Opportunity Guaranteed Investment - Optimal Start

Exclusive product, for a limited-time

  • Optimized start level from the first year of your investment
  • Capital 100% guaranteed at maturity
  • Variable return linked to the growth of 20 Canadian companies from a variety of economic sectors
  • Industry diversification
  • Higher return for investments of $250,000 or more
  • Minimum investment: $25,000

This investment was designed for investors who wish to benefit optimally from a recovery of the markets following a possible decrease of the reference securities during the first year of holding the investment, while fully protecting their capital.

Ideal for portfolio diversification, it's made up of 20 Canadian companies from a variety of economic sectors.

For more details about the investment's features, see the fact sheet:

The basket of securities comprises 20 major Canadian companies from a range of economic sectors. Each company in the basket has the same weight.

Basket securities
BCE Inc. Loblaw Companies Ltd.
Brookfield Asset Management Inc. National Bank of Canada
Canadian National Railway Co. Nutrien Ltd.
Canadian Natural Resources Ltd. Pembina Pipeline Corp.
Canadian Tire Corp. Ltd. Power Corporation of Canada
Fortis Inc. Rogers Communications Inc.
Gildan Activewear Inc. ScotiaBank
Imperial Oil Limited Shaw Communications Inc.
Intact Financial Corp. Thomson Reuters Corp.
Inter Pipeline Ltd. Toronto-Dominion Bank

Note: The caisse makes no claim about future movements in the price of the stocks.

Opportunity Guaranteed Investment - Optimal Start
Term Investment Amount Fact Sheet Investment Agreement
5 years
$25,000 to $249,999 Fact Sheet - Opportunity - Optimal Start (PDF, 124 KB) Investment Agreement - Opportunity - Optimal Start (PDF, 134 KB)
$250,000 or more Fact Sheet - Opportunity - Optimal Start (PDF, 124 KB) Investment Agreement - Opportunity - Optimal Start (PDF, 134 KB)

1. Variable return may be nil at maturity. Your capital is always guaranteed at maturity.

2. The potential annual maximum rate of return varies based on the amount invested.

Information on MLGI rates of return is provided for your information only. This information will vary and may be subject to change at any time without notice. Desjardins cannot guarantee the accuracy of this information. Before investing, you should read the investment agreement, which can be found at www.desjardins.com/mlgi. In the event of a discrepancy between this site and the investment agreement, the investment agreement will prevail.