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Student STRATEGIC Line of Credit

Student STRATEGIC Line of Credit

a line of credit that makes your life easier

Focus on school. This option is perfect for full-time Quebec and Ontario university students in specific fields of study.

Key features

  • Credit limit that's high enough Cover your expenses
  • Low interest rate Between 3.45% and 4.95% while you are a student
  • Minimum repayment During your studies
  • Fast access to money In your student account
  • Overdraft protection Yes

A line of credit that's right for you

Take care of your:

  • tuition or internship fees
  • school and computer supplies
  • living and transportation expenses

Features

Amount

  • Amount based on your situation (full-time or part-time student) and fields of study
  • Gradual increase in line with your needs

Interest rate

  • During your full-time studies: low interest rate between 3.45% and 4.95%
  • After graduating: low rate

Repayment

  • Pay only the interest while you're a student
  • Pay it off at any time during your studies with no extra charge
  • Option to defer the first repayment up to 12 months after completing your studies
  • Loan terms: up to 15 years after graduating

Access to funds

  • In your student account
  • Get to your money anytime on AccèsD
  • Transactions appear on your monthly account statement

Insurance

  • Life insurance from Desjardins Insurance is available to protect your line of credit.
    Learn more about Line of Credit Insurance.

How does it work?

A Student STRATEGIC Line of Credit will let you focus on your schoolwork without worrying about unexpected expenses. Your transactions will go smoothly with no effort on your part.

Learn more about how your line of credit works (PDF, 1.51 KB) - This link will open in a new window.

Calculate the interest charges on your student line of credit

 $ 
 

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