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You are here: Home > Personal > Cards, loans and credit > Credit cards > Visa Platinum > Insurance

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Insurance

Insurance included with the Platinum:

  • Comprehensive travel insurance
  • Auto Rental Collision/Loss Damage Insurance
  • Purchase Protection and Extended Warranty
  • Accirance - In case of an accident

Travel Insurance

As a cardholder, you, your spouse and dependent children benefit from comprehensive travel insurance coverage for up to 60 consecutive days, no matter how often you travel during the year.

You, your spouse and dependent children are covered while travelling in Canada or abroad, no matter how often you travel during the year.

  • Coverage up to $5,000,000 per insured person for eligible medical care and services required, including transportation, repatriation, living expenses and dental care.
  • This coverage, offered by Desjardins Financial Security, is offered to persons age 75 or under.
  • Length of coverage:
    • Age 59 or under: 60 days
    • Age 60 to 64: 31 days
    • Age 65 to 75: 15 days
    • Age 76 or over: please contact us

Get more information

Call 1-800-465-7822.

To learn more, see the certificate of insurance. Certain conditions and restrictions apply.

This insurance covers trips within or outside your province of residence for their duration. You, your spouse and dependent children are covered up to $2,500 if the trip is cancelled prior to departure and have unlimited coverage in the event of trip interruption after departure.

This coverage, offered by Desjardins Financial Security, is automatic when you use your credit card to purchase your ticket.

Coverage begins when the trip is paid.

Get more information

Call 1-877-838-7603

To learn more, see the certificate of insurance. Certain conditions and restrictions apply.

The insured parties are covered up to $1,000 per person against theft or damaged baggage and up to $500 against delayed baggage.

This coverage, provided by Desjardins Financial Security, is automatic.

  • Applies exclusively to trips made outside your province of residence
  • Length of coverage:
    • Age 59 or under: 60 days
    • Age 60 to 64: 31 days
    • Age 65 or over: 15 days

Coverage may not be extended in all Canadian provinces.

Get more information

Call 1-800-465-7822.

To learn more, see the certificate of insurance. Certain conditions and restrictions apply.

If you, your spouse or dependent children are the victim of an accident while using public transportation (air, sea or ground), you are insured up to $1,000,000 in the event of accidental death or dismemberment.

This coverage, offered by Desjardins Financial Security Life Assurance Company, is automatic provided that you use your credit card to purchase the ticket.

How to make a claim

Call 1-800-465-7822.

Get more information

Call 1-877-800-7603.

To learn more, see the certificate of insurance. Certain conditions and restrictions apply.

No matter where you are in the world, any time of the day or night, the Travel Assistance Service is there for you!

  • 24/7 telephone service for help in the event of a medical emergency:
    • search for a doctor or hospital resources
    • sending of medical assistance
    • cash advances
    • repatriation
    • handling of formalities
  • Assistance if your tickets, identification or official documents are lost or stolen, and legal assistance.

Get more information

  • See Travel Assistance Service.
  • Call 1-877-888-4873.
    Monday to Friday, 8:00 a.m. to 9:00 p.m. and Saturday, 8:30 a.m. to 4:30 p.m.

    In case of an emergency
    Canada and the U.S.: 1-800-465-6390
    Elsewhere (toll-free): 514-875-9170

See the Travel Insurance guide (PDF, 639 KB) - This link will open in a new window.. It contains all travel insurance conditions and exclusions. Carefully read the section on limitations for pre-existing medical conditions or injuries.

Auto Rental Collision/Loss Damage Insurance

Auto Rental Collision/Loss Damage1 Insurance covers you if your rental car is damaged or stolen for a period of up to 48 consecutive days when you charge the full cost of your car rental to your card2.

What to do in case of accident

Call us at:

  • Canada and the U.S.: 1-888-409-4442
  • Elsewhere in the world: 613-634-4993

How to make a claim

Get more information

See the Certificate of Insurance (PDF, 213 KB) - This link will open in a new window..

Purchase Protection and Extended Warranty

When you use your card to purchase eligible items, you benefit from Purchase Protection in case of loss or damage and an Extended Warranty. Learn more - Purchase Protection and Extended Warranty

Accirance - In case of an accident

You, your spouse and dependent children can get all the benefits of Desjardins Financial Security's Accirance for 6 months, at no cost1.

Wherever you are, you'll have complementary accident insurance covering you for the following expenses:

  • hospital
  • paramedical
  • dental
  • transportation
  • accommodation expenses

You are also entitled to a benefit of up to $1,000,000 in the event of accidental death.

How to activate coverage

Once you receive your card, call 1-800-463-7832.

Get more information

Certain conditions apply. See the distribution guide and general conditions.


® Elegance, Modulo, Odyssey and Odyssey World Elite are registered trademarks of Fédération des caisses Desjardins du Québec.

  1. Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant Solutions®*. ®Assurant Solutions is a registered trademark of Assurant Inc. Details of your insurance coverage, including definitions, benefits, limitations, and exclusions, are in the Certificate of Insurance provided with your card.
  2. Exclusive to cardholders when paying with Odyssey Visa Infinite Privilege®, Odyssey® Gold, Desjardins Affinity Gold, Odyssey® World Elite MasterCard® and Visa Desjardins Prestige Platinum and Platinum.

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Visa Desjardins Platinum
By invitation only
Interest rate:  9.9%
Annual fee: $169
Comprehensive travel insurance

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