Subscribe to Capital régional et coopératif Desjardins (CRCD) shares
Subscribe to Capital régional et coopératif Desjardins (CRCD) shares
Help drive the growth and sustainability of companies across Quebec, receive a tax credit and benefit from a long-term return potential.
How do you know if this investment is right for you?
- You're willing to accept a certain amount of investment risk.
- You've contributed the maximum to your RRSP.
- You're interested in getting a tax credit to lower your tax bill.
- You'd like to diversify your portfolio and benefit from the long-term return potential.
- You're 18 or older and a resident of Quebec as at December 31 of the taxation year for which the tax credit is being claimed.
How to buy CRCD shares
There are 3 steps to the buying process.
-
1. Pre-subscription
Pre-subscription allows you to let us know you're interested in buying CRCD shares. This period ended on September 18, 2023, at 5 PM.
Sign up to get a reminder before the next pre-subscription period.
Sign up for an email notification -
2. Shareholder selection
-
3. Subscription
Invest up to $3,000 per issue year.
- Initial annual purchase: minimum $500
- Subsequent purchases in the same year: increments of $100, up to $3,000
If you were selected at random as an investor, you had from September 26, 2023, to January 4, 2024, to subscribe.
If you're a Desjardins member, you can log in to AccèsD and subscribe on your own.
What you need to know about CRCD shares
Mandatory holding period and redemption
- The minimum holding period is 7 years.
- In some cases, shares may be redeemed before the end of this period.
- Shares are not transferable to another person, by sale or otherwise.
- A redemption of shares may trigger capital gains or losses.
- After a redemption, you can no longer claim a tax credit for the current tax year or any subsequent tax year on any new subscription.
Learn more about redeeming shares
Returns and share price
- Returns are not guaranteed.
- There are no interest or dividend payments.
- The price of exchanged shares is always the same as the price of other shares. Share price is established twice a year, on June 30 and December 31, and announced within 90 days following these dates.
- Transaction notices and semi-annual statements are sent to shareholders.
Non-eligible plans and fees
- Not eligible for RRSPs, RRIFs or any other deferred tax plan (LIRA and LIF)
- Fee charged when opening or closing an account: $50 (tax included)
Contact us
-
By phone
Contact Investor Relations
-
In person
Book an appointment near you
CRCD shares are not guaranteed; their value fluctuates frequently and their past performance is not indicative of future returns. Investment fees may apply.
- The issue year runs from March to February. Transactions must be concluded within the subscription period.