Flex-Pay Guaranteed Investment
(Annual potential payment)

Potential for interest to be paid annually

  • Capital 100% guaranteed at maturity
  • Interest paid every year if the security basket performs as well as or better than its starting value
  • Higher return for investments of $250,000 or more
  • Industry and geographic diversification
  • Minimum investment: $25,000

Flex-Pay Guaranteed Investment (Annual potential payment) gives you peace of mind, because your capital is fully protected.

This investment is right for you if you want potential returns during the term rather than waiting until your investment matures.

For more details about the investment's features, see the fact sheet:

The reference basket comprises 20 worldwide companies representing a variety of economic sectors. Each company has the same weight in the basket.

Geographic Allocation - United-States 35.00%, Canada 30.00%, France 10.00%, Australia 5.00%, Germany 5.00%, Japan 5.00%, Switzerland 5.00%, United Kingdom 5.00%.

Note: The caisse makes no claim about future movements in the price of the stocks.

Flex-Pay Guaranteed Investment (Annual potential payment)
Term Investment Amount Fact Sheet Investment Agreement
5 years $25,000 - $249,999 Fact Sheet - Flex-Pay Annual potential payment) (PDF, 139 KB) Investment Agreement Flex-Pay (Annual potential payment) (PDF, 73 KB)
$250,000 or more Fact Sheet - Flex-Pay (Annual potential payment) (PDF, 139 KB) Investment Agreement Flex-Pay (Annual potential payment) (PDF, 74 KB)
  1. Variable return may be nil at maturity.Your capital is always guaranteed at maturity.
  2. The potential annual maximum rate of return varies based on the amount invested.

Information on MLGI rates of return is provided for your information only. This information will vary and may be subject to change at any time without notice. Desjardins cannot guarantee the accuracy of this information. Before investing, you should read the investment agreement, which can be found at www.desjardins.com/mlgi. In the event of a discrepancy between this site and the investment agreement, the investment agreement will prevail.