Consumer and Health Products Guaranteed Investment

Growth linked to multinationals

  • Capital 100% guaranteed at maturity
  • Return linked to the growth of 20 world-renowned multinationals made up of pharmaceutical companies and manufacturers of commonly used consumer products
  • Geographic diversification
  • Minimum investment: $1,000

This investment is right for you if you want to diversify and add stability to your portfolio, and get a guaranteed minimum return, while making sure your capital is fully protected.

It's made up of world-renowned pharmaceutical companies and well-known manufacturers of commonly used consumer products. These sectors are known for being more stable during economic uncertainty.

For more details about the investment's features, see the fact sheet:

The basket of securities comprises 20 worldwide companies from pharmaceutical and consumer products sectors. Each security is equally weighted in the portfolio.

Basket securities
Abbott Laboratories Nestle SA
AstraZeneca PLC Novartis AG
Bristol-Myers Squibb Co. Novo Nordisk A/S
Colgate-Palmolive Co. PepsiCo Inc.
Danone SA Procter & Gamble Co.
Essilor Luxottica SA Reckitt Benckiser Group PLC
Hershey Co. Roche Holding AG
Johnson & Johnson Sanofi
L'Oreal SA Saputo Inc.
Merck & Co. Inc. Unilever NV

Note: The caisse makes no claim about future movements in the price of the stocks.

Consumer and Health Products Guaranteed Investment
Term Fact Sheet Investment Agreement
5 years Fact Sheet - Consumer and Health Products (PDF, 66 KB) Investment Agreement - Consumer and Health Products (PDF, 70 KB)
  1. Variable return may be nil at maturity. However, your capital and annual guaranteed return are guaranteed at maturity.

Information on MLGI rates of return is provided for your information only. This information will vary and may be subject to change at any time without notice. Desjardins cannot guarantee the accuracy of this information. Before investing, you should read the investment agreement, which can be found at In the event of a discrepancy between this site and the investment agreement, the investment agreement will prevail.