Choose province (Canada) or state (United States), and language

Online services – AccèsD, AccèsD Affaires, online brokerage, full service brokerage.

Log on to Desjardins online services.

You are here:

Your browser is configured to not accept cookies. Some features of the site are not available or will not work correctly without cookies. Also, some information presented might not apply to your situation.
See How to enable cookies

Your browser is not supported by our website. Some features of the site are not available or will not work correctly.
See the procedure to update your browser.

Microsoft Edge causes problems on AccèsD. To fix the issue, please install the most recent Windows update.

Flex-Pay Guaranteed Investment (Annual potential payment)

Potential for interest to be paid annually

  • Capital 100% guaranteed at maturity
  • Interest paid every year if the security basket performs as well as or better than its starting value
  • Minimum investment: $25,000

Flex-Pay Guaranteed Investment (Annual potential payment) gives you peace of mind, because your capital is fully protected.

This investment is right for you if you want potential returns during the term rather than waiting until your investment matures.

For more details about the investment's features, see the fact sheet (PDF, 139 KB)

The reference basket comprises 20 worldwide companies representing a variety of economic sectors. Each company has the same weight in the basket. See the fact sheet (PDF, 137 KB) for the list of companies and sectors.

Geographic Allocation - Canada 30.00%, United-States 30.00%, Great Britain 10.00%, Australia 5.00%, France 5.00%, Germany 5.00%, Japan 5.00%, Sweden 5.00%, Switzerland 5.00%.

Note: The caisse makes no claim about future movements in the price of the stocks.

  1. Variable return may be nil at maturity.Your capital is always guaranteed at maturity.
  2. The potential annual maximum rate of return varies based on the amount invested.

Information on MLGI rates of return is provided for your information only. This information will vary and may be subject to change at any time without notice. Desjardins cannot guarantee the accuracy of this information. Before investing, you should read the investment agreement, which can be found at In the event of a discrepancy between this site and the investment agreement, the investment agreement will prevail.

Useful links


Undecided? Try our Guaranteed Investment Selector.

Discover in a few clicks which of our guaranteed investments are right for you.

Give it a try!