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You are here: Home > Personal > Cards, loans and credit > Mortgages > Green Homes Program > Choosing a green home > How green homes can save you money

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How green homes can save you money

Energy savings

Green homes use less energy because they're well insulated, watertight and airtight, and equipped with high efficiency appliances and heating systems. For example, a Novoclimat 2.0 qualified home can save around 20% on energy costs compared to a home built in compliance with the Quebec Construction Code.

Use the Green Homes Program savings calculator to find out how much you can save.

Green Homes Program

Green building and renovating is good for the planet, your health and your wallet.

Our lowest mortgage rates

Meet your advisor to talk about our great interest rates.

You also get:

  • up to $2,000 cashback to build a green home and $500 for green renovation projects
  • cashback on your home insurance
  • your monthly plan free for 1 year
  • free Home Assistance when you take out Loan Insurance

And make donations to Ecohome when you use your Visa Desjardins card to pay for your purchases.

Use the Green Homes Program savings calculator to find out what your rebate could be.

Government programs

Original owners of new Novoclimat 2.0 certified homes receive $1,000 in assistance from the Ministère des Ressources naturelles du Québec.

Learn more about the Novoclimat 2.0 program.

The Rénoclimat program provides financial assistance for renovations.

Learn more about the Rénoclimat program.

The Quebec government provides tax credits for some renovations. The amount of the tax credit corresponds to 20% of the portion of eligible expenses that exceeds $2,500, up to a maximum of $10,000.

Learn more about the Tax Credit for Eco-Friendly Home Renovations (EcoRenov).

Mortgage savings

Canadian Mortgage and Housing Corporation (CMHC)

The CMHC Green Home program offers a 10% premium refund, and a premium refund for a longer amortization period (if applicable).

Learn more about the Green Home program.

Genworth Canada

Genworth Canada's Energy-Efficient Housing Program gives green home buyers and renovators a 10% refund on their Genworth mortgage insurance premium.

Learn more about the Energy-Efficient Housing Program.

Did you know?
You can grow the savings generated by your green home by opening a High Interest S@vings Account, available on AccèsD. Open an account online today! Learn more about the High Interest S@vings Account.

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