchaser.

Vestas Wind Systems

Vestas is a major player in sustainable energy solutions. The company builds and installs wind farms in 79 countries around the world.

Priority Terra Guaranteed Investment
Term Fact Sheet Investment Agreement
5 years Fact Sheet - Priority Terra (PDF, 111 KB) Investment Agreement - Priority Terra (PDF, 70 KB)

1. Variable return may be nil at maturity.Your capital is always guaranteed at maturity.

2. These companies met the selection criteria as of the investment issue date. Any company to be included in the basket of securities will respect these criteria when selecting.

3. ISO 14001: The ISO 14000 family provides an environmental management framework for companies looking to minimize their environmental impact, comply with the environmental legislation and regulations in effect and constantly improve their environmental performance.

Information on MLGI rates of return is provided for your information only. This information will vary and may be subject to change at any time without notice. Desjardins cannot guarantee the accuracy of this information. Before investing, you should read the investment agreement, which can be found at www.desjardins.com/mlgi. In the event of a discrepancy between this site and the investment agreement, the investment agreement will prevail.