Odyssey Gold Visa credit card

As an Odyssey® Gold Visa* credit card holder, you're covered for emergency healthcare, even if it's related to COVID-19, subject to care availability. Some conditions apply. Questions or concerns related to COVID? Have questions or concerns about your next trip? Check out our FAQ page.

Odyssey Gold Visacredit card

The Odyssey® Gold Visa* card comes with comprehensive travel insurance and earns you up to 2% in Bonusdollars®

  • Comprehensive travel insurance

    Up to 60 days

  • Annual fee


  • Additional card

    Free for members

    $30 a year for non-members

  • Interest rate


Your regular purchases earn you Bonusdollars rewards

Get up to 2% in Bonusdollars when you make purchases in these categories.

  • Restaurants


    of your purchases

  • Entertainment


    of your purchases

  • Alternative transportation


    of your purchases

  • Pre-authorized payments


    of your purchases

  • Other purchases


    of your purchases

Calculate your Bonusdollars rewards

It pays to purchase with an Odyssey Gold Visa.

Here's how many Bonusdollars you can earn.

Credit card benefits


Car rentals

Financing and cash advances

Protect your purchases and property

  • Insurance for your mobile devices

    Get up to $1,000 to cover the loss, theft, accidental damage or mechanical failure of mobile devices purchased with this card.

    Learn more about insuring your mobile device
  • Purchase protection for some items and extended warranty

    Get enhanced coverage for items purchased using your credit card in case of loss or damage.

    You also get an extended warranty that doubles the original manufacturer's warranty up to 1 additional year when you use your card to purchase most items.

    Learn more about Purchase Protection and Extended Warranty


Card technology

Easy and secure online payment

Paying for your online purchases is easy with Click to Pay and get additional coverage with Verified by Visa.

Pay with your mobile device

It's so convenient to hold your device near the terminal to pay.

Learn more about mobile payments


  • No transaction fees on purchases made in Canada
  • 21-day grace period to pay your bill without incurring credit charges

Manage your credit card

Let us know if anything has changed.

How to manage and repay debt

Read our tips to manage and repay your debt. Use our tool to find out how much you owe and to get personalized advice.

Apply for the Odyssey Gold Visa card

Credit card terms and conditions (PDF, 668 KB) - This link opens in a new window.

See Bonusdollars Rewards Program rules (PDF, 133 KB) - This link opens in a new window.

See Desjardins low-rate card Bonusdollars Rewards Program rules (PDF, 89 KB) - This link opens in a new window.

See Desjardins Odyssey Lounge access rules (PDF, 708 KB) - This link opens in a new window.

Annual fee and fixed annual interest rate are subject to change with 30 days notice.

® bonusdollars and Odyssey are registered trademarks of Fédération des caisses Desjardins du Québec

®Hertz is a registered trademark of Hertz System, Inc., used under licence.

® Dollar and Thrifty are registered trademarks of DTG Operations, Inc. Used under licence. © 2018 DTG Operations, Inc.

  1. You have 21 days from the date the monthly statement is issued to pay the full balance on your account without interest (except on cash advances and cheques). The minimum payment due is 5% of the total statement balance. This means the balance shown on your account statement for the previous period, any interest or monthly instalments that were not paid on the due date for that period, your regular purchases, any cash advances from the current statement period, plus the interest charged on those cash advances. This amount will also include any other amounts due under your credit card contract. Here are some examples of applicable interest charges for a standard 30-day billing cycle: If the regular annual interest rate is 19.9% and your average daily outstanding balance is $100, you'd be charged $1.64 in interest. If it's $500, you'd be charged $8.18 in interest, and if it's $1,000 you'd be charged $16.36 in interest.
  2. Eligibility requirements: Must have an eligible account. Primary card holder on the account must be a member of Fédération des caisses Desjardins du Québec or Fédération des caisses populaires de l'Ontario inc. Additional cards are $30 for non-members.
  3. Purchase Protection and Extended Warranty apply to most goods purchased with your card.
  4. Each installment must be paid in full each month. It will be added to your minimum amount due. If your minimum credit card payment isn't made on time, your card's interest rate will apply to the monthly payment.