Modulo Visa

The satisfaction of a low rate, the joy of rewarding yourself

  • Regular interest rate: 10.9%
  • Annual fee: $50
  • Rewards program: 1% of your purchases in BONUSDOLLARS®
  • Mobile Device Insurance
  • 3-Day Travel Insurance at no charge

Calculate your interest savings over 12 months with the Modulo Visa card


With the Modulo Visa card

Card features you'll like the most

Low interest rate

Low interest rate

Enjoy a low fixed annual interest rate on all your purchases and cash advances.

Partner offers

Westjet logo

Special discounts on your WestJet® flights, all year long!1

Get this offer - This link will open in a new window.

Additional card features

Other features


Exclusive Advantage For Members

Additional card at no annual fee

Additional card for your spouse or other family member at no annual fee. Available to primary cardholders of Modulo cards. A $10 savings.

See all member advantages for individuals - Financial products and services.

Annual fee and fixed annual interest rate are subject to change without prior notice.

®Modulo, Odyssey and BONUSDOLLARS are registered trademarks of Fédération des caisses Desjardins du Québec.

  1. Interest savings are shown for information purposes only and do not take into account monthly compounded interest, payments, additional purchases, annual fees, options or other specific factors.
  2. Eligibility requirements: Must have an eligible account. The primary cardholder must be a member of a caisse affiliated with Fédération des caisses Desjardins du Québec or Fédération des caisses populaires de l'Ontario Inc.