Pre-approved mortgage

It’s always a great idea to get pre-approved for a mortgage. It tells you exactly how much you can spend, shows that you’re a serious buyer and simplifies matters with your real estate broker or seller.

Why get pre-approved?

A mortgage pre-approval paves your way to homeownership because it:

  • certifies your buying capacity
  • tells you how much you can spend, based on your borrowing capacity and down payment
  • can protect you from interest rate hikes if your rate is guaranteed
  • simplifies communication with the real estate broker or seller

3-step pre-approval

  1. Determine your financing needs with one of our advisors.
  2. Get a prompt answer.
  3. Get the loan terms and a certificate upon approval.

See a sample pre-approval certificate