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Start building your credit


  • Interest rate: 19.9%
  • Low interest rate: optional 12.9% ($30/year)
  • Annual fee: none
  • Card image personalization service
  • New - Free access to your TransUnion credit report

  • Mobile Device Insurance
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Card features you'll like the most

Additional card features

Payment Reminder

Payment Reminder
Get a reminder by email 3 days before your bill is due.

Additional card at no annual fee

Additional card at no annual fee
You can get an additional card (same image as the primary card) for your spouse or other family member for free.

Other features


Annual cashback of $25

As a FOR STUDENTS ONLY cardholder, get an annual cashback of $25 credited to your account. Cashback is credited to your account within 60 days of the account anniversary date. For members age 18 to 25 inclusively. See eligibility requirements - This link will open in a new window. (PDF, 107 KB).

Annual fee and fixed annual interest rate are subject to change without prior notice.