Choose province (Canada) or state (United States), and language

Online services – AccèsD, AccèsD Affaires, online brokerage, full service brokerage.

Log on to Desjardins online services.
 

You are here:

Your browser is configured to not accept cookies. Some features of the site are not available or will not work correctly without cookies. Also, some information presented might not apply to your situation.
See How to enable cookies

Your browser is not supported by our website. Some features of the site are not available or will not work correctly.
See the procedure to update your browser.

Microsoft Edge causes problems on AccèsD. To fix the issue, please install the most recent Windows update.

Student Advantage Line of Credit

Student Advantage Line of Credit

A line of credit that makes your life easier

Enjoy peace of mind while you're a full-time or part-time student at CEGEP, university or vocational school.

Express service for members only

Call the Student Advisory Centre at 1-800-667-7972 and your line of credit could be available in 45 minutes (subject to credit approval).

Key features

  • Credit limit that's high enough Cover your expenses
  • Low interest rate 4.95% while you’re a student
  • Minimum repayment During your studies
  • Fast access to money In your student account
  • Overdraft protection Yes

A line of credit that's just perfect for you

  • Take care of your tuition or internship fees.
  • Buy school and computer supplies
  • Cover your living and transportation expenses.

Features

Amount

  • Amount based on your situation (full-time or part-time student) and field of study.
  • Gradual increase in line with your needs

Interest rate

  • During your full-time studies: low interest rate of 4.95%
  • After graduating: low rate

Repayment

  • Pay only the interest on the amount you borrow while you're a full-time student.
  • Pay it off at any time during your studies with no penalties
  • Option to defer the first repayment up to 12 months after completing your studies
  • Terms:
    • up to 10 years after graduating for vocational and CEGEP students
    • up to 15 years after graduating for university students

Access to funds

  • In your student account
  • Get to your money anytime on AccèsD
  • Transactions appear on your monthly account statement

Insurance

  • Life insurance from Desjardins Insurance is available to protect your line of credit.
    Learn more about Line of Credit Insurance

How does it work?

A Student Advantage Line of Credit will let you focus on your schoolwork without worrying about unexpected expenses. Your transactions will go through smoothly with no effort on your part.

Learn more about how your line of credit works (PDF, 1.50 MB) - This link will open in a new window.

Calculate the interest charges on your student line of credit

 $ 
 

Toolbar